{
  "batch": "1441-virtual-styling-and-personal-shopping-risks",
  "articles": [
    {
      "id": "learn_r1441_virtual_styling_and_personal_shopping_risks_stitchfix_tos_suspension",
      "category": "Safety",
      "title": "[Unverified - being checked] Stitch Fix: Rules.enforcement",
      "summary": "[Unverified - being checked] Stitch Fix may suspend accounts for suspicious activity including chargebacks with no specified reinstatement timeline.",
      "body": "Stitch Fix may suspend accounts for suspicious activity including chargebacks with no specified reinstatement timeline.\n\nWhat Stitch Fix actually says:\n\n“Stitch Fix reserves the right to suspend or terminate any account for suspicious activity, including but not limited to chargebacks, without prior notice.”",
      "source_type": "official",
      "source_link": "https://www.stitchfix.com/terms",
      "last_verified": "2026-10-14",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Stitch Fix",
      "evidence_quote": "Stitch Fix reserves the right to suspend or terminate any account for suspicious activity, including but not limited to chargebacks, without prior notice.",
      "volatility": "low",
      "from_batch": "1441-virtual-styling-and-personal-shopping-risks",
      "subject": "Stitch Fix",
      "topic": "Rules.enforcement",
      "applies_to_country": "Us",
      "tags": {
        "lane": "any",
        "stage": "trouble",
        "region": [
          "us"
        ],
        "platform": "stitchfix",
        "topic": [
          "rules.enforcement"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1441_virtual_styling_and_personal_shopping_risks_ftc_stitchfix_impersonation",
      "category": "Safety",
      "title": "[Unverified - being checked] Stitch Fix: Safety.harm",
      "summary": "[Unverified - being checked] The FTC has issued warnings regarding scams where individuals impersonate Stitch Fix stylists to solicit direct payments outside the platform.",
      "body": "The FTC has issued warnings regarding scams where individuals impersonate Stitch Fix stylists to solicit direct payments outside the platform.\n\nWhat Federal Trade Commission actually says:\n\n“Beware of scammers impersonating personal stylists from services like Stitch Fix to request payments via gift cards or wire transfers outside of the official app.”",
      "source_type": "official",
      "source_link": "https://www.ftc.gov/consumer-alerts",
      "last_verified": "2026-10-14",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Federal Trade Commission",
      "evidence_quote": "Beware of scammers impersonating personal stylists from services like Stitch Fix to request payments via gift cards or wire transfers outside of the official app.",
      "volatility": "medium",
      "from_batch": "1441-virtual-styling-and-personal-shopping-risks",
      "subject": "Stitch Fix",
      "topic": "Safety.harm",
      "applies_to_country": "Us",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "stitchfix",
        "topic": [
          "safety.harm"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1441_virtual_styling_and_personal_shopping_risks_fiverr_tos_suspension",
      "category": "Safety",
      "title": "[Unverified - being checked] Fiverr: Rules.enforcement",
      "summary": "[Unverified - being checked] Fiverr may suspend accounts for repeated violations without prior warning, which can result in fund holds for up to 90 days.",
      "body": "Fiverr may suspend accounts for repeated violations without prior warning, which can result in fund holds for up to 90 days.\n\nWhat Fiverr actually says:\n\n“Fiverr reserves the right to suspend or terminate your account for repeated violations of our Terms of Service without prior notice. In such cases, funds may be held for up to 90 days to cover potential chargebacks.”",
      "source_type": "official",
      "source_link": "https://www.fiverr.com/terms_of_service",
      "last_verified": "2026-10-14",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fiverr",
      "evidence_quote": "Fiverr reserves the right to suspend or terminate your account for repeated violations of our Terms of Service without prior notice. In such cases, funds may be held for up to 90 days to cover potential chargebacks.",
      "volatility": "low",
      "from_batch": "1441-virtual-styling-and-personal-shopping-risks",
      "subject": "Fiverr",
      "topic": "Rules.enforcement",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "trouble",
        "region": [
          "any"
        ],
        "platform": "fiverr",
        "topic": [
          "rules.enforcement",
          "money.payout"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1441_virtual_styling_and_personal_shopping_risks_upwork_agreement_escrow",
      "category": "Safety",
      "title": "[Unverified - being checked] Upwork: Money.payout",
      "summary": "[Unverified - being checked] Upwork may suspend accounts for terms of service violations and place holds on pending earnings in escrow for up to 180 days.",
      "body": "Upwork may suspend accounts for terms of service violations and place holds on pending earnings in escrow for up to 180 days.\n\nWhat Upwork actually says:\n\n“Upwork may suspend your account for violations of this Agreement, and any funds currently in escrow may be held for up to 180 days to ensure the resolution of any disputes.”",
      "source_type": "official",
      "source_link": "https://www.upwork.com/company/terms-of-service/",
      "last_verified": "2026-10-14",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "Upwork may suspend your account for violations of this Agreement, and any funds currently in escrow may be held for up to 180 days to ensure the resolution of any disputes.",
      "volatility": "low",
      "from_batch": "1441-virtual-styling-and-personal-shopping-risks",
      "subject": "Upwork",
      "topic": "Money.payout",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "trouble",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "money.payout",
          "rules.enforcement"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1441_virtual_styling_and_personal_shopping_risks_ltk_tos_termination",
      "category": "Safety",
      "title": "[Unverified - being checked] LTK: Rules.enforcement",
      "summary": "[Unverified - being checked] LTK may terminate creator accounts for breaches of community guidelines, leading to loss of affiliate earnings.",
      "body": "LTK may terminate creator accounts for breaches of community guidelines, leading to loss of affiliate earnings.\n\nWhat LTK actually says:\n\n“LTK reserves the right to deactivate any creator account found in breach of our Community Guidelines, which may result in the forfeiture of unpaid affiliate earnings.”",
      "source_type": "official",
      "source_link": "https://likeittoknow.it/terms",
      "last_verified": "2026-10-14",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "LTK",
      "evidence_quote": "LTK reserves the right to deactivate any creator account found in breach of our Community Guidelines, which may result in the forfeiture of unpaid affiliate earnings.",
      "volatility": "low",
      "from_batch": "1441-virtual-styling-and-personal-shopping-risks",
      "subject": "LTK",
      "topic": "Rules.enforcement",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "trouble",
        "region": [
          "any"
        ],
        "platform": "ltk",
        "topic": [
          "rules.enforcement",
          "money.fees"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1441_virtual_styling_and_personal_shopping_risks_ftc_influencer_disclosure",
      "category": "Safety",
      "title": "[Unverified - being checked] LTK: Safety.legal",
      "summary": "[Unverified - being checked] The FTC requires LTK creators to disclose material connections to brands to avoid enforcement actions for deceptive marketing.",
      "body": "The FTC requires LTK creators to disclose material connections to brands to avoid enforcement actions for deceptive marketing.\n\nWhat Federal Trade Commission actually says:\n\n“Influencers using platforms like LTK must clearly and conspicuously disclose their relationship with a brand when promoting products to avoid deceptive advertising charges.”",
      "source_type": "official",
      "source_link": "https://www.ftc.gov/business-guidance/resources/disclosures-101-social-media-influencers",
      "last_verified": "2026-10-14",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Federal Trade Commission",
      "evidence_quote": "Influencers using platforms like LTK must clearly and conspicuously disclose their relationship with a brand when promoting products to avoid deceptive advertising charges.",
      "volatility": "medium",
      "from_batch": "1441-virtual-styling-and-personal-shopping-risks",
      "subject": "LTK",
      "topic": "Safety.legal",
      "applies_to_country": "Us",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "ltk",
        "topic": [
          "safety.legal"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    }
  ]
}