{
  "batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
  "articles": [
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_minimum_age_google_account",
      "category": "Getting Started",
      "title": "Minimum age to create a YouTube channel",
      "summary": "You must be at least 13 years old to create a YouTube channel (Google Account).",
      "body": "You must be at least 13 years old to create a YouTube channel (Google Account).\n\nWhat Google actually says:\n\n“For all countries not listed below, 13 is the minimum age to manage your own Google Account.”",
      "source_type": "official",
      "source_link": "https://support.google.com/accounts/answer/1350409",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "For all countries not listed below, 13 is the minimum age to manage your own Google Account.",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube Channel Creation",
      "topic": "Minimum age to create a YouTube channel",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "access.signup"
        ],
        "explicitness": "none_on_camera"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_adsense_age_requirement",
      "category": "Getting Started",
      "title": "Age requirement for AdSense account",
      "summary": "You must be 18 or older to use AdSense for YouTube monetization.",
      "body": "You must be 18 or older to use AdSense for YouTube monetization.\n\nWhat Google actually says:\n\n“AdSense: 18+”",
      "source_type": "official",
      "source_link": "https://support.google.com/accounts/answer/1350409",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "AdSense: 18+",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube Monetization (AdSense)",
      "topic": "Age requirement for AdSense account",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "access.id"
        ],
        "explicitness": "none_on_camera"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_ypp_eligibility_subscribers_watch_hours",
      "category": "Getting Started",
      "title": "YouTube Partner Program: Eligibility thresholds for monetization",
      "summary": "To join the YouTube Partner Program you need 1,000 subscribers and 4,000 qualified watch hours in the last 12 months, or 1,000 subscribers and 10 million qualified Shorts views in the last 90 days.",
      "body": "To join the YouTube Partner Program you need 1,000 subscribers and 4,000 qualified watch hours in the last 12 months, or 1,000 subscribers and 10 million qualified Shorts views in the last 90 days.\n\nWhat Google actually says:\n\n“Get 1,000 subscribers with 4,000 qualified watch hours in the last 12 months, or Get 1,000 subscribers with 10 million qualified Shorts views in the last 90 days.”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/72851",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "Get 1,000 subscribers with 4,000 qualified watch hours in the last 12 months, or Get 1,000 subscribers with 10 million qualified Shorts views in the last 90 days.",
      "volatility": "medium",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube Partner Program",
      "topic": "Eligibility thresholds for monetization",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "money.payout"
        ],
        "explicitness": "none_on_camera"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_ypp_review_timeline",
      "category": "Getting Started",
      "title": "YouTube Partner Program: Application review timeline",
      "summary": "YouTube reviews YPP applications typically in about 1 month.",
      "body": "YouTube reviews YPP applications typically in about 1 month.\n\nWhat Google actually says:\n\n“We'll get back to you with a decision once your channel is reviewed (typically in about 1 month).”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/72851",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "We'll get back to you with a decision once your channel is reviewed (typically in about 1 month).",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube Partner Program",
      "topic": "Application review timeline",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "money.payout"
        ],
        "explicitness": "none_on_camera"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_adsense_payment_threshold_usd",
      "category": "Getting Started",
      "title": "YouTube AdSense Payout: Payment threshold for USD accounts",
      "summary": "The payment threshold for USD accounts is $100 USD.",
      "body": "The payment threshold for USD accounts is $100 USD.\n\nWhat Google actually says:\n\n“Payment threshold: $100 (U.S. Dollar (USD))”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/14727140",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "Payment threshold: $100 (U.S. Dollar (USD))",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube AdSense Payout",
      "topic": "Payment threshold for USD accounts",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "money.payout"
        ],
        "explicitness": "none_on_camera"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_adsense_verification_threshold_usd",
      "category": "Getting Started",
      "title": "YouTube AdSense Payout: Verification threshold for USD accounts",
      "summary": "The verification threshold for USD accounts is $10 USD.",
      "body": "The verification threshold for USD accounts is $10 USD.\n\nWhat Google actually says:\n\n“Verification threshold: $10 (U.S. Dollar (USD))”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/14727140",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "Verification threshold: $10 (U.S. Dollar (USD))",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube AdSense Payout",
      "topic": "Verification threshold for USD accounts",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "access.id"
        ],
        "explicitness": "none_on_camera"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_adsense_tax_info_threshold",
      "category": "Getting Started",
      "title": "YouTube AdSense Payout: Tax info threshold for USD accounts",
      "summary": "The tax info threshold for USD accounts is $0 — all creators in YPP must submit tax info regardless of earnings.",
      "body": "The tax info threshold for USD accounts is $0 — all creators in YPP must submit tax info regardless of earnings.\n\nWhat Google actually says:\n\n“Tax info threshold: $0 — If you're a creator in YPP, then you've hit the tax info threshold and need to submit your tax info, no matter your location.”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/14727140",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "Tax info threshold: $0 — If you're a creator in YPP, then you've hit the tax info threshold and need to submit your tax info, no matter your location.",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube AdSense Payout",
      "topic": "Tax info threshold for USD accounts",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "money.tax"
        ],
        "explicitness": "none_on_camera"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_payment_schedule",
      "category": "Getting Started",
      "title": "YouTube AdSense Payout: Payment schedule and processing dates",
      "summary": "YouTube pays creators by the 21st or 26th of each month, after the payment threshold is met.",
      "body": "YouTube pays creators by the 21st or 26th of each month, after the payment threshold is met.\n\nWhat Google actually says:\n\n“You should get paid by the 21st or 26th each month if your balance meets the payment threshold and there aren't any payment holds on your account.”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/14732067",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "You should get paid by the 21st or 26th each month if your balance meets the payment threshold and there aren't any payment holds on your account.",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube AdSense Payout",
      "topic": "Payment schedule and processing dates",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "money.payout"
        ],
        "explicitness": "none_on_camera"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_google_tos_entity",
      "category": "Getting Started",
      "title": "[Unverified - being checked] YouTube / Google Terms of Service: Legal entity and governing law",
      "summary": "[Unverified - being checked] YouTube is operated by Google LLC, organized under Delaware law, with disputes resolved in Santa Clara County, California courts.",
      "body": "YouTube is operated by Google LLC, organized under Delaware law, with disputes resolved in Santa Clara County, California courts.\n\nWhat Google actually says:\n\n“Google LLC organized under the laws of the State of Delaware, USA... California law will govern these terms and all disputes arising out of or relating to these terms... will be resolved exclusively in the federal or state courts of Santa Clara County, California, USA.”",
      "source_type": "official",
      "source_link": "https://policies.google.com/terms",
      "last_verified": "2026-10-07",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "Google LLC organized under the laws of the State of Delaware, USA... California law will govern these terms and all disputes arising out of or relating to these terms... will be resolved exclusively in the federal or state courts of Santa Clara County, California, USA.",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube / Google Terms of Service",
      "topic": "Legal entity and governing law",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "safety.legal"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_onet_financial_investment_analysts_education",
      "category": "Getting Started",
      "title": "Education and entry requirements",
      "summary": "Most Financial and Investment Analyst occupations require a four-year bachelor's degree; Job Zone Four: Considerable Preparation Needed.",
      "body": "Most Financial and Investment Analyst occupations require a four-year bachelor's degree; Job Zone Four: Considerable Preparation Needed.\n\nWhat O*NET OnLine (U.S. Department of Labor) actually says:\n\n“Most of these occupations require a four-year bachelor's degree, but some do not. Job Zone Four: Considerable Preparation Needed.”",
      "source_type": "official",
      "source_link": "https://www.onetonline.org/link/summary/13-2051.00",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "O*NET OnLine (U.S. Department of Labor)",
      "evidence_quote": "Most of these occupations require a four-year bachelor's degree, but some do not. Job Zone Four: Considerable Preparation Needed.",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "Financial and Investment Analysts (O*NET)",
      "topic": "Education and entry requirements",
      "applies_to_country": "us",
      "tags": {
        "lane": "teaching",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "craft.studio"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_onet_personal_financial_advisors_education",
      "category": "Getting Started",
      "title": "Personal Financial Advisors (O*NET): Education and entry requirements",
      "summary": "Most Personal Financial Advisor occupations require a four-year bachelor's degree (58% of respondents); Job Zone Four: Considerable Preparation Needed.",
      "body": "Most Personal Financial Advisor occupations require a four-year bachelor's degree (58% of respondents); Job Zone Four: Considerable Preparation Needed.\n\nWhat O*NET OnLine (U.S. Department of Labor) actually says:\n\n“58% responded: Bachelor's degree required. Job Zone Four: Considerable Preparation Needed.”",
      "source_type": "official",
      "source_link": "https://www.onetonline.org/link/summary/13-2052.00",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "O*NET OnLine (U.S. Department of Labor)",
      "evidence_quote": "58% responded: Bachelor's degree required. Job Zone Four: Considerable Preparation Needed.",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "Personal Financial Advisors (O*NET)",
      "topic": "Education and entry requirements",
      "applies_to_country": "us",
      "tags": {
        "lane": "teaching",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "craft.studio"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_onet_financial_investment_analysts_wages",
      "category": "Getting Started",
      "title": "Financial and Investment Analysts (O*NET): Wage data",
      "summary": "Median wage for Financial and Investment Analysts was $49.40 hourly / $102,740 annual in 2025; 377,200 employees; projected growth 7%+ (2025-2035).",
      "body": "Median wage for Financial and Investment Analysts was $49.40 hourly / $102,740 annual in 2025; 377,200 employees; projected growth 7%+ (2025-2035).\n\nWhat O*NET OnLine (U.S. Department of Labor) actually says:\n\n“Median wages (2025): $49.40 hourly, $102,740 annual. Employment (2025): 377,200 employees. Projected growth (2025-2035): Much faster than average (7% or higher).”",
      "source_type": "official",
      "source_link": "https://www.onetonline.org/link/summary/13-2051.00",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "O*NET OnLine (U.S. Department of Labor)",
      "evidence_quote": "Median wages (2025): $49.40 hourly, $102,740 annual. Employment (2025): 377,200 employees. Projected growth (2025-2035): Much faster than average (7% or higher).",
      "volatility": "medium",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "Financial and Investment Analysts (O*NET)",
      "topic": "Wage data",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "money.pricing"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_google_terms_age_requirements",
      "category": "Getting Started",
      "title": "Age requirements in terms of service",
      "summary": "Google's Terms of Service require users to meet the age requirements for their country to create a Google Account.",
      "body": "Google's Terms of Service require users to meet the age requirements for their country to create a Google Account.\n\nWhat Google actually says:\n\n“If you're under the age required to manage your own Google Account, you must have your parent or legal guardian's permission to use a Google Account.”",
      "source_type": "official",
      "source_link": "https://policies.google.com/terms",
      "last_verified": "2026-10-07",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "If you're under the age required to manage your own Google Account, you must have your parent or legal guardian's permission to use a Google Account.",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube / Google Terms of Service",
      "topic": "Age requirements in terms of service",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1835_youtube_finance_and_investing_channel_creator_how_to_start_youtube_earn_tab_ad_revenue",
      "category": "Getting Started",
      "title": "YouTube Monetization: Revenue from ads on non-YPP channels",
      "summary": "YouTube may serve ads on all content, but only YPP-eligible creators receive a share of that revenue.",
      "body": "YouTube may serve ads on all content, but only YPP-eligible creators receive a share of that revenue.\n\nWhat Google actually says:\n\n“According to our Terms of Service, YouTube retains the right to serve ads on all content on the platform. If you do not currently meet the higher eligibility criteria of YPP you may still see ads being served on your content. In this case, you are not yet eligible to receive a share of the revenue.”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/72851",
      "last_verified": "2026-10-07",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Google",
      "evidence_quote": "According to our Terms of Service, YouTube retains the right to serve ads on all content on the platform. If you do not currently meet the higher eligibility criteria of YPP you may still see ads being served on your content. In this case, you are not yet eligible to receive a share of the revenue.",
      "volatility": "low",
      "from_batch": "1835-youtube-finance-and-investing-channel-creator-how-to-start",
      "subject": "YouTube Monetization",
      "topic": "Revenue from ads on non-YPP channels",
      "applies_to_country": "us",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "youtube",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    }
  ]
}