{
  "batch": "54-tips-and-wishlists",
  "articles": [
    {
      "id": "learn_r54_tips_and_wishlists_kofi_fees_free_mode_tips",
      "category": "Business",
      "title": "Ko-fi: Service fee on tips (Ko-fi Free mode)",
      "summary": "Ko-fi's help centre says that in Ko-fi Free mode creators pay 0% on one-time tips, and a flat 5% service fee applies to shop items, memberships, monthly tips and commissions.",
      "body": "Ko-fi's help centre says that in Ko-fi Free mode creators pay 0% on one-time tips, and a flat 5% service fee applies to shop items, memberships, monthly tips and commissions.\n\nWhat Ko-fi Labs actually says:\n\n“Ko-fi Free - Pay 0% on one-time tips. A flat 5% service fee applies to anything else, such as shop items, memberships, monthly tips, and commissions.”\n\nNote: The page shows 2018-03-29, which looks like the article's original creation date. The content has clearly been updated since then.",
      "source_type": "official",
      "source_link": "https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi Labs",
      "evidence_quote": "Ko-fi Free - Pay 0% on one-time tips. A flat 5% service fee applies to anything else, such as shop items, memberships, monthly tips, and commissions.",
      "volatility": "high",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Ko-fi",
      "topic": "Service fee on tips (Ko-fi Free mode)",
      "applies_to_country": "*",
      "applies_to_scope": "Ko-fi Free mode. Payment processor fees are extra.",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "kofi",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_kofi_fees_standard_mode",
      "category": "Business",
      "title": "Ko-fi: Standard mode fee and default for new creators",
      "summary": "Ko-fi says Standard mode has no monthly cost but charges a flat 5% fee on everything, one-time tips included. New creators start with all of Ko-fi unlocked and can opt out to keep tips fee-free.",
      "body": "Ko-fi says Standard mode has no monthly cost but charges a flat 5% fee on everything, one-time tips included. New creators start with all of Ko-fi unlocked and can opt out to keep tips fee-free.\n\nWhat Ko-fi Labs actually says:\n\n“Standard - No monthly cost, but a flat 5% fee applies to one-time tips, shop, commissions, monthly tips and memberships too. … New creators now start with all of Ko-fi unlocked from day one, you're always free to opt out and keep tips completely fee-free.”\n\nNote: The pricing page (ko-fi.com/pricing) also calls Standard the default for new creators.",
      "source_type": "official",
      "source_link": "https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi Labs",
      "evidence_quote": "Standard - No monthly cost, but a flat 5% fee applies to one-time tips, shop, commissions, monthly tips and memberships too. … New creators now start with all of Ko-fi unlocked from day one, you're always free to opt out and keep tips completely fee-free.",
      "volatility": "high",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Ko-fi",
      "topic": "Standard mode fee and default for new creators",
      "applies_to_country": "*",
      "applies_to_scope": "New creators start in this mode by default. It can be switched off under Settings > Payment.",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "kofi",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_kofi_fees_gold_plan",
      "category": "Business",
      "title": "Gold subscription price and fee",
      "summary": "Ko-fi says Ko-fi Gold gives 0% service fees on all payment options for $12 a month, instead of the 5% fee. Memberships that began before subscribing to Gold still pay the 5% fee.",
      "body": "Ko-fi says Ko-fi Gold gives 0% service fees on all payment options for $12 a month, instead of the 5% fee. Memberships that began before subscribing to Gold still pay the 5% fee.\n\nWhat Ko-fi Labs actually says:\n\n“Yes, you can still join Ko-fi Gold to unlock 0% service fees on all payment options for a fixed monthly cost of $12 p/m, rather than the 5% fee. … Memberships which began before you subscribed to Gold will continue to incur the 5% service fee.”\n\nNote: The page's displayed date looks like the original creation date. Its content mentions current pricing.",
      "source_type": "official",
      "source_link": "https://help.ko-fi.com/hc/en-us/articles/360005506873-What-is-Ko-fi-Gold",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi Labs",
      "evidence_quote": "Yes, you can still join Ko-fi Gold to unlock 0% service fees on all payment options for a fixed monthly cost of $12 p/m, rather than the 5% fee. … Memberships which began before you subscribed to Gold will continue to incur the 5% service fee.",
      "volatility": "high",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Ko-fi Gold",
      "topic": "Gold subscription price and fee",
      "applies_to_country": "*",
      "applies_to_scope": "New Gold sign-ups are monthly only.",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "kofi",
        "topic": [
          "money.fees",
          "money.pricing"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_kofi_payout_direct_paypal_stripe",
      "category": "Business",
      "title": "Ko-fi: How payouts reach the creator",
      "summary": "Ko-fi says all payments go straight into the creator's own PayPal or Stripe account. The processor's usual fees apply on top, typically around 3% + $0.30.",
      "body": "Ko-fi says all payments go straight into the creator's own PayPal or Stripe account. The processor's usual fees apply on top, typically around 3% + $0.30.\n\nWhat Ko-fi Labs actually says:\n\n“All payments go straight into your own PayPal or Stripe account. Your payment processor's usual fees still apply on top (typically around 3% + $0.30).”",
      "source_type": "official",
      "source_link": "https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi Labs",
      "evidence_quote": "All payments go straight into your own PayPal or Stripe account. Your payment processor's usual fees still apply on top (typically around 3% + $0.30).",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Ko-fi",
      "topic": "How payouts reach the creator",
      "applies_to_country": "*",
      "applies_to_scope": "Ko-fi says processor fees vary by account type, location and currency.",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "kofi",
        "topic": [
          "money.payout",
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_bmac_fees_platform_fee",
      "category": "Business",
      "title": "Buy Me a Coffee: Platform fee",
      "summary": "Buy Me a Coffee says it charges no monthly fee and applies a 5% platform fee per transaction, so creators keep 95%.",
      "body": "Buy Me a Coffee says it charges no monthly fee and applies a 5% platform fee per transaction, so creators keep 95%.\n\nWhat Buy Me a Coffee actually says:\n\n“Unlike other platforms, Buy Me a Coffee doesn’t charge you a monthly fee. Instead, we only apply a 5% platform fee per transaction, which means you get to keep 95% of your earnings while we can also benefit from your work.”\n\nNote: buymeacoffee.com/faq also says 5% transaction fee and 95% kept.",
      "source_type": "official",
      "source_link": "https://help.buymeacoffee.com/en/articles/8105744-how-to-calculate-charges-on-your-payment",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buy Me a Coffee",
      "evidence_quote": "Unlike other platforms, Buy Me a Coffee doesn’t charge you a monthly fee. Instead, we only apply a 5% platform fee per transaction, which means you get to keep 95% of your earnings while we can also benefit from your work.",
      "volatility": "high",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Buy Me a Coffee",
      "topic": "Platform fee",
      "applies_to_country": "*",
      "applies_to_scope": "Stripe processing fees are extra (see bmac.fees.processing).",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "buymeacoffee",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_bmac_fees_processing",
      "category": "Business",
      "title": "Buy Me a Coffee: Stripe processing and payout fees",
      "summary": "Buy Me a Coffee says Stripe charges 2.9% + $0.30 per successful transaction plus a 0.5% payout-processing fee. It adds +1% for transactions outside the US and +0.5% for subscription payments.",
      "body": "Buy Me a Coffee says Stripe charges 2.9% + $0.30 per successful transaction plus a 0.5% payout-processing fee. It adds +1% for transactions outside the US and +0.5% for subscription payments.\n\nWhat Buy Me a Coffee actually says:\n\n“Stripe charges a standard payment processing fee of 2.9% + $0.30 per successful transaction to securely process your payments. Stripe also applies a 0.5% fee for payout processing. In certain cases, extra fees may apply to cover processing costs: … +1% for international (outside of the US) transaction … +0.5% for subscription payments”",
      "source_type": "official",
      "source_link": "https://help.buymeacoffee.com/en/articles/8105744-how-to-calculate-charges-on-your-payment",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buy Me a Coffee",
      "evidence_quote": "Stripe charges a standard payment processing fee of 2.9% + $0.30 per successful transaction to securely process your payments. Stripe also applies a 0.5% fee for payout processing. In certain cases, extra fees may apply to cover processing costs: … +1% for international (outside of the US) transaction … +0.5% for subscription payments",
      "volatility": "high",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Buy Me a Coffee",
      "topic": "Stripe processing and payout fees",
      "applies_to_country": "*",
      "applies_to_scope": "Creators can choose to have supporters cover the card fee.",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "buymeacoffee",
        "topic": [
          "money.fees",
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_bmac_payout_first_payout_review",
      "category": "Business",
      "title": "Buy Me a Coffee: First payout threshold and moderation review",
      "summary": "Buy Me a Coffee says a creator can request a payout once the account reaches the first $10. Before funds go to Stripe and then the bank, the moderation team reviews the account for restricted content.",
      "body": "Buy Me a Coffee says a creator can request a payout once the account reaches the first $10. Before funds go to Stripe and then the bank, the moderation team reviews the account for restricted content.\n\nWhat Buy Me a Coffee actually says:\n\n“Once your account reaches the first $10, you can request a payout. Our moderation team will review your account to ensure it doesn't violate our policy by sharing any restricted content. … After it's approved, your funds are transferred directly to your Stripe account, and from there to your bank account.”",
      "source_type": "official",
      "source_link": "https://help.buymeacoffee.com/en/articles/4539170-frequently-asked-questions",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buy Me a Coffee",
      "evidence_quote": "Once your account reaches the first $10, you can request a payout. Our moderation team will review your account to ensure it doesn't violate our policy by sharing any restricted content. … After it's approved, your funds are transferred directly to your Stripe account, and from there to your bank account.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Buy Me a Coffee",
      "topic": "First payout threshold and moderation review",
      "applies_to_country": "*",
      "applies_to_scope": "buymeacoffee.com/faq says payouts are available in 44 countries.",
      "tags": {
        "lane": "any",
        "stage": "first_month",
        "region": [
          "any"
        ],
        "platform": "buymeacoffee",
        "topic": [
          "money.payout",
          "rules.enforcement"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_throne_fees_gifter_service_fees",
      "category": "Business",
      "title": "Throne: Who pays gift fees and service fee rates",
      "summary": "Throne says the gifter pays all checkout fees, never the creator. Service fees are 0% on Partner Store products, 7% on physical gifts shipped by Throne, and 9.75% on Cash Gifts, Direct Credit and Payout items.",
      "body": "Throne says the gifter pays all checkout fees, never the creator. Service fees are 0% on Partner Store products, 7% on physical gifts shipped by Throne, and 9.75% on Cash Gifts, Direct Credit and Payout items.\n\nWhat Throne actually says:\n\n“All checkout fees are paid by the gifter, never the creator. … Partner Store products (US, UK, CA, DE, NL, IT, ES, FR, AU, MX, SE) … 0% … Physical gifts shipped by Throne … 7% … Cash Gifts, Direct Credit, and Payout items … 9.75%”\n\nNote: Quote joins cells from the page's fee table. The page only says 'Updated over a week ago'.",
      "source_type": "official",
      "source_link": "https://help.throne.com/en/articles/15606045-what-fees-are-paid-at-checkout",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Throne",
      "evidence_quote": "All checkout fees are paid by the gifter, never the creator. … Partner Store products (US, UK, CA, DE, NL, IT, ES, FR, AU, MX, SE) … 0% … Physical gifts shipped by Throne … 7% … Cash Gifts, Direct Credit, and Payout items … 9.75%",
      "volatility": "high",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Throne",
      "topic": "Who pays gift fees and service fee rates",
      "applies_to_country": "*",
      "applies_to_scope": "The Partner Store 0% rate is listed for US, UK, CA, DE, NL, IT, ES, FR, AU, MX, SE. A payment processing fee is added at",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "us",
          "uk",
          "eu",
          "ca",
          "au"
        ],
        "platform": "throne",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_throne_fees_creator_side",
      "category": "Business",
      "title": "Throne: Fees creators pay (payouts and withdrawals)",
      "summary": "Throne says it is free for creators to use. Creators pay only in specific cases: Instant Payouts cost $1.99 for balances under $100 or 1.9% for $100 and over (if not fan-funded), and withdrawals under $30 carry a $2 fee.",
      "body": "Throne says it is free for creators to use. Creators pay only in specific cases: Instant Payouts cost $1.99 for balances under $100 or 1.9% for $100 and over (if not fan-funded), and withdrawals under $30 carry a $2 fee.\n\nWhat Throne actually says:\n\n“Creators do pay a small fee in a few specific situations: … Instant Payouts: $1.99 for balances under $100, or 1.9% for balances $100 and over (if it was not fan-funded). … A $2 fee on withdrawals under $30 (refunded if the withdrawal fails or is returned). … Throne stays completely free for creators to use. No premium tiers, no charges for alerts or tracking.”",
      "source_type": "official",
      "source_link": "https://help.throne.com/en/articles/15606045-what-fees-are-paid-at-checkout",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Throne",
      "evidence_quote": "Creators do pay a small fee in a few specific situations: … Instant Payouts: $1.99 for balances under $100, or 1.9% for balances $100 and over (if it was not fan-funded). … A $2 fee on withdrawals under $30 (refunded if the withdrawal fails or is returned). … Throne stays completely free for creators to use. No premium tiers, no charges for alerts or tracking.",
      "volatility": "high",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Throne",
      "topic": "Fees creators pay (payouts and withdrawals)",
      "applies_to_country": "*",
      "applies_to_scope": "The $2 withdrawal fee is refunded if the withdrawal fails or is returned. Cancelling an unfinished crowdfund deducts the",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "throne",
        "topic": [
          "money.fees",
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_throne_privacy_address_hidden",
      "category": "Business",
      "title": "[Unverified - being checked] Throne: Creator address and gifter payment privacy",
      "summary": "[Unverified - being checked] Throne's help centre says the creator's real name and address are used only to ship gifts and are never visible to fans. Gifters' payment details are never shared with the creator.",
      "body": "Throne's help centre says the creator's real name and address are used only to ship gifts and are never visible to fans. Gifters' payment details are never shared with the creator.\n\nWhat Throne actually says:\n\n“Your real name and address stay private. They are only used to ship your gifts and are never visible to fans. … Your payment details are never shared with the creator, and their address is never shared with you.”\n\nNote: This is Throne's own privacy claim. It was not independently tested.",
      "source_type": "official",
      "source_link": "https://help.throne.com/en/articles/15808787-how-does-throne-work",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Throne",
      "evidence_quote": "Your real name and address stay private. They are only used to ship your gifts and are never visible to fans. … Your payment details are never shared with the creator, and their address is never shared with you.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Throne",
      "topic": "Creator address and gifter payment privacy",
      "applies_to_country": "*",
      "applies_to_scope": "Throne's security page says delivery addresses are stored separately from all other data.",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "throne",
        "topic": [
          "safety.privacy"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_youtube_supers_super_chat_rev_share",
      "category": "Business",
      "title": "YouTube Super Chat & Super Stickers: Revenue share",
      "summary": "YouTube says creators receive 70% of Supers revenue confirmed by Google. The 70% is calculated after local sales tax and iOS App Store fees, and YouTube currently covers transaction costs including card fees.",
      "body": "YouTube says creators receive 70% of Supers revenue confirmed by Google. The 70% is calculated after local sales tax and iOS App Store fees, and YouTube currently covers transaction costs including card fees.\n\nWhat Google / YouTube actually says:\n\n“Creators receive 70% of Supers revenue that is confirmed by Google. The 70% is calculated after local sales tax and App Store fees on iOS are deducted. Transaction costs, including credit card fees, are currently covered by YouTube.”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/7288782",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Google / YouTube",
      "evidence_quote": "Creators receive 70% of Supers revenue that is confirmed by Google. The 70% is calculated after local sales tax and App Store fees on iOS are deducted. Transaction costs, including credit card fees, are currently covered by YouTube.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "YouTube Super Chat & Super Stickers",
      "topic": "Revenue share",
      "applies_to_country": "*",
      "applies_to_scope": "Only in eligible locations. The creator must be in YPP and have signed the Commerce Product Module.",
      "tags": {
        "lane": "streaming",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "youtube",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_youtube_supers_super_thanks_rev_share",
      "category": "Business",
      "title": "YouTube Super Thanks: Revenue share and payout route",
      "summary": "YouTube says creators get 70% of Super Thanks revenue recognized by Google, calculated after taxes and fees including iOS App Store fees. The revenue is paid through AdSense, the same way as ads revenue.",
      "body": "YouTube says creators get 70% of Super Thanks revenue recognized by Google, calculated after taxes and fees including iOS App Store fees. The revenue is paid through AdSense, the same way as ads revenue.\n\nWhat Google / YouTube actually says:\n\n“Creators get 70% of Super Thanks revenue recognized by Google. The 70% is calculated after taxes and fees are deducted (including App Store fees on iOS). Transaction costs, including credit card fees, are currently covered by YouTube. … You get Super Thanks revenue in the same way that you get ads revenue with AdSense for YouTube.”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/10878910",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Google / YouTube",
      "evidence_quote": "Creators get 70% of Super Thanks revenue recognized by Google. The 70% is calculated after taxes and fees are deducted (including App Store fees on iOS). Transaction costs, including credit card fees, are currently covered by YouTube. … You get Super Thanks revenue in the same way that you get ads revenue with AdSense for YouTube.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "YouTube Super Thanks",
      "topic": "Revenue share and payout route",
      "applies_to_country": "*",
      "applies_to_scope": "Available on long-form videos and Shorts in eligible locations.",
      "tags": {
        "lane": "creator_program",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "youtube",
        "topic": [
          "money.fees",
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_youtube_fan_funding_minimum_eligibility",
      "category": "Business",
      "title": "[Unverified - being checked] YouTube fan funding (Super Chat, Super Stickers, Super Thanks, memberships): Minimum eligibility",
      "summary": "[Unverified - being checked] YouTube lists the minimum requirements for fan funding features as being in the YouTube Partner Program, being at least 18, and living where the feature is available. It says fan funding features are not crowdfunding or donation tools.",
      "body": "YouTube lists the minimum requirements for fan funding features as being in the YouTube Partner Program, being at least 18, and living where the feature is available. It says fan funding features are not crowdfunding or donation tools.\n\nWhat Google / YouTube actually says:\n\n“Channel is in the YouTube Partner Program … Be at least 18 years old … Live in a country/region where the individual fan funding feature is available … Fan funding features are not crowdfunding or donation tools. Money you get from these features may be treated differently based on laws that apply to you and your activities.”",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/13195878",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Google / YouTube",
      "evidence_quote": "Channel is in the YouTube Partner Program … Be at least 18 years old … Live in a country/region where the individual fan funding feature is available … Fan funding features are not crowdfunding or donation tools. Money you get from these features may be treated differently based on laws that apply to you and your activities.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "YouTube fan funding (Super Chat, Super Stickers, Super Thanks, memberships)",
      "topic": "Minimum eligibility",
      "applies_to_country": "*",
      "applies_to_scope": "Each feature has its own availability list. The US, UK, Canada, Australia and many EU countries appear on the Super Chat",
      "tags": {
        "lane": "creator_program",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "youtube",
        "topic": [
          "access.signup",
          "access.geo",
          "safety.legal"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_youtube_supers_super_chat_video_restrictions",
      "category": "Business",
      "title": "[Unverified - being checked] Videos where Super Chat is unavailable",
      "summary": "[Unverified - being checked] YouTube says Super Chat and Super Stickers are unavailable on age-restricted, unlisted, private and made-for-kids videos, and on videos with YouTube Giving fundraisers. It also says they are not crowdfunding or donation tools.",
      "body": "YouTube says Super Chat and Super Stickers are unavailable on age-restricted, unlisted, private and made-for-kids videos, and on videos with YouTube Giving fundraisers. It also says they are not crowdfunding or donation tools.\n\nWhat Google / YouTube actually says:\n\n“Super Chat and Super Stickers aren’t available on the following types of videos: … Age-restricted … Unlisted … Private … Made for kids … With YouTube Giving fundraisers … You should be aware that Super Chat and Super Stickers aren't crowdfunding or donation tools.”\n\nNote: The page also says that if a Super Chat is removed for a policy violation, YouTube donates its own share of the revenue to charity.",
      "source_type": "official",
      "source_link": "https://support.google.com/youtube/answer/9277801",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Google / YouTube",
      "evidence_quote": "Super Chat and Super Stickers aren’t available on the following types of videos: … Age-restricted … Unlisted … Private … Made for kids … With YouTube Giving fundraisers … You should be aware that Super Chat and Super Stickers aren't crowdfunding or donation tools.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "YouTube Super Chat & Super Stickers",
      "topic": "Videos where Super Chat is unavailable",
      "applies_to_country": "*",
      "applies_to_scope": "Also unavailable when live chat or comments are turned off.",
      "tags": {
        "lane": "streaming",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "youtube",
        "topic": [
          "rules.content",
          "safety.legal"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_twitch_bits_partner_share_per_bit",
      "category": "Business",
      "title": "Twitch Bits: What a Partner earns per Bit",
      "summary": "Twitch's Partner program page says Twitch gives participating Partners a share of Bits revenue equal to 1 cent per Bit used to Cheer for them.",
      "body": "Twitch's Partner program page says Twitch gives participating Partners a share of Bits revenue equal to 1 cent per Bit used to Cheer for them.\n\nWhat Twitch Interactive actually says:\n\n“Twitch provides participating Partners a share of the revenue Twitch receives from Bits equal to 1 cent per Bit used to Cheer for them.”\n\nNote: Rated medium because the page links to old help-portal URLs, so it may not be actively maintained. The number is stated officially.",
      "source_type": "official",
      "source_link": "https://www.twitch.tv/p/en/partners/",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Twitch Interactive",
      "evidence_quote": "Twitch provides participating Partners a share of the revenue Twitch receives from Bits equal to 1 cent per Bit used to Cheer for them.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Twitch Bits",
      "topic": "What a Partner earns per Bit",
      "applies_to_country": "*",
      "applies_to_scope": "This page covers Partners only. The Affiliate rate could not be checked on an official page that loaded (see could_not_v",
      "tags": {
        "lane": "streaming",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "twitch",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_twitch_bits_acceptable_use",
      "category": "Business",
      "title": "Bits acceptable use",
      "summary": "Twitch Creator Camp says creators must not solicit Bits in exchange for money, donations, items or services. Selling, trading or transferring Bits for currency, or using Bits to bet or wager, is prohibited.",
      "body": "Twitch Creator Camp says creators must not solicit Bits in exchange for money, donations, items or services. Selling, trading or transferring Bits for currency, or using Bits to bet or wager, is prohibited.\n\nWhat Twitch Interactive actually says:\n\n“Do not solicit Bits in exchange for money, donations, items, or services. Selling, trading, bartering, or transferring Bits to other users in exchange for currency or using Bits to bet or wager is prohibited.”",
      "source_type": "official",
      "source_link": "https://www.twitch.tv/creatorcamp/en/level1/monetization/bits/",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Twitch Interactive",
      "evidence_quote": "Do not solicit Bits in exchange for money, donations, items, or services. Selling, trading, bartering, or transferring Bits to other users in exchange for currency or using Bits to bet or wager is prohibited.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Twitch Bits",
      "topic": "Bits acceptable use",
      "applies_to_country": "*",
      "applies_to_scope": "Refers to the Bits acceptable use policy at legal.twitch.com.",
      "tags": {
        "lane": "streaming",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "twitch",
        "topic": [
          "rules.content",
          "rules.enforcement"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_tiktok_live_diamonds_eligibility",
      "category": "Business",
      "title": "What Diamonds are and who can collect them",
      "summary": "TikTok says creators collect Diamonds from Gifts sent in their LIVE streams and may then be eligible for rewards. To collect Diamonds a creator must live where Diamonds are available and be at least 18 (or meet the local age requirement).",
      "body": "TikTok says creators collect Diamonds from Gifts sent in their LIVE streams and may then be eligible for rewards. To collect Diamonds a creator must live where Diamonds are available and be at least 18 (or meet the local age requirement).\n\nWhat TikTok actually says:\n\n“Creators can collect Diamonds from Gifts sent in their LIVE streams, or by contributing to the platform through missions and campaigns. Once you collect Diamonds, you may be eligible to receive rewards, such as digital goods or services. … Live in a country where Diamonds are available. … Be at least 18 years old (or adhere to the local age requirement).”\n\nNote: The page does not give any Diamond-to-cash value or creator percentage.",
      "source_type": "official",
      "source_link": "https://support.tiktok.com/en/business-and-creator/video-gifts-on-tiktok/diamonds",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "TikTok",
      "evidence_quote": "Creators can collect Diamonds from Gifts sent in their LIVE streams, or by contributing to the platform through missions and campaigns. Once you collect Diamonds, you may be eligible to receive rewards, such as digital goods or services. … Live in a country where Diamonds are available. … Be at least 18 years old (or adhere to the local age requirement).",
      "volatility": "high",
      "from_batch": "54-tips-and-wishlists",
      "subject": "TikTok LIVE Gifts / Diamonds",
      "topic": "What Diamonds are and who can collect them",
      "applies_to_country": "*",
      "applies_to_scope": "Collecting Diamonds is subject to TikTok's Virtual Items Policy. The account must be in good standing.",
      "tags": {
        "lane": "streaming",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "tiktok",
        "topic": [
          "access.signup",
          "access.geo",
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_patreon_gifting_fan_gifts",
      "category": "Business",
      "title": "Patreon: Gifted memberships: earnings timing and redemption",
      "summary": "Patreon says creators receive earnings from a fan-bought gift right away, without waiting for redemption. Gifts must be redeemed within 90 days or they expire without an automatic refund, and creators can switch off gifting by fans.",
      "body": "Patreon says creators receive earnings from a fan-bought gift right away, without waiting for redemption. Gifts must be redeemed within 90 days or they expire without an automatic refund, and creators can switch off gifting by fans.\n\nWhat Patreon actually says:\n\n“If you do not wish for fans to be able to gift your membership to other fans, you can turn off the option in your Promotions tab under Gifted by others. … You will receive earnings from a gift purchased by a fan immediately. You do not have to wait for the gift to be redeemed. … Gifts must be redeemed by a recipient within 90 days of purchase. Gifts that aren’t redeemed within this window will no longer be redeemable and will not be automatically refunded.”\n\nNote: Patreon's one-time purchase help article (204606215) was also fetched. It covers product, post and collection purchases, not tips.",
      "source_type": "official",
      "source_link": "https://support.patreon.com/hc/en-us/articles/31345081474189-FAQ-Fan-gifting",
      "last_verified": "2026-09-25",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon",
      "evidence_quote": "If you do not wish for fans to be able to gift your membership to other fans, you can turn off the option in your Promotions tab under Gifted by others. … You will receive earnings from a gift purchased by a fan immediately. You do not have to wait for the gift to be redeemed. … Gifts must be redeemed by a recipient within 90 days of purchase. Gifts that aren’t redeemed within this window will no longer be redeemable and will not be automatically refunded.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Patreon",
      "topic": "Gifted memberships: earnings timing and redemption",
      "applies_to_country": "*",
      "applies_to_scope": "Only fans who have said they are 18+ can buy or redeem gifts for 18+ creators.",
      "tags": {
        "lane": "subscription_sfw",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "patreon",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_streamlabs_tips_card_fees",
      "category": "Business",
      "title": "Streamlabs: Credit-card tipping fees and withdrawals",
      "summary": "Streamlabs says it takes no fee from credit-card tips; the card processor's standard fee is 2.9% + .30 cents USD (varying by country), and withdrawals cost 0.5% under $2000 or a flat $10 above that.",
      "body": "Streamlabs says it takes no fee from credit-card tips; the card processor's standard fee is 2.9% + .30 cents USD (varying by country), and withdrawals cost 0.5% under $2000 or a flat $10 above that.\n\nWhat Streamlabs (Logitech Services S.A.) actually says:\n\n“The standard fee charged by the credit card processor is 2.9%+ .30 cents USD. This fee will vary by country of streamer and donor. … There is a 0.5% fee for each withdrawal under $2000. Anything over $2000 will have a flat fee of $10. … Streamlabs does not take any fee from credit card tips and never will. All fees are collected by the credit card processor.”\n\nNote: Page is in Streamlabs' own Help Center (Tips section). It also says a chargeback costs $15, charged by the processor.",
      "source_type": "official",
      "source_link": "https://streamlabs.com/content-hub/post/stripe-tipping-faqs",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Streamlabs (Logitech Services S.A.)",
      "evidence_quote": "The standard fee charged by the credit card processor is 2.9%+ .30 cents USD. This fee will vary by country of streamer and donor. … There is a 0.5% fee for each withdrawal under $2000. Anything over $2000 will have a flat fee of $10. … Streamlabs does not take any fee from credit card tips and never will. All fees are collected by the credit card processor.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Streamlabs",
      "topic": "Credit-card tipping fees and withdrawals",
      "applies_to_country": "*",
      "applies_to_scope": "Stripe card tipping is available only in listed countries (including US, UK, CA, AU and many EU countries). A 2% currenc",
      "tags": {
        "lane": "streaming",
        "stage": "setting_up",
        "region": [
          "us",
          "uk",
          "eu",
          "ca",
          "au"
        ],
        "platform": "streamlabs",
        "topic": [
          "money.fees",
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_streamelements_tips_fees_withdrawal",
      "category": "Business",
      "title": "StreamElements: Tipping fees and SE.Pay withdrawal minimum",
      "summary": "StreamElements says it charges no extra fee on tips via PayPal or SE.Pay, but those processors have their own fees. SE.Pay balances can be withdrawn to a bank once they reach $5.",
      "body": "StreamElements says it charges no extra fee on tips via PayPal or SE.Pay, but those processors have their own fees. SE.Pay balances can be withdrawn to a bank once they reach $5.\n\nWhat StreamElements actually says:\n\n“StreamElements does not charge any additional fees for processing tips. Whether you receive tips via PayPal or SE.Pay, StreamElements does not take a cut of your earnings. However, please note that PayPal and SE.Pay have their own fees for processing transactions. … They can withdraw their accumulated tips to their linked bank account at any time after reaching the minimum withdrawal limit of $5.”\n\nNote: SE.Pay's own fee rates are on a dashboard page that was not fetched.",
      "source_type": "official",
      "source_link": "https://support.streamelements.com/hc/en-us/articles/10474710869394-Tipping-Overview",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "StreamElements",
      "evidence_quote": "StreamElements does not charge any additional fees for processing tips. Whether you receive tips via PayPal or SE.Pay, StreamElements does not take a cut of your earnings. However, please note that PayPal and SE.Pay have their own fees for processing transactions. … They can withdraw their accumulated tips to their linked bank account at any time after reaching the minimum withdrawal limit of $5.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "StreamElements",
      "topic": "Tipping fees and SE.Pay withdrawal minimum",
      "applies_to_country": "*",
      "applies_to_scope": "SE.Pay offers chargeback protection. PayPal tips follow PayPal's dispute rules.",
      "tags": {
        "lane": "streaming",
        "stage": "setting_up",
        "region": [
          "any"
        ],
        "platform": "streamelements",
        "topic": [
          "money.fees",
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_platform_throne",
      "category": "Business",
      "title": "[Unverified - being checked] Throne: privacy, address masking, and checkout fees",
      "summary": "[Unverified - being checked] Throne provides a creator wishlist platform where delivery details and real names remain strictly private from gifters, with checkout fees paid entirely by the gifter rather than the creator.",
      "body": "Throne provides a creator wishlist platform where delivery details and real names remain strictly private from gifters, with checkout fees paid entirely by the gifter rather than the creator.\n\nWhat Throne Help Center actually says:\n\n“Your real name and address stay private. They are only used to ship your gifts and are never visible to fans.”\n\nNote: Tier A privacy and wishlist documentation.",
      "source_type": "official",
      "source_link": "https://help.throne.com/en/articles/15808787-how-does-throne-work",
      "last_verified": "2026-09-02",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Throne Help Center",
      "evidence_quote": "Your real name and address stay private. They are only used to ship your gifts and are never visible to fans.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Throne",
      "topic": "privacy, address masking, and checkout fees",
      "applies_to_country": "*",
      "applies_to_scope": "Global wishlist platform",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_platform_paypal",
      "category": "Business",
      "title": "PayPal: acceptable use policy for sexually oriented goods and services",
      "summary": "PayPal prohibits transactions for sexually oriented digital goods or content delivered through digital mediums, and restricts adult-themed goods or services under its Acceptable Use Policy.",
      "body": "PayPal prohibits transactions for sexually oriented digital goods or content delivered through digital mediums, and restricts adult-themed goods or services under its Acceptable Use Policy.\n\nWhat PayPal Help Center actually says:\n\n“We don't permit PayPal account holders to buy or sell: - Sexually oriented digital goods or content delivered through a digital medium. Examples of digital goods include downloadable pictures or videos and website subscriptions.”\n\nNote: Tier A acceptable use policy.",
      "source_type": "official",
      "source_link": "https://www.paypal.com/us/cshelp/article/what-is-paypal%E2%80%99s-policy-on-transactions-that-involve-sexually-oriented-goods-and-services-help384",
      "last_verified": "2026-09-02",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "PayPal Help Center",
      "evidence_quote": "We don't permit PayPal account holders to buy or sell: - Sexually oriented digital goods or content delivered through a digital medium. Examples of digital goods include downloadable pictures or videos and website subscriptions.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "PayPal",
      "topic": "acceptable use policy for sexually oriented goods and services",
      "applies_to_country": "*",
      "applies_to_scope": "Global platform policy",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_platform_cashapp",
      "category": "Business",
      "title": "Cash App: acceptable use policy regarding adult content and services",
      "summary": "Cash App strictly prohibits selling adult content and services, including pornography, pay-per-view, and adult live chat features.",
      "body": "Cash App strictly prohibits selling adult content and services, including pornography, pay-per-view, and adult live chat features.\n\nWhat Cash App Acceptable Use Policy actually says:\n\n“Pornography and other obscene materials (including literature, imagery and other media); and sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features.”\n\nNote: Tier A acceptable use policy.",
      "source_type": "official",
      "source_link": "https://cash.app/legal/us/en-us/acceptable-use-policy",
      "last_verified": "2026-09-02",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Cash App Acceptable Use Policy",
      "evidence_quote": "Pornography and other obscene materials (including literature, imagery and other media); and sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Cash App",
      "topic": "acceptable use policy regarding adult content and services",
      "applies_to_country": "US, UK",
      "applies_to_scope": "Supported operating regions",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "us",
          "uk"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_throne_payouts_setup",
      "category": "Business",
      "title": "Throne: payout methods and timing",
      "summary": "Creators add payout methods via the Balance page, verify identity, and can pay out any time with Normal (free, 1-3 business days) or Instant (1.9% fee, minutes) options for fan-funded balances.",
      "body": "Creators add payout methods via the Balance page, verify identity, and can pay out any time with Normal (free, 1-3 business days) or Instant (1.9% fee, minutes) options for fan-funded balances.\n\nWhat Throne Help Center actually says:\n\n“Once there are funds in your Throne Balance, head to the Payout methods tab to add how you'll get paid, then pay yourself out any time from the Balance tab.”\n\nNote: $2 fee on withdrawals under $30 (refunded if failed). Payout may take up to 180 days if account under fraud investigation per Terms.",
      "source_type": "official",
      "source_link": "https://help.throne.com/en/articles/15606043-how-do-i-set-up-payouts",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Throne Help Center",
      "evidence_quote": "Once there are funds in your Throne Balance, head to the Payout methods tab to add how you'll get paid, then pay yourself out any time from the Balance tab.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Throne",
      "topic": "payout methods and timing",
      "applies_to_country": "*",
      "applies_to_scope": "80+ countries supported per Throne",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_throne_privacy_address",
      "category": "Business",
      "title": "[Unverified - being checked] Throne: creator address privacy from gifters",
      "summary": "[Unverified - being checked] Throne stores creator delivery details securely and completely inaccessible to fans; gifters never see the creator's address.",
      "body": "Throne stores creator delivery details securely and completely inaccessible to fans; gifters never see the creator's address.\n\nWhat Throne Terms of Service actually says:\n\n“Your delivery details are stored securely and completely inaccesible to fans.”\n\nNote: Terms also state Throne reserves the right to send gifts from Throne itself on behalf of merchants.",
      "source_type": "official",
      "source_link": "https://throne.com/terms",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Throne Terms of Service",
      "evidence_quote": "Your delivery details are stored securely and completely inaccesible to fans.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Throne",
      "topic": "creator address privacy from gifters",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261021-123916Z"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_throne_prohibited_adult_content",
      "category": "Business",
      "title": "Throne: prohibited adult content on wishlists",
      "summary": "Throne prohibits pornography and sexually explicit content on wishlists, along with alcohol, tobacco, THC items, firearms, and live animals.",
      "body": "Throne prohibits pornography and sexually explicit content on wishlists, along with alcohol, tobacco, THC items, firearms, and live animals.\n\nWhat Throne Terms of Service actually says:\n\n“Wish lists may not include any of the following items (\"Prohibited Items\"): Alcohol, Tobacco, Items containing THC, Firearms, Live animals, Pornography or sexually explicit content”\n\nNote: Gifts cannot be received as payment for services, access to content, or exchanged for goods/services.",
      "source_type": "official",
      "source_link": "https://throne.com/terms",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Throne Terms of Service",
      "evidence_quote": "Wish lists may not include any of the following items (\"Prohibited Items\"): Alcohol, Tobacco, Items containing THC, Firearms, Live animals, Pornography or sexually explicit content",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Throne",
      "topic": "prohibited adult content on wishlists",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_wishtender_fees_pricing",
      "category": "Business",
      "title": "WishTender: flat 10% surcharge on product price",
      "summary": "WishTender charges a flat 10% surcharge/fee on top of the product price set by the creator to cover payment merchant and admin costs, with no automated recurring billing.",
      "body": "WishTender charges a flat 10% surcharge/fee on top of the product price set by the creator to cover payment merchant and admin costs, with no automated recurring billing.\n\nWhat WishTender Terms of Service actually says:\n\n“WishTender charges a flat 10% surcharge/fee in addition to the price of the product set by the User. This surcharge/fee is charged to cover the cost of our payment merchant and all associated admin costs. We do not offer any automated recurring billing. All orders must be manually processed.”\n\nNote: Purchases are final and nonrefundable per ToS. WishTender appears to have shut down as of March 2026 per Wishprime comparison page.",
      "source_type": "official",
      "source_link": "https://staging.wishtender.com/files/WishTender_Terms_of_Service.pdf",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "WishTender Terms of Service",
      "evidence_quote": "WishTender charges a flat 10% surcharge/fee in addition to the price of the product set by the User. This surcharge/fee is charged to cover the cost of our payment merchant and all associated admin costs. We do not offer any automated recurring billing. All orders must be manually processed.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "WishTender",
      "topic": "flat 10% surcharge on product price",
      "applies_to_country": "*",
      "applies_to_scope": "34+ countries per Product Hunt listing",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_wishtender_prohibited_adult_content",
      "category": "Business",
      "title": "WishTender: no nudity or sexually explicit content allowed",
      "summary": "WishTender prohibits nudity, pornography, and sexually explicit content (including imagery and messaging) to comply with payment provider policies, and prohibits sexual services, prostitution, and adult sexual solicitation.",
      "body": "WishTender prohibits nudity, pornography, and sexually explicit content (including imagery and messaging) to comply with payment provider policies, and prohibits sexual services, prostitution, and adult sexual solicitation.\n\nWhat WishTender Terms of Service actually says:\n\n“To abide by our payment provider's policies, we do not allow nudity, pornography, or sexually explicit content (which includes but is not limited to imagery and messaging) on our platform. We recognize that not all content is inherently pornographic, such as nudity in art, but we are unable to support any such explicit content on WishTender.”\n\nNote: Also prohibits implied nudity and sexual activity. WishTender was dropped by Stripe in Feb 2024 and appears to have ceased operations by March 2026.",
      "source_type": "official",
      "source_link": "https://staging.wishtender.com/files/WishTender_Terms_of_Service.pdf",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "WishTender Terms of Service",
      "evidence_quote": "To abide by our payment provider's policies, we do not allow nudity, pornography, or sexually explicit content (which includes but is not limited to imagery and messaging) on our platform. We recognize that not all content is inherently pornographic, such as nudity in art, but we are unable to support any such explicit content on WishTender.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "WishTender",
      "topic": "no nudity or sexually explicit content allowed",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_amazon_wishlist_privacy_address_visibility",
      "category": "Business",
      "title": "Amazon Wishlist: buyer sees only city and state, not street address",
      "summary": "Amazon Wishlist displays only the recipient's name, city, and state to gift purchasers; street address is hidden by default.",
      "body": "Amazon Wishlist displays only the recipient's name, city, and state to gift purchasers; street address is hidden by default.\n\nWhat Amazon Customer Service actually says:\n\n“Your Wish List only displays the name, city, and state of the address to gift purchasers. We hide your street address to protect your privacy.”\n\nNote: Third-party sellers receive name, shipping address, phone number, and anonymized email for fulfillment.",
      "source_type": "official",
      "source_link": "https://www.amazon.com/gp/help/customer/display.html?nodeId=G34LFXNSFP2S7HPC",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Amazon Customer Service",
      "evidence_quote": "Your Wish List only displays the name, city, and state of the address to gift purchasers. We hide your street address to protect your privacy.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Amazon Wishlist",
      "topic": "buyer sees only city and state, not street address",
      "applies_to_country": "US",
      "applies_to_scope": "Amazon.com help pages; may vary by locale",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "us"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_amazon_wishlist_third_party_seller_exception",
      "category": "Business",
      "title": "Amazon Wishlist: third-party sellers receive full shipping address",
      "summary": "Third-party sellers on Amazon receive the recipient's full shipping address, name, and phone number to fulfill orders, which may be visible to the buyer in order confirmations unless the Third-party shipping agreement is disabled.",
      "body": "Third-party sellers on Amazon receive the recipient's full shipping address, name, and phone number to fulfill orders, which may be visible to the buyer in order confirmations unless the Third-party shipping agreement is disabled.\n\nWhat Amazon Customer Service actually says:\n\n“Sellers receive the following: Name of recipient, Shipping address, Phone number, Anonymous email address (some emails aren't anonymized due to system reasons.)”\n\nNote: Amazon recommends using a PO Box or non-residential address for public lists. Policy change in Feb 2026 expanded third-party seller address access.",
      "source_type": "official",
      "source_link": "https://www.amazon.com/gp/help/customer/display.html?nodeId=G34LFXNSFP2S7HPC",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Amazon Customer Service",
      "evidence_quote": "Sellers receive the following: Name of recipient, Shipping address, Phone number, Anonymous email address (some emails aren't anonymized due to system reasons.)",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Amazon Wishlist",
      "topic": "third-party sellers receive full shipping address",
      "applies_to_country": "US",
      "applies_to_scope": "Amazon.com help pages",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "us"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_kofi_fees_structure",
      "category": "Business",
      "title": "Ko-fi: 0-5% platform fee depending on tier and payment type",
      "summary": "Ko-fi Free charges 0% on one-time tips and 5% on memberships, shop sales, commissions, and monthly tips; Standard tier charges 5% on all payment types including tips. Payment processor fees (PayPal/Stripe ~3% + $0.30) apply on top.",
      "body": "Ko-fi Free charges 0% on one-time tips and 5% on memberships, shop sales, commissions, and monthly tips; Standard tier charges 5% on all payment types including tips. Payment processor fees (PayPal/Stripe ~3% + $0.30) apply on top.\n\nWhat Ko-fi Help Center actually says:\n\n“Ko-fi Free - Pay 0% on one-time tips. A flat 5% service fee applies to anything else, such as shop items, memberships, monthly tips, and commissions. Standard - No monthly cost, but a flat 5% fee applies to one-time tips, shop, commissions, monthly tips and memberships too.”\n\nNote: Ko-fi Gold subscription exists but does not change membership fees for Stripe payments. Creator can toggle Standard mode on/off anytime.",
      "source_type": "official",
      "source_link": "https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi Help Center",
      "evidence_quote": "Ko-fi Free - Pay 0% on one-time tips. A flat 5% service fee applies to anything else, such as shop items, memberships, monthly tips, and commissions. Standard - No monthly cost, but a flat 5% fee applies to one-time tips, shop, commissions, monthly tips and memberships too.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Ko-fi",
      "topic": "0-5% platform fee depending on tier and payment type",
      "applies_to_country": "*",
      "applies_to_scope": "Global; multiple currencies supported",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_kofi_payouts_instant_direct",
      "category": "Business",
      "title": "Ko-fi: instant direct payouts to creator PayPal or Stripe",
      "summary": "Ko-fi sends payments directly to the creator's connected PayPal or Stripe account instantly with no minimum balance, no payout schedule, and no held balance on Ko-fi.",
      "body": "Ko-fi sends payments directly to the creator's connected PayPal or Stripe account instantly with no minimum balance, no payout schedule, and no held balance on Ko-fi.\n\nWhat Ko-fi Help Center actually says:\n\n“Ko-fi is a direct payments service, so all payments are sent directly to your chosen payment method instantly (you never hold a balance on Ko-fi).”\n\nNote: Creators must connect PayPal, Stripe, or both. PayPal offers Venmo in US; Stripe offers Apple Pay/Google Pay.",
      "source_type": "official",
      "source_link": "https://help.ko-fi.com/hc/en-us/articles/115003980093-How-do-I-get-paid",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi Help Center",
      "evidence_quote": "Ko-fi is a direct payments service, so all payments are sent directly to your chosen payment method instantly (you never hold a balance on Ko-fi).",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Ko-fi",
      "topic": "instant direct payouts to creator PayPal or Stripe",
      "applies_to_country": "*",
      "applies_to_scope": "Global; PayPal and Stripe country availability applies",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_kofi_prohibited_adult_content",
      "category": "Business",
      "title": "Ko-fi: pornography and sexual services prohibited; NSFW tag does not permit explicit content",
      "summary": "Ko-fi prohibits pornography, sexual services, sexualized nudity, and explicit adult content; the NSFW tag only allows non-explicit mature content and does not permit pornography or sexually explicit nudity.",
      "body": "Ko-fi prohibits pornography, sexual services, sexualized nudity, and explicit adult content; the NSFW tag only allows non-explicit mature content and does not permit pornography or sexually explicit nudity.\n\nWhat Ko-fi Help Center actually says:\n\n“Here is a list of adult-related content, services, and activities that we do not allow: Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, genital ratings...); Pornography, depictions of rape, incest, bestiality, and any other explicit adult or obscene content... Sexualised nudity (i.e. genitalia and areolae exposed in a way intended to be sexually provocative or arousing) including partial.”\n\nNote: Ko-fi enforces PayPal and Stripe rules; creators risk balance frozen by Stripe for adult content. Artistic nudity allowed in non-sexual contexts. High-risk fetish/findom prohibited.",
      "source_type": "official",
      "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Content-Guidelines",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Ko-fi Help Center",
      "evidence_quote": "Here is a list of adult-related content, services, and activities that we do not allow: Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting, genital ratings...); Pornography, depictions of rape, incest, bestiality, and any other explicit adult or obscene content... Sexualised nudity (i.e. genitalia and areolae exposed in a way intended to be sexually provocative or arousing) including partial.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Ko-fi",
      "topic": "pornography and sexual services prohibited; NSFW tag does not permit explicit content",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_buymeacoffee_fees_structure",
      "category": "Business",
      "title": "Buy Me a Coffee: 5% platform fee plus Stripe processing and 0.5% payout fee",
      "summary": "Buy Me a Coffee charges a flat 5% platform fee on all transactions plus Stripe payment processing (2.9% + $0.30 US, 3.9% + $0.30 international) and a 0.5% payout processing fee; supporters can opt to cover processing fees.",
      "body": "Buy Me a Coffee charges a flat 5% platform fee on all transactions plus Stripe payment processing (2.9% + $0.30 US, 3.9% + $0.30 international) and a 0.5% payout processing fee; supporters can opt to cover processing fees.\n\nWhat Buy Me a Coffee Help Center actually says:\n\n“Buy Me a Coffee doesn't charge you a monthly fee. Instead, we only apply a 5% platform fee per transaction... Stripe charges a standard payment processing fee of 2.9% + $0.30 per successful transaction... Stripe also applies a 0.5% fee for payout processing.”\n\nNote: First payout at $10 triggers moderation review; subsequent payouts faster. Instant payout option available. PayPal not supported for creators.",
      "source_type": "official",
      "source_link": "https://help.buymeacoffee.com/en/articles/8105744-how-to-calculate-charges-on-your-payment",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buy Me a Coffee Help Center",
      "evidence_quote": "Buy Me a Coffee doesn't charge you a monthly fee. Instead, we only apply a 5% platform fee per transaction... Stripe charges a standard payment processing fee of 2.9% + $0.30 per successful transaction... Stripe also applies a 0.5% fee for payout processing.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Buy Me a Coffee",
      "topic": "5% platform fee plus Stripe processing and 0.5% payout fee",
      "applies_to_country": "*",
      "applies_to_scope": "Creators only in Stripe-supported countries",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_buymeacoffee_payouts_stripe_only",
      "category": "Business",
      "title": "Buy Me a Coffee: payouts via Stripe only after $10 threshold and moderation review",
      "summary": "Creators must reach $10 to request first payout, which triggers a moderation review for restricted content; funds transfer to connected Stripe account then to bank account.",
      "body": "Creators must reach $10 to request first payout, which triggers a moderation review for restricted content; funds transfer to connected Stripe account then to bank account.\n\nWhat Buy Me a Coffee Help Center actually says:\n\n“Once your account reaches the first $10, you can request a payout. Our moderation team will review your account to ensure it doesn't violate our policy by sharing any restricted content. After it's approved, your funds are transferred directly to your Stripe account, and from there to your bank account.”\n\nNote: No PayPal payout option. Creators in unsupported Stripe countries cannot withdraw.",
      "source_type": "official",
      "source_link": "https://help.buymeacoffee.com/en/articles/4539170-frequently-asked-questions",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buy Me a Coffee Help Center",
      "evidence_quote": "Once your account reaches the first $10, you can request a payout. Our moderation team will review your account to ensure it doesn't violate our policy by sharing any restricted content. After it's approved, your funds are transferred directly to your Stripe account, and from there to your bank account.",
      "volatility": "medium",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Buy Me a Coffee",
      "topic": "payouts via Stripe only after $10 threshold and moderation review",
      "applies_to_country": "*",
      "applies_to_scope": "Only countries where Stripe supports payouts",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_buymeacoffee_prohibited_adult_content",
      "category": "Business",
      "title": "Buy Me a Coffee: adult and sexually explicit content prohibited",
      "summary": "Buy Me a Coffee prohibits all adult content including pornographic material, nudity in sexual context, AI-generated explicit content, adult video stores, live chat with adult themes, and fetish content. Artistic nudity allowed if clearly non-sexual.",
      "body": "Buy Me a Coffee prohibits all adult content including pornographic material, nudity in sexual context, AI-generated explicit content, adult video stores, live chat with adult themes, and fetish content. Artistic nudity allowed if clearly non-sexual.\n\nWhat Buy Me a Coffee Help Center actually says:\n\n“We do not allow adult content, services, or anything sexually explicit. This includes: Pornographic content or explicit sexual material; Nudity or fetish content presented in a sexual context (e.g. lingerie, bikini shoots, adult cosplay); AI-generated content that meets the criteria for adult or explicit material; Live chat platforms with adult themes; Adult video stores; Online dating services; Fetishes or non-pornographic adult content that leads to confusion or disputes over policy.”\n\nNote: Zero tolerance for content involving minors or non-consensual acts - immediate permanent removal and reporting to authorities.",
      "source_type": "official",
      "source_link": "https://help.buymeacoffee.com/en/articles/3364212-what-do-we-restrict-on-buy-me-a-coffee",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Buy Me a Coffee Help Center",
      "evidence_quote": "We do not allow adult content, services, or anything sexually explicit. This includes: Pornographic content or explicit sexual material; Nudity or fetish content presented in a sexual context (e.g. lingerie, bikini shoots, adult cosplay); AI-generated content that meets the criteria for adult or explicit material; Live chat platforms with adult themes; Adult video stores; Online dating services; Fetishes or non-pornographic adult content that leads to confusion or disputes over policy.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Buy Me a Coffee",
      "topic": "adult and sexually explicit content prohibited",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_tipeee_fees_commission",
      "category": "Business",
      "title": "Tipeee: 8% commission including tax plus PayPal fees",
      "summary": "Tipeee takes an 8% commission (including tax) on monthly collected tips, automatically deducted from payouts; PayPal tips incur an additional 1% PayPal fee (max €6) after Tipeee's commission.",
      "body": "Tipeee takes an 8% commission (including tax) on monthly collected tips, automatically deducted from payouts; PayPal tips incur an additional 1% PayPal fee (max €6) after Tipeee's commission.\n\nWhat Tipeee Help Center actually says:\n\n“Tipeee's commission is 8% including tax on the amounts collected each month. This 8% will automatically be deducted from the amount that we will pay out to you... if a part of or the entire amount you have collected is paid to your PayPal account, PayPal charges transaction fees amounting to 1% (maximum: €6) of the amount paid to your PayPal account.”\n\nNote: Tipper pays transaction fees: €0.17 + 0.45% for card, €0.27 + 1% for PayPal (if monthly tips ≤€4).",
      "source_type": "official",
      "source_link": "https://help.tipeee.com/hc/en-150/articles/360010326780-What-is-the-cost-of-the-service",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Tipeee Help Center",
      "evidence_quote": "Tipeee's commission is 8% including tax on the amounts collected each month. This 8% will automatically be deducted from the amount that we will pay out to you... if a part of or the entire amount you have collected is paid to your PayPal account, PayPal charges transaction fees amounting to 1% (maximum: €6) of the amount paid to your PayPal account.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Tipeee",
      "topic": "8% commission including tax plus PayPal fees",
      "applies_to_country": "*",
      "applies_to_scope": "Europe-focused; EUR currency primary",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_tipeee_payouts_dual_method",
      "category": "Business",
      "title": "Tipeee: payouts split by payment method: PayPal tips to PayPal, card tips to bank",
      "summary": "Tipeee pays out PayPal-originated tips to the creator's PayPal account and card-originated tips directly to their bank account; creators must connect both to receive all tips.",
      "body": "Tipeee pays out PayPal-originated tips to the creator's PayPal account and card-originated tips directly to their bank account; creators must connect both to receive all tips.\n\nWhat Tipeee Help Center actually says:\n\n“On Tipeee, your Tips can be paid out to you in two ways: to your PayPal account; to your bank account. The payout method used depends on the payment option chosen by your Tippers... To receive all of your Tips, you must therefore use both your PayPal account and your bank account.”\n\nNote: No option to receive all tips via only one method.",
      "source_type": "official",
      "source_link": "https://help.tipeee.com/hc/en-150/articles/28568899001756-What-payout-methods-are-available-on-Tipeee",
      "last_verified": "2026-09-06",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Tipeee Help Center",
      "evidence_quote": "On Tipeee, your Tips can be paid out to you in two ways: to your PayPal account; to your bank account. The payout method used depends on the payment option chosen by your Tippers... To receive all of your Tips, you must therefore use both your PayPal account and your bank account.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Tipeee",
      "topic": "payouts split by payment method: PayPal tips to PayPal, card tips to bank",
      "applies_to_country": "*",
      "applies_to_scope": "Europe-focused",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_stripe_prohibited_adult_content",
      "category": "Business",
      "title": "Stripe: adult content and services explicitly prohibited",
      "summary": "Stripe prohibits adult services (prostitution, escorts, pay-per-view, sexual massages, fetish services, adult live-chat), adult video stores, gentleman's clubs, pornography and mature audience content designed for sexual gratification, and AI-generated content meeting these criteria.",
      "body": "Stripe prohibits adult services (prostitution, escorts, pay-per-view, sexual massages, fetish services, adult live-chat), adult video stores, gentleman's clubs, pornography and mature audience content designed for sexual gratification, and AI-generated content meeting these criteria.\n\nWhat Stripe Legal actually says:\n\n“Adult content and services: Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live-chat features; Adult video stores; Gentleman's clubs, topless bars, and strip clubs; Pornography and other mature audience content (including literature, imagery, and other media) designed for the purpose of sexual gratification; Any artificial-intelligence generated content that meets the above criteria.”\n\nNote: Individual content creators on approved platforms or distributing own content directly must still comply; subject to monitoring. Content creation platforms require preapproval.",
      "source_type": "official",
      "source_link": "https://stripe.com/legal/restricted-businesses",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Stripe Legal",
      "evidence_quote": "Adult content and services: Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live-chat features; Adult video stores; Gentleman's clubs, topless bars, and strip clubs; Pornography and other mature audience content (including literature, imagery, and other media) designed for the purpose of sexual gratification; Any artificial-intelligence generated content that meets the above criteria.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Stripe",
      "topic": "adult content and services explicitly prohibited",
      "applies_to_country": "*",
      "applies_to_scope": "Global; jurisdiction-specific additions exist",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_stripe_content_creators_monitoring",
      "category": "Business",
      "title": "Stripe: individual creators monitored for adult content compliance",
      "summary": "Individual content creators using Stripe directly or via approved Connect platforms must comply with the prohibited businesses list (including adult content prohibition) and are subject to Stripe monitoring.",
      "body": "Individual content creators using Stripe directly or via approved Connect platforms must comply with the prohibited businesses list (including adult content prohibition) and are subject to Stripe monitoring.\n\nWhat Stripe Legal actually says:\n\n“Individual content creators on approved platforms (for example, connected accounts of an approved Stripe Connect user) and those directly distributing their own content (for example, on their own website) do not require preapproval. However, all content creators must comply with the Stripe Services Agreement and this Prohibited and Restricted Businesses list (which, for example, prohibits the sale of adult content and personal or peer-to-peer money transmission) and are subject to monitoring by Stripe to ensure compliance.”\n\nNote: Content creation platforms (hosting third-party content) require preapproval.",
      "source_type": "official",
      "source_link": "https://stripe.com/legal/restricted-businesses",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Stripe Legal",
      "evidence_quote": "Individual content creators on approved platforms (for example, connected accounts of an approved Stripe Connect user) and those directly distributing their own content (for example, on their own website) do not require preapproval. However, all content creators must comply with the Stripe Services Agreement and this Prohibited and Restricted Businesses list (which, for example, prohibits the sale of adult content and personal or peer-to-peer money transmission) and are subject to monitoring by Stripe to ensure compliance.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "Stripe",
      "topic": "individual creators monitored for adult content compliance",
      "applies_to_country": "*",
      "applies_to_scope": "Global",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "any"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_paypal_aup_adult_content",
      "category": "Business",
      "title": "PayPal: certain sexually oriented materials or services prohibited",
      "summary": "PayPal's Acceptable Use Policy prohibits transactions relating to 'certain sexually oriented materials or services' and requires pre-approval for 'Mature Audience Content' including adult content delivered digitally (VOD, web-cam).",
      "body": "PayPal's Acceptable Use Policy prohibits transactions relating to 'certain sexually oriented materials or services' and requires pre-approval for 'Mature Audience Content' including adult content delivered digitally (VOD, web-cam).\n\nWhat PayPal Legal actually says:\n\n“You may not use the PayPal service for activities that: ... relate to transactions involving ... (i) certain sexually oriented materials or services... Section 10: Mature Audience Content - Any adult content delivered digitally including video on demand (VOD) and web-cam activities. PayPal may be restricted from processing payments in certain jurisdictions for adult DVD's, magazines and other adult themed products or services.”\n\nNote: Pre-approval required for mature audience content. 'Friends and Family' payments still subject to AUP.",
      "source_type": "official",
      "source_link": "https://www.paypal.com/us/legalhub/paypal/acceptableuse-full",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "PayPal Legal",
      "evidence_quote": "You may not use the PayPal service for activities that: ... relate to transactions involving ... (i) certain sexually oriented materials or services... Section 10: Mature Audience Content - Any adult content delivered digitally including video on demand (VOD) and web-cam activities. PayPal may be restricted from processing payments in certain jurisdictions for adult DVD's, magazines and other adult themed products or services.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "PayPal",
      "topic": "certain sexually oriented materials or services prohibited",
      "applies_to_country": "US",
      "applies_to_scope": "US AUP; other jurisdictions may vary",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "us"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r54_tips_and_wishlists_paypal_sexually_oriented_policy",
      "category": "Business",
      "title": "PayPal: sexually oriented digital goods prohibited; physical goods US-only",
      "summary": "PayPal permits US-only transactions for certain sexually oriented physical goods (DVDs, videos, magazines) physically delivered, but prohibits sexually oriented digital goods (downloadable pictures/videos, website subscriptions), content involving minors, and services facilitating sexual meetings.",
      "body": "PayPal permits US-only transactions for certain sexually oriented physical goods (DVDs, videos, magazines) physically delivered, but prohibits sexually oriented digital goods (downloadable pictures/videos, website subscriptions), content involving minors, and services facilitating sexual meetings.\n\nWhat PayPal Help Center actually says:\n\n“We permit U.S.-only transactions for certain sexually oriented physical goods that are physically delivered to the customer... We don't permit PayPal account holders to buy or sell: Sexually oriented digital goods or content delivered through a digital medium. Examples of digital goods include downloadable pictures or videos and website subscriptions.”\n\nNote: Account limitations can include 180-day fund holds. PayPal does not factor in sexual preferences when determining policy.",
      "source_type": "official",
      "source_link": "https://www.paypal.com/us/cshelp/article/what-is-paypal%E2%80%99s-policy-on-transactions-that-involve-sexually-oriented-goods-and-services-help384",
      "last_verified": "2026-09-06",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "PayPal Help Center",
      "evidence_quote": "We permit U.S.-only transactions for certain sexually oriented physical goods that are physically delivered to the customer... We don't permit PayPal account holders to buy or sell: Sexually oriented digital goods or content delivered through a digital medium. Examples of digital goods include downloadable pictures or videos and website subscriptions.",
      "volatility": "low",
      "from_batch": "54-tips-and-wishlists",
      "subject": "PayPal",
      "topic": "sexually oriented digital goods prohibited; physical goods US-only",
      "applies_to_country": "US",
      "applies_to_scope": "US policy; may vary by jurisdiction",
      "tags": {
        "lane": "any",
        "stage": "any",
        "region": [
          "us"
        ],
        "platform": "any",
        "topic": [
          "unclassified"
        ],
        "explicitness": "any"
      }
    }
  ]
}
