{
  "batch": "1882-copywriter-platforms",
  "articles": [
    {
      "id": "learn_r1882_copywriter_platforms_patreon_fee_standard",
      "category": "Business",
      "title": "Patreon: Money.fees",
      "summary": "Creators who publish a Patreon page after August 4, 2025 are placed on the standard 10% pricing plan, paying a 10% platform fee plus payment processing fees and applicable taxes.",
      "body": "Creators who publish a Patreon page after August 4, 2025 are placed on the standard 10% pricing plan, paying a 10% platform fee plus payment processing fees and applicable taxes.\n\nWhat Patreon actually says:\n\n“If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan. Creators who published their page on or before August 4, 2025, will not see any increase.”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan. Creators who published their page on or before August 4, 2025, will not see any increase.",
      "volatility": "medium",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.fees",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_fee_currency_conversion",
      "category": "Business",
      "title": "Patreon: Money.fees",
      "summary": "Patreon charges a 2.5% currency conversion fee on any payment made in a currency different from the creator's payout currency, calculated on the full payment amount including tax.",
      "body": "Patreon charges a 2.5% currency conversion fee on any payment made in a currency different from the creator's payout currency, calculated on the full payment amount including tax.\n\nWhat Patreon actually says:\n\n“A 2.5% currency conversion fee applies to any payment made in a currency different from your payout currency.\n\nThis fee is:\n\n-   Calculated on the full payment (including tax)\n-   Refunded if the member is refunded”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "A 2.5% currency conversion fee applies to any payment made in a currency different from your payout currency.\n\nThis fee is:\n\n-   Calculated on the full payment (including tax)\n-   Refunded if the member is refunded",
      "volatility": "medium",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.fees",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_payout_directdeposit",
      "category": "Business",
      "title": "Patreon: Money.payout",
      "summary": "For US creators with a USD payout currency, Patreon's Stripe direct deposit charges a $0.25 USD fee per payout and is not supported for non-USD payouts.",
      "body": "For US creators with a USD payout currency, Patreon's Stripe direct deposit charges a $0.25 USD fee per payout and is not supported for non-USD payouts.\n\nWhat Patreon actually says:\n\n“Direct deposit (processed by Stripe) | US creators (USD) | Not supported | Not supported | $0.25 USD per payout”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "Direct deposit (processed by Stripe) | US creators (USD) | Not supported | Not supported | $0.25 USD per payout",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.payout",
      "applies_to_country": "Us",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "us"
        ],
        "platform": "patreon",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_payout_paypal_minimum",
      "category": "Business",
      "title": "Patreon: Money.payout",
      "summary": "Patreon's PayPal payout method requires a $10 minimum payout.",
      "body": "Patreon's PayPal payout method requires a $10 minimum payout.\n\nWhat Patreon actually says:\n\n“1% (minimum of $0.25, capped at $20 USD) | $10 minimum payout | 1% (minimum of $0.25, capped at $20 USD) | PayPal may add additional fees if you transfer from PayPal to your bank account. Fees vary depending on the currency of your account and your location.\n\n($10 minimum to be able to pay out)”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "1% (minimum of $0.25, capped at $20 USD) | $10 minimum payout | 1% (minimum of $0.25, capped at $20 USD) | PayPal may add additional fees if you transfer from PayPal to your bank account. Fees vary depending on the currency of your account and your location.\n\n($10 minimum to be able to pay out)",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.payout",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_payout_date",
      "category": "Business",
      "title": "Patreon: Money.payout",
      "summary": "Creators who opt in to automatic payouts on Patreon have them initiated on the 5th of each month, provided they have a positive balance.",
      "body": "Creators who opt in to automatic payouts on Patreon have them initiated on the 5th of each month, provided they have a positive balance.\n\nWhat Patreon actually says:\n\n“Once funds are available to withdraw, you can pay out your balance whenever you'd like, wait for the automatic-5th-of-the-month payout (if enabled), or keep funds in your balance for a later date.”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/15458893135501-How-payments-reach-you",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "Once funds are available to withdraw, you can pay out your balance whenever you'd like, wait for the automatic-5th-of-the-month payout (if enabled), or keep funds in your balance for a later date.",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.payout",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_payout_pending",
      "category": "Business",
      "title": "Patreon: Money.payout",
      "summary": "Funds from Commerce product sales made via Web and Android on Patreon appear as pending for up to 7 days before they can be withdrawn.",
      "body": "Funds from Commerce product sales made via Web and Android on Patreon appear as pending for up to 7 days before they can be withdrawn.\n\nWhat Patreon actually says:\n\n“Funds from products purchased through Commerce on Web and Android will appear as pending for up to 7 days before they can be withdrawn from your balance.”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/15458893135501-How-payments-reach-you",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "Funds from products purchased through Commerce on Web and Android will appear as pending for up to 7 days before they can be withdrawn from your balance.",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.payout",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_ios_30percent",
      "category": "Business",
      "title": "Patreon: Money.fees",
      "summary": "For eligible in-app purchases made on Patreon's iOS app, Apple's App Store fee of 30% applies, with no additional Patreon payment processing fee but with Patreon's platform fee still applied.",
      "body": "For eligible in-app purchases made on Patreon's iOS app, Apple's App Store fee of 30% applies, with no additional Patreon payment processing fee but with Patreon's platform fee still applied.\n\nWhat Patreon actually says:\n\n“For eligible purchases made in the Patreon iOS app, Apple's in-app purchase system applies a 30% App Store fee. Patreon does not charge additional payment processing fees on iOS transactions, but the platform fee still applies.”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "For eligible purchases made in the Patreon iOS app, Apple's in-app purchase system applies a 30% App Store fee. Patreon does not charge additional payment processing fees on iOS transactions, but the platform fee still applies.",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.fees",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_billing_subscription",
      "category": "Business",
      "title": "Patreon: Money.payout",
      "summary": "Subscription billing is the default for all new Patreon creators and is a permanent change once enabled; members pay when they join and monthly on that same date.",
      "body": "Subscription billing is the default for all new Patreon creators and is a permanent change once enabled; members pay when they join and monthly on that same date.\n\nWhat Patreon actually says:\n\n“Patreon uses subscription billing as the default for all new creators. Legacy billing models... are no longer available for new accounts.\n\nWith subscription billing, members pay when they join and monthly on that same date. Subscription billing is a permanent change to your account, so once it's enabled, you can't switch to a different billing model.”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/209777053-How-to-bill-members-customers",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "Patreon uses subscription billing as the default for all new creators. Legacy billing models... are no longer available for new accounts.\n\nWith subscription billing, members pay when they join and monthly on that same date. Subscription billing is a permanent change to your account, so once it's enabled, you can't switch to a different billing model.",
      "volatility": "medium",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.payout",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_onlyfans_fee_20",
      "category": "Business",
      "title": "OnlyFans: Money.fees",
      "summary": "OnlyFans charges creators a fee equal to 20% of the total Fan Payment, deducted from each Fan Payment.",
      "body": "OnlyFans charges creators a fee equal to 20% of the total Fan Payment, deducted from each Fan Payment.\n\nWhat OnlyFans actually says:\n\n“Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.”",
      "source_type": "official",
      "source_link": "https://www.onlyfans.com/terms",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "OnlyFans",
      "evidence_quote": "Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.",
      "volatility": "medium",
      "from_batch": "1882-copywriter-platforms",
      "subject": "OnlyFans",
      "topic": "Money.fees",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "onlyfans",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_onlyfans_verify_id",
      "category": "Business",
      "title": "OnlyFans: Access.id",
      "summary": "To open a Creator account on OnlyFans, a user must upload a valid form of ID and two photos of themselves.",
      "body": "To open a Creator account on OnlyFans, a user must upload a valid form of ID and two photos of themselves.\n\nWhat OnlyFans actually says:\n\n“To open a Creator account, you must also:\n        \n        1.  Upload a valid form of ID and two photos of you;”",
      "source_type": "official",
      "source_link": "https://www.onlyfans.com/terms",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "OnlyFans",
      "evidence_quote": "To open a Creator account, you must also:\n        \n        1.  Upload a valid form of ID and two photos of you;",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "OnlyFans",
      "topic": "Access.id",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "onlyfans",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_onlyfans_verify_age",
      "category": "Business",
      "title": "OnlyFans: Access.id",
      "summary": "To register a Fan account on OnlyFans, the user must be at least 18 years old and able to be legally bound by a contract.",
      "body": "To register a Fan account on OnlyFans, the user must be at least 18 years old and able to be legally bound by a contract.\n\nWhat OnlyFans actually says:\n\n“To register as a User and open a Fan account:\n        \n        1.  You must be at least 18 years old;\n        2.  You must be able to be legally bound by a contract with us;”",
      "source_type": "official",
      "source_link": "https://www.onlyfans.com/terms",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "OnlyFans",
      "evidence_quote": "To register as a User and open a Fan account:\n        \n        1.  You must be at least 18 years old;\n        2.  You must be able to be legally bound by a contract with us;",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "OnlyFans",
      "topic": "Access.id",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "onlyfans",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_onlyfans_payout_currency",
      "category": "Business",
      "title": "OnlyFans: Money.payout",
      "summary": "All Fan Payments and Creator Earnings are transacted in USD on OnlyFans.",
      "body": "All Fan Payments and Creator Earnings are transacted in USD on OnlyFans.\n\nWhat OnlyFans actually says:\n\n“All Fan Payments and Creator Earnings are transacted in USD.”",
      "source_type": "official",
      "source_link": "https://www.onlyfans.com/terms",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "OnlyFans",
      "evidence_quote": "All Fan Payments and Creator Earnings are transacted in USD.",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "OnlyFans",
      "topic": "Money.payout",
      "applies_to_country": "any",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "onlyfans",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_fee_legacy",
      "category": "Business",
      "title": "Patreon: Money.fees",
      "summary": "Legacy Patreon plans charge a 5% platform fee for Founders, 8% for Pro, and 11% for Pro + Merch, and none of these legacy plans is available to new creators.",
      "body": "Legacy Patreon plans charge a 5% platform fee for Founders, 8% for Pro, and 11% for Pro + Merch, and none of these legacy plans is available to new creators.\n\nWhat Patreon actually says:\n\n“Founders\n\n5%\n\nUnavailable for new creators\n\n(as of May 7, 2019)\n\nMust not have changed plan after May 7, 2019\n\n\nPro\n\n8%\n\nUnavailable for new creators\n\n(after August 4, 2025)\n\nIncludes core Patreon tools\n\n\nPro + Merch\n\n11%\n\nUnavailable for new creators\n\n(after August 4, 2025)\n\nIncludes Merch fulfillment”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "Founders\n\n5%\n\nUnavailable for new creators\n\n(as of May 7, 2019)\n\nMust not have changed plan after May 7, 2019\n\n\nPro\n\n8%\n\nUnavailable for new creators\n\n(after August 4, 2025)\n\nIncludes core Patreon tools\n\n\nPro + Merch\n\n11%\n\nUnavailable for new creators\n\n(after August 4, 2025)\n\nIncludes Merch fulfillment",
      "volatility": "low",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.fees",
      "applies_to_country": "any",
      "applies_to_scope": "legacy plans only; all unavailable to new creators",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_fee_processing_usd_cc",
      "category": "Business",
      "title": "Patreon: Money.fees",
      "summary": "On Patreon's standard 10% plan, payments made by credit card or Apple Pay incur a 2.9% + $0.30 processing fee for USD payouts regardless of the member's geographic location.",
      "body": "On Patreon's standard 10% plan, payments made by credit card or Apple Pay incur a 2.9% + $0.30 processing fee for USD payouts regardless of the member's geographic location.\n\nWhat Patreon actually says:\n\n“Processing rates — USD payout currency\n\nMember's payment method\n\nMember's location\n\nPayment processing rate\n\nCredit card / Apple Pay\n\nAny\n\n2.9% + $0.30”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "Processing rates — USD payout currency\n\nMember's payment method\n\nMember's location\n\nPayment processing rate\n\nCredit card / Apple Pay\n\nAny\n\n2.9% + $0.30",
      "volatility": "medium",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.fees",
      "applies_to_country": "any",
      "applies_to_scope": "standard plan, USD payout currency",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r1882_copywriter_platforms_patreon_fee_processing_pp_nonus",
      "category": "Business",
      "title": "Patreon: Money.fees",
      "summary": "On Patreon's standard 10% plan, PayPal or Venmo payments from non-US members incur a 3.9% + $0.30 processing fee for USD payouts.",
      "body": "On Patreon's standard 10% plan, PayPal or Venmo payments from non-US members incur a 3.9% + $0.30 processing fee for USD payouts.\n\nWhat Patreon actually says:\n\n“Processing rates — USD payout currency\n\nMember's payment method\n\nMember's location\n\nPayment processing rate\n\nPayPal / Venmo\n\nNon-US\n\n3.9% + $0.30”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview",
      "last_verified": "2026-10-08",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "Processing rates — USD payout currency\n\nMember's payment method\n\nMember's location\n\nPayment processing rate\n\nPayPal / Venmo\n\nNon-US\n\n3.9% + $0.30",
      "volatility": "medium",
      "from_batch": "1882-copywriter-platforms",
      "subject": "Patreon",
      "topic": "Money.fees",
      "applies_to_country": "any",
      "applies_to_scope": "standard plan, USD payout currency, PayPal/Venmo from non-US members",
      "tags": {
        "lane": "creator_program",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    }
  ]
}