{
  "batch": "1082-newsletters-platforms",
  "articles": [
    {
      "id": "learn_r1082_newsletters_platforms_substack_fee_platform",
      "category": "Business",
      "title": "Substack's cut of paid subscriptions",
      "summary": "Substack's help centre says that when paid subscriptions are enabled, Substack charges 10% of each transaction.",
      "body": "Substack's help centre says that when paid subscriptions are enabled, Substack charges 10% of each transaction.\n\nWhat Substack, Inc actually says:\n\n“If you enable paid subscriptions on your publications, the following fees will apply: … 10% of each transaction”\n\nNote: The Stripe setup article (updated 2026-08-24) repeats 'we charge 10%' and says Apple's service fee also applies to iOS in-app subscriptions.",
      "source_type": "official",
      "source_link": "https://support.substack.com/hc/en-us/articles/360037607131-How-much-does-Substack-cost",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack, Inc",
      "evidence_quote": "If you enable paid subscriptions on your publications, the following fees will apply: … 10% of each transaction",
      "volatility": "medium",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Substack",
      "topic": "Substack's cut of paid subscriptions",
      "applies_to_country": "*",
      "applies_to_scope": "Stripe fees are separate. See the country-exceptions record for markets where the fee is not currently charged.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "substack",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_substack_fee_stripe_as_stated",
      "category": "Business",
      "title": "Stripe processing and Billing fees on Substack subscriptions",
      "summary": "Substack's help centre states Stripe's credit card fee as 2.9% + $0.30 per transaction and a Stripe Billing fee of 0.7% for recurring payments as of July 2024.",
      "body": "Substack's help centre states Stripe's credit card fee as 2.9% + $0.30 per transaction and a Stripe Billing fee of 0.7% for recurring payments as of July 2024.\n\nWhat Substack, Inc actually says:\n\n“credit card fee (2.9% + $0.30 per transaction fee) and a Billing fee for recurring subscriptions (0.7% for recurring payments as of July 2024)”\n\nNote: Matches stripe.com/pricing as fetched today (US version): '2.9% + 30¢' per successful domestic card transaction and Billing pay-as-you-go '0.7%' of Billing volume.",
      "source_type": "official",
      "source_link": "https://support.substack.com/hc/en-us/articles/360037607131-How-much-does-Substack-cost",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack, Inc",
      "evidence_quote": "credit card fee (2.9% + $0.30 per transaction fee) and a Billing fee for recurring subscriptions (0.7% for recurring payments as of July 2024)",
      "volatility": "medium",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Substack (Stripe fees as stated)",
      "topic": "Stripe processing and Billing fees on Substack subscriptions",
      "applies_to_country": "US",
      "applies_to_scope": "Figures are for US Stripe accounts. Stripe fees depend on the country where the Stripe account is registered.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_beehiiv_fee_paid_subs_zero",
      "category": "Business",
      "title": "Beehiiv take rate on paid subscriptions and entry paid-plan price",
      "summary": "beehiiv's pricing FAQ says paid plans start at $49/month and that beehiiv takes 0% of paid subscription revenue, with Stripe's standard fee of 2.9% + $0.30 per transaction still applying.",
      "body": "beehiiv's pricing FAQ says paid plans start at $49/month and that beehiiv takes 0% of paid subscription revenue, with Stripe's standard fee of 2.9% + $0.30 per transaction still applying.\n\nWhat beehiiv actually says:\n\n“When you're ready to unlock monetization, advanced analytics, AI tools, and more, paid plans start at $49/month. … No. beehiiv takes 0% of your paid subscription revenue. You keep everything you earn, minus Stripe's standard processing fee of 2.9% + $0.30 per transaction.”\n\nNote: The Scale card lists '0% Take Rate on Paid Subscriptions*'. The asterisk's footnote text did not appear in the fetched page.",
      "source_type": "official",
      "source_link": "https://www.beehiiv.com/pricing",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "beehiiv",
      "evidence_quote": "When you're ready to unlock monetization, advanced analytics, AI tools, and more, paid plans start at $49/month. … No. beehiiv takes 0% of your paid subscription revenue. You keep everything you earn, minus Stripe's standard processing fee of 2.9% + $0.30 per transaction.",
      "volatility": "high",
      "from_batch": "1082-newsletters-platforms",
      "subject": "beehiiv",
      "topic": "beehiiv take rate on paid subscriptions and entry paid-plan price",
      "applies_to_country": "*",
      "applies_to_scope": "The Stripe fee shown is the standard US figure as quoted by beehiiv. The default static view of the pricing cards shows ",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "beehiiv",
        "topic": [
          "money.fees",
          "money.pricing"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_beehiiv_fee_paid_recommendations",
      "category": "Business",
      "title": "Fee and verification for paid recommendations",
      "summary": "beehiiv says Stripe identity verification is required before creating a paid offer or applying to recommend another publication for pay, and that a 20% fee applies to all paid recommendations and is already factored into the marketplace price.",
      "body": "beehiiv says Stripe identity verification is required before creating a paid offer or applying to recommend another publication for pay, and that a 20% fee applies to all paid recommendations and is already factored into the marketplace price.\n\nWhat beehiiv actually says:\n\n“Stripe identity verification is required before you can create a paid offer or apply to recommend another publication for pay. … A 20% fee applies to all paid recommendations to cover operational and Stripe transaction costs, and it's already factored into the marketplace price.”\n\nNote: The page's name-change table says Boosts were renamed 'Paid recommendations' and Email Boosts were retired. The page also carries an 'article being updated' notice.",
      "source_type": "official",
      "source_link": "https://www.beehiiv.com/support/article/14194737991319-faqs-about-grow-and-monetize-boosts",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "beehiiv",
      "evidence_quote": "Stripe identity verification is required before you can create a paid offer or apply to recommend another publication for pay. … A 20% fee applies to all paid recommendations to cover operational and Stripe transaction costs, and it's already factored into the marketplace price.",
      "volatility": "high",
      "from_batch": "1082-newsletters-platforms",
      "subject": "beehiiv paid recommendations (formerly Boosts)",
      "topic": "Fee and verification for paid recommendations",
      "applies_to_country": "*",
      "applies_to_scope": "The page says paid recommendations are available on paid beehiiv plans and that only a workspace Admin or Owner can acce",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "beehiiv",
        "topic": [
          "money.fees",
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_ghost_fee_zero_transaction",
      "category": "Business",
      "title": "Ghost transaction fee on paid subscriptions",
      "summary": "Ghost(Pro)'s pricing page says there are no additional transaction fees from Ghost on premium subscription payments, while payment processor fees still apply.",
      "body": "Ghost(Pro)'s pricing page says there are no additional transaction fees from Ghost on premium subscription payments, while payment processor fees still apply.\n\nWhat Ghost Foundation actually says:\n\n“No payment fees … Process payments for your premium subscriptions without any additional transaction fees from Ghost. Payment processor fees still apply.”",
      "source_type": "official",
      "source_link": "https://ghost.org/pricing/",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Ghost Foundation",
      "evidence_quote": "No payment fees … Process payments for your premium subscriptions without any additional transaction fees from Ghost. Payment processor fees still apply.",
      "volatility": "medium",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Ghost(Pro)",
      "topic": "Ghost transaction fee on paid subscriptions",
      "applies_to_country": "*",
      "applies_to_scope": "The table shows 0% on Publisher, Business and Custom. Starter has no paid subscriptions.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "ghost",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_ghost_pricing_publisher",
      "category": "Business",
      "title": "Cheapest Ghost(Pro) plan with paid subscriptions",
      "summary": "Ghost(Pro)'s pricing page lists the Publisher plan at $29 USD per month billed yearly, with paid subscriptions included.",
      "body": "Ghost(Pro)'s pricing page lists the Publisher plan at $29 USD per month billed yearly, with paid subscriptions included.\n\nWhat Ghost Foundation actually says:\n\n“Publisher For custom publications $ 29 USD / mo Billed yearly … Paid subscriptions”\n\nNote: The first passage spans several lines on the plan card and was whitespace-normalised: line breaks became single spaces and a '###' heading marker was removed. Prices change with the member slider, which the static fetch could not operate.",
      "source_type": "official",
      "source_link": "https://ghost.org/pricing/",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Ghost Foundation",
      "evidence_quote": "Publisher For custom publications $ 29 USD / mo Billed yearly … Paid subscriptions",
      "volatility": "high",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Ghost(Pro)",
      "topic": "Cheapest Ghost(Pro) plan with paid subscriptions",
      "applies_to_country": "*",
      "applies_to_scope": "Default static view of the page: 1,000 members, yearly billing. Starter ($18/mo billed yearly) shows paid subscriptions ",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "ghost",
        "topic": [
          "money.pricing"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_kit_pricing_creator",
      "category": "Business",
      "title": "Kit (formerly ConvertKit): Creator plan price",
      "summary": "Kit's pricing page lists the Creator plan at $33 per month, $390 billed yearly, at the page's default subscriber setting.",
      "body": "Kit's pricing page lists the Creator plan at $33 per month, $390 billed yearly, at the page's default subscriber setting.\n\nWhat Kit actually says:\n\n“CreatorFor growing creators … $33per month/mo$390 billed yearly”\n\nNote: The Free plan card lists 'Sell digital products & subscriptions' and 'Free—up to 10,000 subscribers', so paid newsletters are not limited to the Creator plan.",
      "source_type": "official",
      "source_link": "https://kit.com/pricing",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Kit",
      "evidence_quote": "CreatorFor growing creators … $33per month/mo$390 billed yearly",
      "volatility": "high",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Kit (formerly ConvertKit)",
      "topic": "Creator plan price",
      "applies_to_country": "*",
      "applies_to_scope": "The default view shows 'For 1,000 email subscribers'. The price changes with list size.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "kit",
        "topic": [
          "money.pricing"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_kit_fee_commerce",
      "category": "Business",
      "title": "Kit (formerly ConvertKit): Commerce transaction fee on subscriptions",
      "summary": "Kit's pricing page lists a transaction fee of 3.5% + 30c on digital products and subscriptions, inclusive of credit card processing, of which Kit's share is 0.6%.",
      "body": "Kit's pricing page lists a transaction fee of 3.5% + 30c on digital products and subscriptions, inclusive of credit card processing, of which Kit's share is 0.6%.\n\nWhat Kit actually says:\n\n“For any digital products or subscription—inclusive of credit card processing fees, so Kit only takes 0.6% of the total fees. … 3.5% + 30c”\n\nNote: The same page lists Kit's Paid Recommendations fee as 23.5% on the Creator and Pro plans.",
      "source_type": "official",
      "source_link": "https://kit.com/pricing",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Kit",
      "evidence_quote": "For any digital products or subscription—inclusive of credit card processing fees, so Kit only takes 0.6% of the total fees. … 3.5% + 30c",
      "volatility": "medium",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Kit (formerly ConvertKit)",
      "topic": "Commerce transaction fee on subscriptions",
      "applies_to_country": "*",
      "applies_to_scope": "The same fee is shown on the Free, Creator and Pro columns.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "kit",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_buttondown_fee_no_cut",
      "category": "Business",
      "title": "Buttondown cut of paid subscription revenue",
      "summary": "Buttondown says it takes no cut of paid subscription revenue: creators keep all of the money after credit card fees, with no additional overhead for paid subscribers.",
      "body": "Buttondown says it takes no cut of paid subscription revenue: creators keep all of the money after credit card fees, with no additional overhead for paid subscribers.\n\nWhat Buttondown LLC actually says:\n\n“No. You keep all of the money you make after credit card fees. We don't charge any additional overhead for your paid subscribers.”\n\nNote: The quote is from the page's FAQ answer to 'Does Buttondown take a cut of my revenue?'",
      "source_type": "official",
      "source_link": "https://buttondown.com/features/paid-subscriptions",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buttondown LLC",
      "evidence_quote": "No. You keep all of the money you make after credit card fees. We don't charge any additional overhead for your paid subscribers.",
      "volatility": "medium",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Buttondown",
      "topic": "Buttondown cut of paid subscription revenue",
      "applies_to_country": "*",
      "applies_to_scope": "Separate from the plan and add-on price.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "buttondown",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_buttondown_pricing_paid_addon",
      "category": "Business",
      "title": "Buttondown pricing and paid subscriptions add-on",
      "summary": "Buttondown's pricing page says it costs nothing for the first 100 subscribers and lists paid subscriptions as a +$9/month add-on.",
      "body": "Buttondown's pricing page says it costs nothing for the first 100 subscribers and lists paid subscriptions as a +$9/month add-on.\n\nWhat Buttondown LLC actually says:\n\n“Absolutely nothing for your first 100 subscribers. … Paid subscriptions +$9/month”\n\nNote: The second passage is whitespace-normalised: the link text 'subscriptions' and '+$9/month' sit on separate lines. The docs page says paid subscriptions are 'Available on the Basic plan', which labels the plan differently from this add-on listing.",
      "source_type": "official",
      "source_link": "https://buttondown.com/pricing",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buttondown LLC",
      "evidence_quote": "Absolutely nothing for your first 100 subscribers. … Paid subscriptions +$9/month",
      "volatility": "high",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Buttondown",
      "topic": "Buttondown pricing and paid subscriptions add-on",
      "applies_to_country": "*",
      "applies_to_scope": "Prices assume at most one email a day to the whole list. The per-subscriber base price above 100 was not captured.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "buttondown",
        "topic": [
          "money.pricing"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_patreon_fee_platform",
      "category": "Business",
      "title": "Patreon fee and payments setup",
      "summary": "Patreon's pricing page states a 10% fee on income earned on Patreon, plus payment processing, currency conversion, payout fees and applicable taxes, and says creators do not need to set up Stripe.",
      "body": "Patreon's pricing page states a 10% fee on income earned on Patreon, plus payment processing, currency conversion, payout fees and applicable taxes, and says creators do not need to set up Stripe.\n\nWhat Patreon actually says:\n\n“10% of the income you earn on Patreon Plus payment processing, currency conversion, and payout fees, and applicable taxes. … No need to set up Stripe or deal with tax paperwork.”\n\nNote: The first passage is three consecutive lines on the page, joined with single spaces. The page lists 'Email newsletters' among its features. This record covers both Patreon setup and fees.",
      "source_type": "official",
      "source_link": "https://www.patreon.com/pricing",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "10% of the income you earn on Patreon Plus payment processing, currency conversion, and payout fees, and applicable taxes. … No need to set up Stripe or deal with tax paperwork.",
      "volatility": "medium",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Patreon",
      "topic": "Patreon fee and payments setup",
      "applies_to_country": "*",
      "applies_to_scope": "The page says it supports 16+ currencies for payouts and pay-ins.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.fees",
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_substack_revenue_split",
      "category": "Business",
      "title": "Substack: ['Money.fees']",
      "summary": "Writers keep 90% of their revenue minus credit card fees on Substack.",
      "body": "Writers keep 90% of their revenue minus credit card fees on Substack.\n\nWhat Substack Inc. actually says:\n\n“Writers keep 90% of their revenue minus credit card fees.”",
      "source_type": "official",
      "source_link": "https://substack.com/about",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack Inc.",
      "evidence_quote": "Writers keep 90% of their revenue minus credit card fees.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Substack",
      "topic": "['Money.fees']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_substack_refund_policy",
      "category": "Business",
      "title": "Substack: ['Money.payout']",
      "summary": "Substack will issue a refund if a request is submitted within 7 days of payment, unless a subscriber perk has been claimed or a publisher has marked the subscription as non-refundable.",
      "body": "Substack will issue a refund if a request is submitted within 7 days of payment, unless a subscriber perk has been claimed or a publisher has marked the subscription as non-refundable.\n\nWhat Substack, Inc actually says:\n\n“We will issue a refund if a request is submitted to Substack within 7 days of payment, unless a subscriber perk has been claimed or a publisher has marked the subscription as non-refundable.”",
      "source_type": "official",
      "source_link": "https://support.substack.com/hc/en-us/articles/8915992656660-What-is-Substack-s-refund-policy",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack, Inc",
      "evidence_quote": "We will issue a refund if a request is submitted to Substack within 7 days of payment, unless a subscriber perk has been claimed or a publisher has marked the subscription as non-refundable.",
      "volatility": "medium",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Substack",
      "topic": "['Money.payout']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "trouble",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_substack_payout_methods",
      "category": "Business",
      "title": "Substack: ['Money.payout']",
      "summary": "Substack uses Stripe as its payment processor for processing subscription payments from readers.",
      "body": "Substack uses Stripe as its payment processor for processing subscription payments from readers.\n\nWhat Substack Inc. actually says:\n\n“During the term of this Agreement, the Payment Processor will pay the Revenue Share owed to us and deduct any applicable fees on a rolling basis as you process subscription payments from Readers**”\n\nNote: The Payment Processor is identified as Stripe in other sections of the document",
      "source_type": "official",
      "source_link": "https://substack.com/pa",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack Inc.",
      "evidence_quote": "During the term of this Agreement, the Payment Processor will pay the Revenue Share owed to us and deduct any applicable fees on a rolling basis as you process subscription payments from Readers**",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Substack",
      "topic": "['Money.payout']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_substack_age_verification",
      "category": "Business",
      "title": "Substack: ['Access.id']",
      "summary": "Substack does not knowingly collect or solicit personally identifiable information from children under 16 years old.",
      "body": "Substack does not knowingly collect or solicit personally identifiable information from children under 16 years old.\n\nWhat Substack Inc. actually says:\n\n“We do not knowingly collect or solicit personally identifiable information from children under 16; if you are a child under 16, please do not attempt to register for Substack or send any personal information about yourself to us.”",
      "source_type": "official",
      "source_link": "https://substack.com/privacy",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack Inc.",
      "evidence_quote": "We do not knowingly collect or solicit personally identifiable information from children under 16; if you are a child under 16, please do not attempt to register for Substack or send any personal information about yourself to us.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Substack",
      "topic": "['Access.id']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_beehiiv_revenue_split",
      "category": "Business",
      "title": "Beehiiv: ['Money.fees']",
      "summary": "Beehiiv takes 0% of your paid subscription and digital product revenue; you keep what you earn minus Stripe's standard processing fee of 2.9% + $0.30 per transaction.",
      "body": "Beehiiv takes 0% of your paid subscription and digital product revenue; you keep what you earn minus Stripe's standard processing fee of 2.9% + $0.30 per transaction.\n\nWhat beehiiv actually says:\n\n“beehiiv takes 0% of your paid subscription and digital product revenue. You keep what you earn, minus Stripe's standard processing fee of 2.9% + $0.30 per transaction.”",
      "source_type": "official",
      "source_link": "https://beehiiv.com/pricing",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "beehiiv",
      "evidence_quote": "beehiiv takes 0% of your paid subscription and digital product revenue. You keep what you earn, minus Stripe's standard processing fee of 2.9% + $0.30 per transaction.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Beehiiv",
      "topic": "['Money.fees']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "beehiiv",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_beehiiv_refund_policy",
      "category": "Business",
      "title": "Beehiiv: ['Money.payout']",
      "summary": "All fees payable to Beehiiv for use of the Services are non-refundable.",
      "body": "All fees payable to Beehiiv for use of the Services are non-refundable.\n\nWhat beehiiv Inc. actually says:\n\n“All fees are non-refundable.”\n\nNote: This refers to Beehiiv's fees, not creator earnings",
      "source_type": "official",
      "source_link": "https://beehiiv.com/tou",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "beehiiv Inc.",
      "evidence_quote": "All fees are non-refundable.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Beehiiv",
      "topic": "['Money.payout']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "trouble",
        "region": [
          "us"
        ],
        "platform": "beehiiv",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_beehiiv_payout_methods",
      "category": "Business",
      "title": "Beehiiv: ['Money.payout']",
      "summary": "Beehiiv uses Stripe as its payment processor.",
      "body": "Beehiiv uses Stripe as its payment processor.\n\nWhat beehiiv Inc. actually says:\n\n“beehiiv's payments are processed through [Stripe](https://stripe.com)”",
      "source_type": "official",
      "source_link": "https://beehiiv.com/tou",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "beehiiv Inc.",
      "evidence_quote": "beehiiv's payments are processed through [Stripe](https://stripe.com)",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Beehiiv",
      "topic": "['Money.payout']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "beehiiv",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_beehiiv_age_verification",
      "category": "Business",
      "title": "Beehiiv: ['Access.id']",
      "summary": "Beehiiv does not knowingly collect data from or market to children under 18 years of age.",
      "body": "Beehiiv does not knowingly collect data from or market to children under 18 years of age.\n\nWhat beehiiv actually says:\n\n“We do not knowingly solicit data from or market to children under 18 years of age.”\n\nNote: From Beehiiv's privacy policy",
      "source_type": "official",
      "source_link": "https://beehiiv.com/privacy",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "beehiiv",
      "evidence_quote": "We do not knowingly solicit data from or market to children under 18 years of age.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Beehiiv",
      "topic": "['Access.id']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "beehiiv",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_ghost_revenue_split",
      "category": "Business",
      "title": "Ghost: ['Money.fees']",
      "summary": "Ghost takes 0% transaction fees for premium subscriptions on Publisher, Business, and Custom plans; payment processor fees still apply.",
      "body": "Ghost takes 0% transaction fees for premium subscriptions on Publisher, Business, and Custom plans; payment processor fees still apply.\n\nWhat Ghost Foundation actually says:\n\n“Transaction fees[](javascript:; \"Help\")\n# Transaction fees\n\nProcess payments for your premium subscriptions without any additional transaction fees from Ghost. Payment processor fees still apply.\n\n– No\n0% Yes\n0% Yes\n0% Yes”\n\nNote: The 0% Yes applies to Publisher, Business, and Custom plans",
      "source_type": "official",
      "source_link": "https://ghost.org/pricing/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Ghost Foundation",
      "evidence_quote": "Transaction fees[](javascript:; \"Help\")\n# Transaction fees\n\nProcess payments for your premium subscriptions without any additional transaction fees from Ghost. Payment processor fees still apply.\n\n– No\n0% Yes\n0% Yes\n0% Yes",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Ghost",
      "topic": "['Money.fees']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "ghost",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_ghost_refund_policy",
      "category": "Business",
      "title": "Ghost: ['Money.payout']",
      "summary": "Unless indicated otherwise at the explicit discretion of Ghost Foundation, all sales are final and no refunds are provided for any products or services provided.",
      "body": "Unless indicated otherwise at the explicit discretion of Ghost Foundation, all sales are final and no refunds are provided for any products or services provided.\n\nWhat Ghost Foundation actually says:\n\n“Unless indicated otherwise at the explicit discretion of Ghost Foundation, all sales are final and no refunds are provided for any products or services provided.”",
      "source_type": "official",
      "source_link": "https://ghost.org/terms/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Ghost Foundation",
      "evidence_quote": "Unless indicated otherwise at the explicit discretion of Ghost Foundation, all sales are final and no refunds are provided for any products or services provided.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Ghost",
      "topic": "['Money.payout']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "trouble",
        "region": [
          "us"
        ],
        "platform": "ghost",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_ghost_payout_methods",
      "category": "Business",
      "title": "Ghost: ['Money.payout']",
      "summary": "Ghost uses Stripe as its payment processor for paid subscriptions.",
      "body": "Ghost uses Stripe as its payment processor for paid subscriptions.\n\nWhat Ghost Foundation actually says:\n\n“Accept payments from members using Stripe integration. Process subscriptions, one-time payments, and manage billing with ease.”",
      "source_type": "official",
      "source_link": "https://ghost.org/pricing/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Ghost Foundation",
      "evidence_quote": "Accept payments from members using Stripe integration. Process subscriptions, one-time payments, and manage billing with ease.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Ghost",
      "topic": "['Money.payout']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "ghost",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_ghost_age_verification",
      "category": "Business",
      "title": "Ghost: ['Access.id']",
      "summary": "Ghost verifies identity and age to ensure capacity to use its services.",
      "body": "Ghost verifies identity and age to ensure capacity to use its services.\n\nWhat Ghost Foundation actually says:\n\n“verifying your identity and age to ensure you have capacity to use our services”",
      "source_type": "official",
      "source_link": "https://ghost.org/privacy/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Ghost Foundation",
      "evidence_quote": "verifying your identity and age to ensure you have capacity to use our services",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Ghost",
      "topic": "['Access.id']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "ghost",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_buttondown_revenue_split",
      "category": "Business",
      "title": "Buttondown: ['Money.fees']",
      "summary": "Buttondown lets you keep all of the money you make after credit card fees with no additional overhead for paid subscribers.",
      "body": "Buttondown lets you keep all of the money you make after credit card fees with no additional overhead for paid subscribers.\n\nWhat Buttondown, LLC actually says:\n\n“Keep all of the money you make after credit card fees. We don't charge any additional overhead for your paid subscribers.”",
      "source_type": "official",
      "source_link": "https://buttondown.com/features/paid-subscriptions",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buttondown, LLC",
      "evidence_quote": "Keep all of the money you make after credit card fees. We don't charge any additional overhead for your paid subscribers.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Buttondown",
      "topic": "['Money.fees']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "buttondown",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_buttondown_payout_minimum",
      "category": "Business",
      "title": "Buttondown: ['Money.payout']",
      "summary": "Buttondown charges absolutely nothing for your first 100 subscribers.",
      "body": "Buttondown charges absolutely nothing for your first 100 subscribers.\n\nWhat Buttondown, LLC actually says:\n\n“Absolutely nothing for your first 100 subscribers.”\n\nNote: This refers to the base pricing, not specifically payout minimum",
      "source_type": "official",
      "source_link": "https://buttondown.com/pricing",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buttondown, LLC",
      "evidence_quote": "Absolutely nothing for your first 100 subscribers.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Buttondown",
      "topic": "['Money.payout']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "buttondown",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_buttondown_payout_methods",
      "category": "Business",
      "title": "Buttondown: ['Money.payout']",
      "summary": "Buttondown uses Stripe as its payment processor.",
      "body": "Buttondown uses Stripe as its payment processor.\n\nWhat Buttondown, LLC actually says:\n\n“We use [Stripe](https://stripe.com) for our payment processor, widely known as the best in the industry.”",
      "source_type": "official",
      "source_link": "https://buttondown.com/features/paid-subscriptions",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buttondown, LLC",
      "evidence_quote": "We use [Stripe](https://stripe.com) for our payment processor, widely known as the best in the industry.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Buttondown",
      "topic": "['Money.payout']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "buttondown",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1082_newsletters_platforms_buttondown_age_verification",
      "category": "Business",
      "title": "Buttondown: ['Access.id']",
      "summary": "Buttondown does not knowingly collect data from or market to children under 18 years of age.",
      "body": "Buttondown does not knowingly collect data from or market to children under 18 years of age.\n\nWhat Buttondown, LLC actually says:\n\n“We do not knowingly solicit data from or market to children under 18 years of age.”",
      "source_type": "official",
      "source_link": "https://buttondown.com/legal/privacy",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buttondown, LLC",
      "evidence_quote": "We do not knowingly solicit data from or market to children under 18 years of age.",
      "volatility": "low",
      "from_batch": "1082-newsletters-platforms",
      "subject": "Buttondown",
      "topic": "['Access.id']",
      "applies_to_country": "*",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "buttondown",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    }
  ]
}