{
  "batch": "1102-trading-and-crypto-how-to-start",
  "articles": [
    {
      "id": "learn_r1102_trading_and_crypto_how_to_start_webull_account_opening",
      "category": "Getting Started",
      "title": "Webull: Account opening requirements and steps",
      "summary": "Webull requires minimum age 18, Social Security Number or ITIN, U.S. residency, and specific payment methods to open an account.",
      "body": "Webull requires minimum age 18, Social Security Number or ITIN, U.S. residency, and specific payment methods to open an account.\n\nWhat Webull actually says:\n\n“- **Age**: Must be at least 18 years old\n\n- **Identification**: Must have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)\n\n- **Residency**: Must be a permanent resident of the United States or its territories, or hold one of the accepted visa types if you are not a permanent resident\n\n- **Personal Information**: Must provide the information below\n\n\\- Full name\n\\- Date of birth\n\\- Phone number\n\\- Email address\n\\- U.S. residential address\n\\- Citizenship status  \n\n- **Which VISA types are accepted?**\n\nAt this time, E1, E2, E3, F1, H1B, TN1, O1 and L1 VISAs are accepted. Please note, these cannot be used as a replacement to identification documents.”",
      "source_type": "official",
      "source_link": "https://www.webull.com/help/faq/11084-Account-Opening",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Webull",
      "evidence_quote": "- **Age**: Must be at least 18 years old\n\n- **Identification**: Must have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)\n\n- **Residency**: Must be a permanent resident of the United States or its territories, or hold one of the accepted visa types if you are not a permanent resident\n\n- **Personal Information**: Must provide the information below\n\n\\- Full name\n\\- Date of birth\n\\- Phone number\n\\- Email address\n\\- U.S. residential address\n\\- Citizenship status  \n\n- **Which VISA types are accepted?**\n\nAt this time, E1, E2, E3, F1, H1B, TN1, O1 and L1 VISAs are accepted. Please note, these cannot be used as a replacement to identification documents.",
      "volatility": "low",
      "from_batch": "1102-trading-and-crypto-how-to-start",
      "subject": "Webull",
      "topic": "Account opening requirements and steps",
      "applies_to_country": "Us",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "webull",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1102_trading_and_crypto_how_to_start_webull_crypto_account",
      "category": "Getting Started",
      "title": "Webull: Crypto account opening requirements",
      "summary": "Webull has separate crypto account requirements from brokerage accounts; users can open crypto accounts through the Webull Pay app even without a brokerage account, or link existing accounts.",
      "body": "Webull has separate crypto account requirements from brokerage accounts; users can open crypto accounts through the Webull Pay app even without a brokerage account, or link existing accounts.\n\nWhat Webull actually says:\n\n“- **Do I need a brokerage account to open a crypto account?**\n\nWhether or not you need a brokerage account to open a crypto account depends on the platform you are applying from. You can open a crypto account in the Webull Pay app, even if you already have a Webull brokerage account. The two accounts will remain separate unless you choose to link them. However, if you wish to open a crypto account in the Webull app, you must have a brokerage account opened, and your crypto account will be linked to your brokerage account once opened.\n\n- **Can I open a crypto account if I have one opened on the Webull Pay app?**\n\nNo. If you have already opened a crypto account on the Webull Pay app, you cannot open a new one. However, you can link your existing account to access it from both apps. For more information on how to complete this process, click [here](https://www.webull.com/help/faq/11086). If you only have a login created under your phone number on the Webull Pay app, you may either delete this login or link it to apply under the same number. Both options are available from the account opening page.”",
      "source_type": "official",
      "source_link": "https://www.webull.com/help/faq/11094-Getting-Started-with-Crypto-Trading",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Webull",
      "evidence_quote": "- **Do I need a brokerage account to open a crypto account?**\n\nWhether or not you need a brokerage account to open a crypto account depends on the platform you are applying from. You can open a crypto account in the Webull Pay app, even if you already have a Webull brokerage account. The two accounts will remain separate unless you choose to link them. However, if you wish to open a crypto account in the Webull app, you must have a brokerage account opened, and your crypto account will be linked to your brokerage account once opened.\n\n- **Can I open a crypto account if I have one opened on the Webull Pay app?**\n\nNo. If you have already opened a crypto account on the Webull Pay app, you cannot open a new one. However, you can link your existing account to access it from both apps. For more information on how to complete this process, click [here](https://www.webull.com/help/faq/11086). If you only have a login created under your phone number on the Webull Pay app, you may either delete this login or link it to apply under the same number. Both options are available from the account opening page.",
      "volatility": "low",
      "from_batch": "1102-trading-and-crypto-how-to-start",
      "subject": "Webull",
      "topic": "Crypto account opening requirements",
      "applies_to_country": "Us",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "webull",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1102_trading_and_crypto_how_to_start_webull_margin_trading",
      "category": "Getting Started",
      "title": "Webull: Margin trading requirements and leverage",
      "summary": "Webull requires $2,000 minimum margin equity (excluding pending ACH deposits) by 4:00 PM ET to access 4x leverage for day trading and 2x for overnight positions, with some securities requiring higher margin requirements or being non-marginable.",
      "body": "Webull requires $2,000 minimum margin equity (excluding pending ACH deposits) by 4:00 PM ET to access 4x leverage for day trading and 2x for overnight positions, with some securities requiring higher margin requirements or being non-marginable.\n\nWhat Webull actually says:\n\n“- **How much leverage does Webull offer?**\n\nOnce your account meets the $2,000 margin equity requirement, you can access up to 4 times leverage for day trading and 2 times leverage for holding positions overnight. Some securities may have higher margin requirements or may not be eligible for margin at all. Always check a stock's leverage eligibility before placing a trade.\n\n- **How do I know which stocks I can leverage?**\n\nIf the dollar icon appears on the stock's quote page, it means the stock is marginable. To check the maximum leverage available for that stock, simply tap the dollar icon.\n\n- **What should I monitor in my margin account?**\n\nMonitoring the following figures helps you understand your available buying power, risk level, and how close you are to a potential margin call:\n\n- **Margin equity:** Margin equity is your net account value minus the value of non-marginable securities. It represents the portion of your account that supports your margin positions.\n  \n- **Maintenance requirements:** Maintenance requirements are the minimum amount of margin equity you must maintain to continue holding your margin positions. If your margin equity falls below this level, a margin call will be issued. For example, a stock position worth $8,000 with a 25% maintenance requirement would require $2,000.\n  \n- **Margin excess:** Margin excess is the amount by which your margin equity exceeds the maintenance requirement. It reflects how much equity is available in your account before a margin call could occur.\n\n*Margin equity = Net account value – Options value*\n\n*Margin excess = Margin equity – Maintenance requirement.*”",
      "source_type": "official",
      "source_link": "https://www.webull.com/help/faq/10950-General-Margin-Questions",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Webull",
      "evidence_quote": "- **How much leverage does Webull offer?**\n\nOnce your account meets the $2,000 margin equity requirement, you can access up to 4 times leverage for day trading and 2 times leverage for holding positions overnight. Some securities may have higher margin requirements or may not be eligible for margin at all. Always check a stock's leverage eligibility before placing a trade.\n\n- **How do I know which stocks I can leverage?**\n\nIf the dollar icon appears on the stock's quote page, it means the stock is marginable. To check the maximum leverage available for that stock, simply tap the dollar icon.\n\n- **What should I monitor in my margin account?**\n\nMonitoring the following figures helps you understand your available buying power, risk level, and how close you are to a potential margin call:\n\n- **Margin equity:** Margin equity is your net account value minus the value of non-marginable securities. It represents the portion of your account that supports your margin positions.\n  \n- **Maintenance requirements:** Maintenance requirements are the minimum amount of margin equity you must maintain to continue holding your margin positions. If your margin equity falls below this level, a margin call will be issued. For example, a stock position worth $8,000 with a 25% maintenance requirement would require $2,000.\n  \n- **Margin excess:** Margin excess is the amount by which your margin equity exceeds the maintenance requirement. It reflects how much equity is available in your account before a margin call could occur.\n\n*Margin equity = Net account value – Options value*\n\n*Margin excess = Margin equity – Maintenance requirement.*",
      "volatility": "medium",
      "from_batch": "1102-trading-and-crypto-how-to-start",
      "subject": "Webull",
      "topic": "Margin trading requirements and leverage",
      "applies_to_country": "Us",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "webull",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1102_trading_and_crypto_how_to_start_interactive_brokers_platforms",
      "category": "Getting Started",
      "title": "Interactive Brokers: Platform offerings and trading products",
      "summary": "Interactive Brokers offers comprehensive trading platforms including client portal, IBKR Desktop, IBKR Mobile, Trader Workstation (TWS), IBKR GlobalTrader, and IBKR Prediction Markets for stocks, ETFs, options, futures, currencies, bonds, mutual funds, and prediction markets across 170 markets in 40 countries.",
      "body": "Interactive Brokers offers comprehensive trading platforms including client portal, IBKR Desktop, IBKR Mobile, Trader Workstation (TWS), IBKR GlobalTrader, and IBKR Prediction Markets for stocks, ETFs, options, futures, currencies, bonds, mutual funds, and prediction markets across 170 markets in 40 countries.\n\nWhat Interactive Brokers actually says:\n\n“Trading & Investment Products\n\nStocks, ETFs, Options, Futures/Futures Options, Spot Currencies, US Spot Gold, Bonds, Mutual Funds, Prediction Markets, Hedge Funds\n\nPlatforms\n\nClient Portal, IBKR Desktop, IBKR Mobile, Trader Workstation (TWS), IBKR GlobalTrader, IBKR Prediction Markets, IMPACT\n\nTrading & Portfolio Services\n\nCash & Account Services, Paper Trading, PortfolioAnalyst, Reporting, Interactive Advisors, Global Outsourced Trading Desk, Third Party Integration, IBKR GlobalAnalyst, IBKR ATS\n\n## Keep More of Your Returns\n\nEarn USD 3.38% on uninvested cash. Margin loans start at USD 4.38%. $0 commissions on US stocks and ETFs with IBKR Lite.\n\n[Open Account](https://ndcdyn.interactivebrokers.com/Universal/Application?menu=B)”",
      "source_type": "official",
      "source_link": "https://www.interactivebrokers.com/en/index.php?f=2222",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Interactive Brokers",
      "evidence_quote": "Trading & Investment Products\n\nStocks, ETFs, Options, Futures/Futures Options, Spot Currencies, US Spot Gold, Bonds, Mutual Funds, Prediction Markets, Hedge Funds\n\nPlatforms\n\nClient Portal, IBKR Desktop, IBKR Mobile, Trader Workstation (TWS), IBKR GlobalTrader, IBKR Prediction Markets, IMPACT\n\nTrading & Portfolio Services\n\nCash & Account Services, Paper Trading, PortfolioAnalyst, Reporting, Interactive Advisors, Global Outsourced Trading Desk, Third Party Integration, IBKR GlobalAnalyst, IBKR ATS\n\n## Keep More of Your Returns\n\nEarn USD 3.38% on uninvested cash. Margin loans start at USD 4.38%. $0 commissions on US stocks and ETFs with IBKR Lite.\n\n[Open Account](https://ndcdyn.interactivebrokers.com/Universal/Application?menu=B)",
      "volatility": "low",
      "from_batch": "1102-trading-and-crypto-how-to-start",
      "subject": "Interactive Brokers",
      "topic": "Platform offerings and trading products",
      "applies_to_country": "Us",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "interactivebrokers",
        "topic": [
          "access.geo"
        ],
        "explicitness": "any"
      }
    }
  ]
}