{
  "batch": "1106-trading-and-crypto-risks",
  "articles": [
    {
      "id": "learn_r1106_trading_and_crypto_risks_coinbase_risk_substantial_loss",
      "category": "Safety",
      "title": "[Unverified - being checked] Coinbase: Money.risk",
      "summary": "[Unverified - being checked] As with any asset, the value of Digital Assets can increase or decrease and there can be a substantial risk that you lose money buying, selling, holding, or investing in Digital Assets.",
      "body": "As with any asset, the value of Digital Assets can increase or decrease and there can be a substantial risk that you lose money buying, selling, holding, or investing in Digital Assets.\n\nWhat Coinbase actually says:\n\n“As with any asset, the value of Digital Assets can increase or decrease and there can be a substantial risk that you lose money buying, selling, holding, or investing in Digital Assets.”",
      "source_type": "official",
      "source_link": "https://www.coinbase.com/legal/user_agreement/united_states",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Coinbase",
      "evidence_quote": "As with any asset, the value of Digital Assets can increase or decrease and there can be a substantial risk that you lose money buying, selling, holding, or investing in Digital Assets.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "Coinbase",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "coinbase",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_kraken_risk_margin_liquidation",
      "category": "Safety",
      "title": "[Unverified - being checked] Kraken: Money.risk",
      "summary": "[Unverified - being checked] Margin trading involves substantial risk of loss, and you may lose more than your initial investment. Positions may be liquidated if the market moves against you and your account equity falls below the maintenance margin requirement.",
      "body": "Margin trading involves substantial risk of loss, and you may lose more than your initial investment. Positions may be liquidated if the market moves against you and your account equity falls below the maintenance margin requirement.\n\nWhat Kraken actually says:\n\n“Margin trading involves substantial risk of loss, and you may lose more than your initial investment. Positions may be liquidated if the market moves against you and your account equity falls below the maintenance margin requirement.”",
      "source_type": "official",
      "source_link": "https://www.kraken.com/features/margin-trading",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Kraken",
      "evidence_quote": "Margin trading involves substantial risk of loss, and you may lose more than your initial investment. Positions may be liquidated if the market moves against you and your account equity falls below the maintenance margin requirement.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "Kraken",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "kraken",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_webull_risk_futures_substantial_risk",
      "category": "Safety",
      "title": "[Unverified - being checked] Webull: Money.risk",
      "summary": "[Unverified - being checked] Futures and cleared swaps trading involves substantial risk and is not suitable for all investors. Futures accounts are not protected by the Securities Investor Protection Corporation (SIPC).",
      "body": "Futures and cleared swaps trading involves substantial risk and is not suitable for all investors. Futures accounts are not protected by the Securities Investor Protection Corporation (SIPC).\n\nWhat Webull actually says:\n\n“Futures and cleared swaps trading involves substantial risk and is not suitable for all investors. Futures accounts are not protected by the Securities Investor Protection Corporation (SIPC).”",
      "source_type": "official",
      "source_link": "https://www.webull.com/fcm-disclosures",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Webull",
      "evidence_quote": "Futures and cleared swaps trading involves substantial risk and is not suitable for all investors. Futures accounts are not protected by the Securities Investor Protection Corporation (SIPC).",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "Webull",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "webull",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_robinhood_risk_all_involve",
      "category": "Safety",
      "title": "[Unverified - being checked] Robinhood: Money.risk",
      "summary": "[Unverified - being checked] All investments involve risks, including the possible loss of capital.",
      "body": "All investments involve risks, including the possible loss of capital.\n\nWhat Robinhood actually says:\n\n“All investments involve risks, including the possible loss of capital.”",
      "source_type": "official",
      "source_link": "https://www.robinhood.com/us/en/legal/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Robinhood",
      "evidence_quote": "All investments involve risks, including the possible loss of capital.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "Robinhood",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "robinhood",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_etoro_risk_cfd_substantial",
      "category": "Safety",
      "title": "[Unverified - being checked] EToro: Money.risk",
      "summary": "[Unverified - being checked] CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider.",
      "body": "CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider.\n\nWhat eToro actually says:\n\n“CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider.”",
      "source_type": "official",
      "source_link": "https://www.etoro.com/trading/fees/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "eToro",
      "evidence_quote": "CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "eToro",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "etoro",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_etoro_risk_crypto_volatile",
      "category": "Safety",
      "title": "[Unverified - being checked] EToro: Money.risk",
      "summary": "[Unverified - being checked] The Cryptocurrency market is a dynamic arena and its respective prices are often highly unpredictable and volatile.",
      "body": "The Cryptocurrency market is a dynamic arena and its respective prices are often highly unpredictable and volatile.\n\nWhat eToro actually says:\n\n“CRYPTOCURRENCY MARKETS ARE DETERMINED BY DEMAND AND SUPPLY ONLY. The Cryptocurrency market is a dynamic arena and its respective prices are often highly unpredictable and volatile.”",
      "source_type": "official",
      "source_link": "https://www.etoro.com/customer-service/general-risk-disclosure/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "eToro",
      "evidence_quote": "CRYPTOCURRENCY MARKETS ARE DETERMINED BY DEMAND AND SUPPLY ONLY. The Cryptocurrency market is a dynamic arena and its respective prices are often highly unpredictable and volatile.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "eToro",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "etoro",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_etoro_risk_total_loss",
      "category": "Safety",
      "title": "[Unverified - being checked] EToro: Money.risk",
      "summary": "[Unverified - being checked] You should be aware that you may sustain a total loss of the funds in your account.",
      "body": "You should be aware that you may sustain a total loss of the funds in your account.\n\nWhat eToro actually says:\n\n“You should be aware that you may sustain a total loss of the funds in your account.”",
      "source_type": "official",
      "source_link": "https://www.etoro.com/customer-service/general-risk-disclosure/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "eToro",
      "evidence_quote": "You should be aware that you may sustain a total loss of the funds in your account.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "eToro",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "etoro",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_etoro_risk_margin_call",
      "category": "Safety",
      "title": "[Unverified - being checked] EToro: Money.risk",
      "summary": "[Unverified - being checked] If the market moves against your position, we may ask you to provide a substantial amount of additional margin funds on short notice, in order to maintain your position.",
      "body": "If the market moves against your position, we may ask you to provide a substantial amount of additional margin funds on short notice, in order to maintain your position.\n\nWhat eToro actually says:\n\n“If the market moves against your position, we may ask you to provide a substantial amount of additional margin funds on short notice, in order to maintain your position.”",
      "source_type": "official",
      "source_link": "https://www.etoro.com/customer-service/general-risk-disclosure/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "eToro",
      "evidence_quote": "If the market moves against your position, we may ask you to provide a substantial amount of additional margin funds on short notice, in order to maintain your position.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "eToro",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "etoro",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_etoro_risk_liquidation",
      "category": "Safety",
      "title": "[Unverified - being checked] EToro: Money.risk",
      "summary": "[Unverified - being checked] Your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account.",
      "body": "Your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account.\n\nWhat eToro actually says:\n\n“Your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account.”",
      "source_type": "official",
      "source_link": "https://www.etoro.com/customer-service/general-risk-disclosure/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "eToro",
      "evidence_quote": "Your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "eToro",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "etoro",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_etoro_risk_past_performance",
      "category": "Safety",
      "title": "[Unverified - being checked] EToro: Money.risk",
      "summary": "[Unverified - being checked] Past performance is not an indication of future performance. The value of investments can go down as well as up.",
      "body": "Past performance is not an indication of future performance. The value of investments can go down as well as up.\n\nWhat eToro actually says:\n\n“Past performance is not an indication of future performance. The value of investments can go down as well as up.”",
      "source_type": "official",
      "source_link": "https://www.etoro.com/customer-service/general-risk-disclosure/",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "eToro",
      "evidence_quote": "Past performance is not an indication of future performance. The value of investments can go down as well as up.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "eToro",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "etoro",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_ib_risk_substantial_loss",
      "category": "Safety",
      "title": "[Unverified - being checked] Interactive Brokers: Money.risk",
      "summary": "[Unverified - being checked] The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed income can be substantial.",
      "body": "The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed income can be substantial.\n\nWhat Interactive Brokers actually says:\n\n“The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed income can be substantial.”",
      "source_type": "official",
      "source_link": "https://www.interactivebrokers.com/en/index.php",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Interactive Brokers",
      "evidence_quote": "The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed income can be substantial.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "Interactive Brokers",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "interactivebrokers",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_ib_risk_margin_lose_more",
      "category": "Safety",
      "title": "[Unverified - being checked] Interactive Brokers: Money.risk",
      "summary": "[Unverified - being checked] Trading on margin is only for experienced investors with high risk tolerance. You may lose more than your initial investment.",
      "body": "Trading on margin is only for experienced investors with high risk tolerance. You may lose more than your initial investment.\n\nWhat Interactive Brokers actually says:\n\n“Trading on margin is only for experienced investors with high risk tolerance. You may lose more than your initial investment.”",
      "source_type": "official",
      "source_link": "https://www.interactivebrokers.com/en/index.php",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Interactive Brokers",
      "evidence_quote": "Trading on margin is only for experienced investors with high risk tolerance. You may lose more than your initial investment.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "Interactive Brokers",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "interactivebrokers",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_thinkorswim_risk_all_invest",
      "category": "Safety",
      "title": "[Unverified - being checked] Thinkorswim (Schwab): Money.risk",
      "summary": "[Unverified - being checked] All investments involve risk, and not all risks are suitable for every investor. The value of securities may fluctuate and as a result, clients may lose more than their original investment.",
      "body": "All investments involve risk, and not all risks are suitable for every investor. The value of securities may fluctuate and as a result, clients may lose more than their original investment.\n\nWhat Charles Schwab / TD Ameritrade actually says:\n\n“All investments involve risk, and not all risks are suitable for every investor. The value of securities may fluctuate and as a result, clients may lose more than their original investment.”",
      "source_type": "official",
      "source_link": "https://www.tdameritrade.com/tools-and-plans/education/investing/risks.page",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Charles Schwab / TD Ameritrade",
      "evidence_quote": "All investments involve risk, and not all risks are suitable for every investor. The value of securities may fluctuate and as a result, clients may lose more than their original investment.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "thinkorswim (Schwab)",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "thinkorswimschwab",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_thinkorswim_risk_past_performance",
      "category": "Safety",
      "title": "[Unverified - being checked] Thinkorswim (Schwab): Money.risk",
      "summary": "[Unverified - being checked] The past performance of a security, or financial product does not guarantee future results or returns.",
      "body": "The past performance of a security, or financial product does not guarantee future results or returns.\n\nWhat Charles Schwab / TD Ameritrade actually says:\n\n“The past performance of a security, or financial product does not guarantee future results or returns.”",
      "source_type": "official",
      "source_link": "https://www.tdameritrade.com/tools-and-plans/education/investing/risks.page",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Charles Schwab / TD Ameritrade",
      "evidence_quote": "The past performance of a security, or financial product does not guarantee future results or returns.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "thinkorswim (Schwab)",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "thinkorswimschwab",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1106_trading_and_crypto_risks_thinkorswim_risk_options_futures",
      "category": "Safety",
      "title": "[Unverified - being checked] Thinkorswim (Schwab): Money.risk",
      "summary": "[Unverified - being checked] Options carry a high level of risk and are not suitable for all investors. Futures, and Futures options trading involves substantial risk and is not suitable for all investors.",
      "body": "Options carry a high level of risk and are not suitable for all investors. Futures, and Futures options trading involves substantial risk and is not suitable for all investors.\n\nWhat Charles Schwab / TD Ameritrade actually says:\n\n“Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled \"Characteristics and Risks of Standardized Options\" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request. Futures, and Futures options trading involves substantial risk and is not suitable for all investors.”",
      "source_type": "official",
      "source_link": "https://www.schwab.com/trading/thinkorswim",
      "last_verified": "2026-10-01",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Charles Schwab / TD Ameritrade",
      "evidence_quote": "Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled \"Characteristics and Risks of Standardized Options\" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request. Futures, and Futures options trading involves substantial risk and is not suitable for all investors.",
      "volatility": "high",
      "from_batch": "1106-trading-and-crypto-risks",
      "subject": "thinkorswim (Schwab)",
      "topic": "Money.risk",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "thinkorswimschwab",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    }
  ]
}
