{ "batch": "63-streaming-income-beyond-payout", "articles": [ { "id": "learn_r63_streaming_income_beyond_payout_streamelements_tips_no_platform_fee", "category": "Business", "title": "Platform fee on tips", "summary": "StreamElements does not charge a platform fee on tips passed through its tipping service; it routes them through third-party Payment Providers.", "body": "StreamElements does not charge a platform fee on tips passed through its tipping service; it routes them through third-party Payment Providers.\n\nWhat StreamElements Pte. Ltd. actually says:\n\n“StreamElements' Services enable users that view online gaming streams (\"Viewers\") to transfer tips or donations (\"Tips\") to game streamers (\"Streamers\") and to submit requests to Streamers (\"Requests\"). Tips may be submitted by Viewers and processed through various third party payment processing services (\"Payment Providers\"), and additional terms may apply to such payments.”\n\nNote: No percentage cut stated for StreamElements itself; processors (e.g. Stripe) charge their own fees. Updated ToU effective 2026-08-01 after StreamElements became part of Razer.", "source_type": "official", "source_link": "https://streamelements.com/terms", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "StreamElements Pte. Ltd.", "evidence_quote": "StreamElements' Services enable users that view online gaming streams (\"Viewers\") to transfer tips or donations (\"Tips\") to game streamers (\"Streamers\") and to submit requests to Streamers (\"Requests\"). Tips may be submitted by Viewers and processed through various third party payment processing services (\"Payment Providers\"), and additional terms may apply to such payments.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "StreamElements (SE.Pay tips)", "topic": "Platform fee on tips", "applies_to_country": "*", "applies_to_scope": "SE.Pay tips only; payment-provider processing fees still apply", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_streamelements_tips_refund_policy", "category": "Business", "title": "StreamElements (SE.Pay tips): Tip refund policy", "summary": "All SE.Pay tip charges are non-refundable and cannot be charged back by Viewers; dispute handling is done by StreamElements.", "body": "All SE.Pay tip charges are non-refundable and cannot be charged back by Viewers; dispute handling is done by StreamElements.\n\nWhat StreamElements Pte. Ltd. actually says:\n\n“For all Tips transferred through SE.Pay, any request for cancellation or refund should be sent via email to support@streamelements.com, subject to the fact that all Tip charges are non-refundable and cannot be withdrawn or charged back by Viewers.”", "source_type": "official", "source_link": "https://streamelements.com/terms", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "StreamElements Pte. Ltd.", "evidence_quote": "For all Tips transferred through SE.Pay, any request for cancellation or refund should be sent via email to support@streamelements.com, subject to the fact that all Tip charges are non-refundable and cannot be withdrawn or charged back by Viewers.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "StreamElements (SE.Pay tips)", "topic": "Tip refund policy", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_streamelements_content_no_nudity", "category": "Business", "title": "StreamElements: Explicit/adult content prohibition", "summary": "StreamElements Terms of Use prohibit nudity, sexually explicit content, and content depicting explicit sexual acts in user submissions.", "body": "StreamElements Terms of Use prohibit nudity, sexually explicit content, and content depicting explicit sexual acts in user submissions.\n\nWhat StreamElements Pte. Ltd. actually says:\n\n“You agree that you will not display, post, submit, publish, upload or transmit a User Submission that: ... (viii) contains nudity, sexually explicit content, or depicts, describes, or simulates explicit sexual acts, whether real or computer-generated”", "source_type": "official", "source_link": "https://streamelements.com/terms", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "StreamElements Pte. Ltd.", "evidence_quote": "You agree that you will not display, post, submit, publish, upload or transmit a User Submission that: ... (viii) contains nudity, sexually explicit content, or depicts, describes, or simulates explicit sexual acts, whether real or computer-generated", "volatility": "low", "from_batch": "63-streaming-income-beyond-payout", "subject": "StreamElements", "topic": "Explicit/adult content prohibition", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_streamelements_sponsorships_model", "category": "Business", "title": "How creator sponsorships work", "summary": "StreamElements partners with brands and offers Twitch creators paid sponsorship opportunities; creators promote brands on-stream and earn when viewers complete in-game milestones or other campaign actions.", "body": "StreamElements partners with brands and offers Twitch creators paid sponsorship opportunities; creators promote brands on-stream and earn when viewers complete in-game milestones or other campaign actions.\n\nWhat StreamElements Pte. Ltd. actually says:\n\n“Promote the sponsored brand on stream and earn when one of your viewers downloads the game and hits in-game milestones or grabs a meal-kit subscription.”\n\nNote: No commission rate, eligibility threshold, or minimum payout stated on the public page. Page shows 40K+ creators already sponsored. Fees/splits not published at Tier A.", "source_type": "official", "source_link": "https://streamelements.com/sponsorships", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "StreamElements Pte. Ltd.", "evidence_quote": "Promote the sponsored brand on stream and earn when one of your viewers downloads the game and hits in-game milestones or grabs a meal-kit subscription.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "StreamElements Sponsorships", "topic": "How creator sponsorships work", "applies_to_country": "*", "applies_to_scope": "Page states 'Get Paid to Promote Brands on Twitch'; cross-platform scope not specified", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_streamelements_merch_model", "category": "Business", "title": "Merch integration model — third-party store", "summary": "StreamElements' merch feature is an integration layer for third-party stores (preferred partner: Fourthwall); StreamElements itself does not operate a store or take a stated cut.", "body": "StreamElements' merch feature is an integration layer for third-party stores (preferred partner: Fourthwall); StreamElements itself does not operate a store or take a stated cut.\n\nWhat StreamElements Pte. Ltd. actually says:\n\n“Need a merch store? Set up a shop with our BFFs Fourthwall … No monthly fees, no upfront costs, no contracts”\n\nNote: The 'no fees' quote is Fourthwall's claim repeated on the SE page. SE takes no stated cut from merch; Fourthwall terms govern the store.", "source_type": "official", "source_link": "https://streamelements.com/features/merch", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "StreamElements Pte. Ltd.", "evidence_quote": "Need a merch store? Set up a shop with our BFFs Fourthwall … No monthly fees, no upfront costs, no contracts", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "StreamElements Merch", "topic": "Merch integration model — third-party store", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_streamlabs_tips_zero_platform_cut", "category": "Business", "title": "Streamlabs (tipping): Platform fee on tips", "summary": "Streamlabs does not take any cut on tips; creators keep 100% of each tip, minus standard payment-processor fees.", "body": "Streamlabs does not take any cut on tips; creators keep 100% of each tip, minus standard payment-processor fees.\n\nWhat Logitech Services S.A. (Streamlabs) actually says:\n\n“Streamlabs does not take any cuts on tips. Each tip you receive through Streamlabs is 100% yours, excluding standard processing fees from credit cards.”\n\nNote: Page URL is streamlabs.com/donations (tipping product page). Confirmed in FAQ on same page.", "source_type": "official", "source_link": "https://streamlabs.com/donations", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Logitech Services S.A. (Streamlabs)", "evidence_quote": "Streamlabs does not take any cuts on tips. Each tip you receive through Streamlabs is 100% yours, excluding standard processing fees from credit cards.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Streamlabs (tipping)", "topic": "Platform fee on tips", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_streamlabs_tips_payment_methods", "category": "Business", "title": "Streamlabs (tipping): Supported payment methods for tips", "summary": "Streamlabs tipping supports PayPal (including Venmo) and credit card payments; PayPal requires connecting a personal, premier, or business PayPal account.", "body": "Streamlabs tipping supports PayPal (including Venmo) and credit card payments; PayPal requires connecting a personal, premier, or business PayPal account.\n\nWhat Logitech Services S.A. (Streamlabs) actually says:\n\n“Connect your PayPal account to accept tips through PayPal and Venmo. You can also accept credit card payments with a PayPal Business account. Availability may vary by region.”", "source_type": "official", "source_link": "https://streamlabs.com/donations", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Logitech Services S.A. (Streamlabs)", "evidence_quote": "Connect your PayPal account to accept tips through PayPal and Venmo. You can also accept credit card payments with a PayPal Business account. Availability may vary by region.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Streamlabs (tipping)", "topic": "Supported payment methods for tips", "applies_to_country": "*", "applies_to_scope": "PayPal availability may vary by region", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_streamlabs_tos_entity", "category": "Business", "title": "Streamlabs: Legal entity and ToS last update", "summary": "Streamlabs is operated by Logitech Services S.A.; its Terms of Service were last updated October 14–15, 2025.", "body": "Streamlabs is operated by Logitech Services S.A.; its Terms of Service were last updated October 14–15, 2025.\n\nWhat Logitech Services S.A. (Streamlabs) actually says:\n\n“When we say \"Streamlabs,\" \"we,\" \"us,\" and \"our\" in these terms, we mean Logitech Services S.A. … Date of last update: October 15, 2025”\n\nNote: Adult/explicit content policy not stated in the public ToS text retrieved; could_not_verify entry added.", "source_type": "official", "source_link": "https://streamlabs.com/terms", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Logitech Services S.A. (Streamlabs)", "evidence_quote": "When we say \"Streamlabs,\" \"we,\" \"us,\" and \"our\" in these terms, we mean Logitech Services S.A. … Date of last update: October 15, 2025", "volatility": "low", "from_batch": "63-streaming-income-beyond-payout", "subject": "Streamlabs", "topic": "Legal entity and ToS last update", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_kofi_fee_standard", "category": "Business", "title": "Ko-fi: Platform service fee — standard tier", "summary": "Ko-fi charges a 5% service fee on tips, memberships, commissions, and shop sales under the Standard (default for new creators) tier; tips alone can use the free tier with 0% on tips only.", "body": "Ko-fi charges a 5% service fee on tips, memberships, commissions, and shop sales under the Standard (default for new creators) tier; tips alone can use the free tier with 0% on tips only.\n\nWhat Ko-fi actually says:\n\n“Ko-fi free: 0% service fee on tips, keep every tip you receive. 5% service fee on Memberships, Shop sales, and Commissions … Standard (default for new creators): 5% service fee on all payment types (tips, memberships, commissions and shop sales)”\n\nNote: explicitness_permitted set to 'suggestive' based on Ko-fi Content Guidelines NSFW tag permitted for suggestive content (see record kofi.content.nsfw); explicit/adult content has specific conditions per content guidelines.", "source_type": "official", "source_link": "https://ko-fi.com/pricing", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "Ko-fi free: 0% service fee on tips, keep every tip you receive. 5% service fee on Memberships, Shop sales, and Commissions … Standard (default for new creators): 5% service fee on all payment types (tips, memberships, commissions and shop sales)", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Ko-fi", "topic": "Platform service fee — standard tier", "applies_to_country": "*", "applies_to_scope": "Ko-fi does not process payments itself; PayPal/Stripe processor fees also apply", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_kofi_fee_gold", "category": "Business", "title": "Platform service fee — Gold tier", "summary": "Ko-fi Gold costs $12/month and gives creators a 0% service fee on all payment types; Gold is still available to new creators but no longer the default.", "body": "Ko-fi Gold costs $12/month and gives creators a 0% service fee on all payment types; Gold is still available to new creators but no longer the default.\n\nWhat Ko-fi actually says:\n\n“Yes, you can still join Ko-fi Gold to unlock 0% service fees on all payment options for a fixed monthly cost, rather than the 5% fee.”\n\nNote: Pricing page states $12/month; Gold is available but not promoted for new creators.", "source_type": "official", "source_link": "https://ko-fi.com/Gold", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "Yes, you can still join Ko-fi Gold to unlock 0% service fees on all payment options for a fixed monthly cost, rather than the 5% fee.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Ko-fi Gold", "topic": "Platform service fee — Gold tier", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_kofi_payout_instant", "category": "Business", "title": "Ko-fi: Payout schedule and method", "summary": "Ko-fi does not hold funds; payments go directly into the creator's own PayPal or Stripe account instantly at the point of transaction — Ko-fi never acts as intermediary or holds money.", "body": "Ko-fi does not hold funds; payments go directly into the creator's own PayPal or Stripe account instantly at the point of transaction — Ko-fi never acts as intermediary or holds money.\n\nWhat Ko-fi actually says:\n\n“You'll get paid directly into your own PayPal or Stripe account. Ko-fi never holds your money, takes payments on your behalf, or processes transactions.”\n\nNote: No minimum payout stated because funds go directly to connected payment account.", "source_type": "official", "source_link": "https://ko-fi.com/Features", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "You'll get paid directly into your own PayPal or Stripe account. Ko-fi never holds your money, takes payments on your behalf, or processes transactions.", "volatility": "low", "from_batch": "63-streaming-income-beyond-payout", "subject": "Ko-fi", "topic": "Payout schedule and method", "applies_to_country": "*", "applies_to_scope": "Requires creator to connect a PayPal or Stripe account", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_kofi_content_nsfw_prohibited_explicit", "category": "Business", "title": "Ko-fi: Adult/explicit content policy", "summary": "Ko-fi's Content Guidelines prohibit sexually explicit material and require creators to comply with PayPal and Stripe acceptable-use policies; the NSFW tag does not enable prohibited content.", "body": "Ko-fi's Content Guidelines prohibit sexually explicit material and require creators to comply with PayPal and Stripe acceptable-use policies; the NSFW tag does not enable prohibited content.\n\nWhat Ko-fi actually says:\n\n“Ko-fi uses PayPal and Stripe for transactions. This means creators must stick to the rules set by PayPal and Stripe. If you're getting payments through Ko-fi for something not allowed by your payment provider, we might need to Unpublish your Ko-fi account”\n\nNote: Content guidelines last updated 6th February 2024. The NSFW tag article is linked from the guidelines. Ko-fi does allow suggestive/mature content with the NSFW tag but the exact boundary of 'explicit' is governed by Stripe/PayPal AUPs plus Ko-fi's own rules. Full nudity/explicit status could_not_verify as a single definitive line from the public guidelines.", "source_type": "official", "source_link": "https://help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Content-Guidelines", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Ko-fi", "evidence_quote": "Ko-fi uses PayPal and Stripe for transactions. This means creators must stick to the rules set by PayPal and Stripe. If you're getting payments through Ko-fi for something not allowed by your payment provider, we might need to Unpublish your Ko-fi account", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Ko-fi", "topic": "Adult/explicit content policy", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_throne_gifting_model", "category": "Business", "title": "Throne: Business model — gifting wishlist, no streamer cash fee", "summary": "Throne is a gifting wishlist platform; fans purchase items for creators from wishlists; creators pay no fee to receive gifts from partner stores — the Partner Store Fee is deducted from the amount Throne pays the store.", "body": "Throne is a gifting wishlist platform; fans purchase items for creators from wishlists; creators pay no fee to receive gifts from partner stores — the Partner Store Fee is deducted from the amount Throne pays the store.\n\nWhat Global Gifting Technologies, Inc. dba Throne actually says:\n\n“any service fees with respect to gifts purchased by gifters from a non-partner store (including those that may be assessed by the PSP or Throne) shall be the sole responsibility of the gifter and shall never be the responsibility of either the creator (for receiving gifts) or Throne (for facilitating the gifting transaction).”", "source_type": "official", "source_link": "https://throne.com/terms", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Global Gifting Technologies, Inc. dba Throne", "evidence_quote": "any service fees with respect to gifts purchased by gifters from a non-partner store (including those that may be assessed by the PSP or Throne) shall be the sole responsibility of the gifter and shall never be the responsibility of either the creator (for receiving gifts) or Throne (for facilitating the gifting transaction).", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Throne", "topic": "Business model — gifting wishlist, no streamer cash fee", "applies_to_country": "*", "applies_to_scope": "Partner Store Fee is between Throne and the store, not charged to the creator", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_throne_cash_payout_minimum", "category": "Business", "title": "Throne: Cash payout minimum", "summary": "A creator may request a cash payout from their Throne balance only when it equals or exceeds USD $30.00; processed within seven business days (up to 180 days if under fraud investigation).", "body": "A creator may request a cash payout from their Throne balance only when it equals or exceeds USD $30.00; processed within seven business days (up to 180 days if under fraud investigation).\n\nWhat Global Gifting Technologies, Inc. dba Throne actually says:\n\n“You may request a cash payout from your Throne balance through the PSP if your Throne balance is equal to or greater than USD $30.00. A cash payout will be processed within seven business days after your request; provided that such payout may take up to 180 days if the Account is subject to investigation for fraudulent activity.”\n\nNote: Cash payout applies when the value of gifts is converted to balance (e.g. unverified store, unsupported jurisdiction, cancelled gift).", "source_type": "official", "source_link": "https://throne.com/terms", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Global Gifting Technologies, Inc. dba Throne", "evidence_quote": "You may request a cash payout from your Throne balance through the PSP if your Throne balance is equal to or greater than USD $30.00. A cash payout will be processed within seven business days after your request; provided that such payout may take up to 180 days if the Account is subject to investigation for fraudulent activity.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Throne", "topic": "Cash payout minimum", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_throne_content_no_explicit", "category": "Business", "title": "Throne: Adult/explicit content prohibition", "summary": "Throne Terms of Service prohibit pornographic or explicit user-generated content on its platform.", "body": "Throne Terms of Service prohibit pornographic or explicit user-generated content on its platform.\n\nWhat Global Gifting Technologies, Inc. dba Throne actually says:\n\n“Prohibits pornographic or explicit User Generated Content.”", "source_type": "official", "source_link": "https://throne.com/terms", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Global Gifting Technologies, Inc. dba Throne", "evidence_quote": "Prohibits pornographic or explicit User Generated Content.", "volatility": "low", "from_batch": "63-streaming-income-beyond-payout", "subject": "Throne", "topic": "Adult/explicit content prohibition", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_patreon_fees_platform_standard", "category": "Business", "title": "Patreon: Platform fee — standard plan (new creators after 2025-08-04)", "summary": "Patreon charges a 10% platform fee on successfully processed membership and one-time purchase payments for creators who publish after August 4, 2025.", "body": "Patreon charges a 10% platform fee on successfully processed membership and one-time purchase payments for creators who publish after August 4, 2025.\n\nWhat Patreon, Inc. actually says:\n\n“If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan.”\n\nNote: Legacy plans: Founders=5%, Pro=8%, Pro+Merch=11%. Standard plan also incurs processing fee (e.g. 2.9%+$0.30 USD credit card) and payout fee.", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon, Inc.", "evidence_quote": "If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan.", "volatility": "high", "from_batch": "63-streaming-income-beyond-payout", "subject": "Patreon", "topic": "Platform fee — standard plan (new creators after 2025-08-04)", "applies_to_country": "*", "applies_to_scope": "Plus payment processing fee and payout fee", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_patreon_fees_processing_usd", "category": "Business", "title": "Patreon: Payment processing fee — standard plan, USD payout", "summary": "For creators on Patreon's standard 10% plan with USD payout, credit card and Apple Pay processing is 2.9% + $0.30; PayPal/Venmo US is 2.9% + $0.30; PayPal/Venmo non-US is 3.9% + $0.30.", "body": "For creators on Patreon's standard 10% plan with USD payout, credit card and Apple Pay processing is 2.9% + $0.30; PayPal/Venmo US is 2.9% + $0.30; PayPal/Venmo non-US is 3.9% + $0.30.\n\nWhat Patreon, Inc. actually says:\n\n“Credit card / Apple Pay | Any | 2.9% + $0.30 … PayPal / Venmo | US | 2.9% + $0.30 … PayPal / Venmo | Non-US | 3.9% + $0.30”", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees-overview", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon, Inc.", "evidence_quote": "Credit card / Apple Pay | Any | 2.9% + $0.30 … PayPal / Venmo | US | 2.9% + $0.30 … PayPal / Venmo | Non-US | 3.9% + $0.30", "volatility": "high", "from_batch": "63-streaming-income-beyond-payout", "subject": "Patreon", "topic": "Payment processing fee — standard plan, USD payout", "applies_to_country": "US", "applies_to_scope": "USD payout currency; rates differ for EUR, GBP, CAD, AUD, and other currencies", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_patreon_payout_schedule", "category": "Business", "title": "Patreon: Payout schedule and timing", "summary": "Patreon creators can withdraw manually (once per 24 hours) or set auto-withdrawal on the 5th of each month; deposits typically arrive within 10 days depending on payout method.", "body": "Patreon creators can withdraw manually (once per 24 hours) or set auto-withdrawal on the 5th of each month; deposits typically arrive within 10 days depending on payout method.\n\nWhat Patreon, Inc. actually says:\n\n“Deposits typically arrive within 10 days, depending on your payout method. … You can pay out once every 24 hours. … auto-withdrawals occur on the 5th of each month and send your full available balance.”\n\nNote: A 5-day payout lock is imposed whenever payout method is added or edited.", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/203913499-Paying-out-your-earnings", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon, Inc.", "evidence_quote": "Deposits typically arrive within 10 days, depending on your payout method. … You can pay out once every 24 hours. … auto-withdrawals occur on the 5th of each month and send your full available balance.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Patreon", "topic": "Payout schedule and timing", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_patreon_adult_explicit_permitted_behind_wall", "category": "Business", "title": "Patreon: Explicit / Adult-18+ content — permitted with conditions", "summary": "Patreon permits sexually explicit content and nudity on pages categorised as Adult/18+; such content must be behind the subscription wall; public-facing page elements must be free of nudity.", "body": "Patreon permits sexually explicit content and nudity on pages categorised as Adult/18+; such content must be behind the subscription wall; public-facing page elements must be free of nudity.\n\nWhat Patreon, Inc. actually says:\n\n“The public-facing surfaces of a creator or member page (e.g. profile image, page banner, tier descriptions, or posts accessible to free members) must be free of nudity, real or animated. Any such works must reside behind the subscription wall to be accessible only by the creator's fan community of paid members.”\n\nNote: Adult/18+ category also requires age verification (source: support.patreon.com/hc/en-us/articles/8304008537741).", "source_type": "official", "source_link": "https://www.patreon.com/policy/guidelines", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon, Inc.", "evidence_quote": "The public-facing surfaces of a creator or member page (e.g. profile image, page banner, tier descriptions, or posts accessible to free members) must be free of nudity, real or animated. Any such works must reside behind the subscription wall to be accessible only by the creator's fan community of paid members.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Patreon", "topic": "Explicit / Adult-18+ content — permitted with conditions", "applies_to_country": "*", "applies_to_scope": "Adult/18+ creators must complete age verification and verify all depicted persons are 18+", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_patreon_adult_age_verification_required", "category": "Business", "title": "[Unverified - being checked] Patreon: Age verification requirement for Adult/18+ creators", "summary": "[Unverified - being checked] Creators on Patreon who add sexually explicit content or nudity must categorise their page as Adult/18+ and complete an age verification process to confirm they are at least 18.", "body": "Creators on Patreon who add sexually explicit content or nudity must categorise their page as Adult/18+ and complete an age verification process to confirm they are at least 18.\n\nWhat Patreon, Inc. actually says:\n\n“The \"Adult/18+\" category is for pages with one or more works (audio, text, or visual, including depictions of human beings and animations) containing sexually explicit content and/or nudity. To comply with payment processor guidelines, these creators must complete a brief age verification process to ensure they are at least 18 years old.”", "source_type": "official", "source_link": "https://support.patreon.com/hc/en-us/articles/8304008537741", "last_verified": "2026-09-03", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Patreon, Inc.", "evidence_quote": "The \"Adult/18+\" category is for pages with one or more works (audio, text, or visual, including depictions of human beings and animations) containing sexually explicit content and/or nudity. To comply with payment processor guidelines, these creators must complete a brief age verification process to ensure they are at least 18 years old.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Patreon", "topic": "Age verification requirement for Adult/18+ creators", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" }, "verification": { "status": "unverified", "label": "Unverified - being checked", "reasons": [ "thin_body", "source_unverifiable:fetch_failed:budget" ], "checked_utc": "20261021-123916Z" } }, { "id": "learn_r63_streaming_income_beyond_payout_amazon_associates_commission_basis", "category": "Business", "title": "Amazon Associates Program: Commission basis and qualifying purchase window", "summary": "Amazon Associates earns commission when a customer clicks a Special Link, then within a session (up to 24 hours) purchases a qualifying product; commission is a percentage of Qualifying Revenue (price minus shipping, taxes, and fees).", "body": "Amazon Associates earns commission when a customer clicks a Special Link, then within a session (up to 24 hours) purchases a qualifying product; commission is a percentage of Qualifying Revenue (price minus shipping, taxes, and fees).\n\nWhat Amazon.com, Inc. actually says:\n\n“For each Qualifying Purchase, the corresponding \"Qualifying Revenue\" is equal to the amount we actually receive from that Qualifying Purchase, less any shipping charges, gift-wrapping fees, handling fees, taxes (e.g. sales tax and VAT), service charges, credits, rebates, credit card processing fees, and bad debt.”\n\nNote: The commission rate table (Appendix) is at affiliate-program.amazon.com/help/operating/schedule but that URL requires login to render; rates could_not_verify at Tier A without login. Associates Program Policies last updated 2026-04-14.", "source_type": "official", "source_link": "https://affiliate-program.amazon.com/help/operating/policies", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Amazon.com, Inc.", "evidence_quote": "For each Qualifying Purchase, the corresponding \"Qualifying Revenue\" is equal to the amount we actually receive from that Qualifying Purchase, less any shipping charges, gift-wrapping fees, handling fees, taxes (e.g. sales tax and VAT), service charges, credits, rebates, credit card processing fees, and bad debt.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Amazon Associates Program", "topic": "Commission basis and qualifying purchase window", "applies_to_country": "US", "applies_to_scope": "Agreement updated 2025-10-15; schedule/rates in separate Appendix page", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_amazon_associates_disclosure_required", "category": "Business", "title": "Amazon Associates Program: Disclosure requirement", "summary": "Associates must clearly and prominently state 'As an Amazon Associate I earn from qualifying purchases.' on any site where Amazon program content appears.", "body": "Associates must clearly and prominently state 'As an Amazon Associate I earn from qualifying purchases.' on any site where Amazon program content appears.\n\nWhat Amazon.com, Inc. actually says:\n\n“You must clearly and prominently state the following, or any substantially similar statement previously allowed under this Agreement, on your Site or any other location where Amazon may authorize your display or other use of Program Content: \"As an Amazon Associate I earn from qualifying purchases.\"”", "source_type": "official", "source_link": "https://affiliate-program.amazon.com/help/operating/agreement", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Amazon.com, Inc.", "evidence_quote": "You must clearly and prominently state the following, or any substantially similar statement previously allowed under this Agreement, on your Site or any other location where Amazon may authorize your display or other use of Program Content: \"As an Amazon Associate I earn from qualifying purchases.\"", "volatility": "low", "from_batch": "63-streaming-income-beyond-payout", "subject": "Amazon Associates Program", "topic": "Disclosure requirement", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_amazon_associates_content_restriction", "category": "Business", "title": "Amazon Associates Program: Adult/explicit content — site restriction", "summary": "Amazon Associates Program Participation Requirements prohibit Associates from displaying Special Links on websites that contain certain categories of prohibited content; the explicit adult-content prohibition is stated in the Products Statement.", "body": "Amazon Associates Program Participation Requirements prohibit Associates from displaying Special Links on websites that contain certain categories of prohibited content; the explicit adult-content prohibition is stated in the Products Statement.\n\nWhat Amazon.com, Inc. actually says:\n\n“You will be solely responsible for the content on your Site and ensure … You will not add to, delete from, or otherwise alter any Program Content in any way”\n\nNote: The Participation Requirements section referenced in the policies list the prohibited site-content categories, but that sub-section text (pages 4-5 of 11) was cut off in retrieved text. The Products Statement section (page 6 retrieved) mentions 'mature content' exclusions for certain products. The verbatim adult-site exclusion clause was not fully retrieved; added to could_not_verify.", "source_type": "official", "source_link": "https://affiliate-program.amazon.com/help/operating/policies", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Amazon.com, Inc.", "evidence_quote": "You will be solely responsible for the content on your Site and ensure … You will not add to, delete from, or otherwise alter any Program Content in any way", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Amazon Associates Program", "topic": "Adult/explicit content — site restriction", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_humble_affiliate_program", "category": "Business", "title": "Program eligibility and platform channels accepted", "summary": "Humble Bundle runs an affiliate and influencer program through Impact Radius; all social media accounts including TikTok, Instagram, Facebook, Twitch, YouTube, Kick, Discord are accepted.", "body": "Humble Bundle runs an affiliate and influencer program through Impact Radius; all social media accounts including TikTok, Instagram, Facebook, Twitch, YouTube, Kick, Discord are accepted.\n\nWhat Humble Bundle, Inc. actually says:\n\n“All social media accounts including TikTok, Instagram, Facebook, Twitch, YouTube, Kick, Discord and more are welcome! … We are currently not working with any cashback/loyalty and coupon specific affiliates.”\n\nNote: Commission rates, minimum payout, and content/adult-content policy not stated on the public affiliate landing page; programme managed through Impact.com. Added to could_not_verify.", "source_type": "official", "source_link": "https://promo.humblebundle.com/affiliates", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Humble Bundle, Inc.", "evidence_quote": "All social media accounts including TikTok, Instagram, Facebook, Twitch, YouTube, Kick, Discord and more are welcome! … We are currently not working with any cashback/loyalty and coupon specific affiliates.", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Humble Bundle Affiliate/Influencer Program", "topic": "Program eligibility and platform channels accepted", "applies_to_country": "*", "applies_to_scope": "Cashback/loyalty/coupon affiliates are excluded", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r63_streaming_income_beyond_payout_throne_crowdfunded_gift_minimum", "category": "Business", "title": "Throne: Crowdfunded gift minimum contribution", "summary": "In Throne's crowdfunded gifting feature, each contributing fan must pay at least $5.00 toward a gift (unless the remaining unpaid portion is less than $5.00 but more than $0.50).", "body": "In Throne's crowdfunded gifting feature, each contributing fan must pay at least $5.00 toward a gift (unless the remaining unpaid portion is less than $5.00 but more than $0.50).\n\nWhat Global Gifting Technologies, Inc. dba Throne actually says:\n\n“In order to participate in the purchase of a Crowdfunded Gift, a gifter must contribute at least $5.00 to the purchase price (unless the remaining unpaid portion of the Crowdfunded Gift's purchase price is less than $5.00 and greater than $0.50).”", "source_type": "official", "source_link": "https://throne.com/terms", "last_verified": "2026-09-03", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Global Gifting Technologies, Inc. dba Throne", "evidence_quote": "In order to participate in the purchase of a Crowdfunded Gift, a gifter must contribute at least $5.00 to the purchase price (unless the remaining unpaid portion of the Crowdfunded Gift's purchase price is less than $5.00 and greater than $0.50).", "volatility": "medium", "from_batch": "63-streaming-income-beyond-payout", "subject": "Throne", "topic": "Crowdfunded gift minimum contribution", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } } ] }