{ "batch": "97-tributes-findom-wishlists-non-contact", "articles": [ { "id": "learn_r97_tributes_findom_wishlists_non_contact_throne_cashgift_fee", "category": "Business", "title": "Throne (wishlist/gifting platform): Cash Gift / payout-item service fee and processing fee charged to the gifter", "summary": "Throne charges a 9.75% service fee on Cash Gifts, Direct Credit and Payout items plus a 3.9% + $0.30 USD payment processing fee, both paid by the gifter at checkout, never the creator.", "body": "Throne charges a 9.75% service fee on Cash Gifts, Direct Credit and Payout items plus a 3.9% + $0.30 USD payment processing fee, both paid by the gifter at checkout, never the creator.\n\nWhat Throne Help Center (Global Gifting Technologies, Inc.) actually says:\n\n“Cash Gifts, Direct Credit, and Payout items |9.75%”\n\nNote: Table also lists physical gifts shipped by Throne at 7% service fee and Payout and Direct Credit items at 3.9% + $0.30 USD processing fee.", "source_type": "official", "source_link": "https://help.throne.com/en/articles/15606045-what-fees-are-paid-at-checkout", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Throne Help Center (Global Gifting Technologies, Inc.)", "evidence_quote": "Cash Gifts, Direct Credit, and Payout items |9.75%", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Throne (wishlist/gifting platform)", "topic": "Cash Gift / payout-item service fee and processing fee charged to the gifter", "applies_to_country": "*", "applies_to_scope": "Fees shown as of article updated week of 2026-08-31", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_throne_checkout_paidbygifter", "category": "Business", "title": "Throne (wishlist/gifting platform): All checkout fees paid by gifter, never the creator", "summary": "Throne states all checkout fees are paid by the gifter, never the creator, and that creators pay no fees at checkout.", "body": "Throne states all checkout fees are paid by the gifter, never the creator, and that creators pay no fees at checkout.\n\nWhat Throne Help Center actually says:\n\n“Quick answer: All checkout fees are paid by the gifter, never the creator.”\n\nNote: Creators do pay specific fee exceptions: Instant Payout $1.99 under $100 or 1.9% over $100 (if not fan-funded), $2 on withdrawals under $30, and 9.75% on cancelled unfunded crowdfunds.", "source_type": "official", "source_link": "https://help.throne.com/en/articles/15606045-what-fees-are-paid-at-checkout", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Throne Help Center", "evidence_quote": "Quick answer: All checkout fees are paid by the gifter, never the creator.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Throne (wishlist/gifting platform)", "topic": "All checkout fees paid by gifter, never the creator", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_throne_payout_minimum", "category": "Business", "title": "Throne (wishlist/gifting platform): Minimum cash payout and threshold timing", "summary": "Throne permits a creator to request a cash payout from their Throne balance only if the balance is equal to or greater than USD $30.00, processed within seven business days (up to 180 days if under fraud investigation).", "body": "Throne permits a creator to request a cash payout from their Throne balance only if the balance is equal to or greater than USD $30.00, processed within seven business days (up to 180 days if under fraud investigation).\n\nWhat Global Gifting Technologies, Inc. dba Throne actually says:\n\n“You may request a cash payout from your Throne balance through the PSP if your Throne balance is equal to or greater than USD $30.00. A cash payout will be processed within seven business days after your request; provided that such payout may take up to 180 days if the Account is subject to investigation for fraudulent activity.”\n\nNote: Current ToS last updated January 11, 2026.", "source_type": "official", "source_link": "https://throne.com/terms", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Global Gifting Technologies, Inc. dba Throne", "evidence_quote": "You may request a cash payout from your Throne balance through the PSP if your Throne balance is equal to or greater than USD $30.00. A cash payout will be processed within seven business days after your request; provided that such payout may take up to 180 days if the Account is subject to investigation for fraudulent activity.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Throne (wishlist/gifting platform)", "topic": "Minimum cash payout and threshold timing", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_throne_prohibited_gift", "category": "Business", "title": "What gift types are prohibited and what wishlist gifts may not be used for", "summary": "Throne prohibits pornography or sexually explicit content from wishlists and states everything on a wishlist must be a gift, with Cash Gifts additionally prohibited from use for NSFW or adult services, tips, or donations.", "body": "Throne prohibits pornography or sexually explicit content from wishlists and states everything on a wishlist must be a gift, with Cash Gifts additionally prohibited from use for NSFW or adult services, tips, or donations.\n\nWhat Throne Help Center actually says:\n\n“Cash Gifts additionally cannot be used for NSFW or adult services, tips, or donations. Violating these restrictions can lead to removed items or account suspension.”\n\nNote: ToS itself lists 'Pornography or sexually explicit content' among prohibited wishlist items. Violations can lead to removed items or account suspension.", "source_type": "official", "source_link": "https://help.throne.com/en/articles/15808792-what-types-of-items-can-i-add-to-my-wishlist", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Throne Help Center", "evidence_quote": "Cash Gifts additionally cannot be used for NSFW or adult services, tips, or donations. Violating these restrictions can lead to removed items or account suspension.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Throne (wishlist/gifting platform)", "topic": "What gift types are prohibited and what wishlist gifts may not be used for", "applies_to_country": "*", "applies_to_scope": "Relevant to findom 'tribute' use: cash gifts may not be tips or adult services", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_throne_restriction_accountclosure", "category": "Business", "title": "Throne (wishlist/gifting platform): Account-level consequence for violating content restrictions", "summary": "Throne states that violating the restriction that Cash Gifts cannot be used for NSFW or adult services, tips, or donations can lead to removed items or account suspension.", "body": "Throne states that violating the restriction that Cash Gifts cannot be used for NSFW or adult services, tips, or donations can lead to removed items or account suspension.\n\nWhat Throne Help Center actually says:\n\n“Violating these restrictions can lead to removed items or account suspension.”", "source_type": "official", "source_link": "https://help.throne.com/en/articles/15808792-what-types-of-items-can-i-add-to-my-wishlist", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Throne Help Center", "evidence_quote": "Violating these restrictions can lead to removed items or account suspension.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Throne (wishlist/gifting platform)", "topic": "Account-level consequence for violating content restrictions", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_throne_chargeback_creatorrisk", "category": "Business", "title": "Throne (wishlist/gifting platform): Chargeback outcome for creators", "summary": "Throne states that if a fan files a chargeback, the disputed amount may not be returned to the creator when the fan's bank rules in the fan's favor, and a chargeback can freeze a creator's funds.", "body": "Throne states that if a fan files a chargeback, the disputed amount may not be returned to the creator when the fan's bank rules in the fan's favor, and a chargeback can freeze a creator's funds.\n\nWhat Throne Help Center actually says:\n\n“Keep in mind: a chargeback is decided by the fan's bank, not by Throne. If the bank rules in the fan's favor, the disputed amount may not be returned.”\n\nNote: Article also warns fans that a chargeback can freeze the creator's funds and may restrict the fan's account.", "source_type": "official", "source_link": "https://help.throne.com/en/articles/15606076-what-happens-with-chargebacks", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Throne Help Center", "evidence_quote": "Keep in mind: a chargeback is decided by the fan's bank, not by Throne. If the bank rules in the fan's favor, the disputed amount may not be returned.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Throne (wishlist/gifting platform)", "topic": "Chargeback outcome for creators", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_throne_fraudchargeback_balance", "category": "Business", "title": "Removal of Throne balance funds on fraud chargebacks", "summary": "Throne states that if a chargeback is due to fraud (e.g., a stolen credit card), it would have to remove those funds from any Throne balances.", "body": "Throne states that if a chargeback is due to fraud (e.g., a stolen credit card), it would have to remove those funds from any Throne balances.\n\nWhat Throne Help Center actually says:\n\n“If a chargeback is due to fraud, such as a stolen credit card, or any other illegal means, we would have to remove these funds from any Throne Balances.”\n\nNote: Same article: users who tell their fans to issue chargebacks may have their accounts frozen and/or suspended.", "source_type": "official", "source_link": "https://help.throne.com/en/articles/7258740-what-happens-if-a-fan-issues-a-chargeback", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "Throne Help Center", "evidence_quote": "If a chargeback is due to fraud, such as a stolen credit card, or any other illegal means, we would have to remove these funds from any Throne Balances.", "volatility": "low", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Throne (wishlist/gifting platform)", "topic": "Removal of Throne balance funds on fraud chargebacks", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_loyalfans_fee_payout", "category": "Business", "title": "Creator fee and payout schedule", "summary": "LoyalFans takes a 20% fee (leaving 80%) of the total Fan Payment, with creator payouts twice per month paid within 7 working days after the 15th and after month-end.", "body": "LoyalFans takes a 20% fee (leaving 80%) of the total Fan Payment, with creator payouts twice per month paid within 7 working days after the 15th and after month-end.\n\nWhat TLFPAY, LLC (LoyalFans) actually says:\n\n“Our fee is 20% of the total Fan Payment and will be deducted from each Fan Payment.”\n\nNote: Last modified July 8, 2026. Payouts: 1st-15th paid within 7 working days after the 15th; 16th-end of month paid within 7 working days after month-end.", "source_type": "official", "source_link": "https://www.loyalfans.com/legal/terms-conditions", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "TLFPAY, LLC (LoyalFans)", "evidence_quote": "Our fee is 20% of the total Fan Payment and will be deducted from each Fan Payment.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "LoyalFans (adult creator platform)", "topic": "Creator fee and payout schedule", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_loyalfans_chargeback_deduction", "category": "Business", "title": "Chargeback deduction from creator earnings and forfeiture", "summary": "LoyalFans states that if a fan obtains a valid refund or chargeback, it may deduct the refunded or charged-back portion from Creator Earnings, and that earnings may be forfeited at account closure if below minimum thresholds.", "body": "LoyalFans states that if a fan obtains a valid refund or chargeback, it may deduct the refunded or charged-back portion from Creator Earnings, and that earnings may be forfeited at account closure if below minimum thresholds.\n\nWhat TLFPAY, LLC (LoyalFans) actually says:\n\n“If a Fan successfully obtains a refund or chargeback that we determine, in our reasonable discretion, to be valid and not the result of fraud or bad faith, we may deduct an amount equal to the refunded or charged-back portion from your Creator Earnings.”\n\nNote: Forfeiture text: 'Balances that cannot be processed due to minimum threshold requirements or applicable fees will be forfeited upon account closure.'", "source_type": "official", "source_link": "https://www.loyalfans.com/legal/terms-conditions", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "TLFPAY, LLC (LoyalFans)", "evidence_quote": "If a Fan successfully obtains a refund or chargeback that we determine, in our reasonable discretion, to be valid and not the result of fraud or bad faith, we may deduct an amount equal to the refunded or charged-back portion from your Creator Earnings.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "LoyalFans (adult creator platform)", "topic": "Chargeback deduction from creator earnings and forfeiture", "applies_to_country": "*", "applies_to_scope": "Also: creators forfeit Earnings if TLFPAY cannot pay after 12 months due to inaccurate info", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_loyalfans_justifiedchargeback_accountclosing", "category": "Business", "title": "LoyalFans (adult creator platform): Account closure risk for unjustified refund/chargeback requests", "summary": "LoyalFans states it may suspend or terminate a user's account if they submit refund or chargeback requests that LoyalFans reasonably believes to be unjustified, fraudulent, or submitted in bad faith.", "body": "LoyalFans states it may suspend or terminate a user's account if they submit refund or chargeback requests that LoyalFans reasonably believes to be unjustified, fraudulent, or submitted in bad faith.\n\nWhat TLFPAY, LLC (LoyalFans) actually says:\n\n“If you submit refund or chargeback requests that we reasonably believe to be unjustified, fraudulent, or submitted in bad faith, we may suspend or terminate your account and take any other action permitted by law.”\n\nNote: Same clause also applies to the fan who files; appears in both creator-fan and payout contexts.", "source_type": "official", "source_link": "https://www.loyalfans.com/legal/terms-conditions", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "TLFPAY, LLC (LoyalFans)", "evidence_quote": "If you submit refund or chargeback requests that we reasonably believe to be unjustified, fraudulent, or submitted in bad faith, we may suspend or terminate your account and take any other action permitted by law.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "LoyalFans (adult creator platform)", "topic": "Account closure risk for unjustified refund/chargeback requests", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_iwc_findom_tribute_revshare", "category": "Business", "title": "IWantClips (adult clip platform): Revenue share on Tips/Tributes (findom-relevant)", "summary": "iWantClips artists earn 80% commission on Tips/Tributes, 70% on Pay-to-View Messaging, 60% on Clips & Store Content, and 85% on Video Calls.", "body": "iWantClips artists earn 80% commission on Tips/Tributes, 70% on Pay-to-View Messaging, 60% on Clips & Store Content, and 85% on Video Calls.\n\nWhat iWantClips (Gatsby Enterprises, Inc.) support actually says:\n\n“Artists on iWantClips earn the following commission rates: * 80% on Tips/Tributes * 70% on Pay-to-View Messaging * 60% on Clips & Store Content * 85% on Video Calls”\n\nNote: iWantClips offers a 'Tribute Me' button in model storefronts (see tipping article).", "source_type": "official", "source_link": "https://iwantempire.freshdesk.com/support/solutions/articles/44001685577-rev-share-on-iwantclips", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "iWantClips (Gatsby Enterprises, Inc.) support", "evidence_quote": "Artists on iWantClips earn the following commission rates: * 80% on Tips/Tributes * 70% on Pay-to-View Messaging * 60% on Clips & Store Content * 85% on Video Calls", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "iWantClips (adult clip platform)", "topic": "Revenue share on Tips/Tributes (findom-relevant)", "applies_to_country": "*", "applies_to_scope": "iWantCustomClips paid 100%", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_iwc_tribute_feature", "category": "Business", "title": "IWantClips (adult clip platform): Existence of a 'Tribute Me' / tip-tribute feature for findom/domination", "summary": "iWantClips provides a 'Tribute Me' button on a model's storefront allowing a fan to select the amount to Tip/Tribute.", "body": "iWantClips provides a 'Tribute Me' button on a model's storefront allowing a fan to select the amount to Tip/Tribute.\n\nWhat iWantClips (Gatsby Enterprises, Inc.) support actually says:\n\n“Navigate to the left-hand menu and click \"Tribute Me\". 3. Select the amount you'd like to Tip/Tribute.”\n\nNote: Search-snippet sourced; page was opened via query but article rendered minimally.", "source_type": "official", "source_link": "https://iwantempire.freshdesk.com/support/solutions/articles/44001686015-tipping-tributing-a-model", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "iWantClips (Gatsby Enterprises, Inc.) support", "evidence_quote": "Navigate to the left-hand menu and click \"Tribute Me\". 3. Select the amount you'd like to Tip/Tribute.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "iWantClips (adult clip platform)", "topic": "Existence of a 'Tribute Me' / tip-tribute feature for findom/domination", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_iwc_payout_minimum", "category": "Business", "title": "IWantClips (adult clip platform): Payout frequencies, minimums and fees", "summary": "iWantClips offers bi-monthly and monthly payouts with a $50 minimum, plus daily ($25 min) and request pay options that reduce the payout rev-share by 5%; US direct deposit (ACH) and Paxum payouts carry no iWantClips fee.", "body": "iWantClips offers bi-monthly and monthly payouts with a $50 minimum, plus daily ($25 min) and request pay options that reduce the payout rev-share by 5%; US direct deposit (ACH) and Paxum payouts carry no iWantClips fee.\n\nWhat iWantClips (Gatsby Enterprises, Inc.) support actually says:\n\n“Bi-Monthly Payouts Payouts are initiated 2 times per month. Minimum earnings amount: $50”\n\nNote: International wire transfer carries fees (e.g., $8 fee for USD wires). Payouts held longer if >$2,000 in first month.", "source_type": "official", "source_link": "https://iwantempire.freshdesk.com/support/solutions/articles/44001926359-payout-information-policies", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "iWantClips (Gatsby Enterprises, Inc.) support", "evidence_quote": "Bi-Monthly Payouts Payouts are initiated 2 times per month. Minimum earnings amount: $50", "volatility": "low", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "iWantClips (adult clip platform)", "topic": "Payout frequencies, minimums and fees", "applies_to_country": "*", "applies_to_scope": "1099-MISC sent to US stores earning >$600 to IRS", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_iwc_chargeback_protection", "category": "Business", "title": "IWantClips (adult clip platform): Charge Back Protection coverage for artists", "summary": "iWantClips offers Charge Back Protection covering up to $5,000 USD per month in chargebacks per individual artist or studio, with artists participating in fraud ineligible.", "body": "iWantClips offers Charge Back Protection covering up to $5,000 USD per month in chargebacks per individual artist or studio, with artists participating in fraud ineligible.\n\nWhat iWantClips (Gatsby Enterprises, Inc.) support actually says:\n\n“iWantClips is pleased to be able to offer Charge Back Protection™ to all artists. Charge Back Protection™ covers up to $5,000 USD per month in charge backs per individual artist or studio.”\n\nNote: Coverage refused to artists who knowingly participate in fraud or continue transacting with customers they know filed chargebacks.", "source_type": "official", "source_link": "https://iwantempire.freshdesk.com/support/solutions/articles/44001685429-iwantclips-charge-back-protection-", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "iWantClips (Gatsby Enterprises, Inc.) support", "evidence_quote": "iWantClips is pleased to be able to offer Charge Back Protection™ to all artists. Charge Back Protection™ covers up to $5,000 USD per month in charge backs per individual artist or studio.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "iWantClips (adult clip platform)", "topic": "Charge Back Protection coverage for artists", "applies_to_country": "*", "applies_to_scope": "Not applicable to artists knowingly in fraudulent transactions", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_iwc_refund_final", "category": "Business", "title": "IWantClips (adult clip platform): Refund policy for fans/customers", "summary": "iWantClips enforces a strict 'All Sales are Final' refund policy, and where a refund is warranted a 20% processing fee is applied to the amount returned.", "body": "iWantClips enforces a strict 'All Sales are Final' refund policy, and where a refund is warranted a 20% processing fee is applied to the amount returned.\n\nWhat iWantClips (Gatsby Enterprises, Inc.) support actually says:\n\n“iWantClips enforces a strict \"All Sales are Final\" refund policy. This means that once money has been added to your iWantClips account, or once an item has been purchased as a Fan or guest, these transactions are non-refundable. In the occurrence that a refund is warranted, a 20% processing fee will be assessed and applied to the amount to be returned.”", "source_type": "official", "source_link": "https://iwantempire.freshdesk.com/support/solutions/articles/44001905064-refund-policy", "last_verified": "2026-09-05", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "iWantClips (Gatsby Enterprises, Inc.) support", "evidence_quote": "iWantClips enforces a strict \"All Sales are Final\" refund policy. This means that once money has been added to your iWantClips account, or once an item has been purchased as a Fan or guest, these transactions are non-refundable. In the occurrence that a refund is warranted, a 20% processing fee will be assessed and applied to the amount to be returned.", "volatility": "low", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "iWantClips (adult clip platform)", "topic": "Refund policy for fans/customers", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_fansly_tips_80pct", "category": "Business", "title": "Creator share of tips and fees", "summary": "Fansly pays creators 80% of revenue generated on all subscriptions, sales, and tips, and allows fans to send tips that cannot be cancelled once sent.", "body": "Fansly pays creators 80% of revenue generated on all subscriptions, sales, and tips, and allows fans to send tips that cannot be cancelled once sent.\n\nWhat Fansly actually says:\n\n“Creators earn eighty percent (80%) of the revenue generated on all subscriptions, sales, or tips related to their content and User profile.”\n\nNote: Fansly Help: 'Tips cannot be cancelled once they're sent.'", "source_type": "official", "source_link": "https://fansly.com/tos", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly", "evidence_quote": "Creators earn eighty percent (80%) of the revenue generated on all subscriptions, sales, or tips related to their content and User profile.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Fansly (adult creator platform)", "topic": "Creator share of tips and fees", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_fansly_chargeback_deduction", "category": "Business", "title": "Chargeback liability to creator and account termination risk to fan", "summary": "Fansly may deduct from creator revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback, and may immediately suspend or terminate a fan's account for a purchase that results in a chargeback.", "body": "Fansly may deduct from creator revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback, and may immediately suspend or terminate a fan's account for a purchase that results in a chargeback.\n\nWhat Fansly actually says:\n\n“We may deduct from such revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback... 13. Chargebacks: If you make a purchase that results in a chargeback, we may immediately suspend or terminate your account.”", "source_type": "official", "source_link": "https://fansly.com/tos", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly", "evidence_quote": "We may deduct from such revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback... 13. Chargebacks: If you make a purchase that results in a chargeback, we may immediately suspend or terminate your account.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Fansly (adult creator platform)", "topic": "Chargeback liability to creator and account termination risk to fan", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_fansly_chargeback_shield", "category": "Business", "title": "Fansly's stated chargeback protection for creators", "summary": "Fansly states it shields creators from chargebacks in most cases, but reserves the right to deduct earnings in situations such as an unusually high number of chargebacks compared to other creators or cases where creator fault is determined.", "body": "Fansly states it shields creators from chargebacks in most cases, but reserves the right to deduct earnings in situations such as an unusually high number of chargebacks compared to other creators or cases where creator fault is determined.\n\nWhat Fansly Help Center actually says:\n\n“Fansly shields creators from chargebacks in most cases. However, we reserve the right to deduct earnings in situations like: * An unusually high number of chargebacks compared to other creators. * Exceptional cases where creator fault is determined.”", "source_type": "official", "source_link": "https://help.fansly.com/en/articles/12328615-creator-security-faq", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Fansly Help Center", "evidence_quote": "Fansly shields creators from chargebacks in most cases. However, we reserve the right to deduct earnings in situations like: * An unusually high number of chargebacks compared to other creators. * Exceptional cases where creator fault is determined.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Fansly (adult creator platform)", "topic": "Fansly's stated chargeback protection for creators", "applies_to_country": "*", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_cashapp_aup_adultcontent", "category": "Business", "title": "Cash App: Prohibition on selling adult content and services", "summary": "Cash App's Acceptable Use Policy prohibits selling adult content and services, listing pornography, other obscene materials, and sites offering any sexually-related services such as pay-per-view and adult live chat features.", "body": "Cash App's Acceptable Use Policy prohibits selling adult content and services, listing pornography, other obscene materials, and sites offering any sexually-related services such as pay-per-view and adult live chat features.\n\nWhat Block, Inc. (Cash App) actually says:\n\n“Selling adult content and services Pornography and other obscene materials (including literature, imagery and other media); and sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features.”\n\nNote: Policy also gives Cash App absolute discretion to suspend/terminate use without notice for any violation, and to share account info with law enforcement for suspected unauthorized/illegal/criminal purposes.", "source_type": "official", "source_link": "https://cash.app/us/en/legal/acceptable-use-policy", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Block, Inc. (Cash App)", "evidence_quote": "Selling adult content and services Pornography and other obscene materials (including literature, imagery and other media); and sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Cash App", "topic": "Prohibition on selling adult content and services", "applies_to_country": "US", "applies_to_scope": "Relevant to findom tributes via Cash App: no explicit adult services listed, but pay-per-view/adult chat banned", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_cashapp_aup_enforcement", "category": "Business", "title": "Cash App: Account closure risk for policy violations", "summary": "Cash App states it may close a user's account, block them from using the app, and share info about their activity with law enforcement if they do not follow the policy, with absolute discretion to suspend or terminate at any time without notice.", "body": "Cash App states it may close a user's account, block them from using the app, and share info about their activity with law enforcement if they do not follow the policy, with absolute discretion to suspend or terminate at any time without notice.\n\nWhat Block, Inc. (Cash App) actually says:\n\n“But, if you don't follow our policy, we may close your account, block you from using the app, and share info about you and your activity with law enforcement.”", "source_type": "official", "source_link": "https://cash.app/us/en/legal/acceptable-use-policy", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "Block, Inc. (Cash App)", "evidence_quote": "But, if you don't follow our policy, we may close your account, block you from using the app, and share info about you and your activity with law enforcement.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Cash App", "topic": "Account closure risk for policy violations", "applies_to_country": "US", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_venmo_personalcommercial_ban", "category": "Business", "title": "Venmo: Ban on commercial transactions via personal accounts without a business profile", "summary": "Venmo user agreement prohibits using personal and Teen Accounts to conduct business, commercial, or merchant transactions with other personal accounts, except for transactions expressly authorized by Venmo (such as merchant transactions or goods-and-services payments).", "body": "Venmo user agreement prohibits using personal and Teen Accounts to conduct business, commercial, or merchant transactions with other personal accounts, except for transactions expressly authorized by Venmo (such as merchant transactions or goods-and-services payments).\n\nWhat PayPal, Inc. (Venmo) actually says:\n\n“Except for commercial transactions expressly authorized by Venmo... personal accounts and Teen Accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts or Teen Accounts, which includes paying or accepting payment from other personal accounts or Teen Accounts held by users you do not personally know for goods or services”\n\nNote: User agreement effective August 24, 2026. Venmo also recommends only transacting with people you know and trust.", "source_type": "official", "source_link": "https://venmo.com/legal/us-user-agreement", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc. (Venmo)", "evidence_quote": "Except for commercial transactions expressly authorized by Venmo... personal accounts and Teen Accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts or Teen Accounts, which includes paying or accepting payment from other personal accounts or Teen Accounts held by users you do not personally know for goods or services", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Venmo", "topic": "Ban on commercial transactions via personal accounts without a business profile", "applies_to_country": "US", "applies_to_scope": "Relevant to findom: a tribute from a personal account to a personal account for a service lacks a commercial authorizati", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_venmo_knownpeople_warning", "category": "Business", "title": "Venmo: Warning to only transact with people you know", "summary": "Venmo warns that it should only be used to transact with people you know and trust, and that paying or receiving payment for a good or service without authorization is prohibited and may result in reversal of the payment.", "body": "Venmo warns that it should only be used to transact with people you know and trust, and that paying or receiving payment for a good or service without authorization is prohibited and may result in reversal of the payment.\n\nWhat PayPal, Inc. (Venmo) actually says:\n\n“VENMO SHOULD ONLY BE USED TO TRANSACT WITH PEOPLE YOU KNOW AND TRUST. DO NOT USE VENMO TO TRANSACT WITH PEOPLE YOU DON'T KNOW, ESPECIALLY IF THE PAYMENT INVOLVES THE PURCHASE OR SALE OF A GOOD OR SERVICE.”", "source_type": "official", "source_link": "https://venmo.com/legal/us-user-agreement", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc. (Venmo)", "evidence_quote": "VENMO SHOULD ONLY BE USED TO TRANSACT WITH PEOPLE YOU KNOW AND TRUST. DO NOT USE VENMO TO TRANSACT WITH PEOPLE YOU DON'T KNOW, ESPECIALLY IF THE PAYMENT INVOLVES THE PURCHASE OR SALE OF A GOOD OR SERVICE.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Venmo", "topic": "Warning to only transact with people you know", "applies_to_country": "US", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_paypal_aup_obscene_mature", "category": "Business", "title": "PayPal: Prohibition on obscene items and pre-approval for mature audience content", "summary": "PayPal's Acceptable Use Policy prohibits transactions involving items considered obscene and certain sexually oriented materials or services, and requires pre-approval to accept payments for 'Mature Audience Content' defined as any adult content delivered digitally including VOD and web-cam activities.", "body": "PayPal's Acceptable Use Policy prohibits transactions involving items considered obscene and certain sexually oriented materials or services, and requires pre-approval to accept payments for 'Mature Audience Content' defined as any adult content delivered digitally including VOD and web-cam activities.\n\nWhat PayPal actually says:\n\n“(g) items that are considered obscene, ... (i) certain sexually oriented materials or services”\n\nNote: Neither 'findom' nor 'tribute' appears verbatim in the US AUP; the prohibition is via generic 'sexually oriented materials or services' language.", "source_type": "official", "source_link": "https://www.paypal.com/us/legalhub/paypal/acceptableuse-full", "last_verified": "2026-09-05", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal", "evidence_quote": "(g) items that are considered obscene, ... (i) certain sexually oriented materials or services", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "PayPal", "topic": "Prohibition on obscene items and pre-approval for mature audience content", "applies_to_country": "US", "applies_to_scope": "Findom tributes are not explicitly named; they fall under broad 'sexually oriented' / 'obscene' framing", "tags": { "lane": "any", "stage": "any", "region": [ "us" ], "platform": "any", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_paypal_aup_mature_audience_preapproval", "category": "Business", "title": "PayPal Acceptable Use Policy: Rules.content, Money.pricing", "summary": "PayPal's Acceptable Use Policy requires pre-approval for 'Mature Audience Content,' defined as any adult content delivered digitally including video on demand (VOD) and web-cam activities, and notes PayPal may be restricted from processing payments in certain jurisdictions for adult products or services.", "body": "PayPal's Acceptable Use Policy requires pre-approval for 'Mature Audience Content,' defined as any adult content delivered digitally including video on demand (VOD) and web-cam activities, and notes PayPal may be restricted from processing payments in certain jurisdictions for adult products or services.\n\nWhat PayPal, Inc. actually says:\n\n“10 Mature Audience Content - Any adult content delivered digitally including video on demand (VOD) and web-cam activities. PayPal may be restricted from processing payments in certain jurisdictions for adult DVD's, magazines and other adult themed products or services.”\n\nNote: Pre-approval is also required for Live Streaming/Broadcasting (Section 12) and Online Dating (Section 11). Certain sexually oriented materials or services are prohibited outright (Section 2(i)).", "source_type": "official", "source_link": "https://www.paypal.com/us/legalhub/paypal/acceptableuse-full", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc.", "evidence_quote": "10 Mature Audience Content - Any adult content delivered digitally including video on demand (VOD) and web-cam activities. PayPal may be restricted from processing payments in certain jurisdictions for adult DVD's, magazines and other adult themed products or services.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "PayPal Acceptable Use Policy", "topic": "Rules.content, Money.pricing", "applies_to_country": "Us", "applies_to_scope": "PayPal Acceptable Use Policy, last updated October 29, 2022", "tags": { "lane": "messaging", "stage": "any", "region": [ "us" ], "platform": "paypal", "topic": [ "rules.content", "money.pricing" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_paypal_aup_sexually_oriented_prohibited", "category": "Business", "title": "PayPal Acceptable Use Policy: Rules.content", "summary": "PayPal's Acceptable Use Policy prohibits transactions relating to 'certain sexually oriented materials or services' under Prohibited Activities #2(i).", "body": "PayPal's Acceptable Use Policy prohibits transactions relating to 'certain sexually oriented materials or services' under Prohibited Activities #2(i).\n\nWhat PayPal, Inc. actually says:\n\n“You may not use the PayPal service for activities that: ... (i) certain sexually oriented materials or services”\n\nNote: This prohibition applies to all PayPal accounts and is the primary policy basis for PayPal restricting findom/tribute payments.", "source_type": "official", "source_link": "https://www.paypal.com/us/legalhub/paypal/acceptableuse-full", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc.", "evidence_quote": "You may not use the PayPal service for activities that: ... (i) certain sexually oriented materials or services", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "PayPal Acceptable Use Policy", "topic": "Rules.content", "applies_to_country": "Us", "applies_to_scope": "PayPal Acceptable Use Policy, last updated October 29, 2022", "tags": { "lane": "messaging", "stage": "any", "region": [ "us" ], "platform": "paypal", "topic": [ "rules.content" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_paypal_aup_live_streaming_preapproval", "category": "Business", "title": "PayPal Acceptable Use Policy: Rules.content, Access.signup", "summary": "PayPal's Acceptable Use Policy requires pre-approval for 'Live Streaming/Broadcasting,' defined as any activities in which people transmit video, voice or text content in a live environment with the potential of user interaction.", "body": "PayPal's Acceptable Use Policy requires pre-approval for 'Live Streaming/Broadcasting,' defined as any activities in which people transmit video, voice or text content in a live environment with the potential of user interaction.\n\nWhat PayPal, Inc. actually says:\n\n“12 Live Streaming/Broadcasting - Any activities in which people transmit video, voice or text content in a live environment with the potential of user interaction”\n\nNote: Relevant to live-tribute/findom sessions where a creator streams and receives tips via PayPal.", "source_type": "official", "source_link": "https://www.paypal.com/us/legalhub/paypal/acceptableuse-full", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc.", "evidence_quote": "12 Live Streaming/Broadcasting - Any activities in which people transmit video, voice or text content in a live environment with the potential of user interaction", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "PayPal Acceptable Use Policy", "topic": "Rules.content, Access.signup", "applies_to_country": "Us", "applies_to_scope": "PayPal Acceptable Use Policy, last updated October 29, 2022", "tags": { "lane": "streaming", "stage": "any", "region": [ "us" ], "platform": "paypal", "topic": [ "rules.content", "access.signup" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_paypal_uag_personal_account_commercial_closure", "category": "Business", "title": "PayPal User Agreement: Money.payout, Rules.enforcement", "summary": "PayPal's User Agreement states that if the activity associated with a personal account primarily involves business or commercial activity, PayPal may close the account unless the user agrees to cease the business or commercial activity or convert to a business account.", "body": "PayPal's User Agreement states that if the activity associated with a personal account primarily involves business or commercial activity, PayPal may close the account unless the user agrees to cease the business or commercial activity or convert to a business account.\n\nWhat PayPal, Inc. actually says:\n\n“If the activity associated with your personal account primarily involves business or commercial activity, PayPal may close your account unless you agree to cease the business or commercial activity or convert your personal account to a business account.”\n\nNote: This is the account-closure risk clause most relevant to findom/tribute recipients operating personal PayPal accounts for commercial tribute income. Venmo has an equivalent clause.", "source_type": "official", "source_link": "https://www.paypal.com/us/legalhub/paypal/useragreement-full", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc.", "evidence_quote": "If the activity associated with your personal account primarily involves business or commercial activity, PayPal may close your account unless you agree to cease the business or commercial activity or convert your personal account to a business account.", "volatility": "high", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "PayPal User Agreement", "topic": "Money.payout, Rules.enforcement", "applies_to_country": "Us", "applies_to_scope": "PayPal User Agreement, last updated September 14, 2026", "tags": { "lane": "messaging", "stage": "running", "region": [ "us" ], "platform": "paypal", "topic": [ "money.payout", "rules.enforcement" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_venmo_uag_personal_account_commercial_closure", "category": "Business", "title": "Venmo User Agreement: Money.payout, Rules.enforcement", "summary": "Venmo's User Agreement (effective August 24, 2026) states that personal accounts and Teen Accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts or Teen Accounts, and that paying or accepting payment from other personal accounts for goods or services is prohibited unless expressly authorized by Venmo.", "body": "Venmo's User Agreement (effective August 24, 2026) states that personal accounts and Teen Accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts or Teen Accounts, and that paying or accepting payment from other personal accounts for goods or services is prohibited unless expressly authorized by Venmo.\n\nWhat PayPal, Inc. (Venmo) actually says:\n\n“Except for commercial transactions expressly authorized by Venmo, for example, transactions with authorized merchants or business profiles, purchases made using your Venmo Mastercard, or transactions that are identified as payments for goods and services, personal accounts and Teen Accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts or Teen Accounts, which includes paying or accepting payment from other personal accounts or Teen Accounts held by users you do not personally know for goods or services”\n\nNote: Venmo is a PayPal service; the same corporate entity administers both. Venmo also reserves the right to reverse payments and close accounts for violations.", "source_type": "official", "source_link": "https://venmo.com/legal/us-user-agreement", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc. (Venmo)", "evidence_quote": "Except for commercial transactions expressly authorized by Venmo, for example, transactions with authorized merchants or business profiles, purchases made using your Venmo Mastercard, or transactions that are identified as payments for goods and services, personal accounts and Teen Accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts or Teen Accounts, which includes paying or accepting payment from other personal accounts or Teen Accounts held by users you do not personally know for goods or services", "volatility": "high", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Venmo User Agreement", "topic": "Money.payout, Rules.enforcement", "applies_to_country": "Us", "applies_to_scope": "Venmo User Agreement, effective August 24, 2026", "tags": { "lane": "messaging", "stage": "running", "region": [ "us" ], "platform": "venmo", "topic": [ "money.payout", "rules.enforcement" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_venmo_uag_account_closure_reversal", "category": "Business", "title": "Venmo User Agreement: Rules.enforcement, Money.payout", "summary": "Venmo's User Agreement states that reviews may result in delayed, blocked or cancelled withdrawals, money being held, account limitation/suspension/termination, money being seized to comply with legal process, and money previously received being reversed, and warns that paying or receiving payment for goods or services on personal accounts is prohibited and could result in losing both the goods/services and the money.", "body": "Venmo's User Agreement states that reviews may result in delayed, blocked or cancelled withdrawals, money being held, account limitation/suspension/termination, money being seized to comply with legal process, and money previously received being reversed, and warns that paying or receiving payment for goods or services on personal accounts is prohibited and could result in losing both the goods/services and the money.\n\nWhat PayPal, Inc. (Venmo) actually says:\n\n“Reviews may result in: delayed, blocked or cancelled withdrawals or transfers; money or payments being held by us; money or payments being applied to amounts you owe to us or used to offset loss incurred by us; account limitation, suspension or termination; money or payments being seized to comply with a court order, warrant or other legal process; and/or money or payments you previously received being reversed (i.e., sent back to the sender or to the card or bank account that was used to fund the payment). ... PAYING OR RECEIVING PAYMENT FOR A GOOD OR A SERVICE IS PROHIBITED. IF YOU OR A TEEN USER USE VENMO TO CONDUCT SUCH A TRANSACTION AND WE LATER REVERSE THE PAYMENT ... YOU OR A TEEN USER COULD LOSE BOTH THE UNDERLYING GOODS OR SERVICES AND THE MONEY SENT FOR THEM.”\n\nNote: This is the strongest statement of chargeback/reversal risk for tribute/findom transactions on Venmo.", "source_type": "official", "source_link": "https://venmo.com/legal/us-user-agreement", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc. (Venmo)", "evidence_quote": "Reviews may result in: delayed, blocked or cancelled withdrawals or transfers; money or payments being held by us; money or payments being applied to amounts you owe to us or used to offset loss incurred by us; account limitation, suspension or termination; money or payments being seized to comply with a court order, warrant or other legal process; and/or money or payments you previously received being reversed (i.e., sent back to the sender or to the card or bank account that was used to fund the payment). ... PAYING OR RECEIVING PAYMENT FOR A GOOD OR A SERVICE IS PROHIBITED. IF YOU OR A TEEN USER USE VENMO TO CONDUCT SUCH A TRANSACTION AND WE LATER REVERSE THE PAYMENT ... YOU OR A TEEN USER COULD LOSE BOTH THE UNDERLYING GOODS OR SERVICES AND THE MONEY SENT FOR THEM.", "volatility": "high", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Venmo User Agreement", "topic": "Rules.enforcement, Money.payout", "applies_to_country": "Us", "applies_to_scope": "Venmo User Agreement, effective August 24, 2026", "tags": { "lane": "messaging", "stage": "running", "region": [ "us" ], "platform": "venmo", "topic": [ "rules.enforcement", "money.payout" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_venmo_uag_business_profile_required", "category": "Business", "title": "Venmo User Agreement: Access.signup, Money.payout", "summary": "Venmo's User Agreement requires users to use a business profile or have payments identified as for goods and services to receive payments for the sale of goods or services, and that selling is subject to applicable fees on the Fees page.", "body": "Venmo's User Agreement requires users to use a business profile or have payments identified as for goods and services to receive payments for the sale of goods or services, and that selling is subject to applicable fees on the Fees page.\n\nWhat PayPal, Inc. (Venmo) actually says:\n\n“You can receive payments for the sale of goods and services only by using a business profile or by asking the sender to identify a payment as for goods and services. Teen Accounts cannot receive payments for the sale of goods or services. Selling on Venmo, including receiving payments in your business profile or that are identified as for goods and services, is subject to applicable fees for such payments found on the Fees page.”\n\nNote: A creator receiving tribute/tip income via Venmo would need a business profile, triggering fees and potential tax reporting.", "source_type": "official", "source_link": "https://venmo.com/legal/us-user-agreement", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc. (Venmo)", "evidence_quote": "You can receive payments for the sale of goods and services only by using a business profile or by asking the sender to identify a payment as for goods and services. Teen Accounts cannot receive payments for the sale of goods or services. Selling on Venmo, including receiving payments in your business profile or that are identified as for goods and services, is subject to applicable fees for such payments found on the Fees page.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "Venmo User Agreement", "topic": "Access.signup, Money.payout", "applies_to_country": "Us", "applies_to_scope": "Venmo User Agreement, effective August 24, 2026", "tags": { "lane": "messaging", "stage": "setting_up", "region": [ "us" ], "platform": "venmo", "topic": [ "access.signup", "money.payout" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_iwantclips_terms_age_gate_blocked", "category": "Business", "title": "IWantClips: findom terms", "summary": "Could not access iWantClips' Terms of Service or findom-category rules because the site presents a mandatory Yoti age-verification gate before any content (including the Terms of Service at /terms/index) is accessible, and the terms page redirected to the age-gate.", "body": "Could not access iWantClips' Terms of Service or findom-category rules because the site presents a mandatory Yoti age-verification gate before any content (including the Terms of Service at /terms/index) is accessible, and the terms page redirected to the age-gate.\n\nWhat iWantClips actually says:\n\n“Visitors in your region must verify their age to access this site. We've partnered with Yoti, a trusted identity verification service, to keep this process secure. Your data is encrypted and never stored or shared — not even with iWantClips.”\n\nNote: Could not verify. What I tried: webfetch to iwantclips.com and iwantclips.com/terms/index, both returned the Yoti age-gate page. The site also notes access may be restricted in some regions and VPN use is discouraged.", "source_type": "official", "source_link": "https://iwantclips.com/terms/index", "last_verified": "2026-09-22", "reliability": "STRONG PRACTICE", "source_tier": "A", "source_publisher": "iWantClips", "evidence_quote": "Visitors in your region must verify their age to access this site. We've partnered with Yoti, a trusted identity verification service, to keep this process secure. Your data is encrypted and never stored or shared — not even with iWantClips.", "volatility": "n/a", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "iWantClips", "topic": "findom terms", "applies_to_country": "Any", "applies_to_scope": "iWantClips requires Yoti identity verification before any site content is accessible", "tags": { "lane": "any", "stage": "any", "region": [ "any" ], "platform": "iwantclips", "topic": [ "unclassified" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_paypal_policy_updates_arbitration_replacement", "category": "Business", "title": "PayPal Policy Updates: Rules.enforcement, Money.payout", "summary": "PayPal's Policy Updates page (last updated August 6, 2026) announces amendments to the User Agreement effective September 14, 2026, replacing the Agreement to Arbitrate with a new Dispute Resolution section, adding mass arbitration procedures, replacing AAA with JAMS as the arbitration provider, and specifying New York County courts for exclusive jurisdiction.", "body": "PayPal's Policy Updates page (last updated August 6, 2026) announces amendments to the User Agreement effective September 14, 2026, replacing the Agreement to Arbitrate with a new Dispute Resolution section, adding mass arbitration procedures, replacing AAA with JAMS as the arbitration provider, and specifying New York County courts for exclusive jurisdiction.\n\nWhat PayPal, Inc. actually says:\n\n“We are updating terms of the United States PayPal User Agreement and PayPal Balance Terms and Conditions that affect how disputes you and PayPal might have with each other are resolved. ... We are modifying the required mandatory informal dispute resolution process. We are updating the arbitration procedures, including adding procedures for mass arbitrations and replacing AAA with JAMS as the arbitration provider. We are specifying that the state and federal courts in New York County, New York, will have exclusive jurisdiction over any disputes (except for disputes brought in small claims court) that are not subject to arbitration or any action involving the applicability or enforceability of the Arbitration Agreement or any of its parts.”\n\nNote: This materially changes dispute resolution for all PayPal users including findom/tribute users, replacing individual arbitration with a new framework.", "source_type": "official", "source_link": "https://www.paypal.com/us/legalhub/paypal/upcoming-policies-full", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc.", "evidence_quote": "We are updating terms of the United States PayPal User Agreement and PayPal Balance Terms and Conditions that affect how disputes you and PayPal might have with each other are resolved. ... We are modifying the required mandatory informal dispute resolution process. We are updating the arbitration procedures, including adding procedures for mass arbitrations and replacing AAA with JAMS as the arbitration provider. We are specifying that the state and federal courts in New York County, New York, will have exclusive jurisdiction over any disputes (except for disputes brought in small claims court) that are not subject to arbitration or any action involving the applicability or enforceability of the Arbitration Agreement or any of its parts.", "volatility": "high", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "PayPal Policy Updates", "topic": "Rules.enforcement, Money.payout", "applies_to_country": "Us", "applies_to_scope": "PayPal Policy Updates, last updated August 6, 2026", "tags": { "lane": "messaging", "stage": "running", "region": [ "us" ], "platform": "paypal", "topic": [ "rules.enforcement", "money.payout" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_paypal_uag_business_account_clause", "category": "Business", "title": "PayPal User Agreement: Money.payout, Rules.enforcement", "summary": "PayPal's User Agreement also states that business accounts may be closed if the activity demonstrates the account was established primarily for personal, family, or household activity, and that business accounts are not eligible to receive personal transactions.", "body": "PayPal's User Agreement also states that business accounts may be closed if the activity demonstrates the account was established primarily for personal, family, or household activity, and that business accounts are not eligible to receive personal transactions.\n\nWhat PayPal, Inc. actually says:\n\n“If the activity associated with your business account demonstrates that the account was established primarily for personal, family, or household activity, PayPal may close your account unless you agree to cease the personal, family, or household activity or convert your business account to a personal account. ... Business accounts are not eligible to receive personal transactions”\n\nNote: This mirrors the personal-account clause: PayPal can close either type of account if the usage does not match the account type declared at opening.", "source_type": "official", "source_link": "https://www.paypal.com/us/legalhub/paypal/useragreement-full", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc.", "evidence_quote": "If the activity associated with your business account demonstrates that the account was established primarily for personal, family, or household activity, PayPal may close your account unless you agree to cease the personal, family, or household activity or convert your business account to a personal account. ... Business accounts are not eligible to receive personal transactions", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "PayPal User Agreement", "topic": "Money.payout, Rules.enforcement", "applies_to_country": "Us", "applies_to_scope": "PayPal User Agreement, last updated September 14, 2026", "tags": { "lane": "messaging", "stage": "running", "region": [ "us" ], "platform": "paypal", "topic": [ "money.payout", "rules.enforcement" ], "explicitness": "any" } }, { "id": "learn_r97_tributes_findom_wishlists_non_contact_paypal_uag_closing_account", "category": "Business", "title": "PayPal User Agreement: Rules.enforcement, Money.payout", "summary": "PayPal's User Agreement states you may close your account at any time without cost but remain liable for all obligations, and that you may not close an account to evade an investigation, if there is a pending transaction or open dispute, if there is a negative balance, or if the account is subject to a hold, limitation, or reserve.", "body": "PayPal's User Agreement states you may close your account at any time without cost but remain liable for all obligations, and that you may not close an account to evade an investigation, if there is a pending transaction or open dispute, if there is a negative balance, or if the account is subject to a hold, limitation, or reserve.\n\nWhat PayPal, Inc. actually says:\n\n“You may close your PayPal account and terminate your relationship with us at any time without cost, but you will remain liable for all obligations related to your PayPal account even after the PayPal account is closed. ... In certain cases, you may not close your PayPal account, including: To evade an investigation. If you have a pending transaction or an open dispute or claim. If your PayPal account has a negative balance. If your PayPal account is subject to a hold, limitation or reserve.”\n\nNote: This confirms PayPal can prevent account closure while disputes or holds are open — relevant to creators with held tribute payouts.", "source_type": "official", "source_link": "https://www.paypal.com/us/legalhub/paypal/useragreement-full", "last_verified": "2026-09-22", "reliability": "VERIFIED RULE", "source_tier": "A", "source_publisher": "PayPal, Inc.", "evidence_quote": "You may close your PayPal account and terminate your relationship with us at any time without cost, but you will remain liable for all obligations related to your PayPal account even after the PayPal account is closed. ... In certain cases, you may not close your PayPal account, including: To evade an investigation. If you have a pending transaction or an open dispute or claim. If your PayPal account has a negative balance. If your PayPal account is subject to a hold, limitation or reserve.", "volatility": "medium", "from_batch": "97-tributes-findom-wishlists-non-contact", "subject": "PayPal User Agreement", "topic": "Rules.enforcement, Money.payout", "applies_to_country": "Us", "applies_to_scope": "PayPal User Agreement, last updated September 14, 2026", "tags": { "lane": "messaging", "stage": "running", "region": [ "us" ], "platform": "paypal", "topic": [ "rules.enforcement", "money.payout" ], "explicitness": "any" } } ] }