{
  "batch": "910-content-subscriptions-risks",
  "articles": [
    {
      "id": "learn_r910_content_subscriptions_risks_onlyfans_auto_renewal_fee_structure",
      "category": "Safety",
      "title": "[Unverified - being checked] OnlyFans: auto_renewal_subscription_fees",
      "summary": "[Unverified - being checked] Subscriptions automatically renew at current rate without additional notice before each renewal",
      "body": "Subscriptions automatically renew at current rate without additional notice before each renewal\n\nWhat Fenix International Limited actually says:\n\n“\"When you select \\\"Subscribe,\\\" you agree to start a Subscription. A Subscription will automatically renew at the current rate (plus Indirect Sales Tax). You authorise us to charge you again after each Subscription, unless: (i) your payment is declined and you have not provided another payment; (ii) the Subscription price has increased; (iii) you switched off the \\\"Auto-Renew\\\" feature on the Creator's account; or (iv) you close your OnlyFans account before the new subscription period begins. By selecting \\\"Subscribe,\\\" you agree to these provisions, and acknowledge that you will not receive further Notice regarding the renewal of that Subscription.\"”",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-09-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "\"When you select \\\"Subscribe,\\\" you agree to start a Subscription. A Subscription will automatically renew at the current rate (plus Indirect Sales Tax). You authorise us to charge you again after each Subscription, unless: (i) your payment is declined and you have not provided another payment; (ii) the Subscription price has increased; (iii) you switched off the \\\"Auto-Renew\\\" feature on the Creator's account; or (iv) you close your OnlyFans account before the new subscription period begins. By selecting \\\"Subscribe,\\\" you agree to these provisions, and acknowledge that you will not receive further Notice regarding the renewal of that Subscription.\"",
      "volatility": "low",
      "from_batch": "910-content-subscriptions-risks",
      "subject": "OnlyFans",
      "topic": "auto_renewal_subscription_fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "onlyfans",
        "topic": [
          "money.pricing",
          "access.signup"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261024-033024Z"
      }
    },
    {
      "id": "learn_r910_content_subscriptions_risks_patreon_payout_processing_fees",
      "category": "Safety",
      "title": "[Unverified - being checked] Patreon: payout_schedule_and_fees",
      "summary": "[Unverified - being checked] Creators receive payouts but may incur payout fees depending on the method",
      "body": "Creators receive payouts but may incur payout fees depending on the method\n\nWhat Patreon, Inc. actually says:\n\n“\"The payout fee, which is a fee for transferring money you've earned on Patreon to your specified payout method and may vary based on your specified payout method;\"”",
      "source_type": "official",
      "source_link": "https://www.patreon.com/terms",
      "last_verified": "2026-09-29",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon, Inc.",
      "evidence_quote": "\"The payout fee, which is a fee for transferring money you've earned on Patreon to your specified payout method and may vary based on your specified payout method;\"",
      "volatility": "medium",
      "from_batch": "910-content-subscriptions-risks",
      "subject": "Patreon",
      "topic": "payout_schedule_and_fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "patreon",
        "topic": [
          "money.fees",
          "money.payout"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261024-033024Z"
      }
    },
    {
      "id": "learn_r910_content_subscriptions_risks_onlyfans_age_verification_requirement",
      "category": "Safety",
      "title": "[Unverified - being checked] OnlyFans: age_verification_and_eligibility",
      "summary": "[Unverified - being checked] Creators must verify their age and provide ID photos to create a creator account",
      "body": "Creators must verify their age and provide ID photos to create a creator account\n\nWhat Fenix International Limited actually says:\n\n“\"To open a Creator account, you must also: (1) Upload a valid form of ID and two photos of you; (2) Add a bank account, payment details for your bank account, or a payment method; (3) Select a method (\\\"Payout Option\\\") for us to transfer Creator Earnings to you; (4) If you are registered for VAT in the UK, provide your UK VAT number; (5) Submit additional age or identity verification information any time we ask for it; (6) Set a monthly subscription price, if any, for your Fans; (7) Add Content for Users to view when they subscribe to your account and become your Fans; and (8) Provide any additional information we request, which may vary depending on where you live or your nationality.\"”",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-09-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "\"To open a Creator account, you must also: (1) Upload a valid form of ID and two photos of you; (2) Add a bank account, payment details for your bank account, or a payment method; (3) Select a method (\\\"Payout Option\\\") for us to transfer Creator Earnings to you; (4) If you are registered for VAT in the UK, provide your UK VAT number; (5) Submit additional age or identity verification information any time we ask for it; (6) Set a monthly subscription price, if any, for your Fans; (7) Add Content for Users to view when they subscribe to your account and become your Fans; and (8) Provide any additional information we request, which may vary depending on where you live or your nationality.\"",
      "volatility": "low",
      "from_batch": "910-content-subscriptions-risks",
      "subject": "OnlyFans",
      "topic": "age_verification_and_eligibility",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "onlyfans",
        "topic": [
          "access.id",
          "access.signup"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261024-033024Z"
      }
    },
    {
      "id": "learn_r910_content_subscriptions_risks_onlyfans_fee_structure_creator_earnings",
      "category": "Safety",
      "title": "[Unverified - being checked] OnlyFans: creator_payment_fees",
      "summary": "[Unverified - being checked] OnlyFans takes a 20% platform fee on all creator payments",
      "body": "OnlyFans takes a 20% platform fee on all creator payments\n\nWhat Fenix International Limited actually says:\n\n“\"Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.\"”",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-09-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "\"Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.\"",
      "volatility": "low",
      "from_batch": "910-content-subscriptions-risks",
      "subject": "OnlyFans",
      "topic": "creator_payment_fees",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "onlyfans",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261024-033024Z"
      }
    },
    {
      "id": "learn_r910_content_subscriptions_risks_patreon_community_guidelines_prohibited_content",
      "category": "Safety",
      "title": "[Unverified - being checked] Patreon: content_policy_prohibitions",
      "summary": "[Unverified - being checked] Patreon prohibits illegal material, abusive content, deceptive material, and intellectual property infringement",
      "body": "Patreon prohibits illegal material, abusive content, deceptive material, and intellectual property infringement\n\nWhat Patreon, Inc. actually says:\n\n“\"Patreon prohibits creators and fans from engaging in or encouraging dogpiling. Patreon prohibits creators and fans on the platform from engaging in or encouraging doxxing. Patreon has zero tolerance for non-consensual intimate imagery, which is defined as nude, sexual, or sexually explicit imagery of an individual or individuals made, distributed, and/or reproduced without their consent.\"”",
      "source_type": "official",
      "source_link": "https://patreon.com/policy/guidelines",
      "last_verified": "2026-09-29",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon, Inc.",
      "evidence_quote": "\"Patreon prohibits creators and fans from engaging in or encouraging dogpiling. Patreon prohibits creators and fans on the platform from engaging in or encouraging doxxing. Patreon has zero tolerance for non-consensual intimate imagery, which is defined as nude, sexual, or sexually explicit imagery of an individual or individuals made, distributed, and/or reproduced without their consent.\"",
      "volatility": "low",
      "from_batch": "910-content-subscriptions-risks",
      "subject": "Patreon",
      "topic": "content_policy_prohibitions",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "patreon",
        "topic": [
          "rules.content",
          "rules.enforcement"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "legal_fetch_over_cap"
        ],
        "checked_utc": "20261024-033024Z"
      }
    },
    {
      "id": "learn_r910_content_subscriptions_risks_onlyfans_suspension_account_termination",
      "category": "Safety",
      "title": "[Unverified - being checked] OnlyFans: account_suspension_and_termination_policies",
      "summary": "[Unverified - being checked] OnlyFans may suspend or delete accounts without notice for policy violations",
      "body": "OnlyFans may suspend or delete accounts without notice for policy violations\n\nWhat Fenix International Limited actually says:\n\n“\"At any time, without warning or Notice and for as long as is necessary to review the relevant facts, we may: (i) suspend or delete your account and/or your Content; (ii) pause Fan Payments which would have been due during the suspension period; (iii) withhold any part of your Creator Earnings; and/or (iv) suspend, refund, or cancel Fan Payments if: (1) we think you have or may have seriously or repeatedly breached the Terms of Service; (2) you attempt, or threaten, to breach the Terms of Service in a way which we think has or could have serious consequences for us or another User; and/or (3) we suspect that all or any part of the Creator Earnings result from unlawful or fraudulent activity, either by you or by the Fan who made the Fan Payment resulting in the Creator Earnings.\"”",
      "source_type": "official",
      "source_link": "https://onlyfans.com/terms",
      "last_verified": "2026-09-29",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fenix International Limited",
      "evidence_quote": "\"At any time, without warning or Notice and for as long as is necessary to review the relevant facts, we may: (i) suspend or delete your account and/or your Content; (ii) pause Fan Payments which would have been due during the suspension period; (iii) withhold any part of your Creator Earnings; and/or (iv) suspend, refund, or cancel Fan Payments if: (1) we think you have or may have seriously or repeatedly breached the Terms of Service; (2) you attempt, or threaten, to breach the Terms of Service in a way which we think has or could have serious consequences for us or another User; and/or (3) we suspect that all or any part of the Creator Earnings result from unlawful or fraudulent activity, either by you or by the Fan who made the Fan Payment resulting in the Creator Earnings.\"",
      "volatility": "medium",
      "from_batch": "910-content-subscriptions-risks",
      "subject": "OnlyFans",
      "topic": "account_suspension_and_termination_policies",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "trouble",
        "region": [
          "us"
        ],
        "platform": "onlyfans",
        "topic": [
          "rules.enforcement"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261024-033024Z"
      }
    },
    {
      "id": "learn_r910_content_subscriptions_risks_patreon_tax_reporting_obligation",
      "category": "Safety",
      "title": "[Unverified - being checked] Patreon: tax_compliance_requirements",
      "summary": "[Unverified - being checked] Creators are responsible for their own tax affairs and must provide accurate tax information",
      "body": "Creators are responsible for their own tax affairs and must provide accurate tax information\n\nWhat Patreon, Inc. actually says:\n\n“\"Creators are responsible for their own Tax affairs and neither we nor any Subsidiary: (i) are responsible for advising you on your Tax affairs or liable for any general Tax information provided on OnlyFans or by [\\[email protected\\]](/cdn-cgi/l/email-protection#5e2d2b2e2e312c2a1e31303227383f302d703d3133); or (ii) liable for any Creator's non-payment of Tax. By using OnlyFans as a Creator, you warrant that you have reported, and will report in the future, all payments you receive in connection with your use of OnlyFans to the relevant Tax authority in your jurisdiction, as required by law.\"”",
      "source_type": "official",
      "source_link": "https://www.patreon.com/terms",
      "last_verified": "2026-09-29",
      "reliability": "VERIFIED RULE",
      "source_tier": "A",
      "source_publisher": "Patreon, Inc.",
      "evidence_quote": "\"Creators are responsible for their own Tax affairs and neither we nor any Subsidiary: (i) are responsible for advising you on your Tax affairs or liable for any general Tax information provided on OnlyFans or by [\\[email protected\\]](/cdn-cgi/l/email-protection#5e2d2b2e2e312c2a1e31303227383f302d703d3133); or (ii) liable for any Creator's non-payment of Tax. By using OnlyFans as a Creator, you warrant that you have reported, and will report in the future, all payments you receive in connection with your use of OnlyFans to the relevant Tax authority in your jurisdiction, as required by law.\"",
      "volatility": "low",
      "from_batch": "910-content-subscriptions-risks",
      "subject": "Patreon",
      "topic": "tax_compliance_requirements",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "patreon",
        "topic": [
          "money.tax"
        ],
        "explicitness": "any"
      },
      "verification": {
        "status": "unverified",
        "label": "Unverified - being checked",
        "reasons": [
          "thin_body",
          "source_unverifiable:fetch_failed:budget"
        ],
        "checked_utc": "20261024-033024Z"
      }
    }
  ]
}