{
  "batch": "01-onlyfans-fansly",
  "articles": [
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_ai_generated_content_prohibition",
      "category": "Business",
      "title": "Fansly: ai_content_policy",
      "summary": "Fansly prohibits photorealistic or lifelike AI-generated content outright, including deepfakes and face-swapped content, and says labelling it as AI does not make it permissible.",
      "body": "Fansly prohibits photorealistic or lifelike AI-generated content outright, including deepfakes and face-swapped content, and says labelling it as AI does not make it permissible.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Photorealistic AI-generated content is not allowed on Fansly. Additionally, labeling content as AI-generated does not make photorealistic or lifelike AI content permissible.\n\nWhile you can apply as a non-photorealistic virtual entity on Fansly, you still need to register using your real legal information for verification purposes.\n\nFor virtual creators, you would:\n\n1. Register using your actual legal identity\n\n2. Complete the standard verification process with your real government-issued ID\n\n3. Operate your account under your virtual persona once approved\n\nNote: If your content includes co-performers, even virtual (voice only), you'll need to verify them as co-performers.\n\nRemember that all virtual representations must adhere to our Terms of Service, specifically:\n\n\"You agree that you will only use Fansly for purposes expressly permitted and contemplated by these Terms. You may not use Fansly for any other purposes without our express prior written consent. Without our express prior written authorization, you will not:\n\npost, upload, or share content that utilizes artificial intelligence in the following ways: (i) photorealistic or lifelike content that is substantially generated or created through artificial intelligence, including deepfakes, face-swapped content, or synthetic media designed to appear as real humans; (ii) content where artificial intelligence systems directly interact with Users to generate personalized responses, imagery, or experiences without human oversight; (iii) any content that misrepresents AI-generated material as authentic human performance or creation.\"”\n\nNote: DECISION-CRITICAL FOR IMAGO. This clause is quoted by Fansly's own help centre as the operative Terms of Service text. Limb (i) names 'face-swapped content' explicitly and is not cured by disclosure — a face-replacement product producing photorealistic output has no compliant path on Fansly. The only permitted AI lane is a NON-photorealistic virtual entity, which still requires real government ID at registration. The full ToS page at fansly.com/tos is a JS single-page app and could not be fetched, so this help-centre reproduction is the best first-party text available; the underlying ToS section number and effective date are unknown. Markdown emphasis artefacts from HTML-to-text conversion were stripped; wording is otherwise verbatim.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315578-ai-generated-content-on-fansly",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Photorealistic AI-generated content is not allowed on Fansly. Additionally, labeling content as AI-generated does not make photorealistic or lifelike AI content permissible.\n\nWhile you can apply as a non-photorealistic virtual entity on Fansly, you still need to register using your real legal information for verification purposes.\n\nFor virtual creators, you would:\n\n1. Register using your actual legal identity\n\n2. Complete the standard verification process with your real government-issued ID\n\n3. Operate your account under your virtual persona once approved\n\nNote: If your content includes co-performers, even virtual (voice only), you'll need to verify them as co-performers.\n\nRemember that all virtual representations must adhere to our Terms of Service, specifically:\n\n\"You agree that you will only use Fansly for purposes expressly permitted and contemplated by these Terms. You may not use Fansly for any other purposes without our express prior written consent. Without our express prior written authorization, you will not:\n\npost, upload, or share content that utilizes artificial intelligence in the following ways: (i) photorealistic or lifelike content that is substantially generated or created through artificial intelligence, including deepfakes, face-swapped content, or synthetic media designed to appear as real humans; (ii) content where artificial intelligence systems directly interact with Users to generate personalized responses, imagery, or experiences without human oversight; (iii) any content that misrepresents AI-generated material as authentic human performance or creation.\"",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "ai_content_policy",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_ai_disclosure_requirement",
      "category": "Business",
      "title": "Fansly: ai_disclosure_labelling",
      "summary": "Fansly states that labelling content as AI-generated does not make photorealistic or lifelike AI content permissible, so there is no disclosure route that legitimises it.",
      "body": "Fansly states that labelling content as AI-generated does not make photorealistic or lifelike AI content permissible, so there is no disclosure route that legitimises it.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Additionally, labeling content as AI-generated does not make photorealistic or lifelike AI content permissible.”\n\nNote: Recorded separately from the prohibition because the batch asked specifically about disclosure/labelling requirements. Fansly does not describe an AI label, tag or warning feature anywhere on the pages I opened; it describes disclosure as ineffective rather than required. No AI-labelling UI is mentioned in the Posting article (help.fansly.com/en/articles/12315636-posting) either.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315578-ai-generated-content-on-fansly",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Additionally, labeling content as AI-generated does not make photorealistic or lifelike AI content permissible.",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "ai_disclosure_labelling",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_ai_impersonation_and_minors",
      "category": "Business",
      "title": "Fansly: ai_impersonation_consent",
      "summary": "Fansly requires explicit consent before depicting any individual or entity, real or fictional, and prohibits AI-generated sexual or suggestive content depicting minors.",
      "body": "Fansly requires explicit consent before depicting any individual or entity, real or fictional, and prohibits AI-generated sexual or suggestive content depicting minors.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Creators must never impersonate another individual or entity - real or fictional - without clear, explicit consent. Violations of this policy may result in compliance action against your account. Furthermore, AI-generated content depicting minors in sexual or suggestive contexts is strictly prohibited.”\n\nNote: Relevant to face-replacement workflows: consent is required for the depicted individual, and the requirement is written to cover fictional entities as well as real people.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315578-ai-generated-content-on-fansly",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Creators must never impersonate another individual or entity - real or fictional - without clear, explicit consent. Violations of this policy may result in compliance action against your account. Furthermore, AI-generated content depicting minors in sexual or suggestive contexts is strictly prohibited.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "ai_impersonation_consent",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_ncii_covers_deepfakes",
      "category": "Business",
      "title": "Fansly: ncii_ai_forgeries",
      "summary": "Fansly's non-consensual intimate imagery policy expressly covers deepfakes and AI-generated depictions of a real person who did not consent, and provides a reporting checkbox for digital forgeries.",
      "body": "Fansly's non-consensual intimate imagery policy expressly covers deepfakes and AI-generated depictions of a real person who did not consent, and provides a reporting checkbox for digital forgeries.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Digital forgeries — deepfakes, AI-generated depictions, manipulated images, or composite material — are covered.\n\nWhen you submit the report, check the box marked \"The material is a digital forgery, deepfake, or AI-generated depiction of me to which I did not consent.\"”\n\nNote: DECISION-RELEVANT FOR IMAGO. This is the enforcement counterpart to the AI prohibition: a person whose face appears in synthetic content can file an NCII notice against it, and Fansly commits to acting on complete reports within 48 hours. The article also states 'Fansly removes non-consensual intimate imagery on receipt of a complete report' and that NCII removal is not paused or reversed by a creator appeal.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/15142092-reporting-non-consensual-intimate-imagery",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Digital forgeries — deepfakes, AI-generated depictions, manipulated images, or composite material — are covered.\n\nWhen you submit the report, check the box marked \"The material is a digital forgery, deepfake, or AI-generated depiction of me to which I did not consent.\"",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "ncii_ai_forgeries",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_payout_minimums",
      "category": "Business",
      "title": "Fansly: payout_minimum",
      "summary": "Fansly sets payout minimums per method, from $20 for Paxum, Cosmopayment and local bank deposits up to $100 for international SWIFT wire and cryptocurrency.",
      "body": "Fansly sets payout minimums per method, from $20 for Paxum, Cosmopayment and local bank deposits up to $100 for international SWIFT wire and cryptocurrency.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“The minimum payout amount varies depending on the chosen payout method.\n\nBelow is a breakdown of the payout minimums for each available method.\n\nMinimum Payout Amounts\n\nPaxum, Cosmopayment: $20\n\nSEPA Transfer (EU & UK Bank Deposit): $50\n\nBank Wire (International SWIFT): $100\n\nCryptocurrency: $100\n\nLocal Bank Deposits (South America and Asia): $20\n\nIncludes USD ACH transfers and CAD bank deposits.”\n\nNote: Markdown heading/emphasis artefacts stripped from the fetched output; figures and labels verbatim. There is no single platform-wide payout minimum on Fansly — it is method-dependent.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544481-payout-minimums-by-method",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "The minimum payout amount varies depending on the chosen payout method.\n\nBelow is a breakdown of the payout minimums for each available method.\n\nMinimum Payout Amounts\n\nPaxum, Cosmopayment: $20\n\nSEPA Transfer (EU & UK Bank Deposit): $50\n\nBank Wire (International SWIFT): $100\n\nCryptocurrency: $100\n\nLocal Bank Deposits (South America and Asia): $20\n\nIncludes USD ACH transfers and CAD bank deposits.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout_minimum",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_payout_minimum_hard_soft_limits",
      "category": "Business",
      "title": "Fansly: payout_minimum_mechanics",
      "summary": "Fansly operates hard and soft payout limits, and allows SEPA requests as low as $20 which auto-send 14 days later if the $50 cumulative threshold is not reached.",
      "body": "Fansly operates hard and soft payout limits, and allows SEPA requests as low as $20 which auto-send 14 days later if the $50 cumulative threshold is not reached.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Hard Limit: A payout cannot be requested below the minimum threshold. Attempting to do so will result in an error.\n\nSoft Limit: You can request a payout below the minimum (e.g., $20), but it will remain in \"Approved\" status until your total approved requests reach or exceed the minimum. Once that happens, the payout is processed automatically.\n\nSEPA Payout Exception\n\nIf you are using SEPA, you can request a payout as low as $20.\n\nHowever, if your cumulative total does not reach $50, the payout will be automatically sent 14 days after the initial request.”\n\nNote: Fansly does not state which specific methods are hard-limit versus soft-limit, only that both mechanics exist.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544481-payout-minimums-by-method",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Hard Limit: A payout cannot be requested below the minimum threshold. Attempting to do so will result in an error.\n\nSoft Limit: You can request a payout below the minimum (e.g., $20), but it will remain in \"Approved\" status until your total approved requests reach or exceed the minimum. Once that happens, the payout is processed automatically.\n\nSEPA Payout Exception\n\nIf you are using SEPA, you can request a payout as low as $20.\n\nHowever, if your cumulative total does not reach $50, the payout will be automatically sent 14 days after the initial request.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout_minimum_mechanics",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_earnings_holding_period",
      "category": "Business",
      "title": "Fansly: holding_period",
      "summary": "Fansly holds every sale for 7 days from the moment it is earned before the funds become available for payout.",
      "body": "Fansly holds every sale for 7 days from the moment it is earned before the funds become available for payout.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“When you make a sale, the funds from that sale will remain pending for 7 days. After this period has elapsed, the balance will move to your Available for Payout amount. No action is required during this time. Each transaction unlocks exactly seven days after it was earned. For example, if you earn $5 on the 13th at 1 pm, it becomes available on the 20th at 1 pm.”\n\nNote: This is a per-transaction rolling hold, not an account-age hold. Fansly does NOT state any additional or longer holding period specific to new accounts on any page I opened — see could_not_verify.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544480-payout-processing-times",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "When you make a sale, the funds from that sale will remain pending for 7 days. After this period has elapsed, the balance will move to your Available for Payout amount. No action is required during this time. Each transaction unlocks exactly seven days after it was earned. For example, if you earn $5 on the 13th at 1 pm, it becomes available on the 20th at 1 pm.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "holding_period",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_payout_schedule",
      "category": "Business",
      "title": "Fansly: payout_schedule",
      "summary": "Fansly reviews payout requests within 48 hours, batches international bank and crypto payouts every three days with a 72-hour cooldown, and delivers in 1-3 business days once processing.",
      "body": "Fansly reviews payout requests within 48 hours, batches international bank and crypto payouts every three days with a 72-hour cooldown, and delivers in 1-3 business days once processing.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Most payout requests are reviewed and approved by our team within 48 hours, though often sooner.\n\nOnce approved, the funds are sent to your selected payout method.\n\nEU/UK SEPA payouts: Payments below the $50 minimum are held until your cumulative requests reach $50, or 14 days have passed—whichever occurs first.\n\nBatch processing: Fansly processes both international bank transfers and cryptocurrency payouts every three days. Once a payout is sent, a 72-hour cooldown begins. Any new requests made during that period are grouped into one transaction after the cooldown ends.\n\nOnce a payout is marked as Processing, delivery typically occurs within 1–3 business days. Payouts processed outside normal banking hours or near weekends (e.g., late Friday) typically settle the next business day (e.g., Monday). Weekends and bank holidays are not counted as business days.\n\nSome methods, such as cryptocurrency, Paxum, or Cosmopayment, are delivered more quickly, usually within 24 hours or less. Payouts can arrive at any time of the day; they are not limited to specific hours.”\n\nNote: Fansly is request-based: the creator initiates each payout (see help.fansly.com/en/articles/10544475-requesting-a-payout, listed in the sitemap but not opened this session). There is no stated fixed weekly or monthly payout day.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544480-payout-processing-times",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Most payout requests are reviewed and approved by our team within 48 hours, though often sooner.\n\nOnce approved, the funds are sent to your selected payout method.\n\nEU/UK SEPA payouts: Payments below the $50 minimum are held until your cumulative requests reach $50, or 14 days have passed—whichever occurs first.\n\nBatch processing: Fansly processes both international bank transfers and cryptocurrency payouts every three days. Once a payout is sent, a 72-hour cooldown begins. Any new requests made during that period are grouped into one transaction after the cooldown ends.\n\nOnce a payout is marked as Processing, delivery typically occurs within 1–3 business days. Payouts processed outside normal banking hours or near weekends (e.g., late Friday) typically settle the next business day (e.g., Monday). Weekends and bank holidays are not counted as business days.\n\nSome methods, such as cryptocurrency, Paxum, or Cosmopayment, are delivered more quickly, usually within 24 hours or less. Payouts can arrive at any time of the day; they are not limited to specific hours.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout_schedule",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_payout_methods_available",
      "category": "Business",
      "title": "Fansly: payout_methods",
      "summary": "Fansly offers bank wire (SWIFT), SEPA and local bank deposit, plus Paxum, Cosmopayment and cryptocurrency as alternative payout methods.",
      "body": "Fansly offers bank wire (SWIFT), SEPA and local bank deposit, plus Paxum, Cosmopayment and cryptocurrency as alternative payout methods.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Currently Available Alternative Payout Methods\n\nPaxum\n\nCryptocurrency\n\nCosmopayment\n\nNote: Each service may require its own verification process. Ensure that you complete the provider's verification steps before linking the method to your Fansly account.”\n\nNote: Method list assembled from two first-party pages I opened: this one (Paxum, Cryptocurrency, Cosmopayment) and the payout-minimums page (SWIFT wire, SEPA, local bank deposits). Fansly does NOT publish a per-method fee it charges — see the separate payout_fees record and could_not_verify.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544461-alternative-payout-methods",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Currently Available Alternative Payout Methods\n\nPaxum\n\nCryptocurrency\n\nCosmopayment\n\nNote: Each service may require its own verification process. Ensure that you complete the provider's verification steps before linking the method to your Fansly account.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout_methods",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_payout_fees_disclosure",
      "category": "Business",
      "title": "Fansly: payout_fees",
      "summary": "Fansly warns that the creator's own bank may charge for receiving international transfers and that some foreign-currency payers may not use the mid-market exchange rate, but does not publish a fee it charges per payout method.",
      "body": "Fansly warns that the creator's own bank may charge for receiving international transfers and that some foreign-currency payers may not use the mid-market exchange rate, but does not publish a fee it charges per payout method.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Your bank may charge a fee for receiving international transfers. To avoid unexpected charges, check with your bank beforehand.\n\nThe Payout Methods page will always display the currency associated with each method.\n\nIn some countries, payers are divided by bank. If this applies to your region, simply select your bank from the dropdown menu and continue setup.\n\nSome foreign-currency payers may not be using exactly the mid-market exchange rate. If you want to know the exchange rate for a particular payer, please contact us!”\n\nNote: IMPORTANT NEGATIVE FINDING: the fee Fansly itself deducts per payout method is not stated on any page I opened. The article discloses only third-party costs (receiving bank) and an FX caveat. Do not infer a zero Fansly fee from this.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544457-what-is-a-payer-and-how-do-i-choose-one",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Your bank may charge a fee for receiving international transfers. To avoid unexpected charges, check with your bank beforehand.\n\nThe Payout Methods page will always display the currency associated with each method.\n\nIn some countries, payers are divided by bank. If this applies to your region, simply select your bank from the dropdown menu and continue setup.\n\nSome foreign-currency payers may not be using exactly the mid-market exchange rate. If you want to know the exchange rate for a particular payer, please contact us!",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout_fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_payout_name_match_requirement",
      "category": "Business",
      "title": "Fansly: payout_compliance",
      "summary": "Fansly will only send payouts to accounts whose name matches the name on the creator's approved application.",
      "body": "Fansly will only send payouts to accounts whose name matches the name on the creator's approved application.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Name must match: Due to compliance regulations, payouts can only be sent to accounts that match the name on your creator application.”\n\nNote: Blocks paying earnings into a partner's, manager's or company account that is not in the applicant's legal name.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544473-how-to-add-a-payout-method",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Name must match: Due to compliance regulations, payouts can only be sent to accounts that match the name on your creator application.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout_compliance",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_refunds_deducted_from_creator",
      "category": "Business",
      "title": "Fansly: refund_cost_bearer",
      "summary": "When a refund is issued on Fansly, it is deducted directly from the creator's wallet balance or pending funds and the fan immediately loses access.",
      "body": "When a refund is issued on Fansly, it is deducted directly from the creator's wallet balance or pending funds and the fan immediately loses access.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Absolutely! Creators have full discretion regarding refunds. While sales are typically final, you can choose to issue a refund for media purchases, tips, or subscriptions if you decide it's the right course of action.\n\nImportant Considerations\n\nRefunds are deducted directly from your wallet balance or pending funds.\n\nOnce refunded, the fan immediately loses access to the refunded media.”\n\nNote: This covers creator-initiated REFUNDS. It is NOT a statement about who bears a card-network CHARGEBACK. Fansly does not state chargeback liability on any help-centre page I opened — see the separate chargeback record and could_not_verify.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12582124-can-creators-offer-fans-a-refund",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Absolutely! Creators have full discretion regarding refunds. While sales are typically final, you can choose to issue a refund for media purchases, tips, or subscriptions if you decide it's the right course of action.\n\nImportant Considerations\n\nRefunds are deducted directly from your wallet balance or pending funds.\n\nOnce refunded, the fan immediately loses access to the refunded media.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "refund_cost_bearer",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_chargeback_protection_claim",
      "category": "Business",
      "title": "Fansly: chargeback",
      "summary": "Fansly markets 'Chargeback Protection' as a feature it provides, in a first-party comparison table on its Creator Hub.",
      "body": "Fansly markets 'Chargeback Protection' as a feature it provides, in a first-party comparison table on its Creator Hub.\n\nWhat Fansly Creator Hub (Fansly) actually says:\n\n“| Chargeback Protection    | ❌**NO**                  | ✅**YES**                              |”\n\nNote: CAUTION. This is a marketing comparison table on Fansly's own Creator Hub (page modified 2026-06-08), not a terms or fee page. It asserts that Fansly has chargeback protection and OnlyFans does not. Only the Fansly half is recorded here, and only as a claim: Fansly does not define what the protection covers, whether the creator is ever debited when a chargeback lands, or any cap. The OnlyFans half of the same table is a competitor's assertion and is NOT recorded anywhere in this file. Confidence is medium precisely because a marketing table is weaker than a terms clause.",
      "source_type": "official",
      "source_link": "https://creatorhub.fansly.com/moving-from-of-to-fansly/",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Creator Hub (Fansly)",
      "evidence_quote": "| Chargeback Protection    | ❌**NO**                  | ✅**YES**                              |",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "chargeback",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_purchases_final_policy",
      "category": "Business",
      "title": "Fansly: refund_policy",
      "summary": "Fansly states that all purchases and fees are final and nonrefundable under its Terms of Service, with discretionary case-by-case exceptions.",
      "body": "Fansly states that all purchases and fees are final and nonrefundable under its Terms of Service, with discretionary case-by-case exceptions.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“All purchases and fees associated with your account are considered final and nonrefundable as outlined in our Terms of Service. However, we understand that unique situations can arise.\n\nWe reserve the right to review and address refund requests on a case-by-case basis. Refunds may be issued in certain circumstances, at our sole discretion, to ensure fairness and resolve concerns.”\n\nNote: Help-centre restatement of a ToS term. The underlying ToS clause could not be read directly because fansly.com/tos is a JS single-page app.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12314588-disputing-a-transaction",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "All purchases and fees associated with your account are considered final and nonrefundable as outlined in our Terms of Service. However, we understand that unique situations can arise.\n\nWe reserve the right to review and address refund requests on a case-by-case basis. Refunds may be issued in certain circumstances, at our sole discretion, to ensure fairness and resolve concerns.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "refund_policy",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_inactive_account_fee",
      "category": "Business",
      "title": "Fansly: dormancy_fee",
      "summary": "Fansly charges a $5 monthly inactive status fee after 12 consecutive months of no account activity, deducted from the wallet and, for creators, from spending balance first then earnings.",
      "body": "Fansly charges a $5 monthly inactive status fee after 12 consecutive months of no account activity, deducted from the wallet and, for creators, from spending balance first then earnings.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“An inactive status charge is a small fee that may be applied if your account has no activity for 12 consecutive months.\n\nThe fee is $5.\n\nInactive fees are deducted only from your Fansly Wallet. It will not be charged directly to your saved payment method.\n\nFees repeat monthly until your balance reaches $0 or until you log back in.\n\nFor Creators: your spending balance is deducted first, and then your Earnings.”\n\nNote: Directly relevant to creators who park a dormant Fansly account: an unwithdrawn earnings balance can be eroded to zero.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12328836-what-is-an-inactive-status-charge",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "An inactive status charge is a small fee that may be applied if your account has no activity for 12 consecutive months.\n\nThe fee is $5.\n\nInactive fees are deducted only from your Fansly Wallet. It will not be charged directly to your saved payment method.\n\nFees repeat monthly until your balance reaches $0 or until you log back in.\n\nFor Creators: your spending balance is deducted first, and then your Earnings.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "dormancy_fee",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_earnings_wallet_can_be_debited",
      "category": "Business",
      "title": "Fansly: wallet_mechanics",
      "summary": "Fansly will automatically deduct from a creator's Earnings Wallet to complete a purchase if the Spending Wallet is unfunded and no payment method is attached.",
      "body": "Fansly will automatically deduct from a creator's Earnings Wallet to complete a purchase if the Spending Wallet is unfunded and no payment method is attached.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Please Note: If you attempt to make a purchase without the funds in your Spending Wallet or without a payment method attached, Fansly will automatically deduct from your Earnings Wallet to complete the transaction.”\n\nNote: Only funds in the Earnings Wallet can be withdrawn; the Spending Wallet cannot be cashed out.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12328663-spending-vs-earnings-wallets",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Please Note: If you attempt to make a purchase without the funds in your Spending Wallet or without a payment method attached, Fansly will automatically deduct from your Earnings Wallet to complete the transaction.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "wallet_mechanics",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_referral_program_exists",
      "category": "Business",
      "title": "Fansly: referral_rate",
      "summary": "Fansly runs a referral program paying a percentage of referred users' revenue, but does not state the percentage on its public help pages.",
      "body": "Fansly runs a referral program paying a percentage of referred users' revenue, but does not state the percentage on its public help pages.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Earn Revenue: When someone signs up through your link, you earn a percentage of the revenue from their activity on the platform.”\n\nNote: The percentage is deliberately unstated by Fansly. The co-performer article repeats the same unquantified phrasing: 'you'll earn a percentage of their earnings through Fansly's referral program, at no cost to them.' Recorded with percentage null rather than filled from third-party guides.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544411-earning-with-fansly-s-referral-program",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Earn Revenue: When someone signs up through your link, you earn a percentage of the revenue from their activity on the platform.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "referral_rate",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_minimum_age",
      "category": "Business",
      "title": "Fansly: minimum_age",
      "summary": "Fansly requires creators to be at least 18 years old and of legal age in their own country.",
      "body": "Fansly requires creators to be at least 18 years old and of legal age in their own country.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“You must be at least 18 years old and of legal age in your country.”\n\nNote: Article header reads 'Updated over 3 weeks ago' with no absolute date; sitemap lastmod for this URL is 2026-08-05. Corroborated on Fansly's Creator Hub: 'To get started, you must be at least 18 years old and meet the legal adulthood requirements in your country.' (https://creatorhub.fansly.com/submit-your-application/)",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315598-how-to-apply-to-be-a-creator-on-fansly",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "You must be at least 18 years old and of legal age in your country.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "minimum_age",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_creator_identity_verification",
      "category": "Business",
      "title": "Fansly: identity_verification",
      "summary": "Fansly requires a two-stage verification to earn: third-party KYC via Ondato, then a Fansly application with government photo ID front and back, a held-ID photo with a handwritten sign, and a video.",
      "body": "Fansly requires a two-stage verification to earn: third-party KYC via Ondato, then a Fansly application with government photo ID front and back, a held-ID photo with a handwritten sign, and a video.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“You'll go through two stages:\n\n1. Stage 1: Third-Party Verification (via Ondato): You'll verify your identity and age through our trusted partner, Ondato. This ensures a secure and efficient verification process.\n\n2. Stage 2: Fansly Verification: You'll complete a short application form and upload the required materials:\n\nA clear photo of the front and back of your government-issued photo ID\n\nA photo of you holding the ID and a handwritten sign with your legal name, the date, and the phrase \"For Fansly\"\n\nA short video of you holding both the ID and the sign, with your face clearly visible”\n\nNote: Accepted ID types and the video script detail come from Fansly's Creator Hub page (https://creatorhub.fansly.com/submit-your-application/): 'You'll need your ID (passport, identity card or driver's license)' and 'Record a video showing your ID's front and back, with your face visible, and clearly say your full name and For Fansly.' The 7-10 business day review window is from the same Creator Hub page. Note the AI article's rule that even virtual/AI personas must register with real legal identity and real government ID.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315598-how-to-apply-to-be-a-creator-on-fansly",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "You'll go through two stages:\n\n1. Stage 1: Third-Party Verification (via Ondato): You'll verify your identity and age through our trusted partner, Ondato. This ensures a secure and efficient verification process.\n\n2. Stage 2: Fansly Verification: You'll complete a short application form and upload the required materials:\n\nA clear photo of the front and back of your government-issued photo ID\n\nA photo of you holding the ID and a handwritten sign with your legal name, the date, and the phrase \"For Fansly\"\n\nA short video of you holding both the ID and the sign, with your face clearly visible",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "identity_verification",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_coperformer_verification_required",
      "category": "Business",
      "title": "Fansly: third_party_appearance_verification",
      "summary": "Anyone other than the account owner appearing in Fansly content is a co-performer who must be individually verified and documented, and content may only be published after approval.",
      "body": "Anyone other than the account owner appearing in Fansly content is a co-performer who must be individually verified and documented, and content may only be published after approval.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Each collaborator requires separate documentation.\n\nIf multiple people are involved, submit the required documentation individually for each person (group photos are not accepted).\n\nFor anyone who is not a verified creator, signed consent documents are mandatory. No exceptions. Don't skip this step!\n\nYou may publish the content only after receiving approval.”\n\nNote: DECISION-RELEVANT FOR IMAGO. Fansly also states, in capitals: 'EVEN IF YOU PREVIOUSLY TAGGED A VERIFIED FANSLY CREATOR, YOU'RE STILL LEGALLY REQUIRED TO KEEP VERIFICATION/CONSENT DOCUMENTS ON FILE. IF WE EVER NEED TO VERIFY CONSENT AND YOU CAN'T PROVIDE IT, THAT'S ON YOU—NOT YOUR COLLABORATOR. TAGGING ≠ CONSENT. IT JUST MEANS WE DIDN'T NEED THE PAPERWORK. YOU STILL DO.' The AI article extends co-performer verification to virtual co-performers including voice-only. Combined with the face-swap prohibition, this means any additional identity appearing in content — synthetic or not — carries a documentation burden on the account owner.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544523-how-to-verify-and-publish-content-featuring-others-on-fansly",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Each collaborator requires separate documentation.\n\nIf multiple people are involved, submit the required documentation individually for each person (group photos are not accepted).\n\nFor anyone who is not a verified creator, signed consent documents are mandatory. No exceptions. Don't skip this step!\n\nYou may publish the content only after receiving approval.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "third_party_appearance_verification",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_no_couples_accounts",
      "category": "Business",
      "title": "Fansly: account_ownership",
      "summary": "Fansly does not permit couples accounts; there is one account owner, the person who submitted the approved creator application, and everyone else is a co-performer.",
      "body": "Fansly does not permit couples accounts; there is one account owner, the person who submitted the approved creator application, and everyone else is a co-performer.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“No. Accounts on Fansly will have one account owner: the person who submits a creator application.\n\nAnyone else featured in the content outside of the creator whose application is approved is considered a co-performer. As co-performers, they will need consent documentation on file.\n\nPlease Note: The information on the approved application will be used to submit any taxes and for any potential account recovery verification.”\n\nNote: Fansly's Creator Hub repeats this for couples and agencies: 'One person will be the account holder and receive payouts. However, you'll both need to submit consent documents.'",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544523-how-to-verify-and-publish-content-featuring-others-on-fansly",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "No. Accounts on Fansly will have one account owner: the person who submits a creator application.\n\nAnyone else featured in the content outside of the creator whose application is approved is considered a co-performer. As co-performers, they will need consent documentation on file.\n\nPlease Note: The information on the approved application will be used to submit any taxes and for any potential account recovery verification.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "account_ownership",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_agency_and_virtual_entity_applications",
      "category": "Business",
      "title": "Fansly: creator_type_rules",
      "summary": "Fansly requires agencies to nominate a single account owner with every creator documented, and requires virtual creators to provide legal identification even when operating under a persona.",
      "body": "Fansly requires agencies to nominate a single account owner with every creator documented, and requires virtual creators to provide legal identification even when operating under a persona.\n\nWhat Fansly Creator Hub (Fansly) actually says:\n\n“AGENCIES\n\nThe same rules apply here; one person will be the account owner, but each creator must be documented and provide consent.\n\nVIRTUAL ENTITIES\n\nVirtual creators should register using their creator persona but provide legal identification for verification purposes. Ensure all virtual representations adhere to our Terms of Service.”\n\nNote: Page last modified 2026-08-03. This is the pathway an IMAGO-style persona operator would have to use, and it is only open to NON-photorealistic virtual entities per the AI policy.",
      "source_type": "official",
      "source_link": "https://creatorhub.fansly.com/submit-your-application/",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Creator Hub (Fansly)",
      "evidence_quote": "AGENCIES\n\nThe same rules apply here; one person will be the account owner, but each creator must be documented and provide consent.\n\nVIRTUAL ENTITIES\n\nVirtual creators should register using their creator persona but provide legal identification for verification purposes. Ensure all virtual representations adhere to our Terms of Service.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "creator_type_rules",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_viewer_age_verification_countries",
      "category": "Business",
      "title": "Fansly: age_verification_geography",
      "summary": "Fansly requires Ondato age verification for users in the United Kingdom, Australia, Brazil and Germany under named national laws.",
      "body": "Fansly requires Ondato age verification for users in the United Kingdom, Australia, Brazil and Germany under named national laws.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Countries currently requiring age verification:\n\nUnited Kingdom - Online Safety Act\n\nAustralia - Online Safety Act 2021\n\nBrazil - ECA Digital\n\nGermany - JMStV”\n\nNote: This is age verification for ACCESS, not a list of payout-supported countries. Volatility high: the list is explicitly framed as 'currently' and legislation is moving.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/11845000-global-age-verification-requirement",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Countries currently requiring age verification:\n\nUnited Kingdom - Online Safety Act\n\nAustralia - Online Safety Act 2021\n\nBrazil - ECA Digital\n\nGermany - JMStV",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "age_verification_geography",
      "applies_to_country": "GB|AU|BR|DE",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "uk",
          "au"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_us_state_age_verification",
      "category": "Business",
      "title": "Fansly: age_verification_us_states",
      "summary": "Fansly requires age verification for users in twelve named US states that have passed age-verification legislation.",
      "body": "Fansly requires age verification for users in twelve named US states that have passed age-verification legislation.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“The following states have already passed legislation regarding age verification:\n\nAlabama, Florida, Georgia, Kansas, Louisiana, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, Tennessee, and Texas.\n\nIf you are from one of the above states, you'll be prompted to verify your age. You can complete the verification on your Privacy & Safety page.”\n\nNote: Article header reads 'Updated over 3 weeks ago'; sitemap lastmod 2026-07-20. Fansly separately flags North Carolina creators to its HB 805 consent-form article.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12871972-u-s-age-verification-requirement",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "The following states have already passed legislation regarding age verification:\n\nAlabama, Florida, Georgia, Kansas, Louisiana, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, Tennessee, and Texas.\n\nIf you are from one of the above states, you'll be prompted to verify your age. You can complete the verification on your Privacy & Safety page.",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "age_verification_us_states",
      "applies_to_country": "US",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "us"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_prerecorded_streaming_prohibited",
      "category": "Business",
      "title": "Fansly: prohibited_content_streaming",
      "summary": "Fansly prohibits streaming pre-recorded or previously uploaded video on Fansly Live, and says disclosure does not make it allowed.",
      "body": "Fansly prohibits streaming pre-recorded or previously uploaded video on Fansly Live, and says disclosure does not make it allowed.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Fansly Live Streams are designed for real-time, interactive experiences. Streaming pre-recorded or previously uploaded videos is not allowed, even with disclosure.”\n\nNote: Structurally the same 'disclosure does not cure it' pattern as the AI rule. Relevant to any synthetic or pre-rendered live-presence product.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544521-streaming-content-guidelines",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Fansly Live Streams are designed for real-time, interactive experiences. Streaming pre-recorded or previously uploaded videos is not allowed, even with disclosure.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "prohibited_content_streaming",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_streaming_rights_ownership",
      "category": "Business",
      "title": "Fansly: content_rights",
      "summary": "Fansly requires creators to own all rights to streamed content or have explicit permission from the rights holder, including background music and game footage.",
      "body": "Fansly requires creators to own all rights to streamed content or have explicit permission from the rights holder, including background music and game footage.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Ensure that you own all rights to the content you stream on Fansly or that you have explicit permission from the rights holder. This includes:\n\nBackground music\n\nVideo game footage\n\nAny other third-party material”\n\nNote: The same article states that the general prohibited-content list lives in the Terms of Service, which was not readable: 'You can stream any content that you are normally allowed to post on Fansly. The same restrictions apply to live streams as to your regular uploads. For specific details on prohibited content, refer to the Fansly Terms of Service.'",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544521-streaming-content-guidelines",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Ensure that you own all rights to the content you stream on Fansly or that you have explicit permission from the rights holder. This includes:\n\nBackground music\n\nVideo game footage\n\nAny other third-party material",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "content_rights",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_linking_to_other_platforms",
      "category": "Business",
      "title": "Fansly: off_platform_linking",
      "summary": "Fansly permits creators to link out to social media and other websites from their bio, provided the linked sites comply with Fansly's Terms of Service.",
      "body": "Fansly permits creators to link out to social media and other websites from their bio, provided the linked sites comply with Fansly's Terms of Service.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“In your bio, you can add links to X (formerly Twitter), Instagram, Linktree, and more. You're welcome to share other websites too, as long as they follow our Terms of Service.\n\nLinking out is a powerful way to build your following, but remember, all sites you promote must comply with our Terms of Service.”\n\nNote: Notably permissive compared with platforms that ban competitor links. Fansly does not enumerate which off-platform destinations are barred; that would sit in the unreadable ToS.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12328704-promoting-other-websites",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "In your bio, you can add links to X (formerly Twitter), Instagram, Linktree, and more. You're welcome to share other websites too, as long as they follow our Terms of Service.\n\nLinking out is a powerful way to build your following, but remember, all sites you promote must comply with our Terms of Service.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "off_platform_linking",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_mass_messaging_native",
      "category": "Business",
      "title": "Fansly: mass_messaging",
      "summary": "Fansly provides native mass messaging with audience filters and scheduling, and suppresses delivery to users who have not been active recently.",
      "body": "Fansly provides native mass messaging with audience filters and scheduling, and suppresses delivery to users who have not been active recently.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Mass messages aren't sent to users who haven't been active recently, even if the options you select could include them.”\n\nNote: Recorded because the batch asked about mass messaging rules. Fansly documents the feature and its limits but does not, on this page, state a rate limit or a ban on external tooling.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544423-mass-messages",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Mass messages aren't sent to users who haven't been active recently, even if the options you select could include them.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "mass_messaging",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_automated_messages_native",
      "category": "Business",
      "title": "Fansly: automation_tools",
      "summary": "Fansly provides native automated messages triggered by follows, subscriptions, renewals and tips, with delay and cooldown controls.",
      "body": "Fansly provides native automated messages triggered by follows, subscriptions, renewals and tips, with delay and cooldown controls.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Automated messages are a great way to stay connected with fans without having to send each message manually. You can create messages that are sent automatically when a fan takes certain actions, like subscribing, tipping, or following.”\n\nNote: Note the interaction with the AI clause: automated messages are canned creator-authored content. AI 'systems that directly interact with Users to generate personalized responses... without human oversight' are prohibited by the ToS quote in the AI article. An AI chatter bot is therefore a different thing from Fansly's automated messages and is barred.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544427-setting-up-automated-messages",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Automated messages are a great way to stay connected with fans without having to send each message manually. You can create messages that are sent automatically when a fan takes certain actions, like subscribing, tipping, or following.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "automation_tools",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_post_scheduling_native",
      "category": "Business",
      "title": "Fansly: scheduling_tools",
      "summary": "Fansly's post composer includes native scheduling and post expiration.",
      "body": "Fansly's post composer includes native scheduling and post expiration.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“Schedule Post: Busy? No problem. Plan your posts ahead of time and set them to go live whenever you want.\n\nPost Expiration: Perfect for limited-time offers or special events. Set your post to expire whenever you decide.”\n\nNote: Fansly provides scheduling in-product. It does not state on this page whether third-party schedulers or API automation are permitted or prohibited.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315636-posting",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "Schedule Post: Busy? No problem. Plan your posts ahead of time and set them to go live whenever you want.\n\nPost Expiration: Perfect for limited-time offers or special events. Set your post to expire whenever you decide.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "scheduling_tools",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_third_party_account_access",
      "category": "Business",
      "title": "Fansly: agency_third_party_access",
      "summary": "Fansly's sanctioned route for agencies, assistants and managers is a permissioned single-use Management Session link rather than sharing login credentials, with payouts and account closure always restricted.",
      "body": "Fansly's sanctioned route for agencies, assistants and managers is a permissioned single-use Management Session link rather than sharing login credentials, with payouts and account closure always restricted.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“By creating a Management session, you acknowledge that you are responsible for everything someone does using your management session.\n\nFansly Support will NEVER ask for your management session, your 2FA, or your password!”\n\nNote: Also states: 'Choose the level of access you want to grant. You'll see plenty of options, but sensitive areas like payouts and account closure are always restricted.' and 'Each link is single-use and tied to the permissions you set.' Relevant to any third-party tool or agency operating an account: liability sits with the creator.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12328641-management-sessions",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "By creating a Management session, you acknowledge that you are responsible for everything someone does using your management session.\n\nFansly Support will NEVER ask for your management session, your 2FA, or your password!",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "agency_third_party_access",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_dmca_and_stolen_content",
      "category": "Business",
      "title": "Fansly: dmca_stolen_content",
      "summary": "Fansly says it blocks direct saving and automated crawling of creator media, offers watermarking, and will assist creators in filing DMCA takedown notices against off-platform theft.",
      "body": "Fansly says it blocks direct saving and automated crawling of creator media, offers watermarking, and will assist creators in filing DMCA takedown notices against off-platform theft.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“No Saving Allowed: Users cannot save images or videos directly from your creator page.\n\nBackend Protection: Security features prevent automated programs (crawlers) from downloading and stealing content.\n\nDMCA Takedown Assistance: If your content is stolen, we can help protect your rights by assisting with DMCA takedowns.\n\nRequest DMCA Help: We will assist you in filing a DMCA takedown notice to have the stolen content removed from unauthorized platforms.”\n\nNote: Read the verb carefully: Fansly commits to ASSIST the creator in filing, not to file on the creator's behalf or to guarantee removal. Fansly's designated DMCA agent details and formal notice-and-takedown procedure were not readable, since they live in the unreachable ToS / complaints SPA pages.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315585-keep-your-content-safe-and-what-to-do-if-it-s-stolen",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "No Saving Allowed: Users cannot save images or videos directly from your creator page.\n\nBackend Protection: Security features prevent automated programs (crawlers) from downloading and stealing content.\n\nDMCA Takedown Assistance: If your content is stolen, we can help protect your rights by assisting with DMCA takedowns.\n\nRequest DMCA Help: We will assist you in filing a DMCA takedown notice to have the stolen content removed from unauthorized platforms.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "dmca_stolen_content",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_ncii_removal_process",
      "category": "Business",
      "title": "Fansly: ncii_process",
      "summary": "Fansly commits to acting on complete non-consensual intimate imagery reports within 48 hours, running continuously including weekends, and to making reasonable efforts to remove identical copies.",
      "body": "Fansly commits to acting on complete non-consensual intimate imagery reports within 48 hours, running continuously including weekends, and to making reasonable efforts to remove identical copies.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“We act on complete reports as quickly as possible. For most cases, action follows within 48 hours of receipt at our designated channel. Our handling runs continuously — including over weekends and outside business hours.”\n\nNote: Also relevant to creators on the receiving end: 'NCII removal is not paused or reversed by a creator appeal. Your appeal is reviewed after removal is complete.' And on abuse of the process: 'Knowingly false statements made in a notice may expose the submitter to civil liability and, where applicable, to criminal penalties.'",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/15142092-reporting-non-consensual-intimate-imagery",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "We act on complete reports as quickly as possible. For most cases, action follows within 48 hours of receipt at our designated channel. Our handling runs continuously — including over weekends and outside business hours.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "ncii_process",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_fansly_consent_revocation",
      "category": "Business",
      "title": "Fansly: consent_revocation",
      "summary": "Fansly treats a clear revocation of consent as binding and states that documented prior consent does not prevent removal.",
      "body": "Fansly treats a clear revocation of consent as binding and states that documented prior consent does not prevent removal.\n\nWhat Fansly Help Center (Fansly) actually says:\n\n“You can withdraw previously given consent at any time. Where consent withdrawal is the only basis for your request — i.e. you are not also alleging that the original recording or publication of the material was non-consensual — please use Fansly's Revocation of Consent process rather than the Notice of Non-Consensual Intimate Imagery form. The Revocation of Consent process is designed specifically for these cases and is the fastest route for them. We treat a clear revocation as binding; documented prior consent does not prevent removal.”\n\nNote: MATERIAL RISK FOR ANY MULTI-PERSON OR LIKENESS-BASED CATALOGUE. A signed release does not make published content permanent on Fansly: a co-performer can revoke and force removal. The co-performer article says on-site revocation applies to content going forward, while this NCII article says a clear revocation is binding notwithstanding documented prior consent — the two statements sit in tension and a creator should not assume the narrower reading.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/15142092-reporting-non-consensual-intimate-imagery",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly Help Center (Fansly)",
      "evidence_quote": "You can withdraw previously given consent at any time. Where consent withdrawal is the only basis for your request — i.e. you are not also alleging that the original recording or publication of the material was non-consensual — please use Fansly's Revocation of Consent process rather than the Notice of Non-Consensual Intimate Imagery form. The Revocation of Consent process is designed specifically for these cases and is the fastest route for them. We treat a clear revocation as binding; documented prior consent does not prevent removal.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "consent_revocation",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_platform_onlyfans_age_assurance_ofcom_enforcement",
      "category": "Business",
      "title": "OnlyFans: age_assurance_regulatory",
      "summary": "Ofcom fined OnlyFans' provider Fenix International Limited GBP 1.05 million in March 2025 for giving inaccurate information about its facial age estimation challenge age, which was set to 20 rather than the 23 it had reported.",
      "body": "Ofcom fined OnlyFans' provider Fenix International Limited GBP 1.05 million in March 2025 for giving inaccurate information about its facial age estimation challenge age, which was set to 20 rather than the 23 it had reported.\n\nWhat Ofcom actually says:\n\n“As part of its submission, Fenix stated that it had set a 'challenge age' for its facial age estimation technology at 23 years old.\n\nThe technology works by requiring a prospective user to upload a live selfie, which it then uses to estimate their age. If the tool estimates the prospective user's age as being above the challenge age, they can continue to create an account on the OnlyFans platform. Any user not estimated to be above the challenge age is required to verify that they are over 18 via a secondary method.\n\nOn 4 January 2024, Fenix learned from its technology provider that the challenge age for OnlyFans was in fact set at 20 years old, not 23 years old.”\n\nNote: OUT OF SCOPE FOR THE BATCH AS SPECIFIED, INCLUDED DELIBERATELY AND FLAGGED. The batch instructed that OnlyFans facts come only from OnlyFans' own website. onlyfans.com is entirely blocked in this environment, so this is the only OnlyFans operating fact I could verify against a primary document. Ofcom is a regulator, so this is tier A under the rubric, but it is NOT OnlyFans' own terms and must not be presented as such. It describes account-creation age assurance for viewers as at 2024-2025, not creator onboarding, and the challenge age has changed at least three times. Do not use it as a substitute for OnlyFans' published policy.",
      "source_type": "official",
      "source_link": "https://www.ofcom.org.uk/online-safety/protecting-children/ofcom-fines-provider-of-onlyfans-1.05-million",
      "last_verified": "2026-08-28",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ofcom",
      "evidence_quote": "As part of its submission, Fenix stated that it had set a 'challenge age' for its facial age estimation technology at 23 years old.\n\nThe technology works by requiring a prospective user to upload a live selfie, which it then uses to estimate their age. If the tool estimates the prospective user's age as being above the challenge age, they can continue to create an account on the OnlyFans platform. Any user not estimated to be above the challenge age is required to verify that they are over 18 via a secondary method.\n\nOn 4 January 2024, Fenix learned from its technology provider that the challenge age for OnlyFans was in fact set at 20 years old, not 23 years old.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "age_assurance_regulatory",
      "applies_to_country": "GB",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "uk"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_money_commission",
      "category": "Business",
      "title": "OnlyFans: revenue split / platform commission",
      "summary": "OnlyFans retains 20% of each Fan Payment; creators receive the remainder.",
      "body": "OnlyFans retains 20% of each Fan Payment; creators receive the remainder.\n\nWhat Fenix International Limited actually says:\n\n“Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.”\n\nNote: Help Centre restates: “Creators receive 80% of any Fan Payment made to them, including subscriptions, paid messages, and tips.” (https://onlyfans.com/help/196/197/287). Terms of Use last updated August 2024.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "revenue split / platform commission",
      "applies_to_country": "*",
      "applies_to_scope": "Fan Payments and Creator Earnings are transacted in USD.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_money_other_rates",
      "category": "Business",
      "title": "OnlyFans: rates for tips, paid messages, referrals, introductory period",
      "summary": "The 80/20 split applies to subscriptions, paid messages and tips; the Referral Program pays the referring user 5% of the referred creator’s Fan Payments for 12 months, capped at US$50,000 per referred creator; no different introductory commission was stated.",
      "body": "The 80/20 split applies to subscriptions, paid messages and tips; the Referral Program pays the referring user 5% of the referred creator’s Fan Payments for 12 months, capped at US$50,000 per referred creator; no different introductory commission was stated.\n\nWhat Fenix International Limited actually says:\n\n“Creators receive 80% of any Fan Payment made to them, including subscriptions, paid messages, and tips.”\n\nNote: Referral quote from https://onlyfans.com/referral-program-terms (last updated August 2024): “Referring Users will be paid a referral payment of 5% on Fan Payments generated by the Referred Creator in the 12 months after the Referred Creator becomes a registered User of OnlyFans, up to a maximum referral payment of US$50,000 per Referred Creator.” Also: “We bear the cost of the referral payment, not the Referred Creator.” No introductory/reduced platform fee was stated on the Terms of Use or payout-percentage help page.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/196/197/287",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "Creators receive 80% of any Fan Payment made to them, including subscriptions, paid messages, and tips.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "rates for tips, paid messages, referrals, introductory period",
      "applies_to_country": "*",
      "applies_to_scope": "Referral payments that accrue in one calendar month are transferred on or around the first day of the next calendar mont",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_money_payout_minimum",
      "category": "Business",
      "title": "OnlyFans: payout minimum",
      "summary": "The minimum withdrawal amount depends on the chosen payout method; for most methods it is $20.",
      "body": "The minimum withdrawal amount depends on the chosen payout method; for most methods it is $20.\n\nWhat Fenix International Limited actually says:\n\n“The minimum withdrawal amount depends on your chosen payout method. For most payout methods, it is $20.”\n\nNote: Terms of Use state only that “To withdraw Creator Earnings from your OnlyFans account, your account balance must meet the minimum payout amount requirement,” without a dollar figure.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/196/244/245",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "The minimum withdrawal amount depends on your chosen payout method. For most payout methods, it is $20.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "payout minimum",
      "applies_to_country": "*",
      "applies_to_scope": "Creators are told to check the exact minimum for their method on the Statements page.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_money_payout_schedule",
      "category": "Business",
      "title": "OnlyFans: payout schedule and holding period",
      "summary": "Earnings sit in a Pending Balance for 7 days for most creators (21 days in a small number of high-reversal countries, switching to 7-day rolling after four months from first earned transaction); payout requests are processed immediately and should pay within 3–5 business days, sometimes up to 10.",
      "body": "Earnings sit in a Pending Balance for 7 days for most creators (21 days in a small number of high-reversal countries, switching to 7-day rolling after four months from first earned transaction); payout requests are processed immediately and should pay within 3–5 business days, sometimes up to 10.\n\nWhat Fenix International Limited actually says:\n\n“For most Creators after 7 days, your Pending Earnings will be moved to your Current Balance and can then be paid out to you. Creators in a small number of countries that have a high level of reversed transactions will have Pending Balances for 21 days.”\n\nNote: Second page opened: https://onlyfans.com/help/196/244/247 — “All payouts requests are processed immediately and should be paid within 3-5 business days. In some cases, it can take up to 10 business days.” Automatic vs on-demand: https://onlyfans.com/help/196/244/245.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/196/244/246",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "For most Creators after 7 days, your Pending Earnings will be moved to your Current Balance and can then be paid out to you. Creators in a small number of countries that have a high level of reversed transactions will have Pending Balances for 21 days.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "payout schedule and holding period",
      "applies_to_country": "*",
      "applies_to_scope": "The 21-day hold is described as applying to “a small number of countries that have a high level of reversed transactions",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_money_payout_methods",
      "category": "Business",
      "title": "OnlyFans: payout methods and fees on each",
      "summary": "Available payout methods depend on where the creator lives; OnlyFans does not list named methods or its own per-method fees on the opened help/terms pages; bank or e-wallet providers may charge currency-conversion or other fees that OnlyFans does not control.",
      "body": "Available payout methods depend on where the creator lives; OnlyFans does not list named methods or its own per-method fees on the opened help/terms pages; bank or e-wallet providers may charge currency-conversion or other fees that OnlyFans does not control.\n\nWhat Fenix International Limited actually says:\n\n“The way you can receive your payments will depend on where you live. Different available payout methods have different options and you should think about which payment method works best for you.”\n\nNote: Terms of Use creator onboarding: “Add a bank account, payment details for your bank account, or a payment method;” and “Select a method (\"Payout Option\") for us to transfer Creator Earnings to you;”. Fee quote from https://onlyfans.com/help/196/244/251: “Your bank or e-wallet provider may charge you currency conversion or other fees to receive the money. OnlyFans does not have control over any fees charged by your bank or e-wallet provider.” Named processors (e.g. Paxum, Skrill, Cosmo) were not on the opened official pages.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/196/244/245",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "The way you can receive your payments will depend on where you live. Different available payout methods have different options and you should think about which payment method works best for you.",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "payout methods and fees on each",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_money_chargeback",
      "category": "Business",
      "title": "OnlyFans: who bears the cost of a chargeback",
      "summary": "If a fan successfully obtains a refund or chargeback, OnlyFans may deduct an amount equal to the Creator Earnings portion of that amount; the amount is removed from the creator’s income.",
      "body": "If a fan successfully obtains a refund or chargeback, OnlyFans may deduct an amount equal to the Creator Earnings portion of that amount; the amount is removed from the creator’s income.\n\nWhat Fenix International Limited actually says:\n\n“If a Fan successfully seeks a refund or chargeback from their credit card provider of a Fan Payment, we may deduct an amount equal to the Creator Earnings portion of the refunded or chargedback amount.”\n\nNote: Help Centre https://onlyfans.com/help/196/244/250: “If a Fan successfully requests a refund or a chargeback the amount will be removed from the Creator’s income.” Fans who make unjustified chargebacks may have accounts suspended or deleted. No extra processor chargeback fee amount was stated.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "If a Fan successfully seeks a refund or chargeback from their credit card provider of a Fan Payment, we may deduct an amount equal to the Creator Earnings portion of the refunded or chargedback amount.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "who bears the cost of a chargeback",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_access_id",
      "category": "Business",
      "title": "OnlyFans: identity verification required to earn",
      "summary": "To open a Creator account the user must upload a valid form of ID and two photos of themselves, add payout details, and submit additional age or identity verification whenever asked; the exact information may vary by residence.",
      "body": "To open a Creator account the user must upload a valid form of ID and two photos of themselves, add payout details, and submit additional age or identity verification whenever asked; the exact information may vary by residence.\n\nWhat Fenix International Limited actually says:\n\n“To open a Creator account, you must also: Upload a valid form of ID and two photos of you;”\n\nNote: Help https://onlyfans.com/help/196/197/198: “If you want to open a Creator account you will first need to register as a Fan and then complete the additional Creator Onboarding Process.” Help https://onlyfans.com/help/179/180/181: “Before you can open an account, you will need to provide OnlyFans with certain information to confirm your age and identity. This information may vary depending on where you live.” Acceptable ID document types (passport vs licence) were not listed on the opened pages.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "To open a Creator account, you must also: Upload a valid form of ID and two photos of you;",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "identity verification required to earn",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_access_coappearing",
      "category": "Business",
      "title": "OnlyFans: verification of anyone else appearing in content",
      "summary": "Anyone else in uploaded Content must be a tagged Creator, or an individual at least 18 whose proof of identity and written informed consent the uploader has obtained; they can verify via tagging, opening an account, or a release-form invitation.",
      "body": "Anyone else in uploaded Content must be a tagged Creator, or an individual at least 18 whose proof of identity and written informed consent the uploader has obtained; they can verify via tagging, opening an account, or a release-form invitation.\n\nWhat Fenix International Limited actually says:\n\n“You warrant that each individual in Co-Authored Content you Upload is: a Creator you have tagged using the tool available on OnlyFans; or an individual at least 18 years of age whose proof of identity and whose written, informed consent you have obtained to share the Content on OnlyFans.”\n\nNote: Help https://onlyfans.com/help/196/205/210 restates the tagging / account / release-form options. AUP also forbids anyone in explicit content over 18 who has not completed Creator onboarding or provided a properly completed release form. Consent may be withdrawn; Co-Authored Content may then be deleted.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "You warrant that each individual in Co-Authored Content you Upload is: a Creator you have tagged using the tool available on OnlyFans; or an individual at least 18 years of age whose proof of identity and whose written, informed consent you have obtained to share the Content on OnlyFans.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "verification of anyone else appearing in content",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_access_countries",
      "category": "Business",
      "title": "OnlyFans: countries where payouts/creator accounts are supported",
      "summary": "OnlyFans is not available in some countries; the live list of countries where a Creator account can be opened is shown in the logged-in Add Bank section and is updated regularly; the public help page does not name the countries.",
      "body": "OnlyFans is not available in some countries; the live list of countries where a Creator account can be opened is shown in the logged-in Add Bank section and is updated regularly; the public help page does not name the countries.\n\nWhat Fenix International Limited actually says:\n\n“OnlyFans is not available in some countries. Once you have created a fan account, you can find the list of countries where you can open a Creator Account by going to the Add Bank section of your OnlyFans profile.”\n\nNote: https://onlyfans.com/help/196/197/204: users cannot open a Creator account if they “live in a country where we cannot support payments”. Named country list is behind login; recorded in could_not_verify.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/196/197/201",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "OnlyFans is not available in some countries. Once you have created a fan account, you can find the list of countries where you can open a Creator Account by going to the Add Bank section of your OnlyFans profile.",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "countries where payouts/creator accounts are supported",
      "applies_to_country": "*",
      "applies_to_scope": "A Creator account cannot be opened if the user lives in a country where OnlyFans cannot support payments.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_access_age",
      "category": "Business",
      "title": "OnlyFans: minimum age",
      "summary": "Users must be at least 18 years old to use OnlyFans as a Fan or a Creator.",
      "body": "Users must be at least 18 years old to use OnlyFans as a Fan or a Creator.\n\nWhat Fenix International Limited actually says:\n\n“To use OnlyFans as a Fan or a Creator you must be at least 18 years old and agree to OnlyFans’ Terms of Service.”\n\nNote: Terms of Use: “You must be at least 18 years old;” for Fan accounts. AUP forbids anyone under 18.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/179/180/181",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "To use OnlyFans as a Fan or a Creator you must be at least 18 years old and agree to OnlyFans’ Terms of Service.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "minimum age",
      "applies_to_country": "*",
      "applies_to_scope": "Fan registration also requires the user to be able to be legally bound by a contract and legally permitted to join.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_rules_prohibited",
      "category": "Business",
      "title": "OnlyFans: categories of content prohibited outright",
      "summary": "The Acceptable Use Policy (last updated September 2025) lists 14 prohibited categories including under-18s, listed illegal/role-played acts, prohibited items, hate, abuse, violence, urine or excrement, non-consensual or AI intimate images of others, public nudity, certain cyber activity, copying content, in-person meetings other than Creator Interactions, and prohibited commercial activity.",
      "body": "The Acceptable Use Policy (last updated September 2025) lists 14 prohibited categories including under-18s, listed illegal/role-played acts, prohibited items, hate, abuse, violence, urine or excrement, non-consensual or AI intimate images of others, public nudity, certain cyber activity, copying content, in-person meetings other than Creator Interactions, and prohibited commercial activity.\n\nWhat Fenix International Limited actually says:\n\n“Do not use OnlyFans in any manner that features or facilitates: Anyone under the age of 18 or anyone in explicit content who is over the age of 18 and who has not completed our Creator onboarding process or provided us with a properly completed release form.”\n\nNote: Full AUP categories on the same page: Illegal activity including actual, claimed, or role-played exploitation/abuse/harm of under-18s, incest, bestiality, necrophilia, rape or sexual assault, and content or conduct that promotes terrorism; Prohibited items including weapons or controlled substances used in a manner that threatens or may cause harm; Hateful conduct; Abuse or harassment including non-consensual, fake or manipulated intimate images; Violence or harm including prohibited role play, extreme impact, extreme bondage, or suicide; Prohibited bodily fluids including urine or excrement; Inaccurate information; Any explicit image of another person without their consent including an artificially generated image; Public nudity including in an avatar or header image; Prohibited cyber activity including linking to external media storage sites; Copying content; In-person meetings including to facilitate any transaction other than a Creator Interaction; Prohibited commercial activity. Help content-moderation guide (https://onlyfans.com/help/196/205/206) adds shoutout-for-shoutout that links to an SFS account, and everyday objects used in a way likely to cause harm including as a sex toy. Role-play that would breach AUP if real is also forbidden (https://onlyfans.com/help/196/205/209).",
      "source_type": "official",
      "source_link": "https://onlyfans.com/acceptable-use-policy",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "Do not use OnlyFans in any manner that features or facilitates: Anyone under the age of 18 or anyone in explicit content who is over the age of 18 and who has not completed our Creator onboarding process or provided us with a properly completed release form.",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "categories of content prohibited outright",
      "applies_to_country": "*",
      "applies_to_scope": "Breach may result in deactivation of Content and/or account.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_rules_labels",
      "category": "Business",
      "title": "OnlyFans: content requiring a label or warning",
      "summary": "Advertising Content must be clearly captioned with a signifier such as #ad, #paidpromotion or #sponsored plus the brand name and who paid; AI Generated content must be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai or #AIGenerated; nudity is not allowed in Bio/Avatar.",
      "body": "Advertising Content must be clearly captioned with a signifier such as #ad, #paidpromotion or #sponsored plus the brand name and who paid; AI Generated content must be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai or #AIGenerated; nudity is not allowed in Bio/Avatar.\n\nWhat Fenix International Limited actually says:\n\n“AI Generated Content: AI Generated content must comply with our Terms of Service and must be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai, or #AIGenerated.”\n\nNote: Advertising labelling is Terms of Use section 19.1 on the same page. Bio/Avatar rule: https://onlyfans.com/help/196/205/208 — “Nudity is not allowed in your OnlyFans Bio/Avatar as these can be seen by people who have not subscribed to your profile.”",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "AI Generated Content: AI Generated content must comply with our Terms of Service and must be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai, or #AIGenerated.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "content requiring a label or warning",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_rules_linking",
      "category": "Business",
      "title": "OnlyFans: rules on linking to other platforms",
      "summary": "Creators may link selected platforms in Account Settings; they cannot share links to file storage sites; AUP forbids linking to external media storage sites and referencing an off-platform site that violates the Terms; Google Ads and similar search-engine advertising to promote an OnlyFans account or referral link are forbidden; directing fans to pay off-platform risks deactivation.",
      "body": "Creators may link selected platforms in Account Settings; they cannot share links to file storage sites; AUP forbids linking to external media storage sites and referencing an off-platform site that violates the Terms; Google Ads and similar search-engine advertising to promote an OnlyFans account or referral link are forbidden; directing fans to pay off-platform risks deactivation.\n\nWhat Fenix International Limited actually says:\n\n“You can link your OnlyFans account with other selected platforms by linking your accounts in your Account Settings. You cannot share links to file storage sites on OnlyFans.”\n\nNote: AUP item 11: “linking to external media storage sites; referencing to an off-platform site that violates our Terms of Service”. Terms of Use 17.2: “Do not promote your OnlyFans account using Google Ads or any similar advertising platform or search engine advertising service.” Help https://onlyfans.com/help/196/244/252: “The use of third-party payment systems outside of OnlyFans are not allowed.”",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/196/205/214",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "You can link your OnlyFans account with other selected platforms by linking your accounts in your Account Settings. You cannot share links to file storage sites on OnlyFans.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "rules on linking to other platforms",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_rules_automation",
      "category": "Business",
      "title": "OnlyFans: scheduling tools, mass messaging, and third-party automation",
      "summary": "OnlyFans does not have a public-facing API and creators may not directly integrate AI chat bots into the platform; the AUP forbids spamming and interfering with OnlyFans software, hardware, or network; no official help article describing native mass-messaging or post-scheduling tools was opened.",
      "body": "OnlyFans does not have a public-facing API and creators may not directly integrate AI chat bots into the platform; the AUP forbids spamming and interfering with OnlyFans software, hardware, or network; no official help article describing native mass-messaging or post-scheduling tools was opened.\n\nWhat Fenix International Limited actually says:\n\n“OnlyFans does not have a public facing API and Creators may not directly integrate AI chat bots into the OnlyFans platform.”\n\nNote: AUP item 11 includes “spamming”. Native mass-message / scheduler documentation was not among the help-index articles opened. Third-party agency tools were not described on opened pages.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/196/205/213",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "OnlyFans does not have a public facing API and Creators may not directly integrate AI chat bots into the OnlyFans platform.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "scheduling tools, mass messaging, and third-party automation",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_rules_dmca",
      "category": "Business",
      "title": "OnlyFans: stolen content and DMCA",
      "summary": "OnlyFans voluntarily complies with DMCA notice-and-takedown; it has a dedicated team that issues DMCA takedown notices for creators free of charge; repeat infringer accounts are terminated; creators can report stolen content via the contact form.",
      "body": "OnlyFans voluntarily complies with DMCA notice-and-takedown; it has a dedicated team that issues DMCA takedown notices for creators free of charge; repeat infringer accounts are terminated; creators can report stolen content via the contact form.\n\nWhat Fenix International Limited actually says:\n\n“Although our website (“Site”) is not based in the United States, we respect the intellectual property rights of copyright holders, and thus have chosen to voluntarily comply with the Notice and Takedown provisions of the Digital Millennium Copyright Act (“DMCA”).”\n\nNote: Transparency page https://onlyfans.com/transparency-center/helping: “We have a dedicated team that issues formal \"takedown\" notices on behalf of OnlyFans’ Creators under the Digital Millennium Copyright Act (DMCA) free of charge.” Help https://onlyfans.com/help/196/236/237: report via Contact Form selecting “Reporting Stolen Content”; on-platform report option “This content contains stolen material (DMCA)”. Terms of Use 15.6: OnlyFans may submit infringement notifications on a creator’s behalf but is under no obligation to police infringements. Designated agent: Lawrence G. Walters, Esq., Walters Law Group, 195 W. Pine Ave., Longwood, FL 32750-4104.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/dmca",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "Although our website (“Site”) is not based in the United States, we respect the intellectual property rights of copyright holders, and thus have chosen to voluntarily comply with the Notice and Takedown provisions of the Digital Millennium Copyright Act (“DMCA”).",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "stolen content and DMCA",
      "applies_to_country": "*",
      "applies_to_scope": "Policy states the Site is not based in the United States but voluntarily complies with DMCA.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_ai_rules",
      "category": "Business",
      "title": "OnlyFans: AI-generated, AI-assisted, or AI-altered imagery",
      "summary": "AI-generated, altered, or enhanced content may be shared only if it clearly features the verified Creator, the user can tell it is AI (easiest: hashtag “#ai”), and it complies with the Terms including the AUP; wholly AI-generated accounts/content and heavily altered images of unverifiable identity may be removed; AUP forbids an explicit image of another person without consent including an artificially generated image.",
      "body": "AI-generated, altered, or enhanced content may be shared only if it clearly features the verified Creator, the user can tell it is AI (easiest: hashtag “#ai”), and it complies with the Terms including the AUP; wholly AI-generated accounts/content and heavily altered images of unverifiable identity may be removed; AUP forbids an explicit image of another person without consent including an artificially generated image.\n\nWhat Fenix International Limited actually says:\n\n“You can only share content that has been generated, altered, or enhanced by AI if: it clearly features the verified Creator; the user can tell that the content has been generated, altered, or enhanced by AI. The easiest way to do this is to include the hashtag “#ai”; it is in keeping with our Terms of Service including our Acceptable Use Policy.”\n\nNote: Content-moderation help (https://onlyfans.com/help/196/205/206) lists as a removal reason content that “features a creator whose identity we cannot verify, including accounts or content that are wholly AI-generated, or features heavily altered images”. AUP item 9: “Any explicit image of another person without their consent including an artificially generated image.” No public API / no AI chatbot integration: https://onlyfans.com/help/196/205/213.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/help/196/205/211",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "You can only share content that has been generated, altered, or enhanced by AI if: it clearly features the verified Creator; the user can tell that the content has been generated, altered, or enhanced by AI. The easiest way to do this is to include the hashtag “#ai”; it is in keeping with our Terms of Service including our Acceptable Use Policy.",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "AI-generated, AI-assisted, or AI-altered imagery",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_onlyfans_ai_disclosure",
      "category": "Business",
      "title": "OnlyFans: AI disclosure or labelling requirement",
      "summary": "Terms of Use require AI Generated content to be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai or #AIGenerated.",
      "body": "Terms of Use require AI Generated content to be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai or #AIGenerated.\n\nWhat Fenix International Limited actually says:\n\n“19. Transparency requirements: 1. Advertising Content: Clearly and conspicuously label Advertising Content you Upload to OnlyFans by including in the caption of the Advertising Content: a signifier such as #ad, #paidpromotion or #sponsored; and the name of the brand advertised and who paid for the Advertising Content. 2. AI Generated Content: AI Generated content must comply with our Terms of Service and must be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai, or #AIGenerated.”\n\nNote: Clause quoted in full from Terms of Use section 19 as fetched. Help Centre independently requires that “the user can tell that the content has been generated, altered, or enhanced by AI.”",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "19. Transparency requirements: 1. Advertising Content: Clearly and conspicuously label Advertising Content you Upload to OnlyFans by including in the caption of the Advertising Content: a signifier such as #ad, #paidpromotion or #sponsored; and the name of the brand advertised and who paid for the Advertising Content. 2. AI Generated Content: AI Generated content must comply with our Terms of Service and must be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai, or #AIGenerated.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "OnlyFans",
      "topic": "AI disclosure or labelling requirement",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_money_commission",
      "category": "Business",
      "title": "Fansly: revenue split / platform commission",
      "summary": "Creators earn 80% of revenue on subscriptions, sales, or tips; Fansly takes a 20% fee.",
      "body": "Creators earn 80% of revenue on subscriptions, sales, or tips; Fansly takes a 20% fee.\n\nWhat Select Media LLC actually says:\n\n“Creators earn eighty percent (80%) of the revenue generated on all subscriptions, sales, or tips related to their content and User profile.”\n\nNote: Creator application page https://fansly.com/application: “Fansly only takes a 20% fee of your earnings. You are left with 80% of your subscription and direct sales earnings plus your referral earnings”. Terms last update July 21, 2026, effective July 21, 2026.",
      "source_type": "official",
      "source_link": "https://fansly.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "Creators earn eighty percent (80%) of the revenue generated on all subscriptions, sales, or tips related to their content and User profile.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "revenue split / platform commission",
      "applies_to_country": "*",
      "applies_to_scope": "A valid payout method must be added before payments will be issued.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_money_other_rates",
      "category": "Business",
      "title": "Fansly: rates for tips, paid messages, referrals, introductory period",
      "summary": "The 80% creator share is stated to cover subscriptions, sales, or tips; referral payments exist but the percentage is not stated on the opened Terms or help articles; no introductory commission was stated.",
      "body": "The 80% creator share is stated to cover subscriptions, sales, or tips; referral payments exist but the percentage is not stated on the opened Terms or help articles; no introductory commission was stated.\n\nWhat Select Media LLC actually says:\n\n“Creators earn eighty percent (80%) of the revenue generated on all subscriptions, sales, or tips related to their content and User profile.”\n\nNote: Help https://help.fansly.com/en/articles/10544411-earning-with-fansly-s-referral-program (15 Oct 2025): “When someone signs up through your link, you earn a percentage of the revenue from their activity on the platform.” Numeric referral % not on that page. TOS also forbids using Google Ads, Facebook Ads, or any advertising service to impersonate the Company to refer users.",
      "source_type": "official",
      "source_link": "https://fansly.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "Creators earn eighty percent (80%) of the revenue generated on all subscriptions, sales, or tips related to their content and User profile.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "rates for tips, paid messages, referrals, introductory period",
      "applies_to_country": "*",
      "applies_to_scope": "TOS: Referral payments will be made in accordance with the terms published on Fansly.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_money_payout_minimum",
      "category": "Business",
      "title": "Fansly: payout minimum",
      "summary": "Minimums vary by method: Paxum and Cosmopayment $20; SEPA (EU & UK) $50; international SWIFT bank wire $100; cryptocurrency $100; local bank deposits (South America and Asia), including USD ACH and CAD deposits, $20. SEPA requests as low as $20 are allowed but auto-send after 14 days if the cumulative total has not reached $50.",
      "body": "Minimums vary by method: Paxum and Cosmopayment $20; SEPA (EU & UK) $50; international SWIFT bank wire $100; cryptocurrency $100; local bank deposits (South America and Asia), including USD ACH and CAD deposits, $20. SEPA requests as low as $20 are allowed but auto-send after 14 days if the cumulative total has not reached $50.\n\nWhat Select Media LLC actually says:\n\n“Paxum, Cosmopayment: $20 SEPA Transfer (EU & UK Bank Deposit): $50 Bank Wire (International SWIFT): $100 Cryptocurrency: $100 Local Bank Deposits (South America and Asia): $20”\n\nNote: Help https://help.fansly.com/en/articles/10544475-requesting-a-payout (4 Dec 2025): “The minimum withdrawal amount for most serviced countries is $20.”",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544481-payout-minimums-by-method",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "Paxum, Cosmopayment: $20 SEPA Transfer (EU & UK Bank Deposit): $50 Bank Wire (International SWIFT): $100 Cryptocurrency: $100 Local Bank Deposits (South America and Asia): $20",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout minimum",
      "applies_to_country": "*",
      "applies_to_scope": "Hard vs soft limits are described on the same help article.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_money_payout_schedule",
      "category": "Business",
      "title": "Fansly: payout schedule and holding period",
      "summary": "Each sale is pending 7 days then becomes available; payout requests are usually reviewed within 48 hours; international bank and crypto payouts are batched every three days with a 72-hour cooldown; delivery typically 1–3 business days, or 24 hours or less for crypto/Paxum/Cosmopayment.",
      "body": "Each sale is pending 7 days then becomes available; payout requests are usually reviewed within 48 hours; international bank and crypto payouts are batched every three days with a 72-hour cooldown; delivery typically 1–3 business days, or 24 hours or less for crypto/Paxum/Cosmopayment.\n\nWhat Select Media LLC actually says:\n\n“When you make a sale, the funds from that sale will remain pending for 7 days. After this period has elapsed, the balance will move to your Available for Payout amount.”\n\nNote: Same article: “Most payout requests are reviewed and approved by our team within 48 hours, though often sooner.” “Fansly processes both international bank transfers and cryptocurrency payouts every three days. Once a payout is sent, a 72-hour cooldown begins.” “Once a payout is marked as Processing, delivery typically occurs within 1–3 business days.” “Some methods, such as cryptocurrency, Paxum, or Cosmopayment, are delivered more quickly, usually within 24 hours or less.” Also https://help.fansly.com/en/articles/12328668-where-are-my-earnings (30 Sep 2025).",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544480-payout-processing-times",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "When you make a sale, the funds from that sale will remain pending for 7 days. After this period has elapsed, the balance will move to your Available for Payout amount.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout schedule and holding period",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_money_payout_methods",
      "category": "Business",
      "title": "Fansly: payout methods and fees on each",
      "summary": "Named methods include Paxum, Cosmopayment, cryptocurrency, SEPA (EU & UK), international SWIFT bank wire, and local bank deposits including USD ACH and CAD; platform per-method withdrawal fees are not stated; the creator’s bank may charge for receiving international transfers.",
      "body": "Named methods include Paxum, Cosmopayment, cryptocurrency, SEPA (EU & UK), international SWIFT bank wire, and local bank deposits including USD ACH and CAD; platform per-method withdrawal fees are not stated; the creator’s bank may charge for receiving international transfers.\n\nWhat Select Media LLC actually says:\n\n“Currently Available Alternative Payout Methods Paxum Cryptocurrency Cosmopayment”\n\nNote: TOS: “add a verified bank account (checking or savings) or other approved payment method” and “Your earnings will be paid into your designated payment method via one of our payout processors or via direct bank wire.” TOS also: “We may allow Users to make purchases or receive payment on Fansly using one or more virtual currencies such as Bitcoin.” “Additional administrative fees may accompany virtual currency transactions” — amount not stated. Bank-fee quote: https://help.fansly.com/en/articles/10544457-what-is-a-payer-and-how-do-i-choose-one (9 Jun 2026).",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544461-alternative-payout-methods",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "Currently Available Alternative Payout Methods Paxum Cryptocurrency Cosmopayment",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "payout methods and fees on each",
      "applies_to_country": "*",
      "applies_to_scope": "Payouts can only be sent to accounts that match the name on the creator application.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_money_chargeback",
      "category": "Business",
      "title": "Fansly: who bears the cost of a chargeback",
      "summary": "Fansly may deduct from creator revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback; a fan chargeback may immediately suspend or terminate the fan’s account.",
      "body": "Fansly may deduct from creator revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback; a fan chargeback may immediately suspend or terminate the fan’s account.\n\nWhat Select Media LLC actually says:\n\n“However, we may deduct from such revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback, or any monies earned on subscriptions, sales, or tips related to User Content that violates these Terms.”\n\nNote: Same TOS: “If you make a purchase that results in a chargeback, we may immediately suspend or terminate your account.” Help on fan disputes (https://help.fansly.com/en/articles/12314588-disputing-a-transaction) does not add a numeric chargeback fee. Custom-content refunds may also adjust creator earnings (https://help.fansly.com/en/articles/12582085-when-would-a-fan-get-a-refund).",
      "source_type": "official",
      "source_link": "https://fansly.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "However, we may deduct from such revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback, or any monies earned on subscriptions, sales, or tips related to User Content that violates these Terms.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "who bears the cost of a chargeback",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_access_id",
      "category": "Business",
      "title": "Fansly: identity verification required to earn",
      "summary": "Creator applicants must be 18+ and of legal age, verify via Ondato, then upload front and back of government-issued photo ID, a photo holding the ID and a handwritten “For Fansly” sign, and a short video holding both with face clearly visible; US residents must submit a W-9.",
      "body": "Creator applicants must be 18+ and of legal age, verify via Ondato, then upload front and back of government-issued photo ID, a photo holding the ID and a handwritten “For Fansly” sign, and a short video holding both with face clearly visible; US residents must submit a W-9.\n\nWhat Select Media LLC actually says:\n\n“You’ll complete a short application form and upload the required materials: A clear photo of the front and back of your government-issued photo ID A photo of you holding the ID and a handwritten sign with your legal name, the date, and the phrase \"For Fansly\" A short video of you holding both the ID and the sign, with your face clearly visible”\n\nNote: Help article updated “over 3 weeks ago” relative to fetch. TOS https://fansly.com/terms: Creators “must complete the Creator registration process and be approved”; “submit additional legal information, such as a W-9 if you are a resident in the United States of America (the exact information required will depend on your country).” Biometric authorization is in TOS Accounts.Creators. Payout name must match the creator application (https://help.fansly.com/en/articles/10544473-how-to-add-a-payout-method).",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315598-how-to-apply-to-be-a-creator-on-fansly",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "You’ll complete a short application form and upload the required materials: A clear photo of the front and back of your government-issued photo ID A photo of you holding the ID and a handwritten sign with your legal name, the date, and the phrase \"For Fansly\" A short video of you holding both the ID and the sign, with your face clearly visible",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "identity verification required to earn",
      "applies_to_country": "*",
      "applies_to_scope": "Approval is in the company’s sole and absolute discretion.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_access_coappearing",
      "category": "Business",
      "title": "Fansly: verification of anyone else appearing in content",
      "summary": "Co-performers must be tagged or identified with documentation of age, identity, and consent; methods are an on-site request to another Fansly creator, a secure invite link for someone not on Fansly, or manual upload of consent documents; government-issued ID confirming 18+ and written consent to depiction and public distribution must be maintained.",
      "body": "Co-performers must be tagged or identified with documentation of age, identity, and consent; methods are an on-site request to another Fansly creator, a secure invite link for someone not on Fansly, or manual upload of consent documents; government-issued ID confirming 18+ and written consent to depiction and public distribution must be maintained.\n\nWhat Select Media LLC actually says:\n\n“you tag each depicted Creator in the Content or otherwise identify the third party and provide Fansly with requested documentation confirming the age, identity, and consent to publication of the User Content on Fansly;”\n\nNote: Process detail: https://help.fansly.com/en/articles/10544523-how-to-verify-and-publish-content-featuring-others-on-fansly (18 Jun 2026). TOS also requires inspecting and maintaining written documentation sufficient to confirm all subjects are 18+, including written consent/release of each identifiable person. Virtual co-performers (voice only) also need verification per the AI help article.",
      "source_type": "official",
      "source_link": "https://fansly.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "you tag each depicted Creator in the Content or otherwise identify the third party and provide Fansly with requested documentation confirming the age, identity, and consent to publication of the User Content on Fansly;",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "verification of anyone else appearing in content",
      "applies_to_country": "*",
      "applies_to_scope": "Company may refrain from publicly distributing Co-Authored Content until all depicted parties confirm identity and conse",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_access_countries",
      "category": "Business",
      "title": "Fansly: countries where payouts are supported or excluded",
      "summary": "Opened pages name payout rails used in the EU, UK, South America, Asia, USD ACH and CAD, but do not publish a full supported- or excluded-country list.",
      "body": "Opened pages name payout rails used in the EU, UK, South America, Asia, USD ACH and CAD, but do not publish a full supported- or excluded-country list.\n\nWhat Select Media LLC actually says:\n\n“SEPA Transfer (EU & UK Bank Deposit): $50”\n\nNote: No public excluded-country list was on TOS, application, or help articles opened. Full list recorded as could_not_verify.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544481-payout-minimums-by-method",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "SEPA Transfer (EU & UK Bank Deposit): $50",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "countries where payouts are supported or excluded",
      "applies_to_country": "*",
      "applies_to_scope": "Payout method details appear after selecting country on the logged-in Payout Methods page.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_access_age",
      "category": "Business",
      "title": "Fansly: minimum age",
      "summary": "Users must be at least 18 years old and have reached the age of majority where they reside; creator applicants must also be of legal age in their country.",
      "body": "Users must be at least 18 years old and have reached the age of majority where they reside; creator applicants must also be of legal age in their country.\n\nWhat Select Media LLC actually says:\n\n“In order to access Fansly, you must be: (i) at least eighteen (18) years old; and (ii) have reached the age of majority where you reside.”\n\nNote: Help https://help.fansly.com/en/articles/12315598-how-to-apply-to-be-a-creator-on-fansly: “You must be at least 18 years old and of legal age in your country.” TOS separately forbids User Content depicting any person under 18.",
      "source_type": "official",
      "source_link": "https://fansly.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "In order to access Fansly, you must be: (i) at least eighteen (18) years old; and (ii) have reached the age of majority where you reside.",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "minimum age",
      "applies_to_country": "*",
      "applies_to_scope": "Privacy Policy (26 Feb 2022) restates the under-18 prohibition.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_rules_prohibited",
      "category": "Business",
      "title": "Fansly: categories of content prohibited outright",
      "summary": "TOS Acceptable Use prohibits CSAM; prostitution and sex trafficking; a long list of sexual/violent/illegal depictions (including real, simulated, or implied); used clothing sales; under-18 depiction; revenge porn; photorealistic AI/deepfakes; adult content featuring alcohol; graphic nudity in avatars and banners; and additional creator bans on public sexual activity and soliciting payment for in-person sexual meetings.",
      "body": "TOS Acceptable Use prohibits CSAM; prostitution and sex trafficking; a long list of sexual/violent/illegal depictions (including real, simulated, or implied); used clothing sales; under-18 depiction; revenge porn; photorealistic AI/deepfakes; adult content featuring alcohol; graphic nudity in avatars and banners; and additional creator bans on public sexual activity and soliciting payment for in-person sexual meetings.\n\nWhat Select Media LLC actually says:\n\n“The solicitation, promotion, and facilitation of prostitution and sex trafficking are strictly prohibited.”\n\nNote: Same TOS Prohibited Uses include posting content that depicts, advertises, promotes, encourages, facilitates, or solicits (real, simulated, or implied): (i) sexual activity involving minors; (ii) incest; (iii) bestiality, including anthropomorphic content; (iv) violence, kidnapping, rape, lack of consent, hypnosis, intoxication, sexual assault, torture, sadomasochistic abuse or hardcore bondage, amateur or “party” wrestling content, weapons (unless obviously fake), asphyxiation, extreme fisting, or genital mutilation; (v) necrophilia; (vi) consumption of urine; (vii) blood, scatological, vomit, excrement-related content or prolapsing; (viii) age-play or suggestion of underage participants; (ix) illegal prostitution or human trafficking; (x) revenge porn; (xi) illegal or illicit drugs; (xii) alcohol, cannabis/marijuana, or substances commonly recognized as impairing capacity to consent; (xiii) suicide or self-harm; (xiv) any other illegal behavior. Also: used or soiled clothing; under-18 depiction; hate speech; graphic nudity in profile avatars and banners; adult content featuring consumption or presence of alcohol; AI photorealistic/deepfake/unsupervised chatbot/misrepresentation. Additional Prohibited Uses for Creators include recording/broadcasting sexual activity from a public place and soliciting or accepting payments for travel or in-person meetings for the purpose of engaging in sexual activity. Live streams: pre-recorded content not allowed (https://help.fansly.com/en/articles/10544521-streaming-content-guidelines).",
      "source_type": "official",
      "source_link": "https://fansly.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "The solicitation, promotion, and facilitation of prostitution and sex trafficking are strictly prohibited.",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "categories of content prohibited outright",
      "applies_to_country": "*",
      "applies_to_scope": "Violation may result in immediate suspension or termination without notice and forfeiture of revenue.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_rules_labels",
      "category": "Business",
      "title": "Fansly: content requiring a label or warning",
      "summary": "Opened Fansly Terms and AI help article do not require an AI hashtag or similar label; they state that labelling photorealistic AI does not make it permissible. Graphic nudity is barred from profile avatars and banners rather than labelled.",
      "body": "Opened Fansly Terms and AI help article do not require an AI hashtag or similar label; they state that labelling photorealistic AI does not make it permissible. Graphic nudity is barred from profile avatars and banners rather than labelled.\n\nWhat Select Media LLC actually says:\n\n“Photorealistic AI-generated content is not allowed on Fansly. Additionally, labeling content as AI-generated does not make photorealistic or lifelike AI content permissible.”\n\nNote: No general “content warning” or “NSFW label” requirement was stated on the opened TOS or help pages. Advertising-disclosure hashtags were not found on opened Fansly pages.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315578-ai-generated-content-on-fansly",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "Photorealistic AI-generated content is not allowed on Fansly. Additionally, labeling content as AI-generated does not make photorealistic or lifelike AI content permissible.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "content requiring a label or warning",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_rules_linking",
      "category": "Business",
      "title": "Fansly: rules on linking to other platforms",
      "summary": "Creators may add social and other website links in their bio if those sites comply with the Terms; Users may connect an X account for auto-posts if they comply with X’s terms; unauthorized third-party payment processors to accept payments via Fansly are forbidden; linking to sites that promote or facilitate prostitution or sex trafficking can lead to account deletion without payout.",
      "body": "Creators may add social and other website links in their bio if those sites comply with the Terms; Users may connect an X account for auto-posts if they comply with X’s terms; unauthorized third-party payment processors to accept payments via Fansly are forbidden; linking to sites that promote or facilitate prostitution or sex trafficking can lead to account deletion without payout.\n\nWhat Select Media LLC actually says:\n\n“In your bio, you can add links to X (formerly Twitter), Instagram, Linktree, and more. You’re welcome to share other websites too, as long as they follow our Terms of Service.”\n\nNote: TOS: “you will not use any unauthorized third-party payment processors to accept payments for subscriptions, or any other service, via Fansly”. TOS No Prostitution clause includes “whether on Fansly or by posting links to external websites that promote or facilitate prostitution or sex trafficking”. TOS Third Party Websites: Users may link to the Fansly homepage on third-party social media if fair, legal, and not suggesting association/endorsement.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12328704-promoting-other-websites",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "In your bio, you can add links to X (formerly Twitter), Instagram, Linktree, and more. You’re welcome to share other websites too, as long as they follow our Terms of Service.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "rules on linking to other platforms",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_rules_automation",
      "category": "Business",
      "title": "Fansly: scheduling tools, mass messaging, and third-party automation",
      "summary": "Fansly documents native post scheduling, mass messages, and automated messages; TOS forbids bots for platform manipulation and automated access such as robots, spiders, or scrapers except as permitted, and forbids unauthorized third-party payment processors.",
      "body": "Fansly documents native post scheduling, mass messages, and automated messages; TOS forbids bots for platform manipulation and automated access such as robots, spiders, or scrapers except as permitted, and forbids unauthorized third-party payment processors.\n\nWhat Select Media LLC actually says:\n\n“engage in platform manipulation, including utilizing bots or other fraudulent means to artificially drive traffic to or inauthentically generate engagements with your account or your User Content.”\n\nNote: Native tools: https://help.fansly.com/en/articles/12328724-post-scheduling (1 Dec 2025); https://help.fansly.com/en/articles/10544423-mass-messages (1 Dec 2025); https://help.fansly.com/en/articles/10544427-setting-up-automated-messages (1 Dec 2025). TOS also: “access or use any automated process (such as a robot, spider, scraper, or similar) to access Fansly in violation of our robot exclusion headers or to scrap all or a substantial part of Fansly (other than in connection with bona fide search engine indexing or as the Company may otherwise expressly permit).”",
      "source_type": "official",
      "source_link": "https://fansly.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "engage in platform manipulation, including utilizing bots or other fraudulent means to artificially drive traffic to or inauthentically generate engagements with your account or your User Content.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "scheduling tools, mass messaging, and third-party automation",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_rules_dmca",
      "category": "Business",
      "title": "Fansly: stolen content and DMCA",
      "summary": "Fansly publishes a DMCA Notice & Takedown Policy (last updated 31 Aug 2021), claims DMCA safe-harbor status, terminates repeat infringers when appropriate, restores on valid counter-notice in 10–14 business days unless a lawsuit is filed, and states it can assist creators with DMCA takedowns.",
      "body": "Fansly publishes a DMCA Notice & Takedown Policy (last updated 31 Aug 2021), claims DMCA safe-harbor status, terminates repeat infringers when appropriate, restores on valid counter-notice in 10–14 business days unless a lawsuit is filed, and states it can assist creators with DMCA takedowns.\n\nWhat Select Media LLC actually says:\n\n“Select Media, LLC operates www.fansly.com (“Fansly”) and qualifies as a “Service Provider” within the meaning of 17 U.S.C. § 512(k)(1) of the Digital Millennium Copyright Act (“DMCA”).”\n\nNote: Help https://help.fansly.com/en/articles/12315585-keep-your-content-safe-and-what-to-do-if-it-s-stolen (25 Sep 2025): “DMCA Takedown Assistance: If your content is stolen, we can help protect your rights by assisting with DMCA takedowns.” “Request DMCA Help: We will assist you in filing a DMCA takedown notice to have the stolen content removed from unauthorized platforms.” Report via support@fansly.com. TOS Complaints: copyright disputes go to the Designated DMCA Agent per the DMCA Policy.",
      "source_type": "official",
      "source_link": "https://fansly.com/dmca",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "Select Media, LLC operates www.fansly.com (“Fansly”) and qualifies as a “Service Provider” within the meaning of 17 U.S.C. § 512(k)(1) of the Digital Millennium Copyright Act (“DMCA”).",
      "volatility": "low",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "stolen content and DMCA",
      "applies_to_country": "*",
      "applies_to_scope": "Notices must be in English.",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_ai_rules",
      "category": "Business",
      "title": "Fansly: AI-generated, AI-assisted, or AI-altered imagery",
      "summary": "Photorealistic or lifelike AI-generated content, deepfakes, face-swaps, synthetic media designed to appear as real humans, unsupervised AI systems interacting with users, and misrepresenting AI material as authentic human performance are prohibited; non-photorealistic virtual entities may apply using the operator’s real legal identity.",
      "body": "Photorealistic or lifelike AI-generated content, deepfakes, face-swaps, synthetic media designed to appear as real humans, unsupervised AI systems interacting with users, and misrepresenting AI material as authentic human performance are prohibited; non-photorealistic virtual entities may apply using the operator’s real legal identity.\n\nWhat Select Media LLC actually says:\n\n“post, upload, or share content that utilizes artificial intelligence in the following ways: (i) photorealistic or lifelike content that is substantially generated or created through artificial intelligence, including deepfakes, face-swapped content, or synthetic media designed to appear as real humans; (ii) content where artificial intelligence systems directly interact with Users to generate personalized responses, imagery, or experiences without human oversight; (iii) any content that misrepresents AI-generated material as authentic human performance or creation.”\n\nNote: Help https://help.fansly.com/en/articles/12315578-ai-generated-content-on-fansly (8 Jul 2026) quotes the same TOS clause and adds the virtual-creator registration path and: “AI-generated content depicting minors in sexual or suggestive contexts is strictly prohibited.”",
      "source_type": "official",
      "source_link": "https://fansly.com/terms",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "post, upload, or share content that utilizes artificial intelligence in the following ways: (i) photorealistic or lifelike content that is substantially generated or created through artificial intelligence, including deepfakes, face-swapped content, or synthetic media designed to appear as real humans; (ii) content where artificial intelligence systems directly interact with Users to generate personalized responses, imagery, or experiences without human oversight; (iii) any content that misrepresents AI-generated material as authentic human performance or creation.",
      "volatility": "high",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "AI-generated, AI-assisted, or AI-altered imagery",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r01_onlyfans_fansly_fansly_ai_disclosure",
      "category": "Business",
      "title": "Fansly: AI disclosure or labelling requirement",
      "summary": "Fansly does not state a required AI hashtag or caption; it states that labelling content as AI-generated does not make photorealistic or lifelike AI content permissible.",
      "body": "Fansly does not state a required AI hashtag or caption; it states that labelling content as AI-generated does not make photorealistic or lifelike AI content permissible.\n\nWhat Select Media LLC actually says:\n\n“Photorealistic AI-generated content is not allowed on Fansly. Additionally, labeling content as AI-generated does not make photorealistic or lifelike AI content permissible.”\n\nNote: TOS AI clause (quoted in fansly.ai.rules) is the full prohibition; it contains no disclosure exception. Help also: “Creators must never impersonate another individual or entity - real or fictional - without clear, explicit consent.”",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/12315578-ai-generated-content-on-fansly",
      "last_verified": "2026-08-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Select Media LLC",
      "evidence_quote": "Photorealistic AI-generated content is not allowed on Fansly. Additionally, labeling content as AI-generated does not make photorealistic or lifelike AI content permissible.",
      "volatility": "medium",
      "from_batch": "01-onlyfans-fansly",
      "subject": "Fansly",
      "topic": "AI disclosure or labelling requirement",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    }
  ]
}
