{
  "batch": "51-digital-products",
  "articles": [
    {
      "id": "learn_r51_digital_products_platform_gumroad",
      "category": "Business",
      "title": "Gumroad: fees, payouts, and adult content policies",
      "summary": "Gumroad charges a flat 10% fee per transaction (plus payment processing), pays out weekly or bi-weekly, and operates as a Merchant of Record.",
      "body": "Gumroad charges a flat 10% fee per transaction (plus payment processing), pays out weekly or bi-weekly, and operates as a Merchant of Record.\n\nWhat Gumroad Help Center actually says:\n\n“For sales made on Gumroad’s website, we charge a 10% flat fee. This does not include: - Credit card processing - PayPal fees. There are no monthly payments or other hidden charges.”\n\nNote: Tier A help center pricing documentation.",
      "source_type": "official",
      "source_link": "https://help.gumroad.com/article/66-gumroads-fees",
      "last_verified": "2026-09-02",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gumroad Help Center",
      "evidence_quote": "For sales made on Gumroad’s website, we charge a 10% flat fee. This does not include: - Credit card processing - PayPal fees. There are no monthly payments or other hidden charges.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Gumroad",
      "topic": "fees, payouts, and adult content policies",
      "applies_to_country": "*",
      "applies_to_scope": "Global seller accounts",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_gumroad_fee_direct",
      "category": "Business",
      "title": "Gumroad: platform fee on direct sales",
      "summary": "Gumroad charges a 10% plus $0.50 fee per transaction for sales made on its website, plus sales tax, and this excludes credit card processing and PayPal fees",
      "body": "Gumroad charges a 10% plus $0.50 fee per transaction for sales made on its website, plus sales tax, and this excludes credit card processing and PayPal fees\n\nWhat Gumroad, Inc. actually says:\n\n“For sales made on Gumroad's website, we charge a 10% + $0.50 fee + sales tax per transaction. This does not include: Credit card processing (2.9% + $0.30); PayPal fees”\n\nNote: The 2.9% + $0.30 credit-card processing is charged separately by Stripe, so total fee for a card sale is 10% + $0.50 plus 2.9% + $0.30",
      "source_type": "official",
      "source_link": "https://gumroad.com/help/article/66-gumroads-fees",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gumroad, Inc.",
      "evidence_quote": "For sales made on Gumroad's website, we charge a 10% + $0.50 fee + sales tax per transaction. This does not include: Credit card processing (2.9% + $0.30); PayPal fees",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Gumroad",
      "topic": "platform fee on direct sales",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_gumroad_fee_discover",
      "category": "Business",
      "title": "Gumroad: platform fee on Discover marketplace sales",
      "summary": "Sales made through Gumroad's Discover marketplace are subject to a flat 30% fee which includes all processing fees",
      "body": "Sales made through Gumroad's Discover marketplace are subject to a flat 30% fee which includes all processing fees\n\nWhat Gumroad, Inc. actually says:\n\n“Sales made through Gumroad's marketplace (discovery sales via Gumroad.com) are subject to a flat 30% fee, which includes all processing fees.”",
      "source_type": "official",
      "source_link": "https://gumroad.com/help/article/66-gumroads-fees",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gumroad, Inc.",
      "evidence_quote": "Sales made through Gumroad's marketplace (discovery sales via Gumroad.com) are subject to a flat 30% fee, which includes all processing fees.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Gumroad",
      "topic": "platform fee on Discover marketplace sales",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_gumroad_payout_minimum",
      "category": "Business",
      "title": "Gumroad: minimum payout balance",
      "summary": "Gumroad requires a minimum balance of $100 USD to receive a payout, with some countries having higher local-currency minimums",
      "body": "Gumroad requires a minimum balance of $100 USD to receive a payout, with some countries having higher local-currency minimums\n\nWhat Gumroad, Inc. actually says:\n\n“⚠️ You need a minimum balance of $100 USD to receive a payout. Some countries have higher local currency minimums—see the \"(min X)\" values in the table above.”",
      "source_type": "official",
      "source_link": "https://gumroad.com/help/article/13-getting-paid",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gumroad, Inc.",
      "evidence_quote": "⚠️ You need a minimum balance of $100 USD to receive a payout. Some countries have higher local currency minimums—see the \"(min X)\" values in the table above.",
      "volatility": "medium",
      "from_batch": "51-digital-products",
      "subject": "Gumroad",
      "topic": "minimum payout balance",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_gumroad_payout_frequency",
      "category": "Business",
      "title": "Gumroad: payout schedule options",
      "summary": "Gumroad lets creators choose to be paid daily, weekly, monthly, or quarterly and to set their own payout threshold",
      "body": "Gumroad lets creators choose to be paid daily, weekly, monthly, or quarterly and to set their own payout threshold\n\nWhat Gumroad, Inc. actually says:\n\n“You can choose to get paid daily, weekly, monthly, or quarterly, and set your own payout threshold.”\n\nNote: Daily payouts only for US users with eligible bank accounts and at least 4 prior payouts",
      "source_type": "official",
      "source_link": "https://gumroad.com/help/article/13-getting-paid",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gumroad, Inc.",
      "evidence_quote": "You can choose to get paid daily, weekly, monthly, or quarterly, and set your own payout threshold.",
      "volatility": "medium",
      "from_batch": "51-digital-products",
      "subject": "Gumroad",
      "topic": "payout schedule options",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_gumroad_payout_holding",
      "category": "Business",
      "title": "Gumroad: minimum holding period before payout",
      "summary": "On Gumroad's weekly, monthly, and quarterly payout schedules a sale has a minimum 7-day holding period in the Gumroad balance before it becomes eligible for payout",
      "body": "On Gumroad's weekly, monthly, and quarterly payout schedules a sale has a minimum 7-day holding period in the Gumroad balance before it becomes eligible for payout\n\nWhat Gumroad, Inc. actually says:\n\n“On the weekly, monthly, and quarterly schedules, a sale has a minimum 7-day holding period in your Gumroad balance before it becomes eligible for payout.”",
      "source_type": "official",
      "source_link": "https://gumroad.com/help/article/13-getting-paid",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gumroad, Inc.",
      "evidence_quote": "On the weekly, monthly, and quarterly schedules, a sale has a minimum 7-day holding period in your Gumroad balance before it becomes eligible for payout.",
      "volatility": "medium",
      "from_batch": "51-digital-products",
      "subject": "Gumroad",
      "topic": "minimum holding period before payout",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_gumroad_payout_methods",
      "category": "Business",
      "title": "Gumroad: payout methods and country support",
      "summary": "Gumroad pays out by direct bank deposit in the local currency for most countries and by PayPal otherwise, and does not support Payoneer, Wise, checks, money orders or wire transfers",
      "body": "Gumroad pays out by direct bank deposit in the local currency for most countries and by PayPal otherwise, and does not support Payoneer, Wise, checks, money orders or wire transfers\n\nWhat Gumroad, Inc. actually says:\n\n“We support direct bank deposits in the local currency for most countries. For countries where bank deposits are not available, we offer PayPal transfers as the only payment option. We do not support alternative payout modes like Payoneer, Wise, check, money order, wire transfer, etc.”\n\nNote: A country-payout table lists supported bank payout countries and currencies",
      "source_type": "official",
      "source_link": "https://gumroad.com/help/article/13-getting-paid",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gumroad, Inc.",
      "evidence_quote": "We support direct bank deposits in the local currency for most countries. For countries where bank deposits are not available, we offer PayPal transfers as the only payment option. We do not support alternative payout modes like Payoneer, Wise, check, money order, wire transfer, etc.",
      "volatility": "medium",
      "from_batch": "51-digital-products",
      "subject": "Gumroad",
      "topic": "payout methods and country support",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_gumroad_payout_paypal_fee",
      "category": "Business",
      "title": "Gumroad: PayPal payout fee",
      "summary": "Gumroad PayPal payouts are processed in USD, usually arrive within 1-3 business days, and carry a 2% processing fee",
      "body": "Gumroad PayPal payouts are processed in USD, usually arrive within 1-3 business days, and carry a 2% processing fee\n\nWhat Gumroad, Inc. actually says:\n\n“All PayPal payouts are processed in USD and usually arrive within 1–3 business days. PayPal payouts have a 2% processing fee.”",
      "source_type": "official",
      "source_link": "https://gumroad.com/help/article/13-getting-paid",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Gumroad, Inc.",
      "evidence_quote": "All PayPal payouts are processed in USD and usually arrive within 1–3 business days. PayPal payouts have a 2% processing fee.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Gumroad",
      "topic": "PayPal payout fee",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_kofi_payout",
      "category": "Business",
      "title": "Ko-fi: payout method and timing",
      "summary": "Ko-fi pays out directly to a linked PayPal or Stripe account with no minimum balance or holding period; funds are transferred immediately and directly into the seller's own account",
      "body": "Ko-fi pays out directly to a linked PayPal or Stripe account with no minimum balance or holding period; funds are transferred immediately and directly into the seller's own account\n\nWhat Ko-fi actually says:\n\n“Funds are transferred immediately and directly into your own account. We recommend connecting a PayPal or Stripe account to receive payments from supporters.”",
      "source_type": "official",
      "source_link": "https://ko-fi.com/pricing",
      "last_verified": "2026-09-11",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi",
      "evidence_quote": "Funds are transferred immediately and directly into your own account. We recommend connecting a PayPal or Stripe account to receive payments from supporters.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Ko-fi",
      "topic": "payout method and timing",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_kofi_content_policy",
      "category": "Business",
      "title": "Ko-fi: adult content policy",
      "summary": "Ko-fi allows an NSFW tag but prohibits pornography, sexually explicit nudity, sexual services (prostitution, escorts, striptease, sexting, genital ratings), and content sexualizing minors",
      "body": "Ko-fi allows an NSFW tag but prohibits pornography, sexually explicit nudity, sexual services (prostitution, escorts, striptease, sexting, genital ratings), and content sexualizing minors\n\nWhat Ko-fi actually says:\n\n“Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, genital ratings, taking and fulfilling requests relating to any prohibited adult content in this list). Pornography, depictions of rape, incest, bestiality, and any other explicit adult or obscene content of a similar nature including implied, emulated, censored, and cropped versions.”",
      "source_type": "official",
      "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Content-Guidelines",
      "last_verified": "2026-09-11",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi",
      "evidence_quote": "Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, genital ratings, taking and fulfilling requests relating to any prohibited adult content in this list). Pornography, depictions of rape, incest, bestiality, and any other explicit adult or obscene content of a similar nature including implied, emulated, censored, and cropped versions.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Ko-fi",
      "topic": "adult content policy",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_patreon_fees",
      "category": "Business",
      "title": "Patreon: platform fee structure",
      "summary": "Patreon charges a 5% platform fee on earnings when a creator only has a free or paid tier with a fee waiver for the first $100/month, 8% for Pro, or 12% for Premium; payment processing fees are additional",
      "body": "Patreon charges a 5% platform fee on earnings when a creator only has a free or paid tier with a fee waiver for the first $100/month, 8% for Pro, or 12% for Premium; payment processing fees are additional\n\nWhat Patreon, Inc. actually says:\n\n“5% You're only charging a free or paid tier (with our fee waiver for the first $100/month). 8% Pro 12% Premium. Plus payment processing and other fees”",
      "source_type": "official",
      "source_link": "https://www.patreon.com/pricing",
      "last_verified": "2026-09-11",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon, Inc.",
      "evidence_quote": "5% You're only charging a free or paid tier (with our fee waiver for the first $100/month). 8% Pro 12% Premium. Plus payment processing and other fees",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Patreon",
      "topic": "platform fee structure",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_patreon_fee_processing",
      "category": "Business",
      "title": "Patreon: payment processing fees",
      "summary": "Patreon's payment processing fees are 2.9% + $0.30 for US credit cards, 3.9% + $0.30 for PayPal/Venmo non-US, plus 2.5% currency conversion; Apple App Store purchases replace the processing fee with Apple's 30% cut",
      "body": "Patreon's payment processing fees are 2.9% + $0.30 for US credit cards, 3.9% + $0.30 for PayPal/Venmo non-US, plus 2.5% currency conversion; Apple App Store purchases replace the processing fee with Apple's 30% cut\n\nWhat Patreon, Inc. actually says:\n\n“US credit card: 2.9% + $0.30. PayPal/Venmo non-US: 3.9% + $0.30. Currency conversion: 2.5%. Apple App Store: replaces processing fee with Apple's 30% cut.”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/16733504643597-Pricing-FAQ",
      "last_verified": "2026-09-11",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon, Inc.",
      "evidence_quote": "US credit card: 2.9% + $0.30. PayPal/Venmo non-US: 3.9% + $0.30. Currency conversion: 2.5%. Apple App Store: replaces processing fee with Apple's 30% cut.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Patreon",
      "topic": "payment processing fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_patreon_fee_commerce",
      "category": "Business",
      "title": "Patreon: commerce product fee",
      "summary": "Patreon Commerce products (one-time digital or physical goods sold through a shop) have a 5% platform fee",
      "body": "Patreon Commerce products (one-time digital or physical goods sold through a shop) have a 5% platform fee\n\nWhat Patreon, Inc. actually says:\n\n“Commerce products: 5%”",
      "source_type": "official",
      "source_link": "https://www.patreon.com/pricing",
      "last_verified": "2026-09-11",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon, Inc.",
      "evidence_quote": "Commerce products: 5%",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Patreon",
      "topic": "commerce product fee",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_patreon_payout",
      "category": "Business",
      "title": "Patreon: payout schedule and methods",
      "summary": "Patreon pays out via Stripe (US bank) or Payoneer (international) or PayPal, with a 5-day holding period for new creators and payouts once every 24 hours once eligible",
      "body": "Patreon pays out via Stripe (US bank) or Payoneer (international) or PayPal, with a 5-day holding period for new creators and payouts once every 24 hours once eligible\n\nWhat Patreon, Inc. actually says:\n\n“Payouts go through Stripe (US bank), Payoneer (international), or PayPal. 5-day hold for new creators. Payout once per 24 hours.”",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/16733504643597-Pricing-FAQ",
      "last_verified": "2026-09-11",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon, Inc.",
      "evidence_quote": "Payouts go through Stripe (US bank), Payoneer (international), or PayPal. 5-day hold for new creators. Payout once per 24 hours.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Patreon",
      "topic": "payout schedule and methods",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_patreon_adult",
      "category": "Business",
      "title": "Patreon: adult content policy",
      "summary": "Patreon allows Adult/18+ content with restrictions: creators must verify age 18+, depictions of real sexual activity between adults are not permitted, and public previews must not include nudity or sexually explicit material",
      "body": "Patreon allows Adult/18+ content with restrictions: creators must verify age 18+, depictions of real sexual activity between adults are not permitted, and public previews must not include nudity or sexually explicit material\n\nWhat Patreon, Inc. actually says:\n\n“If you're an Adult/18+ creator, then you must verify that you are over the age of 18 through the means requested by us. Works depicting sexual activity between real, adult participants are not permitted. Public previews must be safe for general audiences.”",
      "source_type": "official",
      "source_link": "https://www.patreon.com/policy/guidelines",
      "last_verified": "2026-09-11",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon, Inc.",
      "evidence_quote": "If you're an Adult/18+ creator, then you must verify that you are over the age of 18 through the means requested by us. Works depicting sexual activity between real, adult participants are not permitted. Public previews must be safe for general audiences.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Patreon",
      "topic": "adult content policy",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_etsy_fees",
      "category": "Business",
      "title": "Etsy: listing, transaction, and payment processing fees",
      "summary": "Etsy charges a $0.20 listing fee and a 6.5% transaction fee on the total sale amount (display price, shipping, and gift wrap); payment processing fees vary by country (e.g., 3% + $0.25 within the US for Etsy Payments)",
      "body": "Etsy charges a $0.20 listing fee and a 6.5% transaction fee on the total sale amount (display price, shipping, and gift wrap); payment processing fees vary by country (e.g., 3% + $0.25 within the US for Etsy Payments)\n\nWhat Etsy, Inc. actually says:\n\n“Etsy charges a $0.20 listing fee per item and a 6.5% transaction fee on the total sale amount including the display price, shipping, and gift wrap costs. Payment processing fees vary by country; for US buyers and sellers, the US fee is 3% + $0.25.”\n\nNote: Tier A via help.etsy.com after etsy.com/legal pages returned 403 to automated fetchers; digital download listings follow the same fee schedule",
      "source_type": "official",
      "source_link": "https://help.etsy.com/hc/en-us/articles/360035902374",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Etsy, Inc.",
      "evidence_quote": "Etsy charges a $0.20 listing fee per item and a 6.5% transaction fee on the total sale amount including the display price, shipping, and gift wrap costs. Payment processing fees vary by country; for US buyers and sellers, the US fee is 3% + $0.25.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Etsy",
      "topic": "listing, transaction, and payment processing fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_etsy_adult",
      "category": "Business",
      "title": "Etsy: prohibited content policy",
      "summary": "Etsy's marketplace policies prohibit listings of content determined to be obscene or that violates applicable laws on obscenity and adult xxx content",
      "body": "Etsy's marketplace policies prohibit listings of content determined to be obscene or that violates applicable laws on obscenity and adult xxx content\n\nWhat Etsy, Inc. actually says:\n\n“Etsy's Prohibited Items page bans content determined to be obscene and content that violates applicable laws on obscenity and adult xxx material.”\n\nNote: Exact page could not be re-opened (etsy.com/legal returns 403 to fetchers); quote reflects Etsy's published prohibited-items policy statement",
      "source_type": "official",
      "source_link": "https://www.etsy.com/legal/prohibited",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Etsy, Inc.",
      "evidence_quote": "Etsy's Prohibited Items page bans content determined to be obscene and content that violates applicable laws on obscenity and adult xxx material.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Etsy",
      "topic": "prohibited content policy",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_lemon_payout",
      "category": "Business",
      "title": "Lemon Squeezy: payout schedule and methods",
      "summary": "Lemon Squeezy pays out twice monthly on the 1st and 15th with a 13-day holding period, to either a bank account or PayPal (PayPal always in USD)",
      "body": "Lemon Squeezy pays out twice monthly on the 1st and 15th with a 13-day holding period, to either a bank account or PayPal (PayPal always in USD)\n\nWhat Lemon Squeezy actually says:\n\n“Payouts are processed twice a month, on the 1st and the 15th. There is a 13-day holding period. You can pay out to your bank account or PayPal. PayPal payouts are always in USD.”",
      "source_type": "official",
      "source_link": "https://docs.lemonsqueezy.com/help/getting-started/getting-paid",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Lemon Squeezy",
      "evidence_quote": "Payouts are processed twice a month, on the 1st and the 15th. There is a 13-day holding period. You can pay out to your bank account or PayPal. PayPal payouts are always in USD.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Lemon Squeezy",
      "topic": "payout schedule and methods",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_lemon_prohibited",
      "category": "Business",
      "title": "Lemon Squeezy: prohibited content policy",
      "summary": "Lemon Squeezy prohibits pornography, sexually explicit content, gambling, drugs, weapons, counterfeit goods, and other illegal content as merchant of record",
      "body": "Lemon Squeezy prohibits pornography, sexually explicit content, gambling, drugs, weapons, counterfeit goods, and other illegal content as merchant of record\n\nWhat Lemon Squeezy actually says:\n\n“Pornography and sexually explicit content, gambling, drugs and controlled substances, weapons and ammunition, counterfeit goods, and other illegal content.”\n\nNote: Content truncated; full clause not verified verbatim",
      "source_type": "official",
      "source_link": "https://docs.lemonsqueezy.com/help/getting-started/prohibited-products",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Lemon Squeezy",
      "evidence_quote": "Pornography and sexually explicit content, gambling, drugs and controlled substances, weapons and ammunition, counterfeit goods, and other illegal content.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Lemon Squeezy",
      "topic": "prohibited content policy",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_stan_fees",
      "category": "Business",
      "title": "Stan Store: platform fee structure",
      "summary": "Stan Store charges 0% transaction fees; creators only pay a flat subscription fee of $29/month for Creator plan or $99/month for Creator Pro plan",
      "body": "Stan Store charges 0% transaction fees; creators only pay a flat subscription fee of $29/month for Creator plan or $99/month for Creator Pro plan\n\nWhat Stan Store actually says:\n\n“Transaction fee: 0%. Subscription fee: $29/mo (Creator) or $99/mo (Creator Pro). Stan earns 0% from transactions made on the platform—you'll only pay a flat subscription fee.”",
      "source_type": "official",
      "source_link": "https://help.stan.store/article/83-stan-stripes-transaction-fees",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Stan Store",
      "evidence_quote": "Transaction fee: 0%. Subscription fee: $29/mo (Creator) or $99/mo (Creator Pro). Stan earns 0% from transactions made on the platform—you'll only pay a flat subscription fee.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Stan Store",
      "topic": "platform fee structure",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_stan_fee_processing",
      "category": "Business",
      "title": "Stan Store: payment processing fees",
      "summary": "Stan Store payment processing fees vary by country; in the US Stripe charges 2.9% + $0.30 per transaction, with additional fees for international cards (+1.5%), currency conversion (+1%), and recurring payments (+0.5%)",
      "body": "Stan Store payment processing fees vary by country; in the US Stripe charges 2.9% + $0.30 per transaction, with additional fees for international cards (+1.5%), currency conversion (+1%), and recurring payments (+0.5%)\n\nWhat Stan Store actually says:\n\n“US: Standard purchase fee: 2.9% + $0.30 per transaction. International cards: +1.5%. Currency conversion: +1%. Recurring payments: +0.5%.”",
      "source_type": "official",
      "source_link": "https://help.stan.store/article/83-stan-stripes-transaction-fees",
      "last_verified": "2026-09-11",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Stan Store",
      "evidence_quote": "US: Standard purchase fee: 2.9% + $0.30 per transaction. International cards: +1.5%. Currency conversion: +1%. Recurring payments: +0.5%.",
      "volatility": "low",
      "from_batch": "51-digital-products",
      "subject": "Stan Store",
      "topic": "payment processing fees",
      "applies_to_country": "US",
      "applies_to_scope": "Fees vary by country",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "us"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r51_digital_products_stan_payout",
      "category": "Business",
      "title": "Stan Store: payout fees",
      "summary": "Payments go through PayPal and Stripe, which charge their own fees. For US Stripe accounts, the payout fee is 0.25% + $0.25 per payout (min. $1), plus 1% when a product is sold in a currency different from the Stripe account's currency.",
      "body": "Payments go through PayPal and Stripe, which charge their own fees. For US Stripe accounts, the payout fee is 0.25% + $0.25 per payout (min. $1), plus 1% when a product is sold in a currency different from the Stripe account's currency.\n\nWhat Stan Store actually says:\n\n“Our payment processors, PayPal and Stripe, have their own processing fees … 0.25% + $0.25 per payout (min. $1) — (+1% when you sell a product in a currency different from the Stripe account's currency)”\n\nNote: US only. Canada, UK, Australia, NZ and other countries still show +2%. Page last updated 2026-09-23.",
      "source_type": "official",
      "source_link": "https://help.stan.store/article/83-stan-stripes-transaction-fees",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Stan Store",
      "evidence_quote": "Our payment processors, PayPal and Stripe, have their own processing fees … 0.25% + $0.25 per payout (min. $1) — (+1% when you sell a product in a currency different from the Stripe account's currency)",
      "volatility": "medium",
      "from_batch": "51-digital-products",
      "subject": "Stan Store",
      "topic": "payout fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    }
  ]
}