{
  "batch": "47-personalised-video",
  "articles": [
    {
      "id": "learn_r47_personalised_video_platform_cameo",
      "category": "Business",
      "title": "Cameo: fee split, payout terms, and content policies",
      "summary": "Cameo pays talent 75% of booking fees actually received (minus any applicable Apple in-app purchase store fees), strictly prohibits nudity and sexually explicit content, and requires talent verification.",
      "body": "Cameo pays talent 75% of booking fees actually received (minus any applicable Apple in-app purchase store fees), strictly prohibits nudity and sexually explicit content, and requires talent verification.\n\nWhat Cameo Community Guidelines & Talent Terms actually says:\n\n“Cameo is not the place to send or solicit pornographic, indecent, obscene, or sexually explicit content. Nudity on Cameo is prohibited, including genitalia, fully-nude buttocks, and female nipples...”\n\nNote: Tier A community guidelines and compensation terms.",
      "source_type": "official",
      "source_link": "https://legal.cameo.com/communityguidelines",
      "last_verified": "2026-09-02",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo Community Guidelines & Talent Terms",
      "evidence_quote": "Cameo is not the place to send or solicit pornographic, indecent, obscene, or sexually explicit content. Nudity on Cameo is prohibited, including genitalia, fully-nude buttocks, and female nipples...",
      "volatility": "low",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "fee split, payout terms, and content policies",
      "applies_to_country": "*",
      "applies_to_scope": "Global talent accounts",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_platform_memmo",
      "category": "Business",
      "title": "Memmo: fee split, compensation, and content policies",
      "summary": "Memmo pays creators 75% of the amount actually received for personalized video messages sold via its marketplace, and strictly prohibits nudity and pornographic content.",
      "body": "Memmo pays creators 75% of the amount actually received for personalized video messages sold via its marketplace, and strictly prohibits nudity and pornographic content.\n\nWhat Memmo Profile Terms and Conditions actually says:\n\n“memmo shall pay to you or the Lender (as instructed by you) an amount equal to seventy-five percent (75%) of the amount actually received by memmo (less applicable taxes and levies incurred on such amounts) for Content sold by you...”\n\nNote: Tier A talents terms of service.",
      "source_type": "official",
      "source_link": "https://memmo.me/global/en/terms-for-profiles",
      "last_verified": "2026-09-02",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Memmo Profile Terms and Conditions",
      "evidence_quote": "memmo shall pay to you or the Lender (as instructed by you) an amount equal to seventy-five percent (75%) of the amount actually received by memmo (less applicable taxes and levies incurred on such amounts) for Content sold by you...",
      "volatility": "low",
      "from_batch": "47-personalised-video",
      "subject": "Memmo",
      "topic": "fee split, compensation, and content policies",
      "applies_to_country": "*",
      "applies_to_scope": "Global talent accounts",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_talent_split_seventy",
      "category": "Business",
      "title": "Revenue split between Cameo and talent for a Cameo Video booking",
      "summary": "Cameo pays talent 70% of the Booking Fee actually received by Cameo for each CAMEO Video, and 70% of the Net App Booking Fee (the amount after app platform deductions such as Apple's 30% commission) for app purchases.",
      "body": "Cameo pays talent 70% of the Booking Fee actually received by Cameo for each CAMEO Video, and 70% of the Net App Booking Fee (the amount after app platform deductions such as Apple's 30% commission) for app purchases.\n\nWhat Cameo (Baron App, Inc.) - Talent Terms of Service actually says:\n\n“Fees: Other than with respect to an expired request that you choose to fulfill (as set forth in Section 2(a)) and subject to these Terms, absent a separate agreement with you we will pay you 70% of the Booking Fee actually received by Cameo for each CAMEO Video or other Cameo product offering that you created and delivered to fulfill to a User's request that you accepted through our Site, except that in the case of a Booking Fee paid through the App, we will pay you 70% of the amount actually received by Cameo after subtracting any payment to or deduction by the application platform (e.g., Apple deducts a 30% commission from the Booking Fee) from the Booking Fee (\"Net App Booking Fee\").”\n\nNote: Talent Terms Section 4.b.2. Note: Cameo's Talent Hub FAQ (talent.cameo.com) states talent receives 75% of the booking fee, which conflicts with the 70% stated in the Talent Terms.",
      "source_type": "official",
      "source_link": "https://www.cameo.com/terms",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Talent Terms of Service",
      "evidence_quote": "Fees: Other than with respect to an expired request that you choose to fulfill (as set forth in Section 2(a)) and subject to these Terms, absent a separate agreement with you we will pay you 70% of the Booking Fee actually received by Cameo for each CAMEO Video or other Cameo product offering that you created and delivered to fulfill to a User's request that you accepted through our Site, except that in the case of a Booking Fee paid through the App, we will pay you 70% of the amount actually received by Cameo after subtracting any payment to or deduction by the application platform (e.g., Apple deducts a 30% commission from the Booking Fee) from the Booking Fee (\"Net App Booking Fee\").",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Revenue split between Cameo and talent for a Cameo Video booking",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_talent_tips_onehundred",
      "category": "Business",
      "title": "Cameo: Tip share paid to talent",
      "summary": "Cameo pays talent 100% of any amount a user pays as a tip, after subtracting Cameo service fees and app platform deductions.",
      "body": "Cameo pays talent 100% of any amount a user pays as a tip, after subtracting Cameo service fees and app platform deductions.\n\nWhat Cameo (Baron App, Inc.) - Talent Terms of Service actually says:\n\n“In addition, if the offering permits a User to designate an additional amount that is explicitly referred to as a \"tip\", we will pay you 100% of any amount paid by a User via our Site as such a \"tip\" (after subtracting any Cameo service fees and any payment to or deduction by the application platform).”\n\nNote: Talent Terms Section 4.b.2.",
      "source_type": "official",
      "source_link": "https://www.cameo.com/terms",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Talent Terms of Service",
      "evidence_quote": "In addition, if the offering permits a User to designate an additional amount that is explicitly referred to as a \"tip\", we will pay you 100% of any amount paid by a User via our Site as such a \"tip\" (after subtracting any Cameo service fees and any payment to or deduction by the application platform).",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Tip share paid to talent",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_fan_refund_none",
      "category": "Business",
      "title": "Refundability of completed Cameo Video purchases",
      "summary": "Completed Cameo Video purchases may not be returned or exchanged and no refunds will be issued.",
      "body": "Completed Cameo Video purchases may not be returned or exchanged and no refunds will be issued.\n\nWhat Cameo (Baron App, Inc.) - Site Terms of Service actually says:\n\n“You may not return or exchange a CAMEO Video and no refunds will be issued.”\n\nNote: Site Terms Section 7.3 (Fees and Payment).",
      "source_type": "official",
      "source_link": "https://legal.cameo.com/termsofservice",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Site Terms of Service",
      "evidence_quote": "You may not return or exchange a CAMEO Video and no refunds will be issued.",
      "volatility": "low",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Refundability of completed Cameo Video purchases",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_fan_refund_unfulfilled",
      "category": "Business",
      "title": "Refund when a Cameo request is not fulfilled",
      "summary": "If a Cameo Video request is not fulfilled within the promised timeframe, Cameo may in its sole discretion issue a refund or credit for the entire booking, or convert it to a standard request and refund the price difference.",
      "body": "If a Cameo Video request is not fulfilled within the promised timeframe, Cameo may in its sole discretion issue a refund or credit for the entire booking, or convert it to a standard request and refund the price difference.\n\nWhat Cameo (Baron App, Inc.) - Site Terms of Service actually says:\n\n“If such a request is not fulfilled within the described timeframe, Cameo may in its sole discretion either (i) issue a refund or credit for the entire booking or (ii) convert the booking to a standard CAMEO Video request and issue a refund or credit for the difference in cost between the original booking and the cost of a standard CAMEO Video request for the Talent User.”\n\nNote: Site Terms Section 2.2.",
      "source_type": "official",
      "source_link": "https://legal.cameo.com/termsofservice",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Site Terms of Service",
      "evidence_quote": "If such a request is not fulfilled within the described timeframe, Cameo may in its sole discretion either (i) issue a refund or credit for the entire booking or (ii) convert the booking to a standard CAMEO Video request and issue a refund or credit for the difference in cost between the original booking and the cost of a standard CAMEO Video request for the Talent User.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Refund when a Cameo request is not fulfilled",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_fulfillment_window",
      "category": "Business",
      "title": "Turnaround window for talent to fulfill a Cameo",
      "summary": "Cameo talent may take up to seven days or longer (at Cameo's discretion) to complete and upload a CAMEO Video; a request neither accepted nor declined expires.",
      "body": "Cameo talent may take up to seven days or longer (at Cameo's discretion) to complete and upload a CAMEO Video; a request neither accepted nor declined expires.\n\nWhat Cameo (Baron App, Inc.) - Talent Terms of Service actually says:\n\n“While we hope you will fulfill a request within 48 hours of receiving it, you may have up to seven days or longer (at Cameo's sole discretion) to complete and upload the CAMEO Video. If you do not either: (i) accept the request and upload the CAMEO Video; or (ii) decline the request; the request will expire and can no longer be fulfilled”\n\nNote: Talent Terms Section 2.a. Cameo Talent Hub separately says talent has 4 days to fulfill requests.",
      "source_type": "official",
      "source_link": "https://www.cameo.com/terms",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Talent Terms of Service",
      "evidence_quote": "While we hope you will fulfill a request within 48 hours of receiving it, you may have up to seven days or longer (at Cameo's sole discretion) to complete and upload the CAMEO Video. If you do not either: (i) accept the request and upload the CAMEO Video; or (ii) decline the request; the request will expire and can no longer be fulfilled",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Turnaround window for talent to fulfill a Cameo",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_tip_minimum",
      "category": "Business",
      "title": "Minimum tip amount on Cameo",
      "summary": "A tip on Cameo must be at least US$5.00 and is not refundable.",
      "body": "A tip on Cameo must be at least US$5.00 and is not refundable.\n\nWhat Cameo (Baron App, Inc.) - Site Terms of Service actually says:\n\n“if you do choose to do so, the amount must be at least US $5.00. You agree to pay any amount you authorize as a tip; a tip is not refundable.”\n\nNote: Site Terms Section 7.3.",
      "source_type": "official",
      "source_link": "https://legal.cameo.com/termsofservice",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Site Terms of Service",
      "evidence_quote": "if you do choose to do so, the amount must be at least US $5.00. You agree to pay any amount you authorize as a tip; a tip is not refundable.",
      "volatility": "low",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Minimum tip amount on Cameo",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_prohibited_content",
      "category": "Business",
      "title": "Prohibited content in Cameo request submissions",
      "summary": "Cameo's Acceptable Use Policy prohibits submitting or requesting content that is pornographic, indecent, profane, obscene, or otherwise objectionable, including nudity.",
      "body": "Cameo's Acceptable Use Policy prohibits submitting or requesting content that is pornographic, indecent, profane, obscene, or otherwise objectionable, including nudity.\n\nWhat Cameo (Baron App, Inc.) - Acceptable Use Policy actually says:\n\n“take any action (even if requested by another) that is, or submit, post, share, or communicate anything that is, or that incites or encourages, action that is, explicitly or implicitly: illegal, abusive, harassing, threatening, hateful, racist, derogatory, harmful to any reputation, pornographic, indecent, profane, obscene, or otherwise objectionable (including nudity);”\n\nNote: Acceptable Use Policy within the Cameo Terms of Service; AUP marked Last Updated March 3, 2020.",
      "source_type": "official",
      "source_link": "https://www.cameo.com/terms",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Acceptable Use Policy",
      "evidence_quote": "take any action (even if requested by another) that is, or submit, post, share, or communicate anything that is, or that incites or encourages, action that is, explicitly or implicitly: illegal, abusive, harassing, threatening, hateful, racist, derogatory, harmful to any reputation, pornographic, indecent, profane, obscene, or otherwise objectionable (including nudity);",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Prohibited content in Cameo request submissions",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_talent_payout_timing",
      "category": "Business",
      "title": "Cameo: Timing of talent payouts",
      "summary": "Cameo talent who transfer earnings receive the funds within 7 days of transferring; talent in countries unsupported by the payment provider are paid via PayPal on the 7th of each month.",
      "body": "Cameo talent who transfer earnings receive the funds within 7 days of transferring; talent in countries unsupported by the payment provider are paid via PayPal on the 7th of each month.\n\nWhat Cameo (Baron App, Inc.) - Cameo Talent Hub actually says:\n\n“You will receive those funds within 7 days of transferring. *The majority of payments are received less than 7 days after initiating each transfer. If you live in a country that is not supported by our payment provider, you will be paid through PayPal on the 7th of each month.”\n\nNote: Cameo Talent Hub FAQ section.",
      "source_type": "official",
      "source_link": "https://talent.cameo.com/",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Cameo Talent Hub",
      "evidence_quote": "You will receive those funds within 7 days of transferring. *The majority of payments are received less than 7 days after initiating each transfer. If you live in a country that is not supported by our payment provider, you will be paid through PayPal on the 7th of each month.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Timing of talent payouts",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_ios_apple_split",
      "category": "Business",
      "title": "Talent share for iOS in-app Cameo bookings",
      "summary": "For Cameo Video bookings made through the iOS app, Apple takes 30% and talent receives 75% of the remainder of the fees actually received by Cameo; for website bookings talent receives 75% of the booking fee.",
      "body": "For Cameo Video bookings made through the iOS app, Apple takes 30% and talent receives 75% of the remainder of the fees actually received by Cameo; for website bookings talent receives 75% of the booking fee.\n\nWhat Cameo (Baron App, Inc.) - Cameo Talent Hub actually says:\n\n“For requests made through the App for iOS, Apple takes 30%; after Apple deducts the 30% fee, you'll receive 75% of the remainder of the fees actually received by Cameo. Requests made through the Cameo website don't involve the Apple fee, so you receive 75% of the booking fee actually received by Cameo”\n\nNote: The Talent Hub FAQ's 75% figure conflicts with Talent Terms Section 4.b which states 70% of the Booking Fee.",
      "source_type": "official",
      "source_link": "https://talent.cameo.com/",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Cameo Talent Hub",
      "evidence_quote": "For requests made through the App for iOS, Apple takes 30%; after Apple deducts the 30% fee, you'll receive 75% of the remainder of the fees actually received by Cameo. Requests made through the Cameo website don't involve the Apple fee, so you receive 75% of the booking fee actually received by Cameo",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Talent share for iOS in-app Cameo bookings",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_hub_fulfillment_days",
      "category": "Business",
      "title": "Fulfillment deadline stated in Cameo Talent Hub",
      "summary": "Cameo's Talent Hub tells talent they have 4 days to fulfill requests.",
      "body": "Cameo's Talent Hub tells talent they have 4 days to fulfill requests.\n\nWhat Cameo (Baron App, Inc.) - Cameo Talent Hub actually says:\n\n“You have 4 days to fulfill your requests, so you can do them on your on schedule.”\n\nNote: Conflicts with the Talent Terms seven-day window; the refunds/terms pages describe 'up to seven days or longer'.",
      "source_type": "official",
      "source_link": "https://talent.cameo.com/",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Cameo Talent Hub",
      "evidence_quote": "You have 4 days to fulfill your requests, so you can do them on your on schedule.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Fulfillment deadline stated in Cameo Talent Hub",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_cameo_bookingfee_minimum",
      "category": "Business",
      "title": "Cameo: Minimum Booking Fee a talent can set",
      "summary": "The Booking Fee for each Cameo Video must be at least US$5.00 unless it is US$0.00 or otherwise agreed in writing by Cameo.",
      "body": "The Booking Fee for each Cameo Video must be at least US$5.00 unless it is US$0.00 or otherwise agreed in writing by Cameo.\n\nWhat Cameo (Baron App, Inc.) - Talent Terms of Service actually says:\n\n“the Booking Fee for each CAMEO Video must be at least US$5.00 (unless it is either US$0.00 or as otherwise agreed in writing by Cameo).”\n\nNote: Talent Terms Section 4.a.",
      "source_type": "official",
      "source_link": "https://www.cameo.com/terms",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Cameo (Baron App, Inc.) - Talent Terms of Service",
      "evidence_quote": "the Booking Fee for each CAMEO Video must be at least US$5.00 (unless it is either US$0.00 or as otherwise agreed in writing by Cameo).",
      "volatility": "low",
      "from_batch": "47-personalised-video",
      "subject": "Cameo",
      "topic": "Minimum Booking Fee a talent can set",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_memmo_fulfillment_window",
      "category": "Business",
      "title": "Turnaround window for a memmo booking",
      "summary": "Memmo talent has 7 days to record a memmo, or 24 hours for an express request.",
      "body": "Memmo talent has 7 days to record a memmo, or 24 hours for an express request.\n\nWhat Memmo (Memmo AB) - FAQ actually says:\n\n“The talent has 7 days to record the memmo (or 24 hours for an express request), but generally the memmo is delivered well before the due date.”\n\nNote: Memmo customer FAQ.",
      "source_type": "official",
      "source_link": "https://memmo.me/global/en/faq",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Memmo (Memmo AB) - FAQ",
      "evidence_quote": "The talent has 7 days to record the memmo (or 24 hours for an express request), but generally the memmo is delivered well before the due date.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Memmo",
      "topic": "Turnaround window for a memmo booking",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_memmo_refund_cancelled",
      "category": "Business",
      "title": "Refund when a memmo is cancelled or not delivered",
      "summary": "If a memmo request is cancelled for any reason or not completed in time, the customer is fully refunded.",
      "body": "If a memmo request is cancelled for any reason or not completed in time, the customer is fully refunded.\n\nWhat Memmo (Memmo AB) - FAQ actually says:\n\n“If the request is cancelled for any reason, the customer will of course be fully refunded.”\n\nNote: Also stated: 'If the memmo is not completed in time or cancelled by the talent you will be refunded and thus there will be no receipt sent.'",
      "source_type": "official",
      "source_link": "https://memmo.me/global/en/faq",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Memmo (Memmo AB) - FAQ",
      "evidence_quote": "If the request is cancelled for any reason, the customer will of course be fully refunded.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Memmo",
      "topic": "Refund when a memmo is cancelled or not delivered",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_memmo_refund_timing",
      "category": "Business",
      "title": "How and when a memmo refund is paid",
      "summary": "If a memmo is not delivered within the maximum 7 days of the booking being active, the customer is refunded to the same card originally used to pay.",
      "body": "If a memmo is not delivered within the maximum 7 days of the booking being active, the customer is refunded to the same card originally used to pay.\n\nWhat Memmo (Memmo AB) - FAQ actually says:\n\n“If you do not receive your memmo within the maximum of 7 days of the booking being active, you will be refunded to the same card you originally paid with.”\n\nNote: Memmo customer FAQ.",
      "source_type": "official",
      "source_link": "https://memmo.me/global/en/faq",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Memmo (Memmo AB) - FAQ",
      "evidence_quote": "If you do not receive your memmo within the maximum of 7 days of the booking being active, you will be refunded to the same card you originally paid with.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Memmo",
      "topic": "How and when a memmo refund is paid",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_memmo_ownership_rights",
      "category": "Business",
      "title": "Ownership of memmo video content",
      "summary": "Memmo talent retains ownership of all videos they upload; the customer who booked a memmo receives a personal license for non-commercial use.",
      "body": "Memmo talent retains ownership of all videos they upload; the customer who booked a memmo receives a personal license for non-commercial use.\n\nWhat Memmo (Memmo AB) - FAQ actually says:\n\n“As a talent and creator of the video material, you retain ownership of all videos you upload on the platform. The client who booked a memmo is then granted a personal license to use it for non-commercial use, and that the memmo as a platform has the right to use it in its own channels.”\n\nNote: Memmo talent FAQ.",
      "source_type": "official",
      "source_link": "https://memmo.me/global/en/faq",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Memmo (Memmo AB) - FAQ",
      "evidence_quote": "As a talent and creator of the video material, you retain ownership of all videos you upload on the platform. The client who booked a memmo is then granted a personal license to use it for non-commercial use, and that the memmo as a platform has the right to use it in its own channels.",
      "volatility": "low",
      "from_batch": "47-personalised-video",
      "subject": "Memmo",
      "topic": "Ownership of memmo video content",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_onlyfans_split_eighty",
      "category": "Business",
      "title": "OnlyFans: Platform commission deducted from Fan Payments",
      "summary": "OnlyFans calculates its fee as 20% of the total Fan Payment and deducts it from each Fan Payment, leaving creators 80% of fan payments before tax and other deductions.",
      "body": "OnlyFans calculates its fee as 20% of the total Fan Payment and deducts it from each Fan Payment, leaving creators 80% of fan payments before tax and other deductions.\n\nWhat OnlyFans (Fenix International Limited) - Terms of Use actually says:\n\n“Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.”\n\nNote: Terms of Use Section 10.2 (Creator payouts). The same 20% fee is defined as the FIL Fee in the Contract between Fan and Creator (onlyfans.com/contract) Section 4.9. Terms state Last updated: August 2024.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "OnlyFans (Fenix International Limited) - Terms of Use",
      "evidence_quote": "Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "OnlyFans",
      "topic": "Platform commission deducted from Fan Payments",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_onlyfans_custom_delivery_window",
      "category": "Business",
      "title": "OnlyFans: Delivery timeframe for purchased (custom/PPV) content",
      "summary": "A Fan will gain access to purchased Content (any Creator Interaction other than a Subscription, including custom content and direct messages) within 14 days of the transaction, and the Fan's statutory right to cancel such Content is considered not applicable.",
      "body": "A Fan will gain access to purchased Content (any Creator Interaction other than a Subscription, including custom content and direct messages) within 14 days of the transaction, and the Fan's statutory right to cancel such Content is considered not applicable.\n\nWhat OnlyFans (Fenix International Limited) - Contract between Fan and Creator actually says:\n\n“The Fan will gain access to the Relevant Content within 14 days of the Creator Interaction. The Fan agrees that any statutory right to cancel the Creator Interaction under the Consumer Rights Act 2015, the UK Consumer Contracts Regulations 2013, EU Directive 2011/83, or any other equivalent applicable law is therefore not applicable regarding any Creator Interaction other than a Subscription.”\n\nNote: Contract between Fan and Creator Section 11 (Cancellation and refunds). Creator Interaction is a defined term that includes any other interaction or payment between a User and a Creator's account or Content, including direct messages.",
      "source_type": "official",
      "source_link": "https://onlyfans.com/contract",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "OnlyFans (Fenix International Limited) - Contract between Fan and Creator",
      "evidence_quote": "The Fan will gain access to the Relevant Content within 14 days of the Creator Interaction. The Fan agrees that any statutory right to cancel the Creator Interaction under the Consumer Rights Act 2015, the UK Consumer Contracts Regulations 2013, EU Directive 2011/83, or any other equivalent applicable law is therefore not applicable regarding any Creator Interaction other than a Subscription.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "OnlyFans",
      "topic": "Delivery timeframe for purchased (custom/PPV) content",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_loyalfans_split_eighty",
      "category": "Business",
      "title": "LoyalFans: Platform commission on Fan Payments",
      "summary": "LoyalFans charges a fee of 20% of the total Fan Payment, deducted from each Fan Payment, leaving creators 80%.",
      "body": "LoyalFans charges a fee of 20% of the total Fan Payment, deducted from each Fan Payment, leaving creators 80%.\n\nWhat LoyalFans (TLFPAY, LLC) - Terms of Service actually says:\n\n“Our fee is 20% of the total Fan Payment and will be deducted from each Fan Payment.”\n\nNote: Terms of Service, Creator Payouts section. Terms state Last modified: July 8, 2026.",
      "source_type": "official",
      "source_link": "https://www.loyalfans.com/legal/terms-conditions",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "LoyalFans (TLFPAY, LLC) - Terms of Service",
      "evidence_quote": "Our fee is 20% of the total Fan Payment and will be deducted from each Fan Payment.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "LoyalFans",
      "topic": "Platform commission on Fan Payments",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_loyalfans_payout_timing",
      "category": "Business",
      "title": "LoyalFans: Frequency and timing of creator payouts",
      "summary": "LoyalFans pays creators twice per month: earnings from the 1st to 15th of the month are paid within 7 working days after the 15th, and earnings from the 16th to end of month within 7 working days after month-end.",
      "body": "LoyalFans pays creators twice per month: earnings from the 1st to 15th of the month are paid within 7 working days after the 15th, and earnings from the 16th to end of month within 7 working days after month-end.\n\nWhat LoyalFans (TLFPAY, LLC) - Terms of Service actually says:\n\n“Creator payouts occur twice per month: 1st–15th: Paid within 7 working days after the 15th. 16th–end of month: Paid within 7 working days after month-end. Payout timing may vary depending on the payout method selected by the Creator.”\n\nNote: Terms of Service, Creator Payouts section. Earnings below the applicable minimum threshold roll over to the next payout period.",
      "source_type": "official",
      "source_link": "https://www.loyalfans.com/legal/terms-conditions",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "LoyalFans (TLFPAY, LLC) - Terms of Service",
      "evidence_quote": "Creator payouts occur twice per month: 1st–15th: Paid within 7 working days after the 15th. 16th–end of month: Paid within 7 working days after month-end. Payout timing may vary depending on the payout method selected by the Creator.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "LoyalFans",
      "topic": "Frequency and timing of creator payouts",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_fanvue_split_eighty",
      "category": "Business",
      "title": "Fanvue: Creator revenue share versus platform fees",
      "summary": "The standard Fanvue Creator Earning Rate is 80% of gross revenue from Paid-for Services (including subscriptions, tips, pay-per-view messages, bundles, and custom content), with the remaining 20% retained by Fanvue as Platform Fees.",
      "body": "The standard Fanvue Creator Earning Rate is 80% of gross revenue from Paid-for Services (including subscriptions, tips, pay-per-view messages, bundles, and custom content), with the remaining 20% retained by Fanvue as Platform Fees.\n\nWhat Fanvue (Shift Holdings Ltd) - Creator Earnings & Payouts Policy actually says:\n\n“Unless otherwise agreed in writing, the standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with the remaining 20% retained by Fanvue as Platform Fees.”\n\nNote: Policy states Updated: 22nd April 2026. Fanvue.com FAQ states 'With Fanvue you take home 85% of your earnings for your first month, 80% thereafter', which corresponds to the Promotional Earning Rate for newly-onboarded creators described in the Policy.",
      "source_type": "official",
      "source_link": "https://legal.fanvue.com/creator-earnings-payouts",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fanvue (Shift Holdings Ltd) - Creator Earnings & Payouts Policy",
      "evidence_quote": "Unless otherwise agreed in writing, the standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with the remaining 20% retained by Fanvue as Platform Fees.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Fanvue",
      "topic": "Creator revenue share versus platform fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_fanvue_payout_timing",
      "category": "Business",
      "title": "Fanvue: Timing of payout and withdrawal processing",
      "summary": "Fanvue aims to initiate all valid payout requests within ten (10) Business Days of receipt; funds become eligible for withdrawal after a standard Pending Period of seven (7) days, which may be extended up to 28 days.",
      "body": "Fanvue aims to initiate all valid payout requests within ten (10) Business Days of receipt; funds become eligible for withdrawal after a standard Pending Period of seven (7) days, which may be extended up to 28 days.\n\nWhat Fanvue (Shift Holdings Ltd) - Creator Earnings & Payouts Policy actually says:\n\n“The standard Pending Period is seven (7) days, but this may be extended up to twenty-eight (28) days depending on factors such as account verification and user activity. We aim to initiate all valid Payout requests within ten (10) Business Days of receipt, though this may be delayed by: Pending fraud or content investigations; Banking or third-party delays; Issues with your payment details.”\n\nNote: Creator Earnings & Payouts Policy Sections 2.2 and 2.5. Withdrawals also require meeting the minimum threshold of the chosen withdrawal method.",
      "source_type": "official",
      "source_link": "https://legal.fanvue.com/creator-earnings-payouts",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fanvue (Shift Holdings Ltd) - Creator Earnings & Payouts Policy",
      "evidence_quote": "The standard Pending Period is seven (7) days, but this may be extended up to twenty-eight (28) days depending on factors such as account verification and user activity. We aim to initiate all valid Payout requests within ten (10) Business Days of receipt, though this may be delayed by: Pending fraud or content investigations; Banking or third-party delays; Issues with your payment details.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Fanvue",
      "topic": "Timing of payout and withdrawal processing",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r47_personalised_video_fansly_payout_timing",
      "category": "Business",
      "title": "Fansly: Timing of payout processing",
      "summary": "Fansly holds sale funds pending for 7 days before they become available for payout; most payout requests are reviewed and approved within 48 hours; delivery typically occurs within 1-3 business days after approval (faster for crypto, Paxum, and Cosmopayment).",
      "body": "Fansly holds sale funds pending for 7 days before they become available for payout; most payout requests are reviewed and approved within 48 hours; delivery typically occurs within 1-3 business days after approval (faster for crypto, Paxum, and Cosmopayment).\n\nWhat Fansly - Help Center (Monetizing collection) actually says:\n\n“When you make a sale, the funds from that sale will remain pending for 7 days. After this period has elapsed, the balance will move to your Available for Payout amount. Most payout requests are reviewed and approved by our team within 48 hours, though often sooner. Once a payout is marked as Processing, delivery typically occurs within 1–3 business days.”\n\nNote: Help Center article Payout Processing Times. Official Payout Minimums by Method article (help.fansly.com/en/articles/10544481-payout-minimums-by-method) lists minimums: $20 for Paxum, Cosmopayment and local bank deposits (incl. USD ACH and CAD); $50 for SEPA (EU/UK); $100 for SWIFT international bank wire and cryptocurrency.",
      "source_type": "official",
      "source_link": "https://help.fansly.com/en/articles/10544480-payout-processing-times",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Fansly - Help Center (Monetizing collection)",
      "evidence_quote": "When you make a sale, the funds from that sale will remain pending for 7 days. After this period has elapsed, the balance will move to your Available for Payout amount. Most payout requests are reviewed and approved by our team within 48 hours, though often sooner. Once a payout is marked as Processing, delivery typically occurs within 1–3 business days.",
      "volatility": "medium",
      "from_batch": "47-personalised-video",
      "subject": "Fansly",
      "topic": "Timing of payout processing",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    }
  ]
}
