{ "batch": "03-membership-platforms", "articles": [ { "id": "learn_r03_membership_platforms_membership_platforms_03_1", "category": "Business", "title": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "summary": "Passes offers creators a 90% revenue take-home.", "body": "Passes offers creators a 90% revenue take-home.\n\nWhat passes.com actually says:\n\n“Offers a highly competitive 90% revenue take-home for creators”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by bifrost:kilo/kilo-auto/free, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://www.passes.com/blog/posts/best-patreon-alternatives", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "passes.com", "evidence_quote": "Offers a highly competitive 90% revenue take-home for creators", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Membership Platforms", "topic": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_membership_platforms_03_2", "category": "Business", "title": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "summary": "Passes does not permit nudity or adult content.", "body": "Passes does not permit nudity or adult content.\n\nWhat passes.com actually says:\n\n“Passes does not allow nudity or adult content.”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by bifrost:kilo/kilo-auto/free, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://www.passes.com/blog/posts/best-patreon-alternatives", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "passes.com", "evidence_quote": "Passes does not allow nudity or adult content.", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Membership Platforms", "topic": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_membership_platforms_03_3", "category": "Business", "title": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "summary": "The pricing for Passes is as low as 10% plus $0.30 per transaction.", "body": "The pricing for Passes is as low as 10% plus $0.30 per transaction.\n\nWhat passes.com actually says:\n\n“Pricing: As low as 10% + $0.30 a transaction”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by bifrost:kilo/kilo-auto/free, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://www.passes.com/blog/posts/best-patreon-alternatives", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "passes.com", "evidence_quote": "Pricing: As low as 10% + $0.30 a transaction", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Membership Platforms", "topic": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_membership_platforms_03_4", "category": "Business", "title": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "summary": "Ko-fi offers a Contributor tier for $0/month plus 5% processing fees and a Gold tier for $12/month with 0% processing fees.", "body": "Ko-fi offers a Contributor tier for $0/month plus 5% processing fees and a Gold tier for $12/month with 0% processing fees.\n\nWhat passes.com actually says:\n\n“Contributor: $0/month + 5% processing fees Gold: $12/month and 0% processing fees”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by omniroute:nest-kit, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://www.passes.com/blog/posts/best-patreon-alternatives", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "passes.com", "evidence_quote": "Contributor: $0/month + 5% processing fees Gold: $12/month and 0% processing fees", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Membership Platforms", "topic": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_membership_platforms_03_5", "category": "Business", "title": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "summary": "Creators sharing sexually explicit creations or nudity must agree to additional requirements, including age verification and obtaining written consent from all persons depicted.", "body": "Creators sharing sexually explicit creations or nudity must agree to additional requirements, including age verification and obtaining written consent from all persons depicted.\n\nWhat patreon.com actually says:\n\n“To make sure Patreon is a safe community for everyone, we are required to have all creators sharing sexually explicit creations or creations that include nudity agree to certain additional requirements. If you are an Adult/ 18+ creator , then you must verify that you are over the age of 18 through the means requested by us, verify that each person depicted in your creations is over the age of 18, and obtain each such persons’ written consent to participate in your creations.”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by bifrost:kilo/kilo-auto/free, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://www.patreon.com/policy/legal", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "patreon.com", "evidence_quote": "To make sure Patreon is a safe community for everyone, we are required to have all creators sharing sexually explicit creations or creations that include nudity agree to certain additional requirements. If you are an Adult/ 18+ creator , then you must verify that you are over the age of 18 through the means requested by us, verify that each person depicted in your creations is over the age of 18, and obtain each such persons’ written consent to participate in your creations.", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Membership Platforms", "topic": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_membership_platforms_03_6", "category": "Business", "title": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "summary": "Patreon charges several types of fees, including platform fees, feature-specific fees, payment processing fees, payout fees, and currency conversion fees.", "body": "Patreon charges several types of fees, including platform fees, feature-specific fees, payment processing fees, payout fees, and currency conversion fees.\n\nWhat patreon.com actually says:\n\n“The platform fee, which may include a flat fee and/or is calculated as a percentage of successfully processed payments. For service levels and types that include merch, please note that, in addition to the platform fee for using the merch service, we also charge you for the cost of the merchandise itself based on the quantity and SKUs of the associated items; Feature-specific fees, which may arise from the use of particular Patreon features and may include a flat fee and/or are calculated as a percentage of successfully processed payments; The payment processing fee, which is calculated as a percentage of successfully processed payments and a flat fee per successfully processed payment and relates to the cost of processing payments from members, including recurring billing, recovering declined payments, and fighting fraud; The payout fee, which is a fee for transferring money you’ve earned on Patreon to your specified payout method and may vary based on your specified payout method; and The currency conversion fee, which is calculated as a percentage of successfully processed payments made in a currency other than your payout currency.”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by bifrost:kilo/kilo-auto/free, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://www.patreon.com/policy/legal", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "patreon.com", "evidence_quote": "The platform fee, which may include a flat fee and/or is calculated as a percentage of successfully processed payments. For service levels and types that include merch, please note that, in addition to the platform fee for using the merch service, we also charge you for the cost of the merchandise itself based on the quantity and SKUs of the associated items; Feature-specific fees, which may arise from the use of particular Patreon features and may include a flat fee and/or are calculated as a percentage of successfully processed payments; The payment processing fee, which is calculated as a percentage of successfully processed payments and a flat fee per successfully processed payment and relates to the cost of processing payments from members, including recurring billing, recovering declined payments, and fighting fraud; The payout fee, which is a fee for transferring money you’ve earned on Patreon to your specified payout method and may vary based on your specified payout method; and The currency conversion fee, which is calculated as a percentage of successfully processed payments made in a currency other than your payout currency.", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Membership Platforms", "topic": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_membership_platforms_03_7", "category": "Business", "title": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "summary": "Patreon may block or withhold access to funds for violations of their Terms or policies.", "body": "Patreon may block or withhold access to funds for violations of their Terms or policies.\n\nWhat patreon.com actually says:\n\n“We may also block or withhold access to these funds for violations of our Terms or policies or for compliance reasons, including collecting tax reporting information.”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by bifrost:kilo/kilo-auto/free, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://www.patreon.com/policy/legal", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "patreon.com", "evidence_quote": "We may also block or withhold access to these funds for violations of our Terms or policies or for compliance reasons, including collecting tax reporting information.", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Membership Platforms", "topic": "Patreon, Ko-fi, Passes. Non-adult-first platforms: the rules differ sharply. Open each one's terms, community guidelines", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_platform_patreon", "category": "Business", "title": "Patreon: adult content policy, fees, and linking", "summary": "Patreon permits Adult/18+ content under strict age verification, gating, and specific off-platform linking rules.", "body": "Patreon permits Adult/18+ content under strict age verification, gating, and specific off-platform linking rules.\n\nWhat Patreon Help Center actually says:\n\n“Non-native video and audio hosting: 18+ creators cannot use Patreon Native Video, but they can link to external platforms to host their content. Permitted sites include: Vimeo, YouTube, OnlyFans”\n\nNote: Detailed terms govern adult creators and off-platform links.", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/35092255980173-Guidance-around-our-off-Patreon-activity-policy", "last_verified": "2026-09-02", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "Non-native video and audio hosting: 18+ creators cannot use Patreon Native Video, but they can link to external platforms to host their content. Permitted sites include: Vimeo, YouTube, OnlyFans", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "adult content policy, fees, and linking", "applies_to_country": "*", "applies_to_scope": "Global creators where permitted by local law", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_platform_substack", "category": "Business", "title": "Substack: content guidelines and adult content restriction", "summary": "Substack strictly prohibits porn and sexually exploitative content, including visual depictions of sexual acts for sexual gratification.", "body": "Substack strictly prohibits porn and sexually exploitative content, including visual depictions of sexual acts for sexual gratification.\n\nWhat Substack Content Guidelines actually says:\n\n“We don’t allow porn or sexually exploitative content on Substack, including any visual depictions of sexual acts for the sole purpose of sexual gratification. We do allow depictions of nudity for artistic, journalistic, or related purposes, as well as erotic literature, however, we have a strict no nudity policy for profile images.”\n\nNote: Explicit pornography is barred due to processor restrictions.", "source_type": "official", "source_link": "https://substack.com/content", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Substack Content Guidelines", "evidence_quote": "We don’t allow porn or sexually exploitative content on Substack, including any visual depictions of sexual acts for the sole purpose of sexual gratification. We do allow depictions of nudity for artistic, journalistic, or related purposes, as well as erotic literature, however, we have a strict no nudity policy for profile images.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Substack", "topic": "content guidelines and adult content restriction", "applies_to_country": "*", "applies_to_scope": "Global publishing platform", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_platform_buymeacoffee", "category": "Business", "title": "Buy Me a Coffee: content restrictions and adult policy", "summary": "Buy Me a Coffee strictly prohibits adult content, services, explicit pornography, or nudity in a sexual context.", "body": "Buy Me a Coffee strictly prohibits adult content, services, explicit pornography, or nudity in a sexual context.\n\nWhat Buy Me a Coffee Help Center actually says:\n\n“We do not allow adult content, services, or anything sexually explicit. This includes: - Pornographic content or explicit sexual material - Nudity or fetish content presented in a sexual context (e.g. lingerie, bikini shoots, adult cosplay)”\n\nNote: Zero tolerance for explicit pornography.", "source_type": "official", "source_link": "https://help.buymeacoffee.com/en/articles/3364212-what-do-we-restrict-on-buy-me-a-coffee", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Buy Me a Coffee Help Center", "evidence_quote": "We do not allow adult content, services, or anything sexually explicit. This includes: - Pornographic content or explicit sexual material - Nudity or fetish content presented in a sexual context (e.g. lingerie, bikini shoots, adult cosplay)", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Buy Me a Coffee", "topic": "content restrictions and adult policy", "applies_to_country": "*", "applies_to_scope": "Global creator support platform", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_platform_gumroad", "category": "Business", "title": "Gumroad: prohibited items and adult content policy", "summary": "Gumroad prohibits all NSFW or sexually explicit content in accordance with payment processor policies.", "body": "Gumroad prohibits all NSFW or sexually explicit content in accordance with payment processor policies.\n\nWhat Gumroad Help Center actually says:\n\n“In accordance with the policies of our payment processing partners, including Stripe and PayPal, we do not allow sales of the sexually explicit content.”\n\nNote: Strictly enforces processor-mandated bans on adult content.", "source_type": "official", "source_link": "https://help.gumroad.com/article/156-gumroad-and-adult-content", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Gumroad Help Center", "evidence_quote": "In accordance with the policies of our payment processing partners, including Stripe and PayPal, we do not allow sales of the sexually explicit content.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Gumroad", "topic": "prohibited items and adult content policy", "applies_to_country": "*", "applies_to_scope": "Global digital storefront", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_platform_passes", "category": "Business", "title": "Passes: safe-for-work creator policy", "summary": "Passes operates as a completely safe-for-work platform and strictly forbids the uploading and distribution of explicit content or nudity.", "body": "Passes operates as a completely safe-for-work platform and strictly forbids the uploading and distribution of explicit content or nudity.\n\nWhat Passes actually says:\n\n“Passes does not allow nudity or adult content... The company strictly forbids the uploading and distribution of explicit content and actively works to identify and remove any image or video that is in violation of its guidelines.”\n\nNote: Positioned explicitly as a safe-for-work alternative.", "source_type": "official", "source_link": "https://www.passes.com/blog/posts/best-patreon-alternatives", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes", "evidence_quote": "Passes does not allow nudity or adult content... The company strictly forbids the uploading and distribution of explicit content and actively works to identify and remove any image or video that is in violation of its guidelines.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Passes", "topic": "safe-for-work creator policy", "applies_to_country": "*", "applies_to_scope": "Creator platform", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_fees_platform_standard", "category": "Business", "title": "Patreon: platform fee for new creators", "summary": "New creators on Patreon pay a standard 10% platform fee on all successfully processed payments.", "body": "New creators on Patreon pay a standard 10% platform fee on all successfully processed payments.\n\nWhat Patreon Help Center actually says:\n\n“If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan.”", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "platform fee for new creators", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_fees_platform_legacy", "category": "Business", "title": "Patreon: legacy platform fees", "summary": "Patreon legacy plans include Founders at 5%, Pro at 8%, and Pro+Merch at 11% platform fee, unavailable to new creators.", "body": "Patreon legacy plans include Founders at 5%, Pro at 8%, and Pro+Merch at 11% platform fee, unavailable to new creators.\n\nWhat Patreon Help Center actually says:\n\n“Founders 5% — Unavailable for new creators (as of May 7, 2019). Pro 8% — Unavailable for new creators (after August 4, 2025). Pro + Merch 11% — Unavailable for new creators (after August 4, 2025).”", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "Founders 5% — Unavailable for new creators (as of May 7, 2019). Pro 8% — Unavailable for new creators (after August 4, 2025). Pro + Merch 11% — Unavailable for new creators (after August 4, 2025).", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "legacy platform fees", "applies_to_country": "*", "applies_to_scope": "Only for creators who published on or before Aug 4, 2025 and kept page continuously published", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_fees_payment_processing_usd", "category": "Business", "title": "Patreon: payment processing fees for USD payouts", "summary": "Standard payment processing for USD payouts is 2.9% + $0.30 for credit card/Apple Pay and PayPal/Venmo (US), and 3.9% + $0.30 for PayPal/Venmo (non-US).", "body": "Standard payment processing for USD payouts is 2.9% + $0.30 for credit card/Apple Pay and PayPal/Venmo (US), and 3.9% + $0.30 for PayPal/Venmo (non-US).\n\nWhat Patreon Help Center actually says:\n\n“Credit card / Apple Pay — Any — 2.9% + $0.30. PayPal / Venmo — US — 2.9% + $0.30. PayPal / Venmo — Non-US — 3.9% + $0.30.”", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "Credit card / Apple Pay — Any — 2.9% + $0.30. PayPal / Venmo — US — 2.9% + $0.30. PayPal / Venmo — Non-US — 3.9% + $0.30.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "payment processing fees for USD payouts", "applies_to_country": "*", "applies_to_scope": "USD payout currency only", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_fees_payout_transaction", "category": "Business", "title": "Patreon: payout transaction fees", "summary": "Patreon charges a $0.25 USD per payout fee for US creators using direct deposit (Stripe), and 1% of the amount transferred (min $0.25, capped at $20) for PayPal payouts.", "body": "Patreon charges a $0.25 USD per payout fee for US creators using direct deposit (Stripe), and 1% of the amount transferred (min $0.25, capped at $20) for PayPal payouts.\n\nWhat Patreon Help Center actually says:\n\n“Direct deposit (processed by Stripe) — $0.25 USD per payout. PayPal — 1% of the amount transferred with a minimum of $0.25, capped at $20.00 USD.”", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "Direct deposit (processed by Stripe) — $0.25 USD per payout. PayPal — 1% of the amount transferred with a minimum of $0.25, capped at $20.00 USD.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "payout transaction fees", "applies_to_country": "*", "applies_to_scope": "US creators receiving USD payouts", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_fees_currency_conversion", "category": "Business", "title": "Patreon: currency conversion fee", "summary": "A 2.5% currency conversion fee applies to any payment made in a currency different from the creator's payout currency.", "body": "A 2.5% currency conversion fee applies to any payment made in a currency different from the creator's payout currency.\n\nWhat Patreon Help Center actually says:\n\n“A 2.5% currency conversion fee applies to any payment made in a currency different from your payout currency.”", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "A 2.5% currency conversion fee applies to any payment made in a currency different from your payout currency.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "currency conversion fee", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_content_adult_activity_nudity", "category": "Business", "title": "Patreon: adult content rules for sexual activity and nudity", "summary": "Patreon prohibits works depicting sexual activity between real, adult participants; such activity between non-real subjects (animated, illustrated, written, audio) is permitted on Adult/18+ pages behind the paywall.", "body": "Patreon prohibits works depicting sexual activity between real, adult participants; such activity between non-real subjects (animated, illustrated, written, audio) is permitted on Adult/18+ pages behind the paywall.\n\nWhat Patreon actually says:\n\n“Works depicting sexual activity between real, adult participants are not permitted. Works depicting sexual activity between non-real subjects (for example in animated, illustrated, written, or audio works) and that comply with Patreon's other guidelines are permitted on pages categorized as Adult/18+.”\n\nNote: Policy finalized March 16, 2026 with Q4 2025 updates", "source_type": "official", "source_link": "https://www.patreon.com/policy/guidelines", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon", "evidence_quote": "Works depicting sexual activity between real, adult participants are not permitted. Works depicting sexual activity between non-real subjects (for example in animated, illustrated, written, or audio works) and that comply with Patreon's other guidelines are permitted on pages categorized as Adult/18+.", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "adult content rules for sexual activity and nudity", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_content_ai_hyperrealistic", "category": "Business", "title": "Patreon: AI-generated adult content rules", "summary": "AI-generated hyperrealistic depictions of people in Adult/18+ works are permitted only if the people are real and have documented their explicit consent; AI-driven chatbots, sexbots, and generators for adult imagery are prohibited.", "body": "AI-generated hyperrealistic depictions of people in Adult/18+ works are permitted only if the people are real and have documented their explicit consent; AI-driven chatbots, sexbots, and generators for adult imagery are prohibited.\n\nWhat Patreon actually says:\n\n“AI-generated hyperrealistic depictions of people are permitted only if the people are real and have documented their explicit consent. Not Permitted: Accounts or works that primarily allow access to generators, tools, or software that use machine learning or AI technology to produce Adult/18+ imagery.”", "source_type": "official", "source_link": "https://www.patreon.com/policy/guidelines", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon", "evidence_quote": "AI-generated hyperrealistic depictions of people are permitted only if the people are real and have documented their explicit consent. Not Permitted: Accounts or works that primarily allow access to generators, tools, or software that use machine learning or AI technology to produce Adult/18+ imagery.", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "AI-generated adult content rules", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_kofi_fees_standard_tier", "category": "Business", "title": "Ko-fi: standard plan fees", "summary": "Ko-fi Standard plan (default for new creators) charges a 5% service fee on all payment types including tips, memberships, commissions, and shop sales, with no monthly subscription cost.", "body": "Ko-fi Standard plan (default for new creators) charges a 5% service fee on all payment types including tips, memberships, commissions, and shop sales, with no monthly subscription cost.\n\nWhat Ko-fi actually says:\n\n“Standard — No monthly cost, but a flat 5% fee applies to one-time tips, shop, commissions, monthly tips and memberships too.”", "source_type": "official", "source_link": "https://ko-fi.com/pricing", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "Standard — No monthly cost, but a flat 5% fee applies to one-time tips, shop, commissions, monthly tips and memberships too.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Ko-fi", "topic": "standard plan fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_kofi_fees_free_tier", "category": "Business", "title": "Ko-fi: free tier fees", "summary": "Ko-fi Free plan charges 0% service fee on one-time tips and 5% on memberships, shop sales, and commissions, with no monthly subscription cost.", "body": "Ko-fi Free plan charges 0% service fee on one-time tips and 5% on memberships, shop sales, and commissions, with no monthly subscription cost.\n\nWhat Ko-fi Help actually says:\n\n“Ko-fi Free - Pay 0% on one-time tips. A flat 5% service fee applies to anything else, such as shop items, memberships, monthly tips, and commissions.”", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-Take-a-Fee-", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi Help", "evidence_quote": "Ko-fi Free - Pay 0% on one-time tips. A flat 5% service fee applies to anything else, such as shop items, memberships, monthly tips, and commissions.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Ko-fi", "topic": "free tier fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_kofi_fees_gold_tier", "category": "Business", "title": "Ko-fi: Gold plan fees", "summary": "Ko-fi Gold plan costs $12/month and charges 0% service fees on all payment types.", "body": "Ko-fi Gold plan costs $12/month and charges 0% service fees on all payment types.\n\nWhat Ko-fi actually says:\n\n“Gold — $12 /month — 0% service fee.”", "source_type": "official", "source_link": "https://ko-fi.com/pricing", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "Gold — $12 /month — 0% service fee.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Ko-fi", "topic": "Gold plan fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_kofi_fees_no_payout_fee", "category": "Business", "title": "Ko-fi: payout fees", "summary": "Ko-fi does not charge any payout fees, buyer fees, or marketing fees; creators receive payments directly into their PayPal or Stripe account with only standard payment processor fees applying.", "body": "Ko-fi does not charge any payout fees, buyer fees, or marketing fees; creators receive payments directly into their PayPal or Stripe account with only standard payment processor fees applying.\n\nWhat Ko-fi actually says:\n\n“You only pay the service fees (no more than 5%) plus standard payment processor fees, and that's it. No buyer fees, payout fees, marketing fees or any other surprises.”", "source_type": "official", "source_link": "https://ko-fi.com/pricing", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "You only pay the service fees (no more than 5%) plus standard payment processor fees, and that's it. No buyer fees, payout fees, marketing fees or any other surprises.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Ko-fi", "topic": "payout fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_kofi_content_adult_prohibited", "category": "Business", "title": "Ko-fi: prohibited adult content", "summary": "Ko-fi prohibits pornography, sexual services (prostitution, escorts, striptease, masturbation, adult chat/sexting), sexualised nudity (genitalia and areolae exposed in sexually provocative context), and depictions of rape, incest, and bestiality.", "body": "Ko-fi prohibits pornography, sexual services (prostitution, escorts, striptease, masturbation, adult chat/sexting), sexualised nudity (genitalia and areolae exposed in sexually provocative context), and depictions of rape, incest, and bestiality.\n\nWhat Ko-fi Help actually says:\n\n“Here is a list of adult-related content, services, and activities that we do not allow: Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, genital ratings...). Pornography, depictions of rape, incest, bestiality, and any other explicit adult or obscene content... Sexualised nudity (i.e. genitalia and areolae exposed in a way intended to be sexually provocative or arousing) including partial.”\n\nNote: Content guidelines last updated February 6, 2024", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Content-Guidelines", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi Help", "evidence_quote": "Here is a list of adult-related content, services, and activities that we do not allow: Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, genital ratings...). Pornography, depictions of rape, incest, bestiality, and any other explicit adult or obscene content... Sexualised nudity (i.e. genitalia and areolae exposed in a way intended to be sexually provocative or arousing) including partial.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Ko-fi", "topic": "prohibited adult content", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_kofi_content_nsfw_tag_allowed", "category": "Business", "title": "Ko-fi: NSFW tag permitted content", "summary": "Ko-fi permits non-sexualised nudity in cultural, medical, educational, and artistic contexts; lightly sensual nudity in fictional content; suggestive clothed poses; and moderate fictional violence, all when the page is tagged NSFW.", "body": "Ko-fi permits non-sexualised nudity in cultural, medical, educational, and artistic contexts; lightly sensual nudity in fictional content; suggestive clothed poses; and moderate fictional violence, all when the page is tagged NSFW.\n\nWhat Ko-fi Help actually says:\n\n“Non-sexualised nudity, including partial, in a cultural or lifestyle context (e.g. naturism; tribal nudity; tattoo work; etc.) - this applies to real and fictional content. Lightly sensual nudity, including partial. By this, we mean illustrations/sketches/digital art featuring: breast nudity that is paired with other suggestive but non-explicit visuals.”", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007974034-Using-the-NSFW-tag", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi Help", "evidence_quote": "Non-sexualised nudity, including partial, in a cultural or lifestyle context (e.g. naturism; tribal nudity; tattoo work; etc.) - this applies to real and fictional content. Lightly sensual nudity, including partial. By this, we mean illustrations/sketches/digital art featuring: breast nudity that is paired with other suggestive but non-explicit visuals.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Ko-fi", "topic": "NSFW tag permitted content", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_passes_fees_platform_starter", "category": "Business", "title": "Passes: platform fee for Starter plan", "summary": "Passes Starter plan charges a 10% platform fee on creator earnings, with creators keeping 90%.", "body": "Passes Starter plan charges a 10% platform fee on creator earnings, with creators keeping 90%.\n\nWhat Passes actually says:\n\n“How it works: Passes takes just 10%. You keep 90% of everything you earn.”", "source_type": "official", "source_link": "https://www.passes.com/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes", "evidence_quote": "How it works: Passes takes just 10%. You keep 90% of everything you earn.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Passes", "topic": "platform fee for Starter plan", "applies_to_country": "*", "applies_to_scope": "Default plan for new creators", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_passes_fees_platform_creators_plus", "category": "Business", "title": "Passes: platform fee for Creators+ plan", "summary": "Passes Creators+ plan charges a 20% platform fee on creator earnings and includes advanced analytics, content protection, SMS notifications, and other premium tools.", "body": "Passes Creators+ plan charges a 20% platform fee on creator earnings and includes advanced analytics, content protection, SMS notifications, and other premium tools.\n\nWhat Passes Help Center actually says:\n\n“Passes takes a 20% cut of your earnings on Creators+.”", "source_type": "official", "source_link": "https://help.passes.com/article/8cd9e3ec-creators-plan", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes Help Center", "evidence_quote": "Passes takes a 20% cut of your earnings on Creators+.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Passes", "topic": "platform fee for Creators+ plan", "applies_to_country": "*", "applies_to_scope": "All creators start on Creators+ by default; can downgrade to Starter", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_passes_fees_payout_speed", "category": "Business", "title": "Passes: payout speed fees", "summary": "Passes charges +10% fee for instant payouts, +6.5% fee for 1 business day payouts, and 0% fee for 2-5 business day payouts.", "body": "Passes charges +10% fee for instant payouts, +6.5% fee for 1 business day payouts, and 0% fee for 2-5 business day payouts.\n\nWhat Passes Help Center actually says:\n\n“Instant: +10% fee. 1 business day: +6.5% fee. 2-5 business days: 0% fee.”", "source_type": "official", "source_link": "https://help.passes.com/article/9a17babd-set-up-and-manage-payouts", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes Help Center", "evidence_quote": "Instant: +10% fee. 1 business day: +6.5% fee. 2-5 business days: 0% fee.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Passes", "topic": "payout speed fees", "applies_to_country": "*", "applies_to_scope": "If instant payouts are enabled on account", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_passes_fees_payout_minimum", "category": "Business", "title": "Passes: minimum payout threshold", "summary": "Passes requires a minimum of $50 in eligible earnings to process a payout, with a daily maximum of $50,000 and one payout per 24 hours.", "body": "Passes requires a minimum of $50 in eligible earnings to process a payout, with a daily maximum of $50,000 and one payout per 24 hours.\n\nWhat Passes Blog actually says:\n\n“Minimum payout: $50. Daily maximum: $50,000. Frequency limit: One payout every 24 hours.”", "source_type": "official", "source_link": "https://www.passes.com/blog/posts/how-do-i-pay-out-my-earnings", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes Blog", "evidence_quote": "Minimum payout: $50. Daily maximum: $50,000. Frequency limit: One payout every 24 hours.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Passes", "topic": "minimum payout threshold", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_passes_content_no_nudity", "category": "Business", "title": "Passes: adult content prohibition", "summary": "Passes has strict policies prohibiting explicit content on the platform; all content is proactively scanned at the point of upload using AI tools (Amazon Rekognition, Hive Moderation, Microsoft PhotoDNA) and human review.", "body": "Passes has strict policies prohibiting explicit content on the platform; all content is proactively scanned at the point of upload using AI tools (Amazon Rekognition, Hive Moderation, Microsoft PhotoDNA) and human review.\n\nWhat Passes Blog actually says:\n\n“Passes has strict policies prohibiting explicit content on the platform. All content is proactively scanned at the point of upload to ensure compliance with these policies, and content found to be in violation is removed.”", "source_type": "official", "source_link": "https://www.passes.com/blog/posts/trust-safety-series-content-moderation", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes Blog", "evidence_quote": "Passes has strict policies prohibiting explicit content on the platform. All content is proactively scanned at the point of upload to ensure compliance with these policies, and content found to be in violation is removed.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Passes", "topic": "adult content prohibition", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_passes_eligibility_requirements", "category": "Business", "title": "Passes: creator eligibility requirements", "summary": "Passes requires creators to be 18+, complete identity verification (government-issued ID and live selfie), connect at least one active social media account, verify phone number, and have a connected payout method.", "body": "Passes requires creators to be 18+, complete identity verification (government-issued ID and live selfie), connect at least one active social media account, verify phone number, and have a connected payout method.\n\nWhat Passes Help Center actually says:\n\n“Creators must be 18 or older. Connect at least one active social media account. You may need to submit a valid government-issued ID and complete a live selfie check.”", "source_type": "official", "source_link": "https://help.passes.com/article/cf57ce19-sign-up-as-a-creator", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes Help Center", "evidence_quote": "Creators must be 18 or older. Connect at least one active social media account. You may need to submit a valid government-issued ID and complete a live selfie check.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Passes", "topic": "creator eligibility requirements", "applies_to_country": "*", "applies_to_scope": "Application-based; not everyone gets in", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_fees_pricing_page_10", "category": "Business", "title": "Patreon: platform fee stated on official pricing page", "summary": "Patreon's official pricing page states that new creators pay 10% of the income they earn on Patreon, plus payment processing, currency conversion, and payout fees, and applicable taxes.", "body": "Patreon's official pricing page states that new creators pay 10% of the income they earn on Patreon, plus payment processing, currency conversion, and payout fees, and applicable taxes.\n\nWhat Patreon actually says:\n\n“10% — of the income you earn on Patreon. Plus payment processing, currency conversion, and payout fees, and applicable taxes.”", "source_type": "official", "source_link": "https://www.patreon.com/pricing", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon", "evidence_quote": "10% — of the income you earn on Patreon. Plus payment processing, currency conversion, and payout fees, and applicable taxes.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "platform fee stated on official pricing page", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_content_age_verification_required", "category": "Business", "title": "[Unverified - being checked] Patreon: ID and age verification for adult creators", "summary": "[Unverified - being checked] All Adult/18+ creators must be ID-verified and age-verified to be on Patreon and to use Patreon's features.", "body": "All Adult/18+ creators must be ID-verified and age-verified to be on Patreon and to use Patreon's features.\n\nWhat Patreon Help Center actually says:\n\n“All Adult/18+ creators must be ID-verified and age-verified to be on Patreon and to use Patreon's features.”", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/31714988741645-Access-to-Patreon-s-features-and-products-for-Adult-18-creators", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "All Adult/18+ creators must be ID-verified and age-verified to be on Patreon and to use Patreon's features.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "ID and age verification for adult creators", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" }, "verification": { "status": "unverified", "label": "Unverified - being checked", "reasons": [ "thin_body", "source_unverifiable:fetch_failed:HTTP Error 403: Forbidden" ], "checked_utc": "20261021-123916Z" } }, { "id": "learn_r03_membership_platforms_passes_fees_homepage_10_percent", "category": "Business", "title": "Passes: platform fee stated on homepage for basic plan", "summary": "Passes' official homepage states Passes takes 10% and creators keep 90% of everything they earn, described as the basic plan in the earnings calculator.", "body": "Passes' official homepage states Passes takes 10% and creators keep 90% of everything they earn, described as the basic plan in the earnings calculator.\n\nWhat Passes actually says:\n\n“How it works: Passes takes just 10%. You keep 90% of everything you earn.”", "source_type": "official", "source_link": "https://www.passes.com/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes", "evidence_quote": "How it works: Passes takes just 10%. You keep 90% of everything you earn.", "volatility": "low", "from_batch": "03-membership-platforms", "subject": "Passes", "topic": "platform fee stated on homepage for basic plan", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r03_membership_platforms_patreon_content_prohibited_real_sex", "category": "Business", "title": "Patreon: prohibited sexual depictions involving real participants", "summary": "Patreon explicitly prohibits depictions including penetration, masturbation, oral sex, stimulation of genitals/anus/nipples with body parts or objects, visible states of arousal, and sexualized bodily fluids involving real or hyperrealistic participants.", "body": "Patreon explicitly prohibits depictions including penetration, masturbation, oral sex, stimulation of genitals/anus/nipples with body parts or objects, visible states of arousal, and sexualized bodily fluids involving real or hyperrealistic participants.\n\nWhat Patreon actually says:\n\n“Works depicting sexual activity between real or hyperrealistic participants. This includes: Penetration or stimulation of the genitals, anus, or nipples with a body part or object while nude or clothed.”", "source_type": "official", "source_link": "https://www.patreon.com/policy/guidelines", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon", "evidence_quote": "Works depicting sexual activity between real or hyperrealistic participants. This includes: Penetration or stimulation of the genitals, anus, or nipples with a body part or object while nude or clothed.", "volatility": "medium", "from_batch": "03-membership-platforms", "subject": "Patreon", "topic": "prohibited sexual depictions involving real participants", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } } ] }