{ "batch": "11-adult-processors", "articles": [ { "id": "learn_r11_adult_processors_adult_processors_11_1", "category": "Business", "title": "CCBill, Segpay, Epoch, Verotel, Paxum, Cosmo Payment -- adult-friendly processors: setup fees, per-transaction fees, res", "summary": "Segpay's authorization payments incur a $0.10 (USD) fee, while declines or refunds incur a $0.05 (USD) fee.", "body": "Segpay's authorization payments incur a $0.10 (USD) fee, while declines or refunds incur a $0.05 (USD) fee.\n\nWhat segpay.com actually says:\n\n“For example, Segpay authorization payments incur a $0.10 (USD) fee and declines–or refunds–incur a $0.05 (USD) fee.”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by omniroute:nest-kit, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://segpay.com/solutions/merchant-services/", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "segpay.com", "evidence_quote": "For example, Segpay authorization payments incur a $0.10 (USD) fee and declines–or refunds–incur a $0.05 (USD) fee.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Adult Processors", "topic": "CCBill, Segpay, Epoch, Verotel, Paxum, Cosmo Payment -- adult-friendly processors: setup fees, per-transaction fees, res", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_adult_processors_11_2", "category": "Business", "title": "CCBill, Segpay, Epoch, Verotel, Paxum, Cosmo Payment -- adult-friendly processors: setup fees, per-transaction fees, res", "summary": "Onboarding at Segpay requires a full Know Your Customer (KYC) file, a client website review, and bank submission for approval.", "body": "Onboarding at Segpay requires a full Know Your Customer (KYC) file, a client website review, and bank submission for approval.\n\nWhat segpay.com actually says:\n\n“Onboarding requires gathering a full Know Your Customer (KYC) file, client website review, and then bank submission for approval.”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by omniroute:nest-kit, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://segpay.com/solutions/merchant-services/", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "segpay.com", "evidence_quote": "Onboarding requires gathering a full Know Your Customer (KYC) file, client website review, and then bank submission for approval.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Adult Processors", "topic": "CCBill, Segpay, Epoch, Verotel, Paxum, Cosmo Payment -- adult-friendly processors: setup fees, per-transaction fees, res", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_adult_processors_11_3", "category": "Business", "title": "CCBill, Segpay, Epoch, Verotel, Paxum, Cosmo Payment -- adult-friendly processors: setup fees, per-transaction fees, res", "summary": "The Segpay onboarding process involves completing a contract, providing a KYC package, a website review for compliance, and a kickoff call with the Integration Team.", "body": "The Segpay onboarding process involves completing a contract, providing a KYC package, a website review for compliance, and a kickoff call with the Integration Team.\n\nWhat segpay.com actually says:\n\n“Complete Segpay Contract Provide merchant Know Your Customer Package Website review to be sure payment disclosures, terms and conditions, privacy policy and age verification, and customer service links are included Upon approval, participate in a kickoff call with our Integration Team”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by omniroute:nest-kit, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://segpay.com/solutions/merchant-services/", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "segpay.com", "evidence_quote": "Complete Segpay Contract Provide merchant Know Your Customer Package Website review to be sure payment disclosures, terms and conditions, privacy policy and age verification, and customer service links are included Upon approval, participate in a kickoff call with our Integration Team", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Adult Processors", "topic": "CCBill, Segpay, Epoch, Verotel, Paxum, Cosmo Payment -- adult-friendly processors: setup fees, per-transaction fees, res", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_adult_processors_11_4", "category": "Business", "title": "CCBill, Segpay, Epoch, Verotel, Paxum, Cosmo Payment -- adult-friendly processors: setup fees, per-transaction fees, res", "summary": "Segpay is a global payment facilitator that operates in the US, EU, and UK.", "body": "Segpay is a global payment facilitator that operates in the US, EU, and UK.\n\nWhat segpay.com actually says:\n\n“We are registered as Visa and MasterCard Payment Facilitators in the EU, UK, and US.”\n\nNote: Shift Board (topic queue): page from a source IMAGO's verified knowledge already used, fetched by the program, quote picked by omniroute:nest-kit, checked word-for-word on the page by the program; tier/confidence set conservatively - the verify gate decides", "source_type": "research", "source_link": "https://segpay.com/solutions/merchant-services/", "last_verified": "2026-10-23", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "segpay.com", "evidence_quote": "We are registered as Visa and MasterCard Payment Facilitators in the EU, UK, and US.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Adult Processors", "topic": "CCBill, Segpay, Epoch, Verotel, Paxum, Cosmo Payment -- adult-friendly processors: setup fees, per-transaction fees, res", "applies_to_country": "any", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_processor_epoch", "category": "Business", "title": "Epoch: processing fees, reserve, and billing terms", "summary": "Epoch provides full-featured payment processing for digital content with volume-based tiered rates starting at 15.00% and requires no reserve withholding.", "body": "Epoch provides full-featured payment processing for digital content with volume-based tiered rates starting at 15.00% and requires no reserve withholding.\n\nWhat Epoch actually says:\n\n“We do not charge a transaction fee, nor a decline fee, maintenance fee, monthly fee, or annual fee... We do not require a security deposit nor do we withhold a reserve”\n\nNote: Supported billing methods include one-time, recurring, and per-unit billing as published on business services terms.", "source_type": "official", "source_link": "https://www.epoch.com/business_services", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Epoch", "evidence_quote": "We do not charge a transaction fee, nor a decline fee, maintenance fee, monthly fee, or annual fee... We do not require a security deposit nor do we withhold a reserve", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Epoch", "topic": "processing fees, reserve, and billing terms", "applies_to_country": "*", "applies_to_scope": "Digital content and online merchants", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_processor_paxum", "category": "Business", "title": "Paxum: payout accounts and transfer fees", "summary": "Paxum provides e-wallet and payout accounts with transparently published maintenance and transfer fee structures.", "body": "Paxum provides e-wallet and payout accounts with transparently published maintenance and transfer fee structures.\n\nWhat Paxum actually says:\n\n“Maintaining the Account: FREE (If used at least once within past 6 months) $5.00 (If not used at least once within past 6 months)”\n\nNote: Detailed transaction processing percentage fees for merchant acquiring require direct contract setup.", "source_type": "official", "source_link": "https://www.paxum.com/fees/personal/", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum", "evidence_quote": "Maintaining the Account: FREE (If used at least once within past 6 months) $5.00 (If not used at least once within past 6 months)", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "payout accounts and transfer fees", "applies_to_country": "*", "applies_to_scope": "Global payout accounts", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_processor_cosmo", "category": "Business", "title": "Cosmo Payment: account maintenance and payout card fees", "summary": "Cosmo Payment publishes card account and payout transfer fees on its official fee schedule.", "body": "Cosmo Payment publishes card account and payout transfer fees on its official fee schedule.\n\nWhat Cosmo Payment actually says:\n\n“Monthly Account Maintenance: $3.00 Per Month From available balance - each month”\n\nNote: Publish payout card fees; merchant acquiring transaction percentages require direct underwriting.", "source_type": "official", "source_link": "https://www.cosmopayment.com/fees", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Cosmo Payment", "evidence_quote": "Monthly Account Maintenance: $3.00 Per Month From available balance - each month", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Cosmo Payment", "topic": "account maintenance and payout card fees", "applies_to_country": "*", "applies_to_scope": "Global payout card holders", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_processor_netbilling", "category": "Business", "title": "NETbilling: e-commerce payment processing coverage", "summary": "NETbilling provides e-commerce payment processing supporting recurring memberships and high-risk industries including adult and dating.", "body": "NETbilling provides e-commerce payment processing supporting recurring memberships and high-risk industries including adult and dating.\n\nWhat NETbilling actually says:\n\n“Available for all business types including: Recurring Memberships, Tangible Products, Service Industries, Healthcare, Travel, Gaming, CBD, Adult, Dating, Plus Most Other High And Low Risk Businesses”\n\nNote: Specific transaction percentage fees are determined during merchant underwriting and contract execution.", "source_type": "official", "source_link": "https://www.netbilling.com/transaction-processing/online-processing/", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NETbilling", "evidence_quote": "Available for all business types including: Recurring Memberships, Tangible Products, Service Industries, Healthcare, Travel, Gaming, CBD, Adult, Dating, Plus Most Other High And Low Risk Businesses", "volatility": "low", "from_batch": "11-adult-processors", "subject": "NETbilling", "topic": "e-commerce payment processing coverage", "applies_to_country": "*", "applies_to_scope": "Online merchants and high-risk businesses", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_payout_schedule_day", "category": "Business", "title": "CCBill: payout schedule", "summary": "CCBill sends merchant payments weekly on Mondays.", "body": "CCBill sends merchant payments weekly on Mondays.\n\nWhat CCBill actually says:\n\n“CCBill sends payments weekly on Mondays. Some exceptions to this exist, such as U.S. bank or national holidays, or situations out of our control, as outlined in our Terms and Conditions.”", "source_type": "official", "source_link": "https://ccbill.com/doc/merchant-accounting-faqs", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "CCBill sends payments weekly on Mondays. Some exceptions to this exist, such as U.S. bank or national holidays, or situations out of our control, as outlined in our Terms and Conditions.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "payout schedule", "applies_to_country": "*", "applies_to_scope": "CCBill's Billing Schedule runs Sunday to Saturday; payouts reviewed on Tuesdays are sent the following Monday.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_payout_ach_fee", "category": "Business", "title": "CCBill: ACH payout fee and threshold", "summary": "CCBill ACH transfers cost $5.00 per payout with a $25.00 minimum payout threshold and no maximum.", "body": "CCBill ACH transfers cost $5.00 per payout with a $25.00 minimum payout threshold and no maximum.\n\nWhat CCBill actually says:\n\n“ACH Transfer Fee = $5.00\nACH Minimum Payout Threshold = $25.00\nACH Maximum Payout Threshold = NO LIMIT”", "source_type": "official", "source_link": "https://ccbill.com/doc/merchant-accounting-faqs", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "ACH Transfer Fee = $5.00\nACH Minimum Payout Threshold = $25.00\nACH Maximum Payout Threshold = NO LIMIT", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "ACH payout fee and threshold", "applies_to_country": "US", "applies_to_scope": "ACH Transfers are only made to payees with a U.S. Dollar-based bank account at a U.S.-based bank.", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_payout_ach_express", "category": "Business", "title": "CCBill: ACH Express payout terms", "summary": "CCBill ACH Express payouts cost $15.00 per payout with a $100.00 minimum, are USD-only, and are sent for receipt on Friday.", "body": "CCBill ACH Express payouts cost $15.00 per payout with a $100.00 minimum, are USD-only, and are sent for receipt on Friday.\n\nWhat CCBill actually says:\n\n“Special intro ACH Express payout offer = $15 per ACH Express payout”\n\nNote: Stated as a 'Special intro' offer; USD currency only, Minimum amount for payout = $100.", "source_type": "official", "source_link": "https://ccbill.com/doc/merchant-accounting-faqs", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "Special intro ACH Express payout offer = $15 per ACH Express payout", "volatility": "high", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "ACH Express payout terms", "applies_to_country": "US", "applies_to_scope": "Available to US-based bank accounts only.", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_payout_sepa", "category": "Business", "title": "CCBill: SEPA payout fee and threshold", "summary": "CCBill SEPA payouts cost $10.00 USD per payout with a $50.00 USD minimum threshold before conversion to euros.", "body": "CCBill SEPA payouts cost $10.00 USD per payout with a $50.00 USD minimum threshold before conversion to euros.\n\nWhat CCBill actually says:\n\n“SEPA Transfer Fee = $10.00 USD per payout”\n\nNote: Page states '$10.00 USD per payout - a 33% off the regular SEPA fee'; Minimum Payout Threshold = $50.00 USD (prior to being converted to euros).", "source_type": "official", "source_link": "https://ccbill.com/doc/merchant-accounting-faqs", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "SEPA Transfer Fee = $10.00 USD per payout", "volatility": "high", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "SEPA payout fee and threshold", "applies_to_country": "*", "applies_to_scope": "Available to merchants and affiliates with a euro-denominated bank account in the SEPA network.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_registration_highrisk", "category": "Business", "title": "CCBill: annual Visa/Mastercard high-risk registration fees", "summary": "CCBill high-risk merchants must pay annual card association registration fees of $950 (Visa) and $500 or $1000 (Mastercard, depending on region), which CCBill forwards to the card schemes.", "body": "CCBill high-risk merchants must pay annual card association registration fees of $950 (Visa) and $500 or $1000 (Mastercard, depending on region), which CCBill forwards to the card schemes.\n\nWhat CCBill actually says:\n\n“High-risk merchants are required to pay annual VISA and mastercard registration fees.”\n\nNote: Pricing page fee figures: Visa $950; Mastercard $500 or $1000 (depending on region).", "source_type": "official", "source_link": "https://ccbill.com/pricing", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "High-risk merchants are required to pay annual VISA and mastercard registration fees.", "volatility": "high", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "annual Visa/Mastercard high-risk registration fees", "applies_to_country": "*", "applies_to_scope": "Applies only to certain business verticals (MCCs).", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_registration_visa_effective", "category": "Business", "title": "CCBill: Visa high-risk registration fee amount and effective date", "summary": "Effective April 1, 2024, Visa increased its high-risk merchant registration fee from $500 to $950 annually; CCBill deducts it in 6 weekly installments.", "body": "Effective April 1, 2024, Visa increased its high-risk merchant registration fee from $500 to $950 annually; CCBill deducts it in 6 weekly installments.\n\nWhat CCBill actually says:\n\n“As of April 1, 2024, Visa, Inc. increased its high-risk merchant registration fee from $500 to $950 annually.”", "source_type": "official", "source_link": "https://ccbill.com/doc/visa-and-mastercard-payment-processing-faqs", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "As of April 1, 2024, Visa, Inc. increased its high-risk merchant registration fee from $500 to $950 annually.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "Visa high-risk registration fee amount and effective date", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_registration_mastercard_effective", "category": "Business", "title": "CCBill: Mastercard high-risk registration fee amount and effective date", "summary": "Beginning May 1, 2026, Mastercard increased the high-risk merchant registration fee from $500 to $1000 annually for accounts incorporated in the US and Canada; EU/UK stays at $500.", "body": "Beginning May 1, 2026, Mastercard increased the high-risk merchant registration fee from $500 to $1000 annually for accounts incorporated in the US and Canada; EU/UK stays at $500.\n\nWhat CCBill actually says:\n\n“Beginning on May 1, 2026, Mastercard, Inc. increased the high-risk merchant registration fee from $500 to $1000 annually for accounts incorporated in the US and Canada.”\n\nNote: EU/UK Mastercard fee remains $500; US/Canada installment plan: $166.67 weekly for 6 weeks.", "source_type": "official", "source_link": "https://ccbill.com/doc/visa-and-mastercard-payment-processing-faqs", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "Beginning on May 1, 2026, Mastercard, Inc. increased the high-risk merchant registration fee from $500 to $1000 annually for accounts incorporated in the US and Canada.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "Mastercard high-risk registration fee amount and effective date", "applies_to_country": "US, Canada, EU, UK", "applies_to_scope": "Region-specific.", "tags": { "lane": "any", "stage": "any", "region": [ "us", "ca", "eu", "uk" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_onboarding_id_requirements", "category": "Business", "title": "CCBill: onboarding ID verification requirements", "summary": "Prior to account activation CCBill requires proof of business and personal identification matching the Business Name and Principal Name exactly.", "body": "Prior to account activation CCBill requires proof of business and personal identification matching the Business Name and Principal Name exactly.\n\nWhat CCBill actually says:\n\n“IMPORTANT: Prior to activation you will be required to provide proof of your business and personal identification.”", "source_type": "official", "source_link": "https://clientsignup.ccbill.com/signup.cgi?flowTypeId=8", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "IMPORTANT: Prior to activation you will be required to provide proof of your business and personal identification.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "onboarding ID verification requirements", "applies_to_country": "*", "applies_to_scope": "Signup asks for Business Type, Government Issued Business ID, Government Issued Personal ID, Estimated Annual Sales, Typ", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_registration_highrisk", "category": "Business", "title": "Segpay: annual Visa/Mastercard high-risk registration fees", "summary": "Segpay high-risk merchants (adult, dating, nutraceutical) face an annual Visa registration fee of $950 and a MasterCard registration fee of $500.", "body": "Segpay high-risk merchants (adult, dating, nutraceutical) face an annual Visa registration fee of $950 and a MasterCard registration fee of $500.\n\nWhat Segpay actually says:\n\n“If you are a high-risk merchant, there is an annual Visa registration fee of $950 and MasterCard registration fee of $500. High-risk registration fees apply to merchants in the adult, dating, and nutraceutical space.”\n\nNote: Other fees 'vary by merchant business model and volume, please contact sales@segpay.com for a quote'.", "source_type": "official", "source_link": "https://cs.segpay.com/faq/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "If you are a high-risk merchant, there is an annual Visa registration fee of $950 and MasterCard registration fee of $500. High-risk registration fees apply to merchants in the adult, dating, and nutraceutical space.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "annual Visa/Mastercard high-risk registration fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_payout_schedule", "category": "Business", "title": "Segpay: payout schedule for facilitator vs PSP merchants", "summary": "Segpay Payment Facilitator merchants are paid each Wednesday, two weeks in arrears; PSP merchant funds are settled by the acquiring bank usually 3 days in arrears and not on Sundays or Mondays.", "body": "Segpay Payment Facilitator merchants are paid each Wednesday, two weeks in arrears; PSP merchant funds are settled by the acquiring bank usually 3 days in arrears and not on Sundays or Mondays.\n\nWhat Segpay actually says:\n\n“If you are a Segpay Payment Facilitator merchant, you are paid each Wednesday, two weeks in arrearsIf you are a Segpay PSP merchant, your funds will be settled directly to your bank account by the acquiring bank. Settlements are usually 3 days in arrears and will not occur on Sundays and Mondays.”\n\nNote: Segpay's own gethelp.segpay.com GettingPaid page says payouts are sent every Tuesday, which conflicts with the FAQ statement.", "source_type": "official", "source_link": "https://cs.segpay.com/faq/", "last_verified": "2026-09-05", "reliability": "CREATOR STRATEGY", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "If you are a Segpay Payment Facilitator merchant, you are paid each Wednesday, two weeks in arrearsIf you are a Segpay PSP merchant, your funds will be settled directly to your bank account by the acquiring bank. Settlements are usually 3 days in arrears and will not occur on Sundays and Mondays.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "payout schedule for facilitator vs PSP merchants", "applies_to_country": "*", "applies_to_scope": "Conflicts with Segpay's gethelp doc which states 'Segpay sends payouts every Tuesday.'", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_reserve", "category": "Business", "title": "Segpay: rolling reserve", "summary": "Segpay takes a 5% six-month rolling reserve.", "body": "Segpay takes a 5% six-month rolling reserve.\n\nWhat Segpay actually says:\n\n“Yes, Segpay will take a 5% 6-month rolling reserve”", "source_type": "official", "source_link": "https://cs.segpay.com/faq/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "Yes, Segpay will take a 5% 6-month rolling reserve", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "rolling reserve", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_reserve_release", "category": "Business", "title": "Segpay: reserve release timing", "summary": "Segpay holds up to 5% of revenues during the first 6 months of processing; reserves are returned in each weekly payout beginning in the merchant's 7th month.", "body": "Segpay holds up to 5% of revenues during the first 6 months of processing; reserves are returned in each weekly payout beginning in the merchant's 7th month.\n\nWhat Segpay actually says:\n\n“During the first 6 months Segpay processes your payments, up to 5% of your revenues are held in reserve to cover refunds and fees incurred for chargebacks.”\n\nNote: Beginning in your 7th month with Segpay, reserves are returned to you in each weekly payout.", "source_type": "official", "source_link": "https://gethelp.segpay.com/docs/Content/MPDocs/FinancialDetails/MP-FinancialDetails-Report-Reserves.htm", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "During the first 6 months Segpay processes your payments, up to 5% of your revenues are held in reserve to cover refunds and fees incurred for chargebacks.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "reserve release timing", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_gateway_fees_example", "category": "Business", "title": "Segpay: per-transaction gateway fees (example)", "summary": "Segpay example per-transaction gateway fees are $0.10 USD for authorizations and $0.05 USD for declines or refunds.", "body": "Segpay example per-transaction gateway fees are $0.10 USD for authorizations and $0.05 USD for declines or refunds.\n\nWhat Segpay actually says:\n\n“Each transaction requires a small fee. For example, Segpay authorization payments incur a $0.10 (USD) fee and declines–or refunds–incur a $0.05 (USD) fee.”\n\nNote: Explicitly framed as an example, so exact merchant pricing may vary.", "source_type": "official", "source_link": "https://segpay.com/solutions/merchant-services/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "Each transaction requires a small fee. For example, Segpay authorization payments incur a $0.10 (USD) fee and declines–or refunds–incur a $0.05 (USD) fee.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "per-transaction gateway fees (example)", "applies_to_country": "*", "applies_to_scope": "Presented on Segpay's merchant services page as an example ('For example...').", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_onboarding_kyc", "category": "Business", "title": "Segpay: onboarding KYC document requirements", "summary": "Segpay requires a full Know Your Customer file including corporate documents, ID for all directors and beneficial owners over 20% ownership, a bank statement or voided check, tax ID/VAT, and domain ownership info if the domain is private.", "body": "Segpay requires a full Know Your Customer file including corporate documents, ID for all directors and beneficial owners over 20% ownership, a bank statement or voided check, tax ID/VAT, and domain ownership info if the domain is private.\n\nWhat Segpay actually says:\n\n“By regulations, Segpay needs to have a full Know Your Customer File:Corporate Documents (Corp Certificate, Operating Agreements, Shareholder Docs)Driver's License/Passport of all Directors and Beneficial Owners who have more than 20% ownershipBank Statement or Voided Check for settlement purposeTax ID/Vat numberDomain Ownership info if Domain is marked private”", "source_type": "official", "source_link": "https://cs.segpay.com/faq/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "By regulations, Segpay needs to have a full Know Your Customer File:Corporate Documents (Corp Certificate, Operating Agreements, Shareholder Docs)Driver's License/Passport of all Directors and Beneficial Owners who have more than 20% ownershipBank Statement or Voided Check for settlement purposeTax ID/Vat numberDomain Ownership info if Domain is marked private", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "onboarding KYC document requirements", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_merchant_regions", "category": "Business", "title": "Segpay: supported merchant regions", "summary": "Segpay processes for merchants located in the United States, United Kingdom, and Europe.", "body": "Segpay processes for merchants located in the United States, United Kingdom, and Europe.\n\nWhat Segpay actually says:\n\n“Segpay can process for merchants located in the United States, United Kingdom, and Europe.”", "source_type": "official", "source_link": "https://cs.segpay.com/faq/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "Segpay can process for merchants located in the United States, United Kingdom, and Europe.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "supported merchant regions", "applies_to_country": "*", "applies_to_scope": "Consumers served in all countries except those restricted by the U.S. Government.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_onboarding_time", "category": "Business", "title": "Segpay: onboarding approval time", "summary": "Segpay program approval can take up to a week once a complete KYC file is received.", "body": "Segpay program approval can take up to a week once a complete KYC file is received.\n\nWhat Segpay actually says:\n\n“Approval of your program can take up to a week once we have a complete Know Your Customer (KYC) file.”", "source_type": "official", "source_link": "https://cs.segpay.com/faq/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "Approval of your program can take up to a week once we have a complete Know Your Customer (KYC) file.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "onboarding approval time", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_epoch_setup_fee", "category": "Business", "title": "Epoch: account setup cost", "summary": "Epoch charges no fee to set up an account, but merchants selling digital content from a US and EU based company must pay a Visa and MasterCard registration fee of $1,950 initial and annually.", "body": "Epoch charges no fee to set up an account, but merchants selling digital content from a US and EU based company must pay a Visa and MasterCard registration fee of $1,950 initial and annually.\n\nWhat Epoch actually says:\n\n“We do not charge a fee to set up an account. However, merchants selling digital content from a US and EU based company are required to pay the Visa and MasterCard registration fee. The initial fee and annual renewal is $1,950. You will pay this fee during the contract initiation and we then pay the card associations on your behalf.”", "source_type": "official", "source_link": "https://www.epoch.com/business_services", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Epoch", "evidence_quote": "We do not charge a fee to set up an account. However, merchants selling digital content from a US and EU based company are required to pay the Visa and MasterCard registration fee. The initial fee and annual renewal is $1,950. You will pay this fee during the contract initiation and we then pay the card associations on your behalf.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Epoch", "topic": "account setup cost", "applies_to_country": "US, EU", "applies_to_scope": "Required for merchants selling digital content from a US and EU based company.", "tags": { "lane": "any", "stage": "any", "region": [ "us", "eu" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_epoch_transaction_fees", "category": "Business", "title": "Epoch: per-transaction and recurring fees", "summary": "Epoch charges no transaction fee, decline fee, maintenance fee, monthly fee, or annual fee; new accounts without an established sales volume start at a 15% flat rate.", "body": "Epoch charges no transaction fee, decline fee, maintenance fee, monthly fee, or annual fee; new accounts without an established sales volume start at a 15% flat rate.\n\nWhat Epoch actually says:\n\n“We do not charge a transaction fee, nor a decline fee, maintenance fee, monthly fee, or annual fee. Our full suite of services, features, customer and technical support, merchant services, and international billing are included in a flat fee which is a percentage of your sales. New accounts without an established volume of sales start at 15%.”", "source_type": "official", "source_link": "https://www.epoch.com/business_services", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Epoch", "evidence_quote": "We do not charge a transaction fee, nor a decline fee, maintenance fee, monthly fee, or annual fee. Our full suite of services, features, customer and technical support, merchant services, and international billing are included in a flat fee which is a percentage of your sales. New accounts without an established volume of sales start at 15%.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Epoch", "topic": "per-transaction and recurring fees", "applies_to_country": "US, EU", "tags": { "lane": "any", "stage": "any", "region": [ "us", "eu" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_epoch_credit_chargeback_fees", "category": "Business", "title": "Epoch: credit and chargeback processing fees", "summary": "Epoch charges $1 to process a credit and $12.50 to process a chargeback.", "body": "Epoch charges $1 to process a credit and $12.50 to process a chargeback.\n\nWhat Epoch actually says:\n\n“The fee for processing a credit on your behalf is $1. The fee for processing a chargeback on your behalf is $12.50.”", "source_type": "official", "source_link": "https://www.epoch.com/business_services", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Epoch", "evidence_quote": "The fee for processing a credit on your behalf is $1. The fee for processing a chargeback on your behalf is $12.50.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Epoch", "topic": "credit and chargeback processing fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_epoch_no_reserve", "category": "Business", "title": "Epoch: reserve policy", "summary": "Epoch does not require a security deposit nor withhold a reserve.", "body": "Epoch does not require a security deposit nor withhold a reserve.\n\nWhat Epoch actually says:\n\n“We do not require a security deposit nor do we withhold a reserve.”", "source_type": "official", "source_link": "https://www.epoch.com/business_services", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Epoch", "evidence_quote": "We do not require a security deposit nor do we withhold a reserve.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Epoch", "topic": "reserve policy", "applies_to_country": "*", "applies_to_scope": "Epoch contrasts itself with processors that require rolling reserves of up to 6 months or deposits of 5-10%.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_epoch_rate_tiers", "category": "Business", "title": "Epoch: tiered processing rates by weekly volume", "summary": "Epoch's processing rate tiers start at 15.00% for $0-5,000 average weekly volume and fall to 13.25% at $25,001-45,000; $45,001+ requires contacting Epoch.", "body": "Epoch's processing rate tiers start at 15.00% for $0-5,000 average weekly volume and fall to 13.25% at $25,001-45,000; $45,001+ requires contacting Epoch.\n\nWhat Epoch actually says:\n\n“Tier 1 0 - $5,000 15.00%”\n\nNote: Processing fees are based on volume and automatically adjust to current sales figures.", "source_type": "official", "source_link": "https://www.epoch.com/business_services", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Epoch", "evidence_quote": "Tier 1 0 - $5,000 15.00%", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Epoch", "topic": "tiered processing rates by weekly volume", "applies_to_country": "*", "applies_to_scope": "Based on Avg. Weekly Volume per the tier table.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_epoch_merchant_regions", "category": "Business", "title": "Epoch: supported merchant countries/regions", "summary": "Epoch processes for merchants in the US or EU; a non-US business must be incorporated in the European region with at least one principal residing in the European region.", "body": "Epoch processes for merchants in the US or EU; a non-US business must be incorporated in the European region with at least one principal residing in the European region.\n\nWhat Epoch actually says:\n\n“If your business is a non US entity, it must be incorporated in the European region and at least one of the principals must also reside in the European region. If you are a sole proprietor, you must reside in the European region.”", "source_type": "official", "source_link": "https://www.epoch.com/business_services", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Epoch", "evidence_quote": "If your business is a non US entity, it must be incorporated in the European region and at least one of the principals must also reside in the European region. If you are a sole proprietor, you must reside in the European region.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Epoch", "topic": "supported merchant countries/regions", "applies_to_country": "US, EU", "applies_to_scope": "Sole proprietors must reside in the European region; consumers can be worldwide.", "tags": { "lane": "any", "stage": "any", "region": [ "us", "eu" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_basic_fee", "category": "Business", "title": "Verotel: Basic account pricing", "summary": "Verotel Basic accounts carry an annual registration fee of EUR 500.00 for Visa/MC registration and compliance monitoring, and Verotel charges a fixed 15.5% of each transaction.", "body": "Verotel Basic accounts carry an annual registration fee of EUR 500.00 for Visa/MC registration and compliance monitoring, and Verotel charges a fixed 15.5% of each transaction.\n\nWhat Verotel actually says:\n\n“The Basic Account carries an annual registration fee of EUR 500.00* for Visa/MC registration and compliance monitoring. Verotel charges a fixed 15.5% of each transaction.”", "source_type": "official", "source_link": "https://www.verotel.com/en/pricechart.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "The Basic Account carries an annual registration fee of EUR 500.00* for Visa/MC registration and compliance monitoring. Verotel charges a fixed 15.5% of each transaction.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "Basic account pricing", "applies_to_country": "*", "applies_to_scope": "Annual renewal fee waived if weekly transaction volume is at least EUR 100 at renewal date.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_premium_fee", "category": "Business", "title": "Verotel: Premium account pricing and requirements", "summary": "Verotel Premium accounts require EUR 100 minimum weekly gross processing volume and waive the annual fee; a EUR 25 weekly fee applies when weekly volume is below EUR 1,000.", "body": "Verotel Premium accounts require EUR 100 minimum weekly gross processing volume and waive the annual fee; a EUR 25 weekly fee applies when weekly volume is below EUR 1,000.\n\nWhat Verotel actually says:\n\n“A minimum weekly gross processing volume of EUR 100 is required. If the weekly volume is less than EUR 1.000, a EUR 25 weekly fee applies.”", "source_type": "official", "source_link": "https://www.verotel.com/en/pricechart.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "A minimum weekly gross processing volume of EUR 100 is required. If the weekly volume is less than EUR 1.000, a EUR 25 weekly fee applies.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "Premium account pricing and requirements", "applies_to_country": "*", "applies_to_scope": "Premium merchants should provide 6 months of processing statements to open an account; rates range from 14.0% down to 13", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_reserve", "category": "Business", "title": "Verotel: rolling reserve", "summary": "All Verotel accounts have a 10% six-month rolling reserve.", "body": "All Verotel accounts have a 10% six-month rolling reserve.\n\nWhat Verotel actually says:\n\n“All accounts have a 10% 6-month rolling reserve.”", "source_type": "official", "source_link": "https://www.verotel.com/en/pricechart.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "All accounts have a 10% 6-month rolling reserve.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "rolling reserve", "applies_to_country": "*", "applies_to_scope": "Merchant agreement refers to a 10% holdback of Customer Charges for 26 weeks held by an escrow agent (currently Escrow S", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_chargeback_surcharge", "category": "Business", "title": "Verotel: chargeback ratio surcharge", "summary": "Verotel applies a 2.5% surcharge to the base rate if the chargeback ratio reaches 1.0% or more, calculated over the last four weeks with a two-week lag when transactions exceed 50.", "body": "Verotel applies a 2.5% surcharge to the base rate if the chargeback ratio reaches 1.0% or more, calculated over the last four weeks with a two-week lag when transactions exceed 50.\n\nWhat Verotel actually says:\n\n“If this ratio is 1.0% or more, a surcharge of 2.5% will apply to the base rate.”", "source_type": "official", "source_link": "https://www.verotel.com/en/pricechart.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "If this ratio is 1.0% or more, a surcharge of 2.5% will apply to the base rate.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "chargeback ratio surcharge", "applies_to_country": "*", "applies_to_scope": "Verotel merchants pay no chargeback fees.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_recurring_surcharge", "category": "Business", "title": "Verotel: recurring transaction surcharge", "summary": "Verotel applies a 1.5% surcharge on all recurring transactions, excluding the first transaction of a recurring billing subscription.", "body": "Verotel applies a 1.5% surcharge on all recurring transactions, excluding the first transaction of a recurring billing subscription.\n\nWhat Verotel actually says:\n\n“A surcharge of 1.5% applies on all recurring transactions. (This does not apply to the first transaction of a recurring billing subscription).”", "source_type": "official", "source_link": "https://www.verotel.com/en/pricechart.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "A surcharge of 1.5% applies on all recurring transactions. (This does not apply to the first transaction of a recurring billing subscription).", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "recurring transaction surcharge", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_payout_schedule", "category": "Business", "title": "Verotel: payout/invoice schedule", "summary": "Verotel issues merchants an invoice every Monday with any positive balance paid 14 days after the invoice issue date.", "body": "Verotel issues merchants an invoice every Monday with any positive balance paid 14 days after the invoice issue date.\n\nWhat Verotel actually says:\n\n“For Verotel Online Payment Processing Services and Reseller/Affiliate Program commissions, Merchant will receive an invoice on a weekly basis, every Monday. This invoice will provide the Merchant with an overview of the payments the Merchant has received and the transaction costs the Merchant owes Company.”\n\nNote: The balance of any invoice, if positive, will be paid 14 days after the issuing date of the invoice.", "source_type": "official", "source_link": "https://www.verotel.com/en/merchantagreement.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "For Verotel Online Payment Processing Services and Reseller/Affiliate Program commissions, Merchant will receive an invoice on a weekly basis, every Monday. This invoice will provide the Merchant with an overview of the payments the Merchant has received and the transaction costs the Merchant owes Company.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "payout/invoice schedule", "applies_to_country": "*", "applies_to_scope": "Also advertises free daily deposits of funds via a Yoursafe Business Account.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_payout_method_fees", "category": "Business", "title": "Verotel: payout method fees", "summary": "Verotel payout fees are USD 2.50 for a US check, USD 0.00 for ACH (US registered beneficiaries only), EUR 7.50 for a wire to an EUR/IBAN account, GBP 15.00 for a wire to a UK account, and USD 30.00 for other international wires.", "body": "Verotel payout fees are USD 2.50 for a US check, USD 0.00 for ACH (US registered beneficiaries only), EUR 7.50 for a wire to an EUR/IBAN account, GBP 15.00 for a wire to a UK account, and USD 30.00 for other international wires.\n\nWhat Verotel actually says:\n\n“US Check | US registered beneficiary | USD 2.50”\n\nNote: Full fee table read from the Merchant Agreement PAYMENT FEES CHECK & ACH PAYMENTS and PAYMENT FEES INTERNATIONAL PAYMENTS sections.", "source_type": "official", "source_link": "https://www.verotel.com/en/merchantagreement.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "US Check | US registered beneficiary | USD 2.50", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "payout method fees", "applies_to_country": "*", "applies_to_scope": "ACH is for US registered beneficiaries only.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_merchant_regions", "category": "Business", "title": "Verotel: supported merchant countries", "summary": "Verotel accepts merchants worldwide and accepts high-risk merchants.", "body": "Verotel accepts merchants worldwide and accepts high-risk merchants.\n\nWhat Verotel actually says:\n\n“Accepted merchants | Worldwide | Worldwide”", "source_type": "official", "source_link": "https://www.verotel.com/en/pricechart.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "Accepted merchants | Worldwide | Worldwide", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "supported merchant countries", "applies_to_country": "*", "applies_to_scope": "Direct Debit Europe is available in Germany, Austria, Switzerland, Belgium, France, Netherlands, Italy, Spain and Slovak", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_account_maintenance", "category": "Business", "title": "Paxum: personal account maintenance fee", "summary": "Paxum personal account maintenance is free if the account is used at least once in the past 6 months, otherwise a $5.00 fee applies.", "body": "Paxum personal account maintenance is free if the account is used at least once in the past 6 months, otherwise a $5.00 fee applies.\n\nWhat Paxum Bank Limited actually says:\n\n“Maintaining the AccountFREE (If used at least once within past 6 months)$5.00 (If not used at least once within past 6 months)”\n\nNote: Fee Information Document date on page: 25 August 2026.", "source_type": "official", "source_link": "https://paxum.com/fees/personal", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "Maintaining the AccountFREE (If used at least once within past 6 months)$5.00 (If not used at least once within past 6 months)", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "personal account maintenance fee", "applies_to_country": "*", "applies_to_scope": "Account provider: Paxum Bank Limited; EUR IBAN Account for incoming WIRES and SEPA transfers is FREE.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_wire_out_fees", "category": "Business", "title": "Paxum: outgoing wire transfer fees", "summary": "Paxum outgoing wire fees are $50.00 to your own USD account (SHA option), $40.00 to your own EUR account, and $25.00 to your own account in other currencies.", "body": "Paxum outgoing wire fees are $50.00 to your own USD account (SHA option), $40.00 to your own EUR account, and $25.00 to your own account in other currencies.\n\nWhat Paxum Bank Limited actually says:\n\n“By Wire to your OWN account in USD Currency$50.00 *”", "source_type": "official", "source_link": "https://paxum.com/fees/personal", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "By Wire to your OWN account in USD Currency$50.00 *", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "outgoing wire transfer fees", "applies_to_country": "*", "applies_to_scope": "Incoming wires: from your own account in USD $50.00, from your own account in EUR $10.00, from 3rd party (EUR) 0.5% min ", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_local_transfer_fee", "category": "Business", "title": "Paxum: local bank transfer fee", "summary": "Paxum local bank transfers to your own account cost $5.00 ($8.95 in COP currency); local bank transfers from a third party cost 0.5% with a $5.00 minimum.", "body": "Paxum local bank transfers to your own account cost $5.00 ($8.95 in COP currency); local bank transfers from a third party cost 0.5% with a $5.00 minimum.\n\nWhat Paxum Bank Limited actually says:\n\n“By Local Bank Transfer to your OWN account$5.00”", "source_type": "official", "source_link": "https://paxum.com/fees/personal", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "By Local Bank Transfer to your OWN account$5.00", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "local bank transfer fee", "applies_to_country": "*", "applies_to_scope": "Local bank transfers (EFT) available in over 50 countries.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_p2p_fee", "category": "Business", "title": "Paxum: P2P transfer fee", "summary": "Paxum charges $0.25 per P2P transfer to other Paxum users.", "body": "Paxum charges $0.25 per P2P transfer to other Paxum users.\n\nWhat Paxum Bank Limited actually says:\n\n“By P2P transfer to other Paxum Users$0.25”", "source_type": "official", "source_link": "https://paxum.com/fees/personal", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "By P2P transfer to other Paxum Users$0.25", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "P2P transfer fee", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_card_fees", "category": "Business", "title": "Paxum: UnionPay prepaid card fees", "summary": "Paxum UnionPay prepaid card: ATM withdrawal in card currency costs $2.00 + 1%, monthly maintenance is $3.75, and card issue costs $10.00.", "body": "Paxum UnionPay prepaid card: ATM withdrawal in card currency costs $2.00 + 1%, monthly maintenance is $3.75, and card issue costs $10.00.\n\nWhat Paxum Bank Limited actually says:\n\n“ATM FEE in Card Currency$2.00 + 1%”", "source_type": "official", "source_link": "https://paxum.com/fees/personal", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "ATM FEE in Card Currency$2.00 + 1%", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "UnionPay prepaid card fees", "applies_to_country": "*", "applies_to_scope": "Virtual card: monthly maintenance $2.95, card issue $1.00.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_onboarding_adult_highrisk", "category": "Business", "title": "CCBill: adult content onboarding classification", "summary": "CCBill requires merchants using its services for any adult digital downloadable entertainment to apply as a high-risk client.", "body": "CCBill requires merchants using its services for any adult digital downloadable entertainment to apply as a high-risk client.\n\nWhat CCBill actually says:\n\n“If our services are to be used for any adult digital downloadable entertainment, you must apply as a high risk client.”", "source_type": "official", "source_link": "https://clientsignup.ccbill.com/signup.cgi?flowTypeId=8", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "If our services are to be used for any adult digital downloadable entertainment, you must apply as a high risk client.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "adult content onboarding classification", "applies_to_country": "*", "applies_to_scope": "Signup form offers account application types High-Risk and Low-Risk.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_visa_mc_regions", "category": "Business", "title": "CCBill: supported regions for Visa/Mastercard processing", "summary": "CCBill merchants must have a business and legal presence in the U.S., Canada, or a Europe participating country to process Visa and Mastercard transactions.", "body": "CCBill merchants must have a business and legal presence in the U.S., Canada, or a Europe participating country to process Visa and Mastercard transactions.\n\nWhat CCBill actually says:\n\n“CCBill is a member of the Visa Sponsored Merchant Program and the MasterCard Payment Facilitator Program, and in order for Merchants to accept and process Visa and/or MasterCard transactions with us, you need to have a business and legal presence within a designated region (U.S., Canada, or a Europe participating country).”", "source_type": "official", "source_link": "https://ccbill.com/doc/visa-and-mastercard-payment-processing-faqs", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "CCBill is a member of the Visa Sponsored Merchant Program and the MasterCard Payment Facilitator Program, and in order for Merchants to accept and process Visa and/or MasterCard transactions with us, you need to have a business and legal presence within a designated region (U.S., Canada, or a Europe participating country).", "volatility": "low", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "supported regions for Visa/Mastercard processing", "applies_to_country": "US, CA, EU", "applies_to_scope": "CCBill is a member of the Visa Sponsored Merchant Program and MasterCard Payment Facilitator Program.", "tags": { "lane": "any", "stage": "any", "region": [ "us", "ca", "eu" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_ccbill_registration_cardbrands_passthrough", "category": "Business", "title": "CCBill: registration fee pass-through", "summary": "CCBill does not keep the annual high-risk registration fee; the entire amount is immediately sent to the credit card associations.", "body": "CCBill does not keep the annual high-risk registration fee; the entire amount is immediately sent to the credit card associations.\n\nWhat CCBill actually says:\n\n“No. While CCBill accepts the fee from you, the entire annual registration fee is immediately sent to credit card associations.”", "source_type": "official", "source_link": "https://ccbill.com/doc/visa-and-mastercard-payment-processing-faqs", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "CCBill", "evidence_quote": "No. While CCBill accepts the fee from you, the entire annual registration fee is immediately sent to credit card associations.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "CCBill", "topic": "registration fee pass-through", "applies_to_country": "*", "applies_to_scope": "Fee is per merchant account, not per URL; covers main account and all subaccounts.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_business_p2p", "category": "Business", "title": "Paxum: business account P2P transfer fee", "summary": "Paxum charges $1.00 per P2P transfer for Business Payment Accounts, in both receiving and sending directions.", "body": "Paxum charges $1.00 per P2P transfer for Business Payment Accounts, in both receiving and sending directions.\n\nWhat Paxum Bank Limited actually says:\n\n“By P2P transfer to other Paxum Users$1.00”\n\nNote: Fee Information Document date on page: 25 August 2026.", "source_type": "official", "source_link": "https://www.paxum.com/fees/business/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "By P2P transfer to other Paxum Users$1.00", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "business account P2P transfer fee", "applies_to_country": "*", "applies_to_scope": "Personal accounts charge $0.25 per P2P transfer.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_business_wire_thirdparty", "category": "Business", "title": "Paxum: business third-party wire fees", "summary": "Paxum business-safe wire transfers to a third party cost 1% (min $50) in USD, 0.5% (min $40) in EUR, and 1% (min $25) in other currencies.", "body": "Paxum business-safe wire transfers to a third party cost 1% (min $50) in USD, 0.5% (min $40) in EUR, and 1% (min $25) in other currencies.\n\nWhat Paxum Bank Limited actually says:\n\n“By Wire to 3rd party (USD)1%, min. $50.00 *”\n\nNote: Receiving money from a 3rd party by wire (USD) is also 1% min $50.00.", "source_type": "official", "source_link": "https://www.paxum.com/fees/business/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "By Wire to 3rd party (USD)1%, min. $50.00 *", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "business third-party wire fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_business_local_party", "category": "Business", "title": "Paxum: business local bank transfer fees", "summary": "Paxum business local bank transfers to a third party in EUR cost 0.5% (min $5.00); to a third party in other currencies cost 1% (min $5.00).", "body": "Paxum business local bank transfers to a third party in EUR cost 0.5% (min $5.00); to a third party in other currencies cost 1% (min $5.00).\n\nWhat Paxum Bank Limited actually says:\n\n“By Local Bank Transfer to 3rd Party in EUR currency0.5%, min. $5.00”", "source_type": "official", "source_link": "https://www.paxum.com/fees/business/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "By Local Bank Transfer to 3rd Party in EUR currency0.5%, min. $5.00", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "business local bank transfer fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_paxum_business_maintenance", "category": "Business", "title": "Paxum: business account maintenance fee", "summary": "Paxum Business Payment Account maintenance is free if used at least once within the past 6 months, otherwise a $5.00 fee applies.", "body": "Paxum Business Payment Account maintenance is free if used at least once within the past 6 months, otherwise a $5.00 fee applies.\n\nWhat Paxum Bank Limited actually says:\n\n“Maintaining the AccountFREE (If used at least once within past 6 months)$5.00 (If not used at least once within past 6 months)”", "source_type": "official", "source_link": "https://www.paxum.com/fees/business/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Paxum Bank Limited", "evidence_quote": "Maintaining the AccountFREE (If used at least once within past 6 months)$5.00 (If not used at least once within past 6 months)", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Paxum", "topic": "business account maintenance fee", "applies_to_country": "*", "applies_to_scope": "Same structure as the personal account; EUR IBAN account free.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_cosmo_card_account_fees", "category": "Business", "title": "Cosmo Payment: card account fees", "summary": "Cosmo Payment charges $12.95 for the initial plastic card order (includes standard shipping), $19.95 for replacement, and a $3.00 monthly account maintenance fee; yearly account maintenance is free.", "body": "Cosmo Payment charges $12.95 for the initial plastic card order (includes standard shipping), $19.95 for replacement, and a $3.00 monthly account maintenance fee; yearly account maintenance is free.\n\nWhat Cosmo Payment (CP Solutions Limited) actually says:\n\n“Initial Plastic Card Order$12.95Per CardIncludes standard shipping. Paid once when ordering your first cardPlastic Card Replacement(Lost/Stolen)$19.95Per CardIncludes standard shipping. Payed once or when issuing a replacement plastic cardMonthly Account Maintenance$3.00Per MonthFrom available balance - each month”", "source_type": "official", "source_link": "https://www.cosmopayment.com/fees", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Cosmo Payment (CP Solutions Limited)", "evidence_quote": "Initial Plastic Card Order$12.95Per CardIncludes standard shipping. Paid once when ordering your first cardPlastic Card Replacement(Lost/Stolen)$19.95Per CardIncludes standard shipping. Payed once or when issuing a replacement plastic cardMonthly Account Maintenance$3.00Per MonthFrom available balance - each month", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Cosmo Payment", "topic": "card account fees", "applies_to_country": "*", "applies_to_scope": "Cosmo Payment cards are issued by various issuing banks; Cosmo operates as Program Manager.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_cosmo_receiving_payments", "category": "Business", "title": "Cosmo Payment: fee on receiving payments", "summary": "Cosmo Payment charges $3.00 per incoming payment to a card account, but some merchants absorb this fee so it can be free.", "body": "Cosmo Payment charges $3.00 per incoming payment to a card account, but some merchants absorb this fee so it can be free.\n\nWhat Cosmo Payment (CP Solutions Limited) actually says:\n\n“Receiving Payments$3.00/FREEPer PaymentWhen a payment is received to the card - Some merchants absorb this fee for you”", "source_type": "official", "source_link": "https://www.cosmopayment.com/fees", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Cosmo Payment (CP Solutions Limited)", "evidence_quote": "Receiving Payments$3.00/FREEPer PaymentWhen a payment is received to the card - Some merchants absorb this fee for you", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Cosmo Payment", "topic": "fee on receiving payments", "applies_to_country": "*", "applies_to_scope": "'Some merchants absorb this fee for you' (e.g. cam sites that offer free payouts to Cosmo).", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_cosmo_atm_withdrawal", "category": "Business", "title": "Cosmo Payment: ATM withdrawal fees", "summary": "Cosmo Payment charges $3.15 per ATM withdrawal, $1.00 for a declined cash withdrawal, and $1.00 for an ATM balance inquiry; foreign-currency and non-EU card transactions may incur additional charges up to 3.5%.", "body": "Cosmo Payment charges $3.15 per ATM withdrawal, $1.00 for a declined cash withdrawal, and $1.00 for an ATM balance inquiry; foreign-currency and non-EU card transactions may incur additional charges up to 3.5%.\n\nWhat Cosmo Payment (CP Solutions Limited) actually says:\n\n“ATM Withdrawal $3.15Per TransactionWhen withdrawal or disbursement is requested (your ATM/POS service provider may also apply their own additional fees)Cash Withdrawal Decline Fee$1.00Per TransactionWhen a withdrawal request is declined (your ATM/POS service provider may also apply their own additional fees)ATM Balance Inquiry Fee$1.00Per Transaction (Your ATM/POS service provider may also apply their own additional fees)”", "source_type": "official", "source_link": "https://www.cosmopayment.com/fees", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Cosmo Payment (CP Solutions Limited)", "evidence_quote": "ATM Withdrawal $3.15Per TransactionWhen withdrawal or disbursement is requested (your ATM/POS service provider may also apply their own additional fees)Cash Withdrawal Decline Fee$1.00Per TransactionWhen a withdrawal request is declined (your ATM/POS service provider may also apply their own additional fees)ATM Balance Inquiry Fee$1.00Per Transaction (Your ATM/POS service provider may also apply their own additional fees)", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Cosmo Payment", "topic": "ATM withdrawal fees", "applies_to_country": "*", "applies_to_scope": "Cards outside the EU incur a 1.00% ATM fee; ATM/POS service provider may apply their own additional fees.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_cosmo_bank_transfer_fees", "category": "Business", "title": "Cosmo Payment: bank and wallet transfer fees", "summary": "Cosmo Payment charges $5.00 per bank transfer (takes 1-3 business days; up to 2% additional for same-currency), $3.00 per card-to-card or card-to-email transfer (paid by sender), and $0.50 per card-to-wallet transfer.", "body": "Cosmo Payment charges $5.00 per bank transfer (takes 1-3 business days; up to 2% additional for same-currency), $3.00 per card-to-card or card-to-email transfer (paid by sender), and $0.50 per card-to-wallet transfer.\n\nWhat Cosmo Payment (CP Solutions Limited) actually says:\n\n“Card to Card Transfer + Card to Email Transfer$3.00Per TransferPaid by the sender”\n\nNote: Bank Transfers$5.00 Per Transfer; 'Same currency bank transfers may incur up to 2% additional transaction fee.'", "source_type": "official", "source_link": "https://www.cosmopayment.com/fees", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Cosmo Payment (CP Solutions Limited)", "evidence_quote": "Card to Card Transfer + Card to Email Transfer$3.00Per TransferPaid by the sender", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Cosmo Payment", "topic": "bank and wallet transfer fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_cosmo_account_limits", "category": "Business", "title": "Cosmo Payment: spending limits", "summary": "Cosmo Payment ATM withdrawal limit is $600 per transaction and $3,000 per 24 hours; the primary (card) balance maximum is $20,000.", "body": "Cosmo Payment ATM withdrawal limit is $600 per transaction and $3,000 per 24 hours; the primary (card) balance maximum is $20,000.\n\nWhat Cosmo Payment (CP Solutions Limited) actually says:\n\n“ATM Withdrawal$600Per Transaction - $3,000 per 24 hoursLimit of $20,000 or $25,000 in a 30 day period, $80,000 or $90,000 in a 365 day period, depending on card type”", "source_type": "official", "source_link": "https://www.cosmopayment.com/fees", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Cosmo Payment (CP Solutions Limited)", "evidence_quote": "ATM Withdrawal$600Per Transaction - $3,000 per 24 hoursLimit of $20,000 or $25,000 in a 30 day period, $80,000 or $90,000 in a 365 day period, depending on card type", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Cosmo Payment", "topic": "spending limits", "applies_to_country": "*", "applies_to_scope": "$20,000 or $25,000 in 30 days and $80,000 or $90,000 in 365 days depending on card type; amounts above a $6,000 load lim", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_cosmo_business_no_cost_model", "category": "Business", "title": "Cosmo Payment: corporate account pricing model", "summary": "Cosmo Payment offers a 'No-Cost' model to businesses for making and receiving payments, and sets up business accounts in mere hours after being contacted.", "body": "Cosmo Payment offers a 'No-Cost' model to businesses for making and receiving payments, and sets up business accounts in mere hours after being contacted.\n\nWhat Cosmo Payment (CP Solutions Limited) actually says:\n\n“That's why Cosmo Payment offers a No-Cost model to businesses for making and receiving payments.”\n\nNote: Marketing claim on the corporate accounts page; the individual account fees page still lists a $3.00 receiving-payment fee unless the merchant absorbs it.", "source_type": "official", "source_link": "https://www.cosmopayment.com/corporate-accounts", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Cosmo Payment (CP Solutions Limited)", "evidence_quote": "That's why Cosmo Payment offers a No-Cost model to businesses for making and receiving payments.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Cosmo Payment", "topic": "corporate account pricing model", "applies_to_country": "*", "applies_to_scope": "Business accounts support mass payments via API and batch-file payments for freelancers, gig workers, content creators a", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_payout_minimum_threshold", "category": "Business", "title": "Segpay: minimum payout threshold", "summary": "Segpay merchants set a required payout minimum of 125 or higher; funds below that are held until the next payout.", "body": "Segpay merchants set a required payout minimum of 125 or higher; funds below that are held until the next payout.\n\nWhat Segpay actually says:\n\n“When my balance reaches (required) Enter 125 or higher. If your balance is less than this amount, the funds are held in your account until the next payout.”", "source_type": "official", "source_link": "https://gethelp.segpay.com/docs/Content/GettingStarted/GettingPaid.htm", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "When my balance reaches (required) Enter 125 or higher. If your balance is less than this amount, the funds are held in your account until the next payout.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "minimum payout threshold", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_segpay_payout_tuesday", "category": "Business", "title": "Segpay: payout processing day (merchant portal documentation)", "summary": "Segpay processes payouts and sends payouts every Tuesday per the Merchant Portal getting-paid documentation.", "body": "Segpay processes payouts and sends payouts every Tuesday per the Merchant Portal getting-paid documentation.\n\nWhat Segpay actually says:\n\n“Segpay sends payouts every Tuesday.”\n\nNote: Payout Schedule section repeats: 'Segpay processes payouts every Tuesday.'", "source_type": "official", "source_link": "https://gethelp.segpay.com/docs/Content/GettingStarted/GettingPaid.htm", "last_verified": "2026-09-05", "reliability": "CREATOR STRATEGY", "source_tier": "A", "source_publisher": "Segpay", "evidence_quote": "Segpay sends payouts every Tuesday.", "volatility": "medium", "from_batch": "11-adult-processors", "subject": "Segpay", "topic": "payout processing day (merchant portal documentation)", "applies_to_country": "*", "applies_to_scope": "Conflicts with the cs.segpay.com FAQ which states PayFac merchants are paid each Wednesday two weeks in arrears.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_holdback_26weeks", "category": "Business", "title": "Verotel: holdback/reserve in merchant agreement", "summary": "The Verotel Merchant Services Agreement holds 10% of Customer Charges for 26 weeks against potential chargebacks, with funds held by an escrow agent (currently Escrow Stichting).", "body": "The Verotel Merchant Services Agreement holds 10% of Customer Charges for 26 weeks against potential chargebacks, with funds held by an escrow agent (currently Escrow Stichting).\n\nWhat Verotel (Yoursafe B.V.) actually says:\n\n“Company shall also hold a 10% of Customer Charges for a period of 26 weeks against potential charge backs (\"Holdback\"). This Holdback is kept by an escrow agent, appointed by Company. Until further notice this escrow agent is Escrow Stichting.”", "source_type": "official", "source_link": "https://www.verotel.com/en/merchantagreement.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel (Yoursafe B.V.)", "evidence_quote": "Company shall also hold a 10% of Customer Charges for a period of 26 weeks against potential charge backs (\"Holdback\"). This Holdback is kept by an escrow agent, appointed by Company. Until further notice this escrow agent is Escrow Stichting.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "holdback/reserve in merchant agreement", "applies_to_country": "*", "applies_to_scope": "Verotel may adjust the amount held in its sole discretion.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r11_adult_processors_verotel_premium_onboarding", "category": "Business", "title": "Verotel: Premium account onboarding requirement", "summary": "Verotel Premium applicants should provide 6 months of processing statements to open an account.", "body": "Verotel Premium applicants should provide 6 months of processing statements to open an account.\n\nWhat Verotel actually says:\n\n“Premium merchants should provide 6 months of processing statements to open account.”", "source_type": "official", "source_link": "https://www.verotel.com/en/pricechart.html", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Verotel", "evidence_quote": "Premium merchants should provide 6 months of processing statements to open account.", "volatility": "low", "from_batch": "11-adult-processors", "subject": "Verotel", "topic": "Premium account onboarding requirement", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } } ] }