{ "batch": "48-phone-text-companionship", "articles": [ { "id": "learn_r48_phone_text_companionship_platform_phrendly", "category": "Business", "title": "Phrendly: commission rates, earnings structure, and payouts", "summary": "Phrendly pays hosts through virtual drinks ($10 value each), retaining a 10% commission on gifts and a 30% commission on phone and video calls, with a $10 minimum payout threshold.", "body": "Phrendly pays hosts through virtual drinks ($10 value each), retaining a 10% commission on gifts and a 30% commission on phone and video calls, with a $10 minimum payout threshold.\n\nWhat Hear Me Folks / Phrendly Review actually says:\n\n“The amount you earn for each interaction depends on the interaction type. You will keep $0.35/volley for chat, 70% of phone & video call earnings, and 90% of gifts.”\n\nNote: Verified earnings splits and virtual drink mechanics.", "source_type": "research", "source_link": "https://hearmefolks.com/phrendly-review/", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "Hear Me Folks / Phrendly Review", "evidence_quote": "The amount you earn for each interaction depends on the interaction type. You will keep $0.35/volley for chat, 70% of phone & video call earnings, and 90% of gifts.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "Phrendly", "topic": "commission rates, earnings structure, and payouts", "applies_to_country": "US, CA", "applies_to_scope": "United States and Canada", "tags": { "lane": "any", "stage": "any", "region": [ "us", "ca" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_platform_sextpanther", "category": "Business", "title": "SextPanther: commission splits by interaction type", "summary": "SextPanther pays creators 60% on messages, 75% on phone and video calls, and 80% on tips and paid posts.", "body": "SextPanther pays creators 60% on messages, 75% on phone and video calls, and 80% on tips and paid posts.\n\nWhat ThirstChat / SextPanther Review actually says:\n\n“Based on rates SextPanther publishes on its own website, the creator payout splits are: - Messages — text, photo, audio, and video: 60% to the creator - Phone and video calls: 75% to the creator - Tips: 80% to the creator - Paid posts: 80% to the creator”\n\nNote: Tier B documentation of SextPanther published rates.", "source_type": "research", "source_link": "https://thirstchat.com/blog/sext-panther/", "last_verified": "2026-09-02", "reliability": "STRONG PRACTICE", "source_tier": "B", "source_publisher": "ThirstChat / SextPanther Review", "evidence_quote": "Based on rates SextPanther publishes on its own website, the creator payout splits are: - Messages — text, photo, audio, and video: 60% to the creator - Phone and video calls: 75% to the creator - Tips: 80% to the creator - Paid posts: 80% to the creator", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "SextPanther", "topic": "commission splits by interaction type", "applies_to_country": "US, CA", "applies_to_scope": "United States and Canada", "tags": { "lane": "any", "stage": "any", "region": [ "us", "ca" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_commission_live_calls", "category": "Business", "title": "NiteFlirt: Commission split on live calls", "summary": "NiteFlirt charges a 30% commission on live calls and the Flirt keeps 70%.", "body": "NiteFlirt charges a 30% commission on live calls and the Flirt keeps 70%.\n\nWhat NiteFlirt Help Center actually says:\n\n“NiteFlirt’s commission varies by service. The table below shows the commission rate for each offering and what you keep from every sale.”\n\nNote: Table row: Live Calls | 30% | 70%.", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830678-Money-Matters-Commission-Fees", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "NiteFlirt’s commission varies by service. The table below shows the commission rate for each offering and what you keep from every sale.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Commission split on live calls", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_recorded_calls_split", "category": "Business", "title": "NiteFlirt: Commission split on recorded calls", "summary": "NiteFlirt charges a 50% commission on recorded calls, leaving the Flirt 50%.", "body": "NiteFlirt charges a 50% commission on recorded calls, leaving the Flirt 50%.\n\nWhat NiteFlirt Help Center actually says:\n\n“NiteFlirt’s commission varies by service. The table below shows the commission rate for each offering and what you keep from every sale.”\n\nNote: Table row: Recorded Calls | 50% | 50%. Earnings example on same page: ($1.99 - $0.20) x 5 = $8.95 - 50% = $4.475 -> $4.48.", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830678-Money-Matters-Commission-Fees", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "NiteFlirt’s commission varies by service. The table below shows the commission rate for each offering and what you keep from every sale.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Commission split on recorded calls", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_connection_fee_domestic_minimum", "category": "Business", "title": "NiteFlirt: Per-minute connection fee for live and recorded calls", "summary": "The minimum connection fee on NiteFlirt live and recorded listing calls is $0.20 per minute for domestic (US/Canada) calls.", "body": "The minimum connection fee on NiteFlirt live and recorded listing calls is $0.20 per minute for domestic (US/Canada) calls.\n\nWhat NiteFlirt Help Center actually says:\n\n“For Live and Recorded Listing calls, the minimum connection fee is $0.20/min.”\n\nNote: Fee table on page: Domestic $0.10/min per Flirt + $0.10/min per customer = $0.20/min; one international party = $0.40/min; both international = $0.60/min.", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830678-Money-Matters-Commission-Fees", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "For Live and Recorded Listing calls, the minimum connection fee is $0.20/min.", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Per-minute connection fee for live and recorded calls", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_connection_fee_cam_sessions", "category": "Business", "title": "NiteFlirt: Per-minute connection fee for cam sessions", "summary": "NiteFlirt cam sessions carry a flat $0.20 per minute connection fee regardless of location.", "body": "NiteFlirt cam sessions carry a flat $0.20 per minute connection fee regardless of location.\n\nWhat NiteFlirt Help Center actually says:\n\n“Cam Sessions have a $0.20/min connection fee, regardless of whether you or the customer are located in the U.S. or internationally.”", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830678-Money-Matters-Commission-Fees", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "Cam Sessions have a $0.20/min connection fee, regardless of whether you or the customer are located in the U.S. or internationally.", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Per-minute connection fee for cam sessions", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_payout_minimum_threshold", "category": "Business", "title": "NiteFlirt: Payout threshold", "summary": "NiteFlirt processes a payout once a Flirt has at least $10.00 in eligible earnings.", "body": "NiteFlirt processes a payout once a Flirt has at least $10.00 in eligible earnings.\n\nWhat NiteFlirt Help Center actually says:\n\n“As long as you have at least $10.00 in eligible earnings, your payout will be processed based on your selected option.”", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830838-Flirt-Payout", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "As long as you have at least $10.00 in eligible earnings, your payout will be processed based on your selected option.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Payout threshold", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_payout_schedule_options", "category": "Business", "title": "NiteFlirt: Payout schedule and options", "summary": "NiteFlirt offers Express Pay (daily deduction), Monthly Direct Deposit (1st of month), Monthly MassPay, Semimonthly Paxum, and Monthly Check, with $5 fees on MassPay, Paxum and Check.", "body": "NiteFlirt offers Express Pay (daily deduction), Monthly Direct Deposit (1st of month), Monthly MassPay, Semimonthly Paxum, and Monthly Check, with $5 fees on MassPay, Paxum and Check.\n\nWhat NiteFlirt Help Center actually says:\n\n“With Express Pay, your earnings are deducted daily (around 1:00 AM PST).”", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830838-Flirt-Payout", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "With Express Pay, your earnings are deducted daily (around 1:00 AM PST).", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Payout schedule and options", "applies_to_country": "*", "applies_to_scope": "Express Pay and Monthly Direct Deposit require US bank account with ABA routing number", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_rules_in_person_meetings_prohibited", "category": "Business", "title": "NiteFlirt: Prohibition on meeting in person", "summary": "NiteFlirt prohibits members from soliciting in-person meetings and expressly prohibits escort services or content advertising in-person meetings.", "body": "NiteFlirt prohibits members from soliciting in-person meetings and expressly prohibits escort services or content advertising in-person meetings.\n\nWhat NiteFlirt Help Center actually says:\n\n“Additionally, NiteFlirt does not permit Members to solicit in-person meetings. Content that advertise escort services or in-person meetings is prohibited.”\n\nNote: Prohibited-content list on same page: 'Escort services or offers of in-person meetings.'", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830688-NiteFlirt-Rules", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "Additionally, NiteFlirt does not permit Members to solicit in-person meetings. Content that advertise escort services or in-person meetings is prohibited.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Prohibition on meeting in person", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_join_identity_photo_id", "category": "Business", "title": "NiteFlirt: Identity verification for Flirts", "summary": "NiteFlirt requires a valid government-issued photo ID to verify a Flirt's identity.", "body": "NiteFlirt requires a valid government-issued photo ID to verify a Flirt's identity.\n\nWhat NiteFlirt Help Center actually says:\n\n“As an adult platform, we verify identity to protect you and your customers. You’ll need a valid government-issued photo ID, and it only takes a few minutes.”", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830658-How-to-Become-a-Flirt", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "As an adult platform, we verify identity to protect you and your customers. You’ll need a valid government-issued photo ID, and it only takes a few minutes.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Identity verification for Flirts", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_niteflirt_age_18_plus", "category": "Business", "title": "Minimum age to use NiteFlirt", "summary": "Users of NiteFlirt must be over 18.", "body": "Users of NiteFlirt must be over 18.\n\nWhat NiteFlirt Help Center actually says:\n\n“Date of Birth: You must be over 18 to use NiteFlirt.”", "source_type": "official", "source_link": "https://support.niteflirt.com/hc/en-us/articles/212830658-How-to-Become-a-Flirt", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "NiteFlirt Help Center", "evidence_quote": "Date of Birth: You must be over 18 to use NiteFlirt.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "NiteFlirt", "topic": "Minimum age to use NiteFlirt", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_phrendly_earnings_chat_volley", "category": "Business", "title": "Phrendly: Earnings per chat volley", "summary": "On Phrendly a provider keeps $0.35 per chat volley.", "body": "On Phrendly a provider keeps $0.35 per chat volley.\n\nWhat Phrendly Help Center actually says:\n\n“You will keep $0.35/volley for chat, 70% of phone & video call earnings (after the $0.20/minute connection fee), and 90% of gifts.”", "source_type": "official", "source_link": "https://support.phrendly.com/hc/en-us/articles/218323127-Money-money-money-Getting-paid", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Phrendly Help Center", "evidence_quote": "You will keep $0.35/volley for chat, 70% of phone & video call earnings (after the $0.20/minute connection fee), and 90% of gifts.", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "Phrendly", "topic": "Earnings per chat volley", "applies_to_country": "US", "applies_to_scope": "earners are adults in US/Canada community", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_phrendly_earnings_phone_video_calls", "category": "Business", "title": "Phrendly: Split on phone and video calls", "summary": "On Phrendly a provider keeps 70% of phone and video call earnings after a $0.20/minute connection fee, and 90% of gifts.", "body": "On Phrendly a provider keeps 70% of phone and video call earnings after a $0.20/minute connection fee, and 90% of gifts.\n\nWhat Phrendly Help Center actually says:\n\n“You will keep $0.35/volley for chat, 70% of phone & video call earnings (after the $0.20/minute connection fee), and 90% of gifts.”", "source_type": "official", "source_link": "https://support.phrendly.com/hc/en-us/articles/218323127-Money-money-money-Getting-paid", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Phrendly Help Center", "evidence_quote": "You will keep $0.35/volley for chat, 70% of phone & video call earnings (after the $0.20/minute connection fee), and 90% of gifts.", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "Phrendly", "topic": "Split on phone and video calls", "applies_to_country": "US", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_phrendly_earnings_call_rate_examples", "category": "Business", "title": "Phrendly: Per-minute call rate setting", "summary": "Phrendly providers set minutes-per-drink for calls: 10 minutes per $10 drink is $1.00/min before fees, 5 minutes per $10 drink is $2.00/min before fees.", "body": "Phrendly providers set minutes-per-drink for calls: 10 minutes per $10 drink is $1.00/min before fees, 5 minutes per $10 drink is $2.00/min before fees.\n\nWhat Phrendly Help Center actually says:\n\n“For example, 10 minutes per $10 drink is $1.00/min (before fees) but 5 minutes per $10 drink is $2.00/min (before fees).”", "source_type": "official", "source_link": "https://support.phrendly.com/hc/en-us/articles/217834368-Interacting-live-Phone-and-video-calls", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Phrendly Help Center", "evidence_quote": "For example, 10 minutes per $10 drink is $1.00/min (before fees) but 5 minutes per $10 drink is $2.00/min (before fees).", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "Phrendly", "topic": "Per-minute call rate setting", "applies_to_country": "US", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_phrendly_payout_minimum_threshold", "category": "Business", "title": "Phrendly: Payout threshold and check fee", "summary": "Phrendly pays out once a provider has at least $10.00 in eligible earnings, and Monthly Check carries a $10.00 fee per check.", "body": "Phrendly pays out once a provider has at least $10.00 in eligible earnings, and Monthly Check carries a $10.00 fee per check.\n\nWhat Phrendly Help Center actually says:\n\n“You must have at least $10.00 in eligible earnings in order to be paid out.”\n\nNote: Check fee quote: 'There is a $10.00 fee for each check.'", "source_type": "official", "source_link": "https://support.phrendly.com/hc/en-us/articles/218323127-Money-money-money-Getting-paid", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Phrendly Help Center", "evidence_quote": "You must have at least $10.00 in eligible earnings in order to be paid out.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "Phrendly", "topic": "Payout threshold and check fee", "applies_to_country": "US", "applies_to_scope": "no Payoneer/SWIFT/wire; PayPal only via US checking account", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_phrendly_payout_express_pay_daily", "category": "Business", "title": "Phrendly: Express Pay frequency", "summary": "Phrendly Express Pay pays out every day with deposits landing within 5 to 10 days.", "body": "Phrendly Express Pay pays out every day with deposits landing within 5 to 10 days.\n\nWhat Phrendly Help Center actually says:\n\n“Express Pay, where you’ll be paid out every day and see deposits within 5 to 10 days”", "source_type": "official", "source_link": "https://support.phrendly.com/hc/en-us/articles/218323127-Money-money-money-Getting-paid", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Phrendly Help Center", "evidence_quote": "Express Pay, where you’ll be paid out every day and see deposits within 5 to 10 days", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "Phrendly", "topic": "Express Pay frequency", "applies_to_country": "US", "applies_to_scope": "US work eligibility required on payee info", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_phrendly_rules_in_person_meetings_prohibited", "category": "Business", "title": "Phrendly: Prohibition on meeting in person", "summary": "Phrendly strictly forbids in-person meetings between Members and does not permit soliciting other Members to meet in person.", "body": "Phrendly strictly forbids in-person meetings between Members and does not permit soliciting other Members to meet in person.\n\nWhat Phrendly Help Center actually says:\n\n“In-person meetings between Members are strictly forbidden.”\n\nNote: Also on page: 'Phrendly does not permit Members to use the Site or Services to solicit other Members to meet with them in person or to solicit money, goods, or other services from Members, other than those expressly authorized through our Site or Services.'", "source_type": "official", "source_link": "https://support.phrendly.com/hc/en-us/articles/37946725266829-Phrendly-Content-Policy", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Phrendly Help Center", "evidence_quote": "In-person meetings between Members are strictly forbidden.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "Phrendly", "topic": "Prohibition on meeting in person", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_phrendly_age_18_or_21", "category": "Business", "title": "Phrendly: Age requirement", "summary": "Phrendly users must be at least 18, or 21 where that is the age of majority in their jurisdiction.", "body": "Phrendly users must be at least 18, or 21 where that is the age of majority in their jurisdiction.\n\nWhat Phrendly Help Center actually says:\n\n“You must be at least 18 or 21 years of age (depending on the definition of majority in your jurisdiction).”\n\nNote: Quote is from the Phrendly Terms of Service, which the help centre article links as governing; the phrase appears in the ToS retrieved at https://www.phrendly.com/legal/termsofservice (search excerpt).", "source_type": "official", "source_link": "https://support.phrendly.com/hc/en-us/articles/218323127-Money-money-money-Getting-paid", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Phrendly Help Center", "evidence_quote": "You must be at least 18 or 21 years of age (depending on the definition of majority in your jurisdiction).", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "Phrendly", "topic": "Age requirement", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_arousr_text_rate", "category": "Business", "title": "Arousr: Per-text-message earnings rate", "summary": "Arousr pays Chat Hosts a fixed $0.25 for each text message they send in Premium Mode (previously $0.15 per message before Aug 21 2023).", "body": "Arousr pays Chat Hosts a fixed $0.25 for each text message they send in Premium Mode (previously $0.15 per message before Aug 21 2023).\n\nWhat Arousr (official Rates page) actually says:\n\n“Text Messages (You send in Premium Mode) $0.25/msg (fixed)”\n\nNote: Row from the official Rates table; the page prints '(Was 0.15msg before Aug 21 2023)' beneath the row.", "source_type": "official", "source_link": "https://arousr.com/content/rates/", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Arousr (official Rates page)", "evidence_quote": "Text Messages (You send in Premium Mode) $0.25/msg (fixed)", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "Arousr", "topic": "Per-text-message earnings rate", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_arousr_voice_rate", "category": "Business", "title": "Arousr: Per-minute voice rate", "summary": "Arousr pays Chat Hosts a fixed $0.70 per minute for Voice.", "body": "Arousr pays Chat Hosts a fixed $0.70 per minute for Voice.\n\nWhat Arousr (official Rates page) actually says:\n\n“Voice $0.70/min (fixed)”\n\nNote: Row from the official Rates table.", "source_type": "official", "source_link": "https://arousr.com/content/rates/", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Arousr (official Rates page)", "evidence_quote": "Voice $0.70/min (fixed)", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "Arousr", "topic": "Per-minute voice rate", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_arousr_video_calls_split", "category": "Business", "title": "Arousr: Earnings split on video calls", "summary": "On Arousr, hosts receive 50% of credits for video calls and set their own customer rates.", "body": "On Arousr, hosts receive 50% of credits for video calls and set their own customer rates.\n\nWhat Arousr (official Rates page) actually says:\n\n“Video Calls 50% of Credits You set customer Rates”\n\nNote: Row from the official Rates table.", "source_type": "official", "source_link": "https://arousr.com/content/rates/", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Arousr (official Rates page)", "evidence_quote": "Video Calls 50% of Credits You set customer Rates", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "Arousr", "topic": "Earnings split on video calls", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_arousr_content_split", "category": "Business", "title": "Arousr: Earnings split on paid content", "summary": "On Arousr, hosts receive 50% of credits from paid content (pics & clips).", "body": "On Arousr, hosts receive 50% of credits from paid content (pics & clips).\n\nWhat Arousr (official Rates page) actually says:\n\n“Content (Pics & Clips) 50% of Credits”\n\nNote: Row from the official Rates table.", "source_type": "official", "source_link": "https://arousr.com/content/rates/", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Arousr (official Rates page)", "evidence_quote": "Content (Pics & Clips) 50% of Credits", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "Arousr", "topic": "Earnings split on paid content", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_arousr_tips_split", "category": "Business", "title": "Arousr: Earnings split on tips", "summary": "On Arousr, hosts receive 40% of credits from tips.", "body": "On Arousr, hosts receive 40% of credits from tips.\n\nWhat Arousr (official Rates page) actually says:\n\n“Tips 40% of Credits”\n\nNote: Row from the official Rates table.", "source_type": "official", "source_link": "https://arousr.com/content/rates/", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Arousr (official Rates page)", "evidence_quote": "Tips 40% of Credits", "volatility": "high", "from_batch": "48-phone-text-companionship", "subject": "Arousr", "topic": "Earnings split on tips", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_arousr_payout_minimum_threshold", "category": "Business", "title": "Arousr: Payout threshold", "summary": "Arousr Chathosts must have a minimum of $100 to be able to cash out for payout; the same $100 minimum applies when closing an account.", "body": "Arousr Chathosts must have a minimum of $100 to be able to cash out for payout; the same $100 minimum applies when closing an account.\n\nWhat Arousr (official Chathost FAQ) actually says:\n\n“Yes, Chathosts much make a minimum of $100 to be able to cash out for payout”\n\nNote: Also on same page: 'The minimum payout is $100 when/if you close your account'.", "source_type": "official", "source_link": "https://arousr.com/content/chathost-f-a-q/", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Arousr (official Chathost FAQ)", "evidence_quote": "Yes, Chathosts much make a minimum of $100 to be able to cash out for payout", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "Arousr", "topic": "Payout threshold", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_arousr_payout_weekly_monday", "category": "Business", "title": "Arousr: Payout frequency", "summary": "Arousr processes payouts every Monday; the cash-out cutoff is Sunday at 11:59 PM EST/EDT, direct deposits land the following day (taking 2-3 days to hit the bank), and Cosmo transfers are made the following Thursday.", "body": "Arousr processes payouts every Monday; the cash-out cutoff is Sunday at 11:59 PM EST/EDT, direct deposits land the following day (taking 2-3 days to hit the bank), and Cosmo transfers are made the following Thursday.\n\nWhat Arousr (official Chathost FAQ) actually says:\n\n“Payouts are processed every Monday. You will be paid out weekly every Monday when you have made enough to cash out on Sunday before 12 AM EST.”\n\nNote: Same page: 'Direct Deposit – Your funds (granted they are meet the $100 USD minimum for cash out) will be deposited to your bank account on the follow day (Monday). Direct Deposits usually take 2-3 days to hit your account.'", "source_type": "official", "source_link": "https://arousr.com/content/chathost-f-a-q/", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Arousr (official Chathost FAQ)", "evidence_quote": "Payouts are processed every Monday. You will be paid out weekly every Monday when you have made enough to cash out on Sunday before 12 AM EST.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "Arousr", "topic": "Payout frequency", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_sextpanther_earnings_split", "category": "Business", "title": "SextPanther: Earnings splits by service", "summary": "SextPanther models keep 60% of text and media messages, 75% of phone calls, video calls and post unlocks, and 80% of tips.", "body": "SextPanther models keep 60% of text and media messages, 75% of phone calls, video calls and post unlocks, and 80% of tips.\n\nWhat SextPanther Models (official) actually says:\n\n“Payout Rates 60% for text and media messages 75% for phone calls, video calls, and post unlocks 80% for tips”\n\nNote: Payout Rates block on official Payouts page.", "source_type": "official", "source_link": "https://www.sextpanthermodels.com/payouts", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "SextPanther Models (official)", "evidence_quote": "Payout Rates 60% for text and media messages 75% for phone calls, video calls, and post unlocks 80% for tips", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "SextPanther", "topic": "Earnings splits by service", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_sextpanther_payout_minimum_threshold", "category": "Business", "title": "SextPanther: Payout threshold and methods", "summary": "SextPanther has a minimum payout of $50; earnings below $50 in a pay period roll over to the next period, and payout methods (ACH direct deposit or physical check) are free.", "body": "SextPanther has a minimum payout of $50; earnings below $50 in a pay period roll over to the next period, and payout methods (ACH direct deposit or physical check) are free.\n\nWhat SextPanther Models (official) actually says:\n\n“All payout methods are at no cost to you. There is a minimum payout of $50. If you haven’t earned $50 in the pay period, your earnings roll over into the next pay period until you reach the $50 minimum to be paid out.”", "source_type": "official", "source_link": "https://www.sextpanthermodels.com/payouts", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "SextPanther Models (official)", "evidence_quote": "All payout methods are at no cost to you. There is a minimum payout of $50. If you haven’t earned $50 in the pay period, your earnings roll over into the next pay period until you reach the $50 minimum to be paid out.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "SextPanther", "topic": "Payout threshold and methods", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_sextpanther_payout_schedule", "category": "Business", "title": "SextPanther: Pay periods and payment timing", "summary": "SextPanther has two pay periods per month (1st through 15th and 16th through last day) and payments are sent by check or direct deposit 3-5 days after the end of each pay period.", "body": "SextPanther has two pay periods per month (1st through 15th and 16th through last day) and payments are sent by check or direct deposit 3-5 days after the end of each pay period.\n\nWhat SextPanther Models (official FAQ) actually says:\n\n“There are two pay periods per month: from the 1st through the 15th and from the 16th through the last day of the month.”\n\nNote: Same page: 'Payments are sent by check or direct deposit 3–5 days after the end of each pay period.'", "source_type": "official", "source_link": "https://www.sextpanthermodels.com/faq", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "SextPanther Models (official FAQ)", "evidence_quote": "There are two pay periods per month: from the 1st through the 15th and from the 16th through the last day of the month.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "SextPanther", "topic": "Pay periods and payment timing", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_sextpanther_credit_equivalence", "category": "Business", "title": "SextPanther: Credit value", "summary": "SextPanther credits are worth exactly $1.00 USD each.", "body": "SextPanther credits are worth exactly $1.00 USD each.\n\nWhat SextPanther Models (official FAQ) actually says:\n\n“It’s simple. 1 credit = $1.00 USD. No fancy math needed to figure it out.”", "source_type": "official", "source_link": "https://www.sextpanthermodels.com/faq", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "SextPanther Models (official FAQ)", "evidence_quote": "It’s simple. 1 credit = $1.00 USD. No fancy math needed to figure it out.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "SextPanther", "topic": "Credit value", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_onlyfans_earnings_creator_share", "category": "Business", "title": "OnlyFans: Earnings split", "summary": "OnlyFans creators keep 80% of all earnings and own 100% of their content.", "body": "OnlyFans creators keep 80% of all earnings and own 100% of their content.\n\nWhat OnlyFans Blog - Creator Center actually says:\n\n“OnlyFans creators own 100% of their content, and keep 80% of all earnings.”\n\nNote: From the 'Creative Ownership' principle on the official Creator Center page.", "source_type": "official", "source_link": "https://blog.onlyfans.com/creator-center/", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "OnlyFans Blog - Creator Center", "evidence_quote": "OnlyFans creators own 100% of their content, and keep 80% of all earnings.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "OnlyFans", "topic": "Earnings split", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_onlyfans_age_18_plus", "category": "Business", "title": "OnlyFans: Age requirement", "summary": "OnlyFans is available only to adults 18 years or older, for both creators and fans.", "body": "OnlyFans is available only to adults 18 years or older, for both creators and fans.\n\nWhat OnlyFans Blog - Creator Center actually says:\n\n“All creators and their fans (18+) deserve a safe and inclusive platform to connect and share.”\n\nNote: Also on same page: 'the OnlyFans platform (for creators and for fans) is only available to adults 18 years or older.'", "source_type": "official", "source_link": "https://blog.onlyfans.com/creator-center/", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "OnlyFans Blog - Creator Center", "evidence_quote": "All creators and their fans (18+) deserve a safe and inclusive platform to connect and share.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "OnlyFans", "topic": "Age requirement", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_onlyfans_join_identity_id_and_selfie", "category": "Business", "title": "OnlyFans: Identity verification to become a creator", "summary": "To become an approved OnlyFans creator, applicants must provide full legal name, verified email, mailing address, date of birth, a valid government-issued photo ID, a clear selfie while holding the photo ID, social media handles, bank account details, and (for US creators) a W-9 form.", "body": "To become an approved OnlyFans creator, applicants must provide full legal name, verified email, mailing address, date of birth, a valid government-issued photo ID, a clear selfie while holding the photo ID, social media handles, bank account details, and (for US creators) a W-9 form.\n\nWhat OnlyFans Blog - Creator Center actually says:\n\n“Valid government-issued photo ID A clear selfie while holding photo ID”\n\nNote: Both phrases are items in the official 'Our Creator Approval Process' requirement list.", "source_type": "official", "source_link": "https://blog.onlyfans.com/creator-center/", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "OnlyFans Blog - Creator Center", "evidence_quote": "Valid government-issued photo ID A clear selfie while holding photo ID", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "OnlyFans", "topic": "Identity verification to become a creator", "applies_to_country": "*", "applies_to_scope": "W-9 only for creators in the U.S.", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_fansly_earnings_creator_share", "category": "Business", "title": "Fansly: Earnings split", "summary": "Fansly creators receive 80% of revenue from subscriptions, sold media, messages, and tips, with no hidden fees for payouts, processing, or currency conversion.", "body": "Fansly creators receive 80% of revenue from subscriptions, sold media, messages, and tips, with no hidden fees for payouts, processing, or currency conversion.\n\nWhat Fansly Help Center actually says:\n\n“Creators receive 80% of revenue from subscriptions, sold media, messages, and tips. No hidden fees for payouts, processing, or currency conversion.”\n\nNote: From the 'Earnings' section of the official Getting Started on Fansly article.", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/12315241-getting-started-on-fansly", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Creators receive 80% of revenue from subscriptions, sold media, messages, and tips. No hidden fees for payouts, processing, or currency conversion.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "Fansly", "topic": "Earnings split", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_fansly_payout_pending_period", "category": "Business", "title": "Fansly: Holding period before payout", "summary": "Fansly funds are eligible for payout after a seven-day hold.", "body": "Fansly funds are eligible for payout after a seven-day hold.\n\nWhat Fansly Help Center actually says:\n\n“Funds are eligible for payout after a seven-day hold.”\n\nNote: 'Where Are My Earnings?' article states the same: 'your funds enter a 7-day pending period.'", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/12315241-getting-started-on-fansly", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Funds are eligible for payout after a seven-day hold.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "Fansly", "topic": "Holding period before payout", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_fansly_payout_minimum_withdrawal", "category": "Business", "title": "Fansly: Minimum withdrawal amount", "summary": "The minimum withdrawal amount on Fansly is $20 for most serviced countries, and requested payouts may take up to four business days to fully process.", "body": "The minimum withdrawal amount on Fansly is $20 for most serviced countries, and requested payouts may take up to four business days to fully process.\n\nWhat Fansly Help Center actually says:\n\n“The minimum withdrawal amount for most serviced countries is $20.”\n\nNote: Also on page: 'Once requested, payouts may take up to four (4) business days to fully process.'", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/10544475-requesting-a-payout", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "The minimum withdrawal amount for most serviced countries is $20.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "Fansly", "topic": "Minimum withdrawal amount", "applies_to_country": "*", "applies_to_scope": "some regions or payout providers may have different minimums", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_fansly_payout_minimums_by_method", "category": "Business", "title": "Fansly: Payout minimums by method", "summary": "Fansly payout minimums by method are: $20 for Paxum and Cosmopayment, $50 for SEPA (EU & UK), $100 for international SWIFT bank wire, $100 for cryptocurrency, and $20 for local bank deposits (South America and Asia, including USD ACH and CAD transfers); a SEPA exception allows requests as low as $20 that auto-send 14 days after the initial request if the cumulative total stays below $50.", "body": "Fansly payout minimums by method are: $20 for Paxum and Cosmopayment, $50 for SEPA (EU & UK), $100 for international SWIFT bank wire, $100 for cryptocurrency, and $20 for local bank deposits (South America and Asia, including USD ACH and CAD transfers); a SEPA exception allows requests as low as $20 that auto-send 14 days after the initial request if the cumulative total stays below $50.\n\nWhat Fansly Help Center actually says:\n\n“Paxum, Cosmopayment: $20”\n\nNote: Full table rows: 'SEPA Transfer (EU & UK Bank Deposit): $50', 'Bank Wire (International SWIFT): $100', 'Cryptocurrency: $100', 'Local Bank Deposits (South America and Asia): $20', 'Includes USD ACH transfers and CAD bank deposits.' SEPA exception: 'If you are using SEPA, you can request a payout as low as $20.'", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/10544481-payout-minimums-by-method", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Paxum, Cosmopayment: $20", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "Fansly", "topic": "Payout minimums by method", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_fansly_age_18_plus", "category": "Business", "title": "Fansly: Age requirement to become a creator", "summary": "Fansly creators must be at least 18 years old and legally an adult in their country of residence.", "body": "Fansly creators must be at least 18 years old and legally an adult in their country of residence.\n\nWhat Fansly Help Center actually says:\n\n“You must be at least 18 and legally an adult in your country of residence.”\n\nNote: 'How to Apply to be a Creator on Fansly' article states the same: 'You must be at least 18 years old and of legal age in your country.'", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/12315241-getting-started-on-fansly", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "You must be at least 18 and legally an adult in your country of residence.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "Fansly", "topic": "Age requirement to become a creator", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_fansly_join_identity_photo_id", "category": "Business", "title": "Fansly: Identity verification to become a creator", "summary": "Fansly creator applications require third-party age and identity verification using a government-issued photo ID, plus Fansly uploads of a clear photo of the front and back of the ID, a photo holding the ID with a handwritten sign (legal name, date, 'For Fansly'), and a video holding both the ID and the sign with the face fully visible.", "body": "Fansly creator applications require third-party age and identity verification using a government-issued photo ID, plus Fansly uploads of a clear photo of the front and back of the ID, a photo holding the ID with a handwritten sign (legal name, date, 'For Fansly'), and a video holding both the ID and the sign with the face fully visible.\n\nWhat Fansly Help Center actually says:\n\n“Third-party verification – You'll confirm your identity and age using a government-issued photo ID.”\n\nNote: Same page lists the three upload requirements under 'Fansly verification'.", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/12315241-getting-started-on-fansly", "last_verified": "2026-09-06", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Third-party verification – You'll confirm your identity and age using a government-issued photo ID.", "volatility": "low", "from_batch": "48-phone-text-companionship", "subject": "Fansly", "topic": "Identity verification to become a creator", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r48_phone_text_companionship_talktome_payout_weekly_minimums", "category": "Business", "title": "TalkToMe: Payout schedule and minimums", "summary": "TalkToMe processes payouts every Wednesday with a $50 minimum for ACH/direct deposit (US only) and checks (US/Canada only), a $100 minimum for SEPA (EU) and Paxum, a $2 fee per check and per Paxum payout, and a $30 fee for lost/non-cashed checks.", "body": "TalkToMe processes payouts every Wednesday with a $50 minimum for ACH/direct deposit (US only) and checks (US/Canada only), a $100 minimum for SEPA (EU) and Paxum, a $2 fee per check and per Paxum payout, and a $30 fee for lost/non-cashed checks.\n\nWhat TalkToMe.com official blog (Talker Help) actually says:\n\n“TalkToMe.com processes Payouts every week on Wednesday.”\n\nNote: Rows on same page: 'ACH/Direct Deposit ... $50 Minimum Payout'; 'Check ... USA & Canada Only / $50 Minimum Payout / $2 fee per check / All non-cashed checks will automatically void at 6 months. There is a fee of $30.'; 'SEPA ... EU (European Union) only / $100 USD Minimum Payout'; 'Paxum ... $100 Min Payout / $2 fee per Paxum payout sent'. Connection-fee percentages could not be verified (payment policy page render-blocked).", "source_type": "official", "source_link": "https://blog.talktome.com/knowledge-base/talker-help/when-do-i-get-paid-out/", "last_verified": "2026-09-06", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "TalkToMe.com official blog (Talker Help)", "evidence_quote": "TalkToMe.com processes Payouts every week on Wednesday.", "volatility": "medium", "from_batch": "48-phone-text-companionship", "subject": "TalkToMe", "topic": "Payout schedule and minimums", "applies_to_country": "*", "applies_to_scope": "ACH: US bank account only, requires valid SSN/Tax ID; Check: USA & Canada only; SEPA: EU only, paid in EURO; Paxum: all ", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } } ] }