{ "batch": "40-sfw-subscription-platforms", "articles": [ { "id": "learn_r40_sfw_subscription_platforms_platform_patreon", "category": "Business", "title": "Patreon: fees, payouts, content policy, and identity verification", "summary": "Patreon charges a platform fee depending on plan tiers alongside standard payment processing fees, permits adult content under strict age verification, and requires creators to categorize pages as Adult/18+ if nudity is present.", "body": "Patreon charges a platform fee depending on plan tiers alongside standard payment processing fees, permits adult content under strict age verification, and requires creators to categorize pages as Adult/18+ if nudity is present.\n\nWhat Patreon Help Center actually says:\n\n“We consider your Patreon to fall into one of two categories: 'Safe for All Audiences' or 'Adult/18+' because the payment processors we rely on to get creators paid require this distinction. The 'Adult/18+' category applies if one or more of your works (audio, text, or visual, including depictions of human beings and animations) contain sexually explicit content or nudity.”\n\nNote: Tier A help center documentation.", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/16263061573645-Get-started-on-Patreon", "last_verified": "2026-09-02", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "We consider your Patreon to fall into one of two categories: 'Safe for All Audiences' or 'Adult/18+' because the payment processors we rely on to get creators paid require this distinction. The 'Adult/18+' category applies if one or more of your works (audio, text, or visual, including depictions of human beings and animations) contain sexually explicit content or nudity.", "volatility": "low", "from_batch": "40-sfw-subscription-platforms", "subject": "Patreon", "topic": "fees, payouts, content policy, and identity verification", "applies_to_country": "*", "applies_to_scope": "Global platform rules", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_platform_kofi", "category": "Business", "title": "Ko-fi: fees, payouts, and content policy", "summary": "Ko-fi charges a 5% service fee on memberships and shop sales (with a 0% tip option) and explicitly prohibits pornography and sexualised nudity even when tagged NSFW.", "body": "Ko-fi charges a 5% service fee on memberships and shop sales (with a 0% tip option) and explicitly prohibits pornography and sexualised nudity even when tagged NSFW.\n\nWhat Ko-fi Help Center actually says:\n\n“Pornography, depictions of rape, incest, bestiality, and any other explicit adult or obscene content of a similar nature including implied, emulated, censored, and cropped versions across illustrative, video, audio content, etc.”\n\nNote: Tier A content guidelines.", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Content-Guidelines", "last_verified": "2026-09-02", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi Help Center", "evidence_quote": "Pornography, depictions of rape, incest, bestiality, and any other explicit adult or obscene content of a similar nature including implied, emulated, censored, and cropped versions across illustrative, video, audio content, etc.", "volatility": "low", "from_batch": "40-sfw-subscription-platforms", "subject": "Ko-fi", "topic": "fees, payouts, and content policy", "applies_to_country": "*", "applies_to_scope": "Global platform rules", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_platform_substack", "category": "Business", "title": "Substack: fees, payouts, and content policy", "summary": "Substack charges a 10% platform fee on paid subscriptions plus Stripe processing fees, prohibits porn and sexually exploitative content, but permits artistic or journalistic nudity and erotic literature.", "body": "Substack charges a 10% platform fee on paid subscriptions plus Stripe processing fees, prohibits porn and sexually exploitative content, but permits artistic or journalistic nudity and erotic literature.\n\nWhat Substack Content Guidelines actually says:\n\n“We don’t allow porn or sexually exploitative content on Substack, including any visual depictions of sexual acts for the sole purpose of sexual gratification. We do allow depictions of nudity for artistic, journalistic, or related purposes, as well as erotic literature, however, we have a strict no nudity policy for profile images.”\n\nNote: Tier A publisher and content agreement.", "source_type": "official", "source_link": "https://substack.com/content", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Substack Content Guidelines", "evidence_quote": "We don’t allow porn or sexually exploitative content on Substack, including any visual depictions of sexual acts for the sole purpose of sexual gratification. We do allow depictions of nudity for artistic, journalistic, or related purposes, as well as erotic literature, however, we have a strict no nudity policy for profile images.", "volatility": "low", "from_batch": "40-sfw-subscription-platforms", "subject": "Substack", "topic": "fees, payouts, and content policy", "applies_to_country": "*", "applies_to_scope": "Global platform rules", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_platform_fanfix", "category": "Business", "title": "Fanfix: fees, payouts, and content policy", "summary": "Fanfix is a strictly safe-for-work platform that retains a 20% platform fee, explicitly prohibits nudity and sexual content, and does not require a real name for creators.", "body": "Fanfix is a strictly safe-for-work platform that retains a 20% platform fee, explicitly prohibits nudity and sexual content, and does not require a real name for creators.\n\nWhat Fanfix Terms of Service actually says:\n\n“No Nudity: Do not post or share photos, videos, and digitally-created content that show sexual intercourse, genitals, and close-ups of fully-nude buttocks, including those that superimpose or digitally manipulate an individual’s face onto another person’s nude or semi-nude body.”\n\nNote: Tier A terms of service.", "source_type": "official", "source_link": "https://auth.fanfix.io/general-terms-of-service", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Fanfix Terms of Service", "evidence_quote": "No Nudity: Do not post or share photos, videos, and digitally-created content that show sexual intercourse, genitals, and close-ups of fully-nude buttocks, including those that superimpose or digitally manipulate an individual’s face onto another person’s nude or semi-nude body.", "volatility": "low", "from_batch": "40-sfw-subscription-platforms", "subject": "Fanfix", "topic": "fees, payouts, and content policy", "applies_to_country": "*", "applies_to_scope": "Creator terms of use", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_platform_passes", "category": "Business", "title": "Passes: fees, payouts, and content policy", "summary": "Passes operates as a safe-for-work platform with 0% fees on shop sales and a 10% fee on DMs and exclusive content, maintaining strict policies prohibiting explicit content.", "body": "Passes operates as a safe-for-work platform with 0% fees on shop sales and a 10% fee on DMs and exclusive content, maintaining strict policies prohibiting explicit content.\n\nWhat Passes Official Statement actually says:\n\n“Since its founding in 2022, Passes has worked diligently to foster a safe creator-first platform. Passes forbids the uploading and distribution of explicit content and actively works to identify and remove any image or video that is in violation of our guidelines.”\n\nNote: Tier A official publisher documentation.", "source_type": "official", "source_link": "https://www.passes.com/blog/posts/a-note-to-the-passes-community", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes Official Statement", "evidence_quote": "Since its founding in 2022, Passes has worked diligently to foster a safe creator-first platform. Passes forbids the uploading and distribution of explicit content and actively works to identify and remove any image or video that is in violation of our guidelines.", "volatility": "low", "from_batch": "40-sfw-subscription-platforms", "subject": "Passes", "topic": "fees, payouts, and content policy", "applies_to_country": "*", "applies_to_scope": "Platform policy", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_patreon_fee_platform_standard10", "category": "Business", "title": "Patreon: Platform fee for new creators", "summary": "Patreon charges creators who publish their creator page after August 4, 2025 a standard 10% platform fee on membership and one-time purchase income.", "body": "Patreon charges creators who publish their creator page after August 4, 2025 a standard 10% platform fee on membership and one-time purchase income.\n\nWhat Patreon Help Center actually says:\n\n“If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan.”\n\nNote: Page updated August 03, 2026.", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Patreon", "topic": "Platform fee for new creators", "applies_to_country": "*", "applies_to_scope": "Applies to pages published after Aug 4 2025; legacy plans apply to pages continuously published since on or before that ", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_patreon_fee_processing_standardusd", "category": "Business", "title": "Patreon: Payment processing fee, standard 10% plan, USD", "summary": "On Patreon's standard 10% plan with USD payout, credit card/Apple Pay payments from any location are processed at 2.9% + $0.30, US PayPal/Venmo at 2.9% + $0.30, and non-US PayPal/Venmo at 3.9% + $0.30, with the same rate regardless of pledge amount.", "body": "On Patreon's standard 10% plan with USD payout, credit card/Apple Pay payments from any location are processed at 2.9% + $0.30, US PayPal/Venmo at 2.9% + $0.30, and non-US PayPal/Venmo at 3.9% + $0.30, with the same rate regardless of pledge amount.\n\nWhat Patreon Help Center actually says:\n\n“The following processing rates apply to creators on the standard 10% plan. ... Credit card / Apple Pay | Any | 2.9% + $0.30 ... PayPal / Venmo | US | 2.9% + $0.30 ... PayPal / Venmo | Non-US | 3.9% + $0.30”\n\nNote: Evidence quote joins verbatim table cells (header: Member's payment method | Member's location | Payment processing rate) with '|'; table also states: Unlike legacy plans, the standard 10% plan applies the same processing rates to all payments, regardless of amount.", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "The following processing rates apply to creators on the standard 10% plan. ... Credit card / Apple Pay | Any | 2.9% + $0.30 ... PayPal / Venmo | US | 2.9% + $0.30 ... PayPal / Venmo | Non-US | 3.9% + $0.30", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Patreon", "topic": "Payment processing fee, standard 10% plan, USD", "applies_to_country": "*", "applies_to_scope": "USD payout currency, standard plan", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_patreon_fee_payout_paypalusd", "category": "Business", "title": "Patreon: Payout transaction fee, PayPal, US creators", "summary": "Patreon deducts a payout transaction fee of 1% of the payout (minimum $0.25, capped at $20 USD) when US-dollar creators with US currency pay out via PayPal, subject to a $10 minimum payout.", "body": "Patreon deducts a payout transaction fee of 1% of the payout (minimum $0.25, capped at $20 USD) when US-dollar creators with US currency pay out via PayPal, subject to a $10 minimum payout.\n\nWhat Patreon Help Center actually says:\n\n“PayPal 1% (minimum of $0.25, capped at $20 USD) $10 minimum payout”\n\nNote: Evidence quote joins verbatim payout-transaction-fee table cells with spaces.", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "PayPal 1% (minimum of $0.25, capped at $20 USD) $10 minimum payout", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Patreon", "topic": "Payout transaction fee, PayPal, US creators", "applies_to_country": "*", "applies_to_scope": "US creators (USD); fee table cell under Payout method: PayPal", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_patreon_content_suggestivethemes", "category": "Business", "title": "Patreon: Sugestive and sensual content allowed", "summary": "Patreon permits works featuring sexual, sensual, and suggestive themes, restricting such works to paying members who have attested they are over 18.", "body": "Patreon permits works featuring sexual, sensual, and suggestive themes, restricting such works to paying members who have attested they are over 18.\n\nWhat Patreon (Community Guidelines) actually says:\n\n“Patreon permits a broad range of expression and creative works. In many cases, this also includes works featuring sexual, sensual, and suggestive themes. We restrict these works to paying members who have attested that they are over 18.”", "source_type": "official", "source_link": "https://www.patreon.com/policy/guidelines", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon (Community Guidelines)", "evidence_quote": "Patreon permits a broad range of expression and creative works. In many cases, this also includes works featuring sexual, sensual, and suggestive themes. We restrict these works to paying members who have attested that they are over 18.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Patreon", "topic": "Sugestive and sensual content allowed", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_patreon_content_paywallrule", "category": "Business", "title": "Patreon: Paywall requirement for Adult/18+ content", "summary": "On Patreon, Adult/18+ works featuring nudity, sexual activity, or sexually explicit imagery must be behind the subscription paywall, and public-facing spaces must be free of such content.", "body": "On Patreon, Adult/18+ works featuring nudity, sexual activity, or sexually explicit imagery must be behind the subscription paywall, and public-facing spaces must be free of such content.\n\nWhat Patreon (Community Guidelines) actually says:\n\n“Adult/18+ works featuring nudity, sexual activity, or sexually explicit imagery and themes must reside behind a Patreon subscription paywall, and may only be accessible by the creator's paying members. The public-facing spaces of a creator or member page (e.g. profile image, page banner, tier descriptions, or posts accessible to free members) must be free of nudity (real or animated) sexual activity, or any sexually explicit works.”", "source_type": "official", "source_link": "https://www.patreon.com/policy/guidelines", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon (Community Guidelines)", "evidence_quote": "Adult/18+ works featuring nudity, sexual activity, or sexually explicit imagery and themes must reside behind a Patreon subscription paywall, and may only be accessible by the creator's paying members. The public-facing spaces of a creator or member page (e.g. profile image, page banner, tier descriptions, or posts accessible to free members) must be free of nudity (real or animated) sexual activity, or any sexually explicit works.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Patreon", "topic": "Paywall requirement for Adult/18+ content", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_kofi_fee_service_zeroorfive", "category": "Business", "title": "Ko-fi: Service fee structure", "summary": "Ko-fi charges no monthly fee; free-plan creators pay 0% service fee on one-time tips and a 5% service fee on memberships, shop sales and commissions, plus standard payment processor fees.", "body": "Ko-fi charges no monthly fee; free-plan creators pay 0% service fee on one-time tips and a 5% service fee on memberships, shop sales and commissions, plus standard payment processor fees.\n\nWhat Ko-fi actually says:\n\n“How does the 0-5% service fee work? ... Ko-fi free: 0% service fee on tips, keep every tip you receive. 5% service fee on Memberships, Shop sales, and Commissions No advanced features”\n\nNote: Pricing page also states: Setting up your Ko-fi page is free! There are no monthly charges. You only pay a small, 5% service fees (plus standard payment processor fees) when you get a payment.", "source_type": "official", "source_link": "https://ko-fi.com/pricing", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "How does the 0-5% service fee work? ... Ko-fi free: 0% service fee on tips, keep every tip you receive. 5% service fee on Memberships, Shop sales, and Commissions No advanced features", "volatility": "low", "from_batch": "40-sfw-subscription-platforms", "subject": "Ko-fi", "topic": "Service fee structure", "applies_to_country": "*", "applies_to_scope": "Default for new creators is 'Standard' (5% on all payment types)", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_kofi_fee_gold", "category": "Business", "title": "Ko-fi: Ko-fi Gold pricing", "summary": "Ko-fi Gold costs $12/month and removes the service fee (0% service fee) for that plan, as opposed to the 5% service fee.", "body": "Ko-fi Gold costs $12/month and removes the service fee (0% service fee) for that plan, as opposed to the 5% service fee.\n\nWhat Ko-fi actually says:\n\n“$12 /month 0% service fee”\n\nNote: Evidence quote joins the Gold plan price and service-fee cells from the pricing comparison.", "source_type": "official", "source_link": "https://ko-fi.com/pricing", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "$12 /month 0% service fee", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Ko-fi", "topic": "Ko-fi Gold pricing", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_kofi_payout_directandinstant", "category": "Business", "title": "Ko-fi: Payout method and timing", "summary": "Ko-fi pays creators directly into their own PayPal or Stripe account instantly rather than holding the money or using scheduled payouts.", "body": "Ko-fi pays creators directly into their own PayPal or Stripe account instantly rather than holding the money or using scheduled payouts.\n\nWhat Ko-fi actually says:\n\n“Get paid instantly: Receive your earnings directly in your own PayPal or Stripe account. No waiting, no fuss.”", "source_type": "official", "source_link": "https://ko-fi.com/pricing", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "Get paid instantly: Receive your earnings directly in your own PayPal or Stripe account. No waiting, no fuss.", "volatility": "low", "from_batch": "40-sfw-subscription-platforms", "subject": "Ko-fi", "topic": "Payout method and timing", "applies_to_country": "*", "applies_to_scope": "Requires creator to connect PayPal or Stripe", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_kofi_content_sexualservicesprohibited", "category": "Business", "title": "Ko-fi: Prohibited sexual services", "summary": "Ko-fi prohibits sexual services including prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, and genital ratings.", "body": "Ko-fi prohibits sexual services including prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, and genital ratings.\n\nWhat Ko-fi Help Center actually says:\n\n“Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, genital ratings, taking and fulfilling requests relating to any prohibited adult content in this list, etc.)”\n\nNote: Article last updated 6 February 2024.", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Content-Guidelines", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi Help Center", "evidence_quote": "Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, genital ratings, taking and fulfilling requests relating to any prohibited adult content in this list, etc.)", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Ko-fi", "topic": "Prohibited sexual services", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_kofi_content_findomprohibited", "category": "Business", "title": "Ko-fi: Findom and high-risk fetish content prohibited", "summary": "Ko-fi prohibits high-risk fetish and paraphilia content, including findom (financial domination) themes.", "body": "Ko-fi prohibits high-risk fetish and paraphilia content, including findom (financial domination) themes.\n\nWhat Ko-fi Help Center actually says:\n\n“High-risk fetish and paraphilia content, including findom (financial domination) themes.”", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Content-Guidelines", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi Help Center", "evidence_quote": "High-risk fetish and paraphilia content, including findom (financial domination) themes.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Ko-fi", "topic": "Findom and high-risk fetish content prohibited", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_bmac_fee_platform", "category": "Business", "title": "Buy Me a Coffee: Platform fee", "summary": "Buy Me a Coffee charges a 5% platform fee per transaction with no monthly fee, so creators keep 95% of earnings.", "body": "Buy Me a Coffee charges a 5% platform fee per transaction with no monthly fee, so creators keep 95% of earnings.\n\nWhat Buy Me a Coffee Knowledge Base actually says:\n\n“Unlike other platforms, Buy Me a Coffee doesn't charge you a monthly fee. Instead, we only apply a 5% platform fee per transaction, which means you get to keep 95% of your earnings while we can also benefit from your work.”\n\nNote: Article published March 18, 2026.", "source_type": "official", "source_link": "https://help.buymeacoffee.com/en/articles/8105744-how-to-calculate-charges-on-your-payment", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Buy Me a Coffee Knowledge Base", "evidence_quote": "Unlike other platforms, Buy Me a Coffee doesn't charge you a monthly fee. Instead, we only apply a 5% platform fee per transaction, which means you get to keep 95% of your earnings while we can also benefit from your work.", "volatility": "low", "from_batch": "40-sfw-subscription-platforms", "subject": "Buy Me a Coffee", "topic": "Platform fee", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_bmac_fee_processing", "category": "Business", "title": "Buy Me a Coffee: Payment processing and payout fees", "summary": "Buy Me a Coffee charges, via Stripe, a standard payment processing fee of 2.9% + $0.30 per successful transaction plus a 0.5% payout processing fee, with an extra +1% for international (non-US) transactions and +0.5% for subscription payments.", "body": "Buy Me a Coffee charges, via Stripe, a standard payment processing fee of 2.9% + $0.30 per successful transaction plus a 0.5% payout processing fee, with an extra +1% for international (non-US) transactions and +0.5% for subscription payments.\n\nWhat Buy Me a Coffee Knowledge Base actually says:\n\n“Stripe charges a standard payment processing fee of 2.9% + $0.30 per successful transaction to securely process your payments. Stripe also applies a 0.5% fee for payout processing. ... +1% for international (outside of the US) transaction / +0.5% for subscription payments”", "source_type": "official", "source_link": "https://help.buymeacoffee.com/en/articles/8105744-how-to-calculate-charges-on-your-payment", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Buy Me a Coffee Knowledge Base", "evidence_quote": "Stripe charges a standard payment processing fee of 2.9% + $0.30 per successful transaction to securely process your payments. Stripe also applies a 0.5% fee for payout processing. ... +1% for international (outside of the US) transaction / +0.5% for subscription payments", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Buy Me a Coffee", "topic": "Payment processing and payout fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_bmac_content_adultcontentprohibited", "category": "Business", "title": "Buy Me a Coffee: Adult and sexually explicit content prohibited", "summary": "Buy Me a Coffee does not allow adult content, services, or anything sexually explicit, including nudity or fetish content presented in a sexual context such as lingerie or bikini shoots and adult cosplay, while allowing artistic nudity presented clearly as art.", "body": "Buy Me a Coffee does not allow adult content, services, or anything sexually explicit, including nudity or fetish content presented in a sexual context such as lingerie or bikini shoots and adult cosplay, while allowing artistic nudity presented clearly as art.\n\nWhat Buy Me a Coffee Knowledge Base actually says:\n\n“We do not allow adult content, services, or anything sexually explicit. This includes: ... Nudity or fetish content presented in a sexual context (e.g. lingerie, bikini shoots, adult cosplay) ... Note: Artistic nudity is allowed if it is clearly presented as art, such as life drawing or sculpture, and not sexual in nature.”", "source_type": "official", "source_link": "https://help.buymeacoffee.com/en/articles/3364212-what-do-we-restrict-on-buy-me-a-coffee", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Buy Me a Coffee Knowledge Base", "evidence_quote": "We do not allow adult content, services, or anything sexually explicit. This includes: ... Nudity or fetish content presented in a sexual context (e.g. lingerie, bikini shoots, adult cosplay) ... Note: Artistic nudity is allowed if it is clearly presented as art, such as life drawing or sculpture, and not sexual in nature.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Buy Me a Coffee", "topic": "Adult and sexually explicit content prohibited", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_substack_fee_platform", "category": "Business", "title": "Substack: Platform fee for paid subscriptions", "summary": "Substack charges 10% of each transaction as its platform fee when a creator enables paid subscriptions, and publishing itself is free.", "body": "Substack charges 10% of each transaction as its platform fee when a creator enables paid subscriptions, and publishing itself is free.\n\nWhat Substack Help Center actually says:\n\n“If you enable paid subscriptions on your publications, the following fees will apply: From Substack: 10% of each transaction”\n\nNote: Page updated December 16, 2025. Page also states: Publishing is free on Substack- no matter how many subscribers you have!", "source_type": "official", "source_link": "https://support.substack.com/hc/en-us/articles/360037607131-How-much-does-Substack-cost", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Substack Help Center", "evidence_quote": "If you enable paid subscriptions on your publications, the following fees will apply: From Substack: 10% of each transaction", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Substack", "topic": "Platform fee for paid subscriptions", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_substack_fee_stripe", "category": "Business", "title": "Substack: Stripe processing and billing fees", "summary": "On Substack, Stripe charges a credit card fee of 2.9% + $0.30 per transaction and a Billing fee for recurring subscriptions of 0.7% for recurring payments as of July 2024.", "body": "On Substack, Stripe charges a credit card fee of 2.9% + $0.30 per transaction and a Billing fee for recurring subscriptions of 0.7% for recurring payments as of July 2024.\n\nWhat Substack Help Center actually says:\n\n“A credit card fee (2.9% + $0.30 per transaction fee) and a Billing fee for recurring subscriptions (0.7% for recurring payments as of July 2024).”", "source_type": "official", "source_link": "https://support.substack.com/hc/en-us/articles/360037607131-How-much-does-Substack-cost", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Substack Help Center", "evidence_quote": "A credit card fee (2.9% + $0.30 per transaction fee) and a Billing fee for recurring subscriptions (0.7% for recurring payments as of July 2024).", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Substack", "topic": "Stripe processing and billing fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fanvue_fee_standardsplit", "category": "Business", "title": "Fanvue: Standard creator earning rate and platform fees", "summary": "Fanvue's standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with 20% retained by Fanvue as Platform Fees, applying to subscriptions, tips, pay-per-view messages, bundles, and custom content.", "body": "Fanvue's standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with 20% retained by Fanvue as Platform Fees, applying to subscriptions, tips, pay-per-view messages, bundles, and custom content.\n\nWhat Fanvue (Creator Earnings & Payout Policy) actually says:\n\n“Unless otherwise agreed in writing, the standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with the remaining 20% retained by Fanvue as Platform Fees.”\n\nNote: Page metadata shows published 2026-04-22.", "source_type": "official", "source_link": "https://legal.fanvue.com/creator-earnings-payouts", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Fanvue (Creator Earnings & Payout Policy)", "evidence_quote": "Unless otherwise agreed in writing, the standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with the remaining 20% retained by Fanvue as Platform Fees.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fanvue", "topic": "Standard creator earning rate and platform fees", "applies_to_country": "*", "applies_to_scope": "Standard rate unless otherwise agreed; promotional rates may apply", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fanvue_payout_pendingperiod", "category": "Business", "title": "Fanvue: Payout pending period", "summary": "Fanvue's standard Pending Period before funds become withdrawable is seven (7) days, extendable up to twenty-eight (28) days depending on account verification and user activity.", "body": "Fanvue's standard Pending Period before funds become withdrawable is seven (7) days, extendable up to twenty-eight (28) days depending on account verification and user activity.\n\nWhat Fanvue (Creator Earnings & Payout Policy) actually says:\n\n“The standard Pending Period is seven (7) days, but this may be extended up to twenty-eight (28) days depending on factors such as account verification and user activity.”", "source_type": "official", "source_link": "https://legal.fanvue.com/creator-earnings-payouts", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Fanvue (Creator Earnings & Payout Policy)", "evidence_quote": "The standard Pending Period is seven (7) days, but this may be extended up to twenty-eight (28) days depending on factors such as account verification and user activity.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fanvue", "topic": "Payout pending period", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fanvue_payout_fee_payoutproviders", "category": "Business", "title": "Fanvue: Payout fees by provider", "summary": "On Fanvue, the only payout provider that carries a Fanvue fee is TripleA, at a fee of 1%; the fee is deducted from the withdrawal amount at the point of requesting the payout.", "body": "On Fanvue, the only payout provider that carries a Fanvue fee is TripleA, at a fee of 1%; the fee is deducted from the withdrawal amount at the point of requesting the payout.\n\nWhat Fanvue Help Centre actually says:\n\n“Currently, the only payout provider that carries a Fanvue fee is TripleA. ... TripleA - the fee is 1%”\n\nNote: Help article published April 21, 2026.", "source_type": "official", "source_link": "https://help.fanvue.com/en/articles/14707946-payout-fees-on-fanvue", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Fanvue Help Centre", "evidence_quote": "Currently, the only payout provider that carries a Fanvue fee is TripleA. ... TripleA - the fee is 1%", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fanvue", "topic": "Payout fees by provider", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_kofi_content_suggestiveallowed", "category": "Business", "title": "Ko-fi: Suggestive content allowed under NSFW tag", "summary": "Ko-fi allows clothed, suggestive poses emphasizing buttocks, crotch, or cleavage when the page is correctly tagged NSFW, for both real and fictional content.", "body": "Ko-fi allows clothed, suggestive poses emphasizing buttocks, crotch, or cleavage when the page is correctly tagged NSFW, for both real and fictional content.\n\nWhat Ko-fi Help Center actually says:\n\n“✅ Suggestive poses (clothed) with emphasis on buttocks and/or crotch or cleavage - this applies to real and fictional content.”\n\nNote: Article header date August 14, 2018; content updated since. NSFW tag also requires a mandatory 18+ warning pop-up ('Visitors will need to click “Agree and continue” before they can view your page').", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007974034-Using-the-NSFW-tag", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi Help Center", "evidence_quote": "✅ Suggestive poses (clothed) with emphasis on buttocks and/or crotch or cleavage - this applies to real and fictional content.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Ko-fi", "topic": "Suggestive content allowed under NSFW tag", "applies_to_country": "*", "applies_to_scope": "Applies to real and fictional content", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_kofi_content_nsfwtagscope", "category": "Business", "title": "Ko-fi: Scope of the NSFW tag (outer boundary)", "summary": "Ko-fi's NSFW tag is an advisory 18+ label that does not permit pornography, sexually explicit nudity, harmful or hateful conduct, or other entirely prohibited activities and forms of content.", "body": "Ko-fi's NSFW tag is an advisory 18+ label that does not permit pornography, sexually explicit nudity, harmful or hateful conduct, or other entirely prohibited activities and forms of content.\n\nWhat Ko-fi Help Center actually says:\n\n“However, not all NSFW content is allowed. The NSFW tag does not provide an option for pornography or sexually explicit nudity; harmful or hateful conduct; or other entirely prohibited activities and forms of content.”\n\nNote: Tag must be applied even to locked/supporter-only content and to pages linking out to mature content.", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007974034-Using-the-NSFW-tag", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi Help Center", "evidence_quote": "However, not all NSFW content is allowed. The NSFW tag does not provide an option for pornography or sexually explicit nudity; harmful or hateful conduct; or other entirely prohibited activities and forms of content.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Ko-fi", "topic": "Scope of the NSFW tag (outer boundary)", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_bmac_content_nsfwallowed", "category": "Business", "title": "Buy Me a Coffee: Suggestive and non-sexualised nudity allowed under NSFW tag", "summary": "Buy Me a Coffee allows, under its NSFW tag, non-sexualised nudity in cultural, educational, and artistic contexts and clothed, suggestive poses emphasizing non-explicit features; it prohibits pornography, sexually explicit nudity, and harmful or hateful behaviour.", "body": "Buy Me a Coffee allows, under its NSFW tag, non-sexualised nudity in cultural, educational, and artistic contexts and clothed, suggestive poses emphasizing non-explicit features; it prohibits pornography, sexually explicit nudity, and harmful or hateful behaviour.\n\nWhat Buy Me a Coffee Knowledge Base actually says:\n\n“Acceptable NSFW Content: Non-sexualised nudity in cultural, educational, and artistic contexts, such as naturism, medical illustrations, professional modelling, and body painting. Suggestive content is acceptable for clothed, suggestive poses emphasizing non-explicit features.”\n\nNote: Visitors must click 'Yes, I'm 18 or older' to access an NSFW-tagged page. Tag must be applied even when content is restricted to membership tiers or supporters only.", "source_type": "official", "source_link": "https://help.buymeacoffee.com/en/articles/9311192-guidelines-for-tagging-nsfw-content-on-buy-me-a-coffee", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Buy Me a Coffee Knowledge Base", "evidence_quote": "Acceptable NSFW Content: Non-sexualised nudity in cultural, educational, and artistic contexts, such as naturism, medical illustrations, professional modelling, and body painting. Suggestive content is acceptable for clothed, suggestive poses emphasizing non-explicit features.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Buy Me a Coffee", "topic": "Suggestive and non-sexualised nudity allowed under NSFW tag", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_substack_content_adultcontentpolicy", "category": "Business", "title": "Substack: Adult content policy (nudity and erotic material)", "summary": "Substack prohibits porn or sexually exploitative content and visual depictions of sexual acts solely for sexual gratification, but allows artistic or journalistic nudity and erotic literature; profile images are subject to a strict no-nudity policy.", "body": "Substack prohibits porn or sexually exploitative content and visual depictions of sexual acts solely for sexual gratification, but allows artistic or journalistic nudity and erotic literature; profile images are subject to a strict no-nudity policy.\n\nWhat Substack actually says:\n\n“We don't allow porn or sexually exploitative content on Substack, including any visual depictions of sexual acts for the sole purpose of sexual gratification. We do allow depictions of nudity for artistic, journalistic, or related purposes, as well as erotic literature, however, we have a strict no nudity policy for profile images.”\n\nNote: Last-updated date per page as indexed 2026-07-20; page carries no visible timestamp.", "source_type": "official", "source_link": "https://substack.com/content", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Substack", "evidence_quote": "We don't allow porn or sexually exploitative content on Substack, including any visual depictions of sexual acts for the sole purpose of sexual gratification. We do allow depictions of nudity for artistic, journalistic, or related purposes, as well as erotic literature, however, we have a strict no nudity policy for profile images.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Substack", "topic": "Adult content policy (nudity and erotic material)", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_substack_content_discoveryexplicit", "category": "Business", "title": "Substack: Explicit content and discovery features", "summary": "Substack may hide or remove explicit content from its discovery features, including search and Substack.com.", "body": "Substack may hide or remove explicit content from its discovery features, including search and Substack.com.\n\nWhat Substack actually says:\n\n“We may hide or remove explicit content from Substack's discovery features, including search and on Substack.com.”", "source_type": "official", "source_link": "https://substack.com/content", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Substack", "evidence_quote": "We may hide or remove explicit content from Substack's discovery features, including search and on Substack.com.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Substack", "topic": "Explicit content and discovery features", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_patreon_content_safeforallaudiences", "category": "Business", "title": "Patreon: Searchable non-adult (Safe for All Audiences) pages", "summary": "Patreon's 'Safe for All Audiences' category is for campaigns with no nudity or sexually explicit content; such pages are searchable on Patreon and visible to visitors not logged in.", "body": "Patreon's 'Safe for All Audiences' category is for campaigns with no nudity or sexually explicit content; such pages are searchable on Patreon and visible to visitors not logged in.\n\nWhat Patreon Help Center actually says:\n\n“In contrast, the “Safe for All Audiences” category is for campaigns with no works containing nudity or sexually explicit content. These pages are searchable on Patreon...”\n\nNote: Quote truncated with '...' at the end of the original sentence.", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/8304008537741-Should-my-campaign-be-marked-Safe-for-All-Audiences-or-Adult-18-and-how-do-I-recategorize", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon Help Center", "evidence_quote": "In contrast, the “Safe for All Audiences” category is for campaigns with no works containing nudity or sexually explicit content. These pages are searchable on Patreon...", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Patreon", "topic": "Searchable non-adult (Safe for All Audiences) pages", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_passes_fee_starter10", "category": "Business", "title": "Passes (formerly Fanhouse): Platform fee on the standard plan", "summary": "Passes charges a 10% platform fee on its standard plan, so creators keep 90% of earnings, and markets processing starting from 10% + $0.30 per transaction.", "body": "Passes charges a 10% platform fee on its standard plan, so creators keep 90% of earnings, and markets processing starting from 10% + $0.30 per transaction.\n\nWhat Passes (product homepage) actually says:\n\n“How it works: Passes takes just 10%. You keep 90% of everything you earn.”\n\nNote: Marketing claim from homepage earnings-calculator block (precision uncertain); official comparison page states 'As low as 10% + $0.30/txn'. Bundle with passes.creatorsplus.cut for the 20% Creators+ default.", "source_type": "official", "source_link": "https://www.passes.com/", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes (product homepage)", "evidence_quote": "How it works: Passes takes just 10%. You keep 90% of everything you earn.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Passes (formerly Fanhouse)", "topic": "Platform fee on the standard plan", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_passes_creatorsplus_cut", "category": "Business", "title": "Passes (formerly Fanhouse): Creators+ plan fee and default plan", "summary": "Passes places all creators on Creators+ by default, under which Passes takes a 20% cut of earnings; creators may downgrade to the Starter plan but cannot re-upgrade for 30 days.", "body": "Passes places all creators on Creators+ by default, under which Passes takes a 20% cut of earnings; creators may downgrade to the Starter plan but cannot re-upgrade for 30 days.\n\nWhat Passes Help Center actually says:\n\n“All creators start on Creators+ by default. ... Passes takes a 20% cut of your earnings on Creators+.”\n\nNote: '...' denotes paragraph break between the two verbatim sentences.", "source_type": "official", "source_link": "https://help.passes.com/article/8cd9e3ec-creators-plan.md", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes Help Center", "evidence_quote": "All creators start on Creators+ by default. ... Passes takes a 20% cut of your earnings on Creators+.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Passes (formerly Fanhouse)", "topic": "Creators+ plan fee and default plan", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_passes_payout_fees", "category": "Business", "title": "Passes (formerly Fanhouse): Instant payout fees and minimum", "summary": "Passes instant payouts charge an additional 10%, one-business-day payouts 6.5%, and 2-5 business day payouts 0%; a minimum of $50 in eligible earnings is required to process a payout.", "body": "Passes instant payouts charge an additional 10%, one-business-day payouts 6.5%, and 2-5 business day payouts 0%; a minimum of $50 in eligible earnings is required to process a payout.\n\nWhat Passes Help Center actually says:\n\n“If instant payouts are available on your account, the timing and fee options are: Instant: +10% fee; 1 business day: +6.5% fee; 2-5 business days: 0% fee. ... You need at least $50 in eligible earnings to process a payout.”\n\nNote: '...' denotes section boundary between the fee list and the minimum threshold sentence. Standard ACH payout ~3 days, Same Day ACH ~12 hours, Instant no delay (scheduled payouts).", "source_type": "official", "source_link": "https://help.passes.com/article/9a17babd-set-up-and-manage-payouts.md", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Passes Help Center", "evidence_quote": "If instant payouts are available on your account, the timing and fee options are: Instant: +10% fee; 1 business day: +6.5% fee; 2-5 business days: 0% fee. ... You need at least $50 in eligible earnings to process a payout.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Passes (formerly Fanhouse)", "topic": "Instant payout fees and minimum", "applies_to_country": "*", "applies_to_scope": "Instant payout options depend on account eligibility", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fansly_fee_creator80", "category": "Business", "title": "Fansly: Creator revenue share and hidden fees", "summary": "Fansly creators receive 80% of revenue from subscriptions, sold media, messages, and tips, with no hidden fees for payouts, processing, or currency conversion.", "body": "Fansly creators receive 80% of revenue from subscriptions, sold media, messages, and tips, with no hidden fees for payouts, processing, or currency conversion.\n\nWhat Fansly Help Center actually says:\n\n“Creators receive 80% of revenue from subscriptions, sold media, messages, and tips. No hidden fees for payouts, processing, or currency conversion.”\n\nNote: Help article last updated over 3 weeks before check date, no exact date shown.", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/12315241-getting-started-on-fansly", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Creators receive 80% of revenue from subscriptions, sold media, messages, and tips. No hidden fees for payouts, processing, or currency conversion.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fansly", "topic": "Creator revenue share and hidden fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fansly_payout_holdperiod", "category": "Business", "title": "Fansly: Payout eligibility hold period", "summary": "Fansly funds become eligible for payout only after a seven-day hold; the Earnings Wallet shows pending and available balances separately.", "body": "Fansly funds become eligible for payout only after a seven-day hold; the Earnings Wallet shows pending and available balances separately.\n\nWhat Fansly Help Center actually says:\n\n“Funds are eligible for payout after a seven-day hold. Your Earnings Wallet will show your pending balance and your available balance separately.”\n\nNote: Withdrawals blocked until tax documentation is submitted; deposits typically appear under SELECT MEDIA LLC.", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/12315241-getting-started-on-fansly", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Funds are eligible for payout after a seven-day hold. Your Earnings Wallet will show your pending balance and your available balance separately.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fansly", "topic": "Payout eligibility hold period", "applies_to_country": "*", "applies_to_scope": "Payout methods vary by region and determine minimum payout amounts and timelines", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fansly_discovery_tags", "category": "Business", "title": "Fansly: Tag-based discoverability", "summary": "Fansly creators may add private, optional content tags that help the platform show their content to relevant users.", "body": "Fansly creators may add private, optional content tags that help the platform show their content to relevant users.\n\nWhat Fansly Help Center actually says:\n\n“Tags: Click “Tags” on the upper right to add keywords about your content. These tags are private and optional, but help us show your content to users who will love it!”\n\nNote: Part of Fansly profile setup guide; feed permissions, profile details, and wall album titles remain public unless users are blocked or geoblocked.", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/12315241-getting-started-on-fansly", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Tags: Click “Tags” on the upper right to add keywords about your content. These tags are private and optional, but help us show your content to users who will love it!", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fansly", "topic": "Tag-based discoverability", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fansly_discovery_fyp", "category": "Business", "title": "Fansly: For You Page (FYP) recommendation feature", "summary": "Fansly uses a behavioral algorithm to recommend media on a 'For You' Page; locked media is not eligible for the FYP unless a free preview is added, and private content never appears there.", "body": "Fansly uses a behavioral algorithm to recommend media on a 'For You' Page; locked media is not eligible for the FYP unless a free preview is added, and private content never appears there.\n\nWhat Fansly Help Center actually says:\n\n“Fansly uses a smart algorithm that learns from user behavior to recommend media they're most likely to enjoy. This system helps users discover new content without the need for endless scrolling or searching through pages of creators. ... Locked media without a free preview is not eligible for the FYP. ... Content marked as private will not appear on the “For You” Page.”\n\nNote: '...' denotes paragraph boundaries between separated verbatim sentences. Posts, hashtags, and emojis must comply with Fansly's Terms of Service.", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/10544488-how-fansly-s-recommendations-work", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Fansly uses a smart algorithm that learns from user behavior to recommend media they're most likely to enjoy. This system helps users discover new content without the need for endless scrolling or searching through pages of creators. ... Locked media without a free preview is not eligible for the FYP. ... Content marked as private will not appear on the “For You” Page.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fansly", "topic": "For You Page (FYP) recommendation feature", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fanvue_fee_promotionalrate15", "category": "Business", "title": "Fanvue: Promotional platform fee (first 30 days)", "summary": "Fanvue's promotional platform fee is 15% for the first 30 days after a creator passes KYC verification, reverting to 20% after that (80% take-home from day one).", "body": "Fanvue's promotional platform fee is 15% for the first 30 days after a creator passes KYC verification, reverting to 20% after that (80% take-home from day one).\n\nWhat Fanvue (official blog) actually says:\n\n“15% for your first 30 days after you pass KYC (Know Your Customer) verification, which is required to confirm your identity, prevent fraud, and more. 20% after that. That means you take home 80% of your earnings from day 1.”\n\nNote: Complements fanvue.fee.standardSplit; blog also reports 200,000+ creators as of January 2026.", "source_type": "official", "source_link": "https://www.fanvue.com/blog/what-is-fanvue", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Fanvue (official blog)", "evidence_quote": "15% for your first 30 days after you pass KYC (Know Your Customer) verification, which is required to confirm your identity, prevent fraud, and more. 20% after that. That means you take home 80% of your earnings from day 1.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fanvue", "topic": "Promotional platform fee (first 30 days)", "applies_to_country": "*", "applies_to_scope": "KYC (identity) verification required", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fanvue_content_intimatedefinition", "category": "Business", "title": "Fanvue: Definition and labelling of intimate/18+ content", "summary": "Fanvue defines 'Intimate' content as full or partial nudity, people wearing only lingerie, underwear, or see-through clothing, or depictions of sexual acts; such content is permitted but must be clearly marked as 18+ Content.", "body": "Fanvue defines 'Intimate' content as full or partial nudity, people wearing only lingerie, underwear, or see-through clothing, or depictions of sexual acts; such content is permitted but must be clearly marked as 18+ Content.\n\nWhat Fanvue (Community Guidelines) actually says:\n\n““Intimate” means any content featuring full or partial nudity (i.e. exposure of nipples, breasts, buttocks or genitalia), includes people (whether real or synthetic) wearing only lingerie, underwear or see-through clothing, or depicts a sexual act, or depicts an individual urinating or defecating. ... Intimate content, provided it does not depict any of the activities banned within these Guidelines, is permitted but must be clearly marked as 18+ Content.”\n\nNote: '...' denotes section boundary between the definition and the labelling rule.", "source_type": "official", "source_link": "https://legal.fanvue.com/community-guidelines", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Fanvue (Community Guidelines)", "evidence_quote": "“Intimate” means any content featuring full or partial nudity (i.e. exposure of nipples, breasts, buttocks or genitalia), includes people (whether real or synthetic) wearing only lingerie, underwear or see-through clothing, or depicts a sexual act, or depicts an individual urinating or defecating. ... Intimate content, provided it does not depict any of the activities banned within these Guidelines, is permitted but must be clearly marked as 18+ Content.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fanvue", "topic": "Definition and labelling of intimate/18+ content", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r40_sfw_subscription_platforms_fanvue_content_sfwpublicmedia", "category": "Business", "title": "Fanvue: SFW rules for public discovery media", "summary": "Fanvue requires public media (profile picture, banner, intro video) that appears on public discovery pages to be SFW; swimwear, lingerie, or boudoir-style content is allowed if opaque, not explicitly posed, and suitable for mainstream social media, and non-compliant profiles are removed from the Discover section.", "body": "Fanvue requires public media (profile picture, banner, intro video) that appears on public discovery pages to be SFW; swimwear, lingerie, or boudoir-style content is allowed if opaque, not explicitly posed, and suitable for mainstream social media, and non-compliant profiles are removed from the Discover section.\n\nWhat Fanvue (Community Guidelines) actually says:\n\n“Your profile picture, banner, and intro video may appear on Fanvue's public discovery pages before someone subscribes. Because these areas are publicly visible, they must be safe for a general audience (SFW). ... You may include swimwear, lingerie, or boudoir-style content in Public Media as long as it is opaque (not see-through), not posed explicitly, and looks suitable for mainstream social media.”\n\nNote: Public Media must not include any nudity or implied nudity, see-through lingerie/outfits revealing nipples or genitals, explicit sexual posing, or sexual content involving toys or explicit roleplay.", "source_type": "official", "source_link": "https://legal.fanvue.com/community-guidelines", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Fanvue (Community Guidelines)", "evidence_quote": "Your profile picture, banner, and intro video may appear on Fanvue's public discovery pages before someone subscribes. Because these areas are publicly visible, they must be safe for a general audience (SFW). ... You may include swimwear, lingerie, or boudoir-style content in Public Media as long as it is opaque (not see-through), not posed explicitly, and looks suitable for mainstream social media.", "volatility": "medium", "from_batch": "40-sfw-subscription-platforms", "subject": "Fanvue", "topic": "SFW rules for public discovery media", "applies_to_country": "*", "applies_to_scope": "Enforcement does not delete content, ban accounts, or affect earnings from existing subscribers", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } } ] }