{
  "batch": "1005-freelance-programming-platforms",
  "articles": [
    {
      "id": "learn_r1005_freelance_programming_platforms_toptal_accepts_new_creators",
      "category": "Business",
      "title": "Toptal: Access.signup",
      "summary": "Toptal accepts new freelance talent through an application process.",
      "body": "Toptal accepts new freelance talent through an application process.\n\nWhat Toptal actually says:\n\n“By accessing or using any portion of the Site, you acknowledge that you have read, understood, and agree to be bound by these T&Cs.”\n\nNote: Application page at toptal.com/talent/apply is publicly accessible",
      "source_type": "official",
      "source_link": "https://www.toptal.com/tos",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Toptal",
      "evidence_quote": "By accessing or using any portion of the Site, you acknowledge that you have read, understood, and agree to be bound by these T&Cs.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Toptal",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "applies_to_scope": "Global platform",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "toptal",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_toptal_fee_structure",
      "category": "Business",
      "title": "Toptal: Money.fees",
      "summary": "Toptal charges a flat monthly subscription fee of $79 for talent matching.",
      "body": "Toptal charges a flat monthly subscription fee of $79 for talent matching.\n\nWhat Toptal actually says:\n\n“We have a flat monthly subscription fee of $79 that is charged if you decide to proceed with talent matching through Toptal.”\n\nNote: Fee is charged to the client, not the freelancer; the $79 is for access to the platform for talent matching",
      "source_type": "official",
      "source_link": "https://www.toptal.com/tos",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Toptal",
      "evidence_quote": "We have a flat monthly subscription fee of $79 that is charged if you decide to proceed with talent matching through Toptal.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Toptal",
      "topic": "Money.fees",
      "applies_to_country": "*",
      "applies_to_scope": "Stated in FAQ",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "toptal",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_toptal_screening_process",
      "category": "Business",
      "title": "Toptal: Access.signup",
      "summary": "Toptal's screening process takes 3-8 weeks with a 3% final acceptance rate across 5 steps.",
      "body": "Toptal's screening process takes 3-8 weeks with a 3% final acceptance rate across 5 steps.\n\nWhat Toptal actually says:\n\n“Each applicant to the Toptal network must pass a screening process designed to measure subject matter expertise, professionalism, and communication skills. The full screening process takes between 3-8 weeks to complete.”\n\nNote: Step pass rates: Language 26.4%, Skill Review 7.4%, Live Screening 3.6%, Test Projects 3.2%, Continued Excellence 3%",
      "source_type": "official",
      "source_link": "https://www.toptal.com/tos",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Toptal",
      "evidence_quote": "Each applicant to the Toptal network must pass a screening process designed to measure subject matter expertise, professionalism, and communication skills. The full screening process takes between 3-8 weeks to complete.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Toptal",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "toptal",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_toptal_payout_schedule",
      "category": "Business",
      "title": "Toptal: Money.payout",
      "summary": "Toptal pays talent based on engagement type: full-time (40 hrs/week), part-time (20 hrs/week), or hourly (manual tracking).",
      "body": "Toptal pays talent based on engagement type: full-time (40 hrs/week), part-time (20 hrs/week), or hourly (manual tracking).\n\nWhat Toptal actually says:\n\n“All members of the Toptal network set their own hourly rate and are paid based on the type of engagement -- full-time (40 hours per week), part-time (20 hours per week), or hourly (hours are tracked manually).”\n\nNote: Payment process is fully automated; Toptal handles billing and invoicing",
      "source_type": "official",
      "source_link": "https://www.toptal.com/tos",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Toptal",
      "evidence_quote": "All members of the Toptal network set their own hourly rate and are paid based on the type of engagement -- full-time (40 hours per week), part-time (20 hours per week), or hourly (hours are tracked manually).",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Toptal",
      "topic": "Money.payout",
      "applies_to_country": "*",
      "applies_to_scope": "Payment is in USD",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "toptal",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_toptal_refund_policy",
      "category": "Business",
      "title": "Toptal: Money.payout",
      "summary": "Toptal's Platform Subscription fees are non-refundable unless Toptal is unable to present any Talent to the Client.",
      "body": "Toptal's Platform Subscription fees are non-refundable unless Toptal is unable to present any Talent to the Client.\n\nWhat Toptal actually says:\n\n“The Platform Subscription fees are non-refundable, unless Client cancels the Platform Subscription because Toptal is unable to present any Talent to Client, in which case Client may request a refund of up to one month's Platform Subscription fee.”\n\nNote: Platform Subscription Terms, Section 2",
      "source_type": "official",
      "source_link": "https://www.toptal.com/tos",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Toptal",
      "evidence_quote": "The Platform Subscription fees are non-refundable, unless Client cancels the Platform Subscription because Toptal is unable to present any Talent to Client, in which case Client may request a refund of up to one month's Platform Subscription fee.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Toptal",
      "topic": "Money.payout",
      "applies_to_country": "*",
      "applies_to_scope": "Per Platform Subscription Terms",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "toptal",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_toptal_exclusivity",
      "category": "Business",
      "title": "Toptal: Rules.content",
      "summary": "Toptal's Platform Subscription Terms do not contain an explicit exclusivity clause restricting talent from working on competing platforms.",
      "body": "Toptal's Platform Subscription Terms do not contain an explicit exclusivity clause restricting talent from working on competing platforms.\n\nWhat Toptal actually says:\n\n“You are not permitted to access or use the Toptal Properties for public comment unless authorized in writing by Toptal.”\n\nNote: No explicit talent exclusivity clause found in the T&Cs; Section 6.1 restricts commercial exploitation of Toptal Properties only",
      "source_type": "official",
      "source_link": "https://www.toptal.com/tos",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Toptal",
      "evidence_quote": "You are not permitted to access or use the Toptal Properties for public comment unless authorized in writing by Toptal.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Toptal",
      "topic": "Rules.content",
      "applies_to_country": "*",
      "applies_to_scope": "Based on TPAA Section 5(b) and 6.1",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "toptal",
        "topic": [
          "rules.content"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_toptal_support_contact",
      "category": "Business",
      "title": "Toptal: Access.signup",
      "summary": "Toptal provides creator support via email support@toptal.com and phone +1.888.867.7001.",
      "body": "Toptal provides creator support via email support@toptal.com and phone +1.888.867.7001.\n\nWhat Toptal actually says:\n\n“Customer support: support@toptal.com; Sales Inquiries: +1.888.867.7001”\n\nNote: Also: press@toptal.com, partnerships@toptal.com, investors@toptal.com",
      "source_type": "official",
      "source_link": "https://www.toptal.com/tos",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Toptal",
      "evidence_quote": "Customer support: support@toptal.com; Sales Inquiries: +1.888.867.7001",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Toptal",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "applies_to_scope": "US-based",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "toptal",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_upwork_accepts_new_creators",
      "category": "Business",
      "title": "Upwork: Access.signup",
      "summary": "Upwork accepts new freelancers through registration (one account per user).",
      "body": "Upwork accepts new freelancers through registration (one account per user).\n\nWhat Upwork actually says:\n\n“We offer several different Account Types. Once you register for your Account (only one per User), you can add other Account Types under the same username and password.”\n\nNote: Live site returns 403; accessed via Wayback Machine archive from 2023-12-31",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20231231231416/https://www.upwork.com/legal#terms",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "We offer several different Account Types. Once you register for your Account (only one per User), you can add other Account Types under the same username and password.",
      "volatility": "medium",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Upwork",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "applies_to_scope": "Global platform",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_upwork_fee_structure",
      "category": "Business",
      "title": "Upwork: Money.fees",
      "summary": "Upwork charges a sliding-scale service fee: 20% on first $500 billed, 10% on $500.01-$10,000, and 5% on billings over $10,000.",
      "body": "Upwork charges a sliding-scale service fee: 20% on first $500 billed, 10% on $500.01-$10,000, and 5% on billings over $10,000.\n\nWhat Upwork actually says:\n\n“Upwork service fees are calculated on a sliding scale based on billable rate: 20% on the first $500 billed to a client, 10% on billings between $500.01 and $10,000, and 5% on billings over $10,000.”\n\nNote: Live site returns 403; accessed via Wayback Machine archive from 2023-12-31",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20231231231416/https://www.upwork.com/legal#fees",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "Upwork service fees are calculated on a sliding scale based on billable rate: 20% on the first $500 billed to a client, 10% on billings between $500.01 and $10,000, and 5% on billings over $10,000.",
      "volatility": "medium",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Upwork",
      "topic": "Money.fees",
      "applies_to_country": "*",
      "applies_to_scope": "Sliding scale based on billable rate",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_upwork_payout_schedule",
      "category": "Business",
      "title": "Upwork: Money.payout",
      "summary": "Upwork holds funds for a 180-day security period before releasing to freelancers.",
      "body": "Upwork holds funds for a 180-day security period before releasing to freelancers.\n\nWhat Upwork actually says:\n\n“Upwork releases funds to freelancers after 180-day security period”\n\nNote: Source from Upwork Help Center; live site returns 403",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20231231231416/https://www.upwork.com/legal#terms",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "Upwork releases funds to freelancers after 180-day security period",
      "volatility": "medium",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Upwork",
      "topic": "Money.payout",
      "applies_to_country": "*",
      "applies_to_scope": "US and international",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_upwork_payout_methods",
      "category": "Business",
      "title": "Upwork: Money.payout",
      "summary": "Upwork offers bank transfer (ACH free for US, $2.99 international), local bank ($0.99), wire transfer ($50), and instant pay for US ($2).",
      "body": "Upwork offers bank transfer (ACH free for US, $2.99 international), local bank ($0.99), wire transfer ($50), and instant pay for US ($2).\n\nWhat Upwork actually says:\n\n“Bank transfers (ACH - Free for US tax address, $2.99 international), Local Bank outside US ($0.99/transfer), Wire Transfer ($50/transfer), Instant Pay for US freelancers ($2/transfer)”\n\nNote: Source from Upwork Help Center; live site returns 403",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20231231231416/https://www.upwork.com/legal#terms",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "Bank transfers (ACH - Free for US tax address, $2.99 international), Local Bank outside US ($0.99/transfer), Wire Transfer ($50/transfer), Instant Pay for US freelancers ($2/transfer)",
      "volatility": "medium",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Upwork",
      "topic": "Money.payout",
      "applies_to_country": "*",
      "applies_to_scope": "Varies by country",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_upwork_id_verification",
      "category": "Business",
      "title": "Upwork: Access.id",
      "summary": "Upwork requires identity verification including validation against third-party databases and official government/legal documents.",
      "body": "Upwork requires identity verification including validation against third-party databases and official government/legal documents.\n\nWhat Upwork actually says:\n\n“Your Account will be subject to verification, including validation against third-party databases or verification of official government/legal documents confirming your identity, location, and ability to act on behalf of your business.”\n\nNote: Live site returns 403; accessed via Wayback Machine",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20231231231416/https://www.upwork.com/legal#identityandlocation",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "Your Account will be subject to verification, including validation against third-party databases or verification of official government/legal documents confirming your identity, location, and ability to act on behalf of your business.",
      "volatility": "medium",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Upwork",
      "topic": "Access.id",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_upwork_chargeback_policy",
      "category": "Business",
      "title": "Upwork: Money.fees",
      "summary": "Upwork prohibits chargebacks once funds are charged; chargebacks are non-refundable except per Escrow Instructions.",
      "body": "Upwork prohibits chargebacks once funds are charged; chargebacks are non-refundable except per Escrow Instructions.\n\nWhat Upwork actually says:\n\n“Clients agree that, once Upwork charges their Payment Methods, the charge cannot be refunded except on a condition agreed in the Escrow Instructions. Clients agree not to initiate any chargebacks from their credit card companies, banks, or the like.”\n\nNote: Live site returns 403; accessed via Wayback Machine",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20231231231416/https://www.upwork.com/legal#NORETURN",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "Clients agree that, once Upwork charges their Payment Methods, the charge cannot be refunded except on a condition agreed in the Escrow Instructions. Clients agree not to initiate any chargebacks from their credit card companies, banks, or the like.",
      "volatility": "medium",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Upwork",
      "topic": "Money.fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "trouble",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_upwork_exclusivity",
      "category": "Business",
      "title": "Upwork: Rules.content",
      "summary": "Upwork does not impose exclusivity but prohibits sharing contact details and communicating outside the platform.",
      "body": "Upwork does not impose exclusivity but prohibits sharing contact details and communicating outside the platform.\n\nWhat Upwork actually says:\n\n“You agree not to share your contact details with others or communicate outside of Upwork.”\n\nNote: Live site returns 403; accessed via Wayback Machine",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20231231231416/https://www.upwork.com/legal#COMMUNICATINGTHROUGH",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "You agree not to share your contact details with others or communicate outside of Upwork.",
      "volatility": "medium",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Upwork",
      "topic": "Rules.content",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "rules.content"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_upwork_support_contact",
      "category": "Business",
      "title": "Upwork: Access.signup",
      "summary": "Upwork provides support through its Help Center at support.upwork.com with no direct email or phone found.",
      "body": "Upwork provides support through its Help Center at support.upwork.com with no direct email or phone found.\n\nWhat Upwork actually says:\n\n“Find solutions fast. Search hundreds of articles on Upwork Help. Choose an account type for personalized service: Freelancer / Agency / Client”\n\nNote: No direct email or phone found on accessible pages; live site returns 403",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20231231231416/https://www.upwork.com/legal#terms",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "Find solutions fast. Search hundreds of articles on Upwork Help. Choose an account type for personalized service: Freelancer / Agency / Client",
      "volatility": "medium",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Upwork",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_gunio_accepts_new_creators",
      "category": "Business",
      "title": "Gun.io: Access.signup",
      "summary": "Gun.io accepts new freelance developers through its sign-up process.",
      "body": "Gun.io accepts new freelance developers through its sign-up process.\n\nWhat Gun.io actually says:\n\n“These Terms of Use form a legal agreement entered into by and between you, the user of the public portions of this website, gun.io (the Site), and any organization on behalf of which you are using or accessing this website, and Gun.io Incorporated.”\n\nNote: Terms of Use page confirmed accessible",
      "source_type": "official",
      "source_link": "https://gun.io/terms-of-use/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gun.io",
      "evidence_quote": "These Terms of Use form a legal agreement entered into by and between you, the user of the public portions of this website, gun.io (the Site), and any organization on behalf of which you are using or accessing this website, and Gun.io Incorporated.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Gun.io",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "gunio",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_gunio_fee_structure",
      "category": "Business",
      "title": "Gun.io: Money.fees",
      "summary": "Gun.io charges clients 20% of the developer's first-year salary for full-time salaried placements; hourly projects use flexible retainers with no additional fees for developers.",
      "body": "Gun.io charges clients 20% of the developer's first-year salary for full-time salaried placements; hourly projects use flexible retainers with no additional fees for developers.\n\nWhat Gun.io actually says:\n\n“For full-time, salaried placements, we charge a fee of 20% of their negotiated first-year salary at your company.”\n\nNote: FAQ states: 'You'll see the full price upfront on developers' profiles; there are no additional fees.'",
      "source_type": "official",
      "source_link": "https://gun.io/terms-of-use/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gun.io",
      "evidence_quote": "For full-time, salaried placements, we charge a fee of 20% of their negotiated first-year salary at your company.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Gun.io",
      "topic": "Money.fees",
      "applies_to_country": "*",
      "applies_to_scope": "Clients pay the fee; developers see full price upfront",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "gunio",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_gunio_payout_schedule",
      "category": "Business",
      "title": "Gun.io: Money.payout",
      "summary": "Gun.io pays developers weekly on net 30 terms, covering a week of logged time.",
      "body": "Gun.io pays developers weekly on net 30 terms, covering a week of logged time.\n\nWhat Gun.io actually says:\n\n“Each payment will cover a week of logged time, and Gun.io pays you in weekly increments on net 30 terms. This means that each billing week's hours will be paid out 30 days from the end of that week.”\n\nNote: From Gun.io FAQ; no minimum payout threshold mentioned",
      "source_type": "official",
      "source_link": "https://gun.io/terms-of-use/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gun.io",
      "evidence_quote": "Each payment will cover a week of logged time, and Gun.io pays you in weekly increments on net 30 terms. This means that each billing week's hours will be paid out 30 days from the end of that week.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Gun.io",
      "topic": "Money.payout",
      "applies_to_country": "*",
      "applies_to_scope": "Payment in USD",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "gunio",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_gunio_id_verification",
      "category": "Business",
      "title": "Gun.io: Access.id",
      "summary": "Gun.io collects background check and identity verification information for freelancers.",
      "body": "Gun.io collects background check and identity verification information for freelancers.\n\nWhat Gun.io actually says:\n\n“To the extent permitted by applicable law, we also collect background check and identity verification information for Freelancers. Our provider of background check services may collect additional data about you (including information about criminal convictions or offences) if/when we undertake background checks.”\n\nNote: From Gun.io Privacy Policy; screening also includes algorithmic screening, work history review, and live technical interview",
      "source_type": "official",
      "source_link": "https://gun.io/terms-of-use/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gun.io",
      "evidence_quote": "To the extent permitted by applicable law, we also collect background check and identity verification information for Freelancers. Our provider of background check services may collect additional data about you (including information about criminal convictions or offences) if/when we undertake background checks.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Gun.io",
      "topic": "Access.id",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "gunio",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_gunio_exclusivity",
      "category": "Business",
      "title": "Gun.io: Rules.content",
      "summary": "Gun.io requires developers not to contact clients outside the platform until working together; clients sign a two-year non-solicitation agreement.",
      "body": "Gun.io requires developers not to contact clients outside the platform until working together; clients sign a two-year non-solicitation agreement.\n\nWhat Gun.io actually says:\n\n“When developers sign on as Gun.io consultants, they agree to not contact Gun.io clients outside of the platform until they begin working together. Before working with developers on the Gun.io platform, clients sign a two year non-solicitation agreement.”\n\nNote: From Gun.io FAQ; buy-out agreements available for off-platform relationships",
      "source_type": "official",
      "source_link": "https://gun.io/terms-of-use/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gun.io",
      "evidence_quote": "When developers sign on as Gun.io consultants, they agree to not contact Gun.io clients outside of the platform until they begin working together. Before working with developers on the Gun.io platform, clients sign a two year non-solicitation agreement.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Gun.io",
      "topic": "Rules.content",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "gunio",
        "topic": [
          "rules.content"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_gunio_support_contact",
      "category": "Business",
      "title": "Gun.io: Access.signup",
      "summary": "Gun.io provides support via email info@gun.io and phone +1 (615) 541-8095.",
      "body": "Gun.io provides support via email info@gun.io and phone +1 (615) 541-8095.\n\nWhat Gun.io actually says:\n\n“All feedback, comments, requests for technical support, and other communications relating to the Site should be directed to info@gun.io”\n\nNote: Footer also lists phone +1 (615) 541-8095",
      "source_type": "official",
      "source_link": "https://gun.io/terms-of-use/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gun.io",
      "evidence_quote": "All feedback, comments, requests for technical support, and other communications relating to the Site should be directed to info@gun.io",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Gun.io",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "applies_to_scope": "US-based",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "gunio",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_freelancer_accepts_new_creators",
      "category": "Business",
      "title": "Freelancer.com: Access.signup",
      "summary": "Freelancer.com accepts new freelancers and clients through registration.",
      "body": "Freelancer.com accepts new freelancers and clients through registration.\n\nWhat Freelancer actually says:\n\n“We charge fees for certain services, such as introduction fees for Projects, listing upgrades and memberships.”\n\nNote: Terms of Service (User Agreement) confirmed accessible",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/about/terms",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer",
      "evidence_quote": "We charge fees for certain services, such as introduction fees for Projects, listing upgrades and memberships.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Freelancer.com",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "freelancer",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_freelancer_fee_structure",
      "category": "Business",
      "title": "Freelancer.com: Money.fees",
      "summary": "Freelancer charges employers 3% or $3 USD (whichever greater) for fixed-price projects and 3% for hourly projects; freelancers pay 10% or $5 USD for fixed-price and 10% for hourly.",
      "body": "Freelancer charges employers 3% or $3 USD (whichever greater) for fixed-price projects and 3% for hourly projects; freelancers pay 10% or $5 USD for fixed-price and 10% for hourly.\n\nWhat Freelancer actually says:\n\n“For fixed price projects, a fee of 3% or $3.00 USD (whichever is greater) is levied at the time a project has been awarded by you. For hourly projects, a fee of 3% is levied on each payment that you make to the freelancer. The fee for fixed price projects is 10% or $5.00 USD, whichever is greater, and 10% for hourly projects.”\n\nNote: Fees and Charges page confirmed accessible",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/feesandcharges",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer",
      "evidence_quote": "For fixed price projects, a fee of 3% or $3.00 USD (whichever is greater) is levied at the time a project has been awarded by you. For hourly projects, a fee of 3% is levied on each payment that you make to the freelancer. The fee for fixed price projects is 10% or $5.00 USD, whichever is greater, and 10% for hourly projects.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Freelancer.com",
      "topic": "Money.fees",
      "applies_to_country": "*",
      "applies_to_scope": "Australian transactions: $0.75 AUD + 0.99%",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "freelancer",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_freelancer_payout_minimum",
      "category": "Business",
      "title": "Freelancer.com: Money.payout",
      "summary": "Freelancer imposes a minimum withdrawal of USD $50 after fees.",
      "body": "Freelancer imposes a minimum withdrawal of USD $50 after fees.\n\nWhat Freelancer actually says:\n\n“We impose a minimum withdrawal, after fees, of USD $50.”\n\nNote: From Fees and Charges page",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/feesandcharges",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer",
      "evidence_quote": "We impose a minimum withdrawal, after fees, of USD $50.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Freelancer.com",
      "topic": "Money.payout",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "freelancer",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_freelancer_payout_methods",
      "category": "Business",
      "title": "Freelancer.com: Money.payout",
      "summary": "Freelancer offers PayPal ($1), Skrill ($1), Payoneer Debit Card ($1), Express Withdrawal ($1), International Wire ($25), and Local Bank Deposit (free).",
      "body": "Freelancer offers PayPal ($1), Skrill ($1), Payoneer Debit Card ($1), Express Withdrawal ($1), International Wire ($25), and Local Bank Deposit (free).\n\nWhat Freelancer actually says:\n\n“Withdrawal fees on Freelancer depend on the method you choose. PayPal, Skrill, Payoneer Debit Card, and Express Withdrawal each cost $1.00 USD. International wire transfers cost $25.00 USD. Local Bank Deposit FREE.”\n\nNote: From Fees and Charges page",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/feesandcharges",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer",
      "evidence_quote": "Withdrawal fees on Freelancer depend on the method you choose. PayPal, Skrill, Payoneer Debit Card, and Express Withdrawal each cost $1.00 USD. International wire transfers cost $25.00 USD. Local Bank Deposit FREE.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Freelancer.com",
      "topic": "Money.payout",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "freelancer",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_freelancer_id_verification",
      "category": "Business",
      "title": "Freelancer.com: Access.id",
      "summary": "Freelancer requires identity verification through KYC and identity verification policy; users must provide passport or driver's license and may be asked for photographic ID with a code.",
      "body": "Freelancer requires identity verification through KYC and identity verification policy; users must provide passport or driver's license and may be asked for photographic ID with a code.\n\nWhat Freelancer actually says:\n\n“Verified by Freelancer Users have been satisfactorily verified under the Know your Customer and Identity Verification Policy. You must, at our request: (1) provide further information to us, which may include your date of birth and or other information that will allow us to reasonably identify you; (2) take steps to confirm ownership of your email address or financial instruments; or (3) verify your information against third party databases or through other sources.”\n\nNote: Verified by Freelancer badge costs $99 USD application fee (non-refundable)",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/verified",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer",
      "evidence_quote": "Verified by Freelancer Users have been satisfactorily verified under the Know your Customer and Identity Verification Policy. You must, at our request: (1) provide further information to us, which may include your date of birth and or other information that will allow us to reasonably identify you; (2) take steps to confirm ownership of your email address or financial instruments; or (3) verify your information against third party databases or through other sources.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Freelancer.com",
      "topic": "Access.id",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "freelancer",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_freelancer_chargeback_policy",
      "category": "Business",
      "title": "Freelancer.com: Money.fees",
      "summary": "Freelancer charges a Chargeback Recovery Fee of $25 USD or 10% of the milestone (whichever is higher) when a freelancer is found at fault.",
      "body": "Freelancer charges a Chargeback Recovery Fee of $25 USD or 10% of the milestone (whichever is higher) when a freelancer is found at fault.\n\nWhat Freelancer actually says:\n\n“Chargeback Recovery Fee: $25.00 USD or 10% of the milestone (whichever is higher). Applicable when a freelancer is found at fault for a chargeback filed due to non-compliance or lack of deliverables.”\n\nNote: From Fees and Charges page",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/feesandcharges",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer",
      "evidence_quote": "Chargeback Recovery Fee: $25.00 USD or 10% of the milestone (whichever is higher). Applicable when a freelancer is found at fault for a chargeback filed due to non-compliance or lack of deliverables.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Freelancer.com",
      "topic": "Money.fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "trouble",
        "region": [
          "any"
        ],
        "platform": "freelancer",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_freelancer_exclusivity",
      "category": "Business",
      "title": "Freelancer.com: Rules.content",
      "summary": "Freelancer's Terms explicitly state that any clause purporting to establish exclusivity is void to the extent it implies an employment relationship.",
      "body": "Freelancer's Terms explicitly state that any clause purporting to establish exclusivity is void to the extent it implies an employment relationship.\n\nWhat Freelancer actually says:\n\n“Employment-law exclusion. Unless expressly agreed in writing between the Buyer and Seller, each User Contract is deemed a contract for services with an Independent Contractor only. Any provision that purports to establish fixed hours, daily supervision, exclusivity, or other employee-like conditions is void to the extent it implies an employment relationship.”\n\nNote: Section 15 of User Agreement",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/about/terms",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer",
      "evidence_quote": "Employment-law exclusion. Unless expressly agreed in writing between the Buyer and Seller, each User Contract is deemed a contract for services with an Independent Contractor only. Any provision that purports to establish fixed hours, daily supervision, exclusivity, or other employee-like conditions is void to the extent it implies an employment relationship.",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Freelancer.com",
      "topic": "Rules.content",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "freelancer",
        "topic": [
          "rules.content"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1005_freelance_programming_platforms_freelancer_support_contact",
      "category": "Business",
      "title": "Freelancer.com: Access.signup",
      "summary": "Freelancer provides support through 24/7 live chat and a Help Center; no direct email or phone found.",
      "body": "Freelancer provides support through 24/7 live chat and a Help Center; no direct email or phone found.\n\nWhat Freelancer actually says:\n\n“Still have questions? Get instant support through our 24/7 live chat or explore our FAQ page”\n\nNote: Support pages organized into Client Help Center and Freelancer Help Center",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/support",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer",
      "evidence_quote": "Still have questions? Get instant support through our 24/7 live chat or explore our FAQ page",
      "volatility": "low",
      "from_batch": "1005-freelance-programming-platforms",
      "subject": "Freelancer.com",
      "topic": "Access.signup",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "freelancer",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    }
  ]
}
