{
  "batch": "984-freelance-writing-platforms",
  "articles": [
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_fees_freelancer_service_fee",
      "category": "Business",
      "title": "Upwork: Freelancer Service Fee",
      "summary": "Upwork's Freelancer Service Fee ranges from 0% to 15% per contract and is locked in once a proposal, offer or contract is sent.",
      "body": "Upwork's Freelancer Service Fee ranges from 0% to 15% per contract and is locked in once a proposal, offer or contract is sent.\n\nWhat Upwork actually says:\n\n“The fee ranges from 0% to 15% per contract, and helps us provide you with payment protection, fraud prevention, dispute resolution, and all the tools that help you run your business more smoothly. … Once a proposal, offer, or contract is sent, the Freelancer Service Fee is locked in and won't change.”\n\nNote: The page says the fee is shown when an offer arrives or a proposal is submitted, and is refunded proportionally if the client is refunded.",
      "source_type": "official",
      "source_link": "https://support.upwork.com/hc/en-us/articles/211062538-Learn-about-the-Freelancer-Service-Fee",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "The fee ranges from 0% to 15% per contract, and helps us provide you with payment protection, fraud prevention, dispute resolution, and all the tools that help you run your business more smoothly. … Once a proposal, offer, or contract is sent, the Freelancer Service Fee is locked in and won't change.",
      "volatility": "high",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "Freelancer Service Fee",
      "applies_to_country": "*",
      "applies_to_scope": "Exceptions listed on the page: Upwork Payroll and Any Hire (no fee), Direct Contracts (reduced fee), Enterprise (custom ",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_fees_client_marketplace_fee",
      "category": "Business",
      "title": "Upwork: Client Marketplace Fee",
      "summary": "Clients on Upwork's free Basic plan pay a Client Marketplace Fee of up to 7.99% on payments to freelancers. The fee drops to 3% for qualifying U.S. clients who pay by bank account.",
      "body": "Clients on Upwork's free Basic plan pay a Client Marketplace Fee of up to 7.99% on payments to freelancers. The fee drops to 3% for qualifying U.S. clients who pay by bank account.\n\nWhat Upwork actually says:\n\n“When you hire on Upwork as a client on our free, Basic plan, you pay a Client Marketplace Fee of up to 7.99% on all payments you make to freelancers, including: … If you do, you'll pay a reduced Client Marketplace Fee of 3%.”\n\nNote: The requested URL redirected to /articles/4660220468499-What-is-the-Client-Marketplace-Fee.",
      "source_type": "official",
      "source_link": "https://support.upwork.com/hc/en-us/articles/4660220468499-Client-Marketplace-Fee",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "When you hire on Upwork as a client on our free, Basic plan, you pay a Client Marketplace Fee of up to 7.99% on all payments you make to freelancers, including: … If you do, you'll pay a reduced Client Marketplace Fee of 3%.",
      "volatility": "high",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "Client Marketplace Fee",
      "applies_to_country": "*",
      "applies_to_scope": "The 3% rate is only for qualifying U.S. clients paying by bank account. The page says the fee is higher on the Business ",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_payout_fixed_price_hold",
      "category": "Business",
      "title": "Upwork: Fixed-price review period and security hold",
      "summary": "On Upwork fixed-price contracts, the client has 14 days to approve submitted work or request changes, and approved funds then go through a five-day security hold before they can be withdrawn.",
      "body": "On Upwork fixed-price contracts, the client has 14 days to approve submitted work or request changes, and approved funds then go through a five-day security hold before they can be withdrawn.\n\nWhat Upwork actually says:\n\n“After you submit, your client has 14 days to approve or request changes. Then, your funds go through a five-day security hold before becoming available to withdraw.”\n\nNote: Freelancers have 7 days to respond to or dispute a client's refund request.",
      "source_type": "official",
      "source_link": "https://support.upwork.com/hc/en-us/articles/211063718-How-payments-for-milestones-and-fixed-price-contracts-work",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork",
      "evidence_quote": "After you submit, your client has 14 days to approve or request changes. Then, your funds go through a five-day security hold before becoming available to withdraw.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "Fixed-price review period and security hold",
      "applies_to_country": "*",
      "applies_to_scope": "The page says only eligible hourly contracts can skip the review period. Fixed-price contracts always follow the standar",
      "tags": {
        "lane": "any",
        "stage": "first_month",
        "region": [
          "any"
        ],
        "platform": "upwork",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_fiverr_fees_freelancer_revenue_share",
      "category": "Business",
      "title": "Fiverr: Freelancer share of each order",
      "summary": "Fiverr freelancers earn 80% of the purchase amount of each completed order, including Gig Extras and tips.",
      "body": "Fiverr freelancers earn 80% of the purchase amount of each completed order, including Gig Extras and tips.\n\nWhat Fiverr actually says:\n\n“For every order you complete, you earn 80% of the purchase amount, including Gig Extras and tips.”\n\nNote: The Fiverr Payment Terms page, which this page links to, rendered without body text (JS). See could_not_verify.",
      "source_type": "official",
      "source_link": "https://help.fiverr.com/hc/en-us/articles/9234443621137-Your-earnings-page",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fiverr",
      "evidence_quote": "For every order you complete, you earn 80% of the purchase amount, including Gig Extras and tips.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Fiverr",
      "topic": "Freelancer share of each order",
      "applies_to_country": "*",
      "applies_to_scope": "The page says amounts shown are before taxes.",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "fiverr",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_fiverr_payout_clearance_period",
      "category": "Business",
      "title": "Fiverr: Revenue clearance period",
      "summary": "Fiverr earnings become available 14 days after an order is completed, or 7 days for Seller Plus, TRS and Pro Talent freelancers.",
      "body": "Fiverr earnings become available 14 days after an order is completed, or 7 days for Seller Plus, TRS and Pro Talent freelancers.\n\nWhat Fiverr actually says:\n\n“Your earnings become available 14 days after the order is completed. For Seller Plus, TRS, and Pro Talent freelancers, the clearance period is 7 days.”\n\nNote: The same page says orders auto-complete 3 days after delivery if the client takes no action (8 days for milestone orders).",
      "source_type": "official",
      "source_link": "https://help.fiverr.com/hc/en-us/articles/360010639617-Managing-your-orders-A-freelancer-s-guide-to-the-Fiverr-order-process",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Fiverr",
      "evidence_quote": "Your earnings become available 14 days after the order is completed. For Seller Plus, TRS, and Pro Talent freelancers, the clearance period is 7 days.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Fiverr",
      "topic": "Revenue clearance period",
      "applies_to_country": "*",
      "applies_to_scope": "A separate help page (Early Payout, opened) describes a 1% fee to clear earlier, available only to Top Rated freelancers",
      "tags": {
        "lane": "any",
        "stage": "first_month",
        "region": [
          "any"
        ],
        "platform": "fiverr",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_freelancercom_fees_project_fee",
      "category": "Business",
      "title": "Freelancer project fee",
      "summary": "Freelancer.com charges freelancers a project fee of 10% of the project value or $5.00 USD, whichever is greater, on fixed-price projects, and 10% of each payment on hourly projects.",
      "body": "Freelancer.com charges freelancers a project fee of 10% of the project value or $5.00 USD, whichever is greater, on fixed-price projects, and 10% of each payment on hourly projects.\n\nWhat Freelancer Technology Pty Limited actually says:\n\n“Freelancers pay a project fee of 10% of the project value or $5.00 USD, whichever is greater, on fixed-price projects. For hourly projects, the same 10% fee is applied to each payment received.”\n\nNote: The same page lists an employer fee of 3% or $3.00 USD (whichever is greater) on fixed-price projects. The page's optional-upgrade prices differ between its table and its FAQ (e.g. Featured $10.99 vs $9.99).",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/feesandcharges",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer Technology Pty Limited",
      "evidence_quote": "Freelancers pay a project fee of 10% of the project value or $5.00 USD, whichever is greater, on fixed-price projects. For hourly projects, the same 10% fee is applied to each payment received.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Freelancer.com",
      "topic": "Freelancer project fee",
      "applies_to_country": "*",
      "applies_to_scope": "The page lists a 15% fee on Recruiter projects for Preferred Freelancer Program members, and reduced 0% or 3% commission",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "freelancercom",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_freelancercom_payout_withdrawal_fees_minimum",
      "category": "Business",
      "title": "Freelancer.com: Withdrawal fees and minimum",
      "summary": "Freelancer.com charges $1.00 USD per withdrawal by PayPal, Skrill, Payoneer Debit Card or Express Withdrawal, and $25.00 USD per international wire, with a minimum withdrawal of $50.00 USD after fees.",
      "body": "Freelancer.com charges $1.00 USD per withdrawal by PayPal, Skrill, Payoneer Debit Card or Express Withdrawal, and $25.00 USD per international wire, with a minimum withdrawal of $50.00 USD after fees.\n\nWhat Freelancer Technology Pty Limited actually says:\n\n“PayPal, Skrill, Payoneer Debit Card, and Express Withdrawal each cost $1.00 USD. International wire transfers cost $25.00 USD. Additional fees may be charged by the third-party payment provider. There is a minimum withdrawal amount of $50.00 USD after fees.”\n\nNote: The same page lists a maintenance fee of up to $14.00 USD per month for accounts with no login for six months, refundable on reactivation.",
      "source_type": "official",
      "source_link": "https://www.freelancer.com/feesandcharges",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Freelancer Technology Pty Limited",
      "evidence_quote": "PayPal, Skrill, Payoneer Debit Card, and Express Withdrawal each cost $1.00 USD. International wire transfers cost $25.00 USD. Additional fees may be charged by the third-party payment provider. There is a minimum withdrawal amount of $50.00 USD after fees.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Freelancer.com",
      "topic": "Withdrawal fees and minimum",
      "applies_to_country": "*",
      "applies_to_scope": "Third-party providers may charge extra fees.",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "any"
        ],
        "platform": "freelancercom",
        "topic": [
          "money.payout",
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_contra_fees_commission_free_and_client_fee",
      "category": "Business",
      "title": "Contra: Freelancer commission, payout methods, client fee",
      "summary": "Contra says freelancers receive commission-free payments and can be paid by direct deposit, debit card, PayPal or USDC. Contra Pro costs $29/month, and clients are charged $19 per contract for a one-time project or $19 per month per contractor for ongoing projects.",
      "body": "Contra says freelancers receive commission-free payments and can be paid by direct deposit, debit card, PayPal or USDC. Contra Pro costs $29/month, and clients are charged $19 per contract for a one-time project or $19 per month per contractor for ongoing projects.\n\nWhat Contra.Work Inc actually says:\n\n“Contractors can create a profile, set up payments, send proposals, receive commission-free payments, find work, and more for free. To access premium features like portfolio customizations, branding tools, and advanced analytics, upgrade to Contra Pro for $29/month. … To start a project, we currently charge a $19 contract fee, $19 per contract for a one-time project, or $19 per month per contractor for ongoing projects. … With Contra, freelancers choose to receive payments via direct deposit, debit card, PayPal, or USDC.”\n\nNote: Confidence is medium because this is a marketing page, not terms or a help-centre article, and possible payout or currency-conversion fees were not verified. See could_not_verify.",
      "source_type": "official",
      "source_link": "https://contra.com/commission-free",
      "last_verified": "2026-09-25",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Contra.Work Inc",
      "evidence_quote": "Contractors can create a profile, set up payments, send proposals, receive commission-free payments, find work, and more for free. To access premium features like portfolio customizations, branding tools, and advanced analytics, upgrade to Contra Pro for $29/month. … To start a project, we currently charge a $19 contract fee, $19 per contract for a one-time project, or $19 per month per contractor for ongoing projects. … With Contra, freelancers choose to receive payments via direct deposit, debit card, PayPal, or USDC.",
      "volatility": "high",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Contra",
      "topic": "Freelancer commission, payout methods, client fee",
      "applies_to_country": "*",
      "applies_to_scope": "Contra's own marketing and FAQ page. Payout processing fees were not checked.",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "any"
        ],
        "platform": "contra",
        "topic": [
          "money.fees",
          "money.payout",
          "access.signup"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_service_fees",
      "category": "Business",
      "title": "Upwork: revenue split between platform and freelancers",
      "summary": "Upwork charges tiered service fees: 20% for first $500 billed with a client, 10% for lifetime billings $500.01-$10,000, 5% for lifetime billings over $10,000",
      "body": "Upwork charges tiered service fees: 20% for first $500 billed with a client, 10% for lifetime billings $500.01-$10,000, 5% for lifetime billings over $10,000\n\nWhat Upwork User Agreement actually says:\n\n“20% for the first $500 that you bill with a client; thereafter 10% for lifetime billings of $500.01 up to $10,000; and 5% thereafter.”",
      "source_type": "official",
      "source_link": "https://www.upwork.com/legal#upworkfeesfreelancers",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork User Agreement",
      "evidence_quote": "20% for the first $500 that you bill with a client; thereafter 10% for lifetime billings of $500.01 up to $10,000; and 5% thereafter.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "revenue split between platform and freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "upwork",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_payout_schedule",
      "category": "Business",
      "title": "Upwork: payout schedule for freelancers",
      "summary": "Upwork has a weekly billing cycle (Monday-Sunday) with funds available following Wednesday (10 days later), plus automatic withdrawal schedules (weekly, twice per month, monthly, quarterly)",
      "body": "Upwork has a weekly billing cycle (Monday-Sunday) with funds available following Wednesday (10 days later), plus automatic withdrawal schedules (weekly, twice per month, monthly, quarterly)\n\nWhat Upwork Help Center actually says:\n\n“Our weekly billing period is a standard seven-day cycle (Monday through Sunday) during which hours logged on hourly contracts are tracked, reviewed by the client, and prepared for payment. For hourly contracts, except for Upwork Payroll contracts, the billing period begins on Monday at 00:00 midnight UTC and ends on the following Sunday at 23:59 UTC. Your funds become available 10 days later.”",
      "source_type": "official",
      "source_link": "https://support.upwork.com/hc/en-us/articles/211063698",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork Help Center",
      "evidence_quote": "Our weekly billing period is a standard seven-day cycle (Monday through Sunday) during which hours logged on hourly contracts are tracked, reviewed by the client, and prepared for payment. For hourly contracts, except for Upwork Payroll contracts, the billing period begins on Monday at 00:00 midnight UTC and ends on the following Sunday at 23:59 UTC. Your funds become available 10 days later.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "payout schedule for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "upwork",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_minimum_payout",
      "category": "Business",
      "title": "Upwork: minimum payout amount for withdrawals",
      "summary": "Users can set their own minimum withdrawal amount (e.g., $100) and have an optional reserve balance up to $250 USD, with funds held until minimum reached or automatically after 180 days",
      "body": "Users can set their own minimum withdrawal amount (e.g., $100) and have an optional reserve balance up to $250 USD, with funds held until minimum reached or automatically after 180 days\n\nWhat Upwork Help Center actually says:\n\n“You set a minimum withdrawal amount (like $100). If your balance hasn't reached that amount by your scheduled date, the funds stay put. You can keep a reserve balance (up to $250) in your account — handy for buying Connects or covering membership fees.”",
      "source_type": "official",
      "source_link": "https://support.upwork.com/hc/en-us/articles/211063708",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork Help Center",
      "evidence_quote": "You set a minimum withdrawal amount (like $100). If your balance hasn't reached that amount by your scheduled date, the funds stay put. You can keep a reserve balance (up to $250) in your account — handy for buying Connects or covering membership fees.",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "minimum payout amount for withdrawals",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "upwork",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_payout_methods",
      "category": "Business",
      "title": "Upwork: available payout methods for freelancers",
      "summary": "Upwork offers bank transfers (ACH, local bank outside US, wire transfer), PayPal, Payoneer (outside US), M-Pesa (Kenya only) with various fees and timing",
      "body": "Upwork offers bank transfers (ACH, local bank outside US, wire transfer), PayPal, Payoneer (outside US), M-Pesa (Kenya only) with various fees and timing\n\nWhat Upwork Help Center actually says:\n\n“Bank transfers (ACH - Free for US tax address, $2.99 international), Local Bank outside US ($0.99/transfer), Wire Transfer ($50/transfer), Instant Pay for US freelancers ($2/transfer)”",
      "source_type": "official",
      "source_link": "https://support.upwork.com/hc/en-us/articles/211060918",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork Help Center",
      "evidence_quote": "Bank transfers (ACH - Free for US tax address, $2.99 international), Local Bank outside US ($0.99/transfer), Wire Transfer ($50/transfer), Instant Pay for US freelancers ($2/transfer)",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "available payout methods for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "upwork",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_identity_verification",
      "category": "Business",
      "title": "Upwork: identity verification requirements for accounts",
      "summary": "Upwork accounts are subject to verification, including validation against third-party databases or verification of official government/legal documents confirming identity, location, and ability to act on behalf of business",
      "body": "Upwork accounts are subject to verification, including validation against third-party databases or verification of official government/legal documents confirming identity, location, and ability to act on behalf of business\n\nWhat Upwork User Agreement actually says:\n\n“Your Account will be subject to verification, including validation against third-party databases or verification of official government/legal documents confirming your identity, location, and ability to act on behalf of your business.”",
      "source_type": "official",
      "source_link": "https://www.upwork.com/legal#identityandlocation",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork User Agreement",
      "evidence_quote": "Your Account will be subject to verification, including validation against third-party databases or verification of official government/legal documents confirming your identity, location, and ability to act on behalf of your business.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "identity verification requirements for accounts",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "upwork",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_chargeback_policy",
      "category": "Business",
      "title": "Upwork: chargeback and refund policy for clients and freelancers",
      "summary": "Upwork releases funds to freelancers after 180-day security period, prohibits clients from initiating chargebacks against freelancers except as expressly permitted in Escrow Instructions, clients can request refunds from freelancers within 180 days of payment",
      "body": "Upwork releases funds to freelancers after 180-day security period, prohibits clients from initiating chargebacks against freelancers except as expressly permitted in Escrow Instructions, clients can request refunds from freelancers within 180 days of payment\n\nWhat Upwork User Agreement actually says:\n\n“You agree that once funds have been released... those funds will not be returned except as described in the applicable Escrow Instructions. You further agree that you will not initiate or support any chargeback or reversal of funds through your financial institution or credit card company, except as expressly permitted in the Escrow Instructions.”",
      "source_type": "official",
      "source_link": "https://www.upwork.com/legal#NORETURN",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork User Agreement",
      "evidence_quote": "You agree that once funds have been released... those funds will not be returned except as described in the applicable Escrow Instructions. You further agree that you will not initiate or support any chargeback or reversal of funds through your financial institution or credit card company, except as expressly permitted in the Escrow Instructions.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "chargeback and refund policy for clients and freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "upwork",
        "topic": [
          "money.tax"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_upwork_exclusivity_clauses",
      "category": "Business",
      "title": "Upwork: exclusivity clauses restricting creators",
      "summary": "Upwork requires communication through the platform and prohibits sharing contact details outside the platform, but has no explicit exclusivity clauses preventing freelancers from working with clients outside Upwork",
      "body": "Upwork requires communication through the platform and prohibits sharing contact details outside the platform, but has no explicit exclusivity clauses preventing freelancers from working with clients outside Upwork\n\nWhat Upwork User Agreement actually says:\n\n“You agree not to share your contact details with others or communicate outside of Upwork.”",
      "source_type": "official",
      "source_link": "https://www.upwork.com/legal#COMMUNICATINGTHROUGH",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Upwork User Agreement",
      "evidence_quote": "You agree not to share your contact details with others or communicate outside of Upwork.",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Upwork",
      "topic": "exclusivity clauses restricting creators",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "upwork",
        "topic": [
          "rules.enforcement"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_problogger_pricing",
      "category": "Business",
      "title": "ProBlogger: platform pricing for job posting",
      "summary": "ProBlogger charges $80 for standard job listings (15 days), $160 for featured listings (15 days), with membership packages offering discounts for multiple listings",
      "body": "ProBlogger charges $80 for standard job listings (15 days), $160 for featured listings (15 days), with membership packages offering discounts for multiple listings\n\nWhat ProBlogger Jobs Board actually says:\n\n“Standard listing: $80 for 15 days\nFeatured listing: $160 for 15 days\nMembership packages offer discounts (5 listings for $320, 10 for $540)”",
      "source_type": "official",
      "source_link": "https://problogger.com/jobs/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "ProBlogger Jobs Board",
      "evidence_quote": "Standard listing: $80 for 15 days\nFeatured listing: $160 for 15 days\nMembership packages offer discounts (5 listings for $320, 10 for $540)",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "ProBlogger",
      "topic": "platform pricing for job posting",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "problogger",
        "topic": [
          "money.pricing"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_problogger_revenue_sharing",
      "category": "Business",
      "title": "ProBlogger: revenue sharing not specified for creators",
      "summary": "ProBlogger does not publish revenue sharing percentages, minimum payout thresholds, payout methods, identity verification requirements, chargeback/refund policies, or exclusivity clauses for creators",
      "body": "ProBlogger does not publish revenue sharing percentages, minimum payout thresholds, payout methods, identity verification requirements, chargeback/refund policies, or exclusivity clauses for creators\n\nWhat ProBlogger Terms and Conditions actually says:\n\n“After reviewing all pages including terms and conditions, there is no specific information about revenue share percentage for job board operators or membership creators, minimum payout thresholds, payout methods (PayPal, bank transfer, etc.), identity verification requirements, chargeback/refund policies, or exclusivity clauses for creators.”",
      "source_type": "official",
      "source_link": "https://problogger.com/terms-and-conditions/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "ProBlogger Terms and Conditions",
      "evidence_quote": "After reviewing all pages including terms and conditions, there is no specific information about revenue share percentage for job board operators or membership creators, minimum payout thresholds, payout methods (PayPal, bank transfer, etc.), identity verification requirements, chargeback/refund policies, or exclusivity clauses for creators.",
      "volatility": "high",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "ProBlogger",
      "topic": "revenue sharing not specified for creators",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "choosing",
        "region": [
          "us"
        ],
        "platform": "problogger",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_contently_revenue_split",
      "category": "Business",
      "title": "Contently: revenue split between platform and freelancers",
      "summary": "Contently does not publish a fixed revenue split; compensation is determined by Project Fee set by each Publisher in their Project Request, with Contently crediting the full amount received from Publisher to Freelancer within 30 days",
      "body": "Contently does not publish a fixed revenue split; compensation is determined by Project Fee set by each Publisher in their Project Request, with Contently crediting the full amount received from Publisher to Freelancer within 30 days\n\nWhat Contently Terms of Service actually says:\n\n“Within thirty (30) days following Publisher's full payment to Contently of the applicable Project Fee for Freelancer's Submission, Contently shall credit Freelancer's Account with the amount of such payment.”",
      "source_type": "official",
      "source_link": "https://contently.com/terms/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Contently Terms of Service",
      "evidence_quote": "Within thirty (30) days following Publisher's full payment to Contently of the applicable Project Fee for Freelancer's Submission, Contently shall credit Freelancer's Account with the amount of such payment.",
      "volatility": "high",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Contently",
      "topic": "revenue split between platform and freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "contently",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_contently_payout_schedule",
      "category": "Business",
      "title": "Contently: payout schedule for freelancers",
      "summary": "Contently credits Freelancer's Account with payment amount within 30 days following Publisher's full payment to Contently",
      "body": "Contently credits Freelancer's Account with payment amount within 30 days following Publisher's full payment to Contently\n\nWhat Contently Terms of Service actually says:\n\n“Within thirty (30) days following Publisher's full payment to Contently of the applicable Project Fee for Freelancer's Submission, Contently shall credit Freelancer's Account with the amount of such payment.”",
      "source_type": "official",
      "source_link": "https://contently.com/terms/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Contently Terms of Service",
      "evidence_quote": "Within thirty (30) days following Publisher's full payment to Contently of the applicable Project Fee for Freelancer's Submission, Contently shall credit Freelancer's Account with the amount of such payment.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Contently",
      "topic": "payout schedule for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "contently",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_contently_exclusivity_clauses",
      "category": "Business",
      "title": "Contently: exclusivity clauses for freelancers",
      "summary": "Contently requires freelancers to work only with Publishers through the Platform for one year after project completion, prohibiting direct solicitation or acceptance of payment from Publishers outside the Platform",
      "body": "Contently requires freelancers to work only with Publishers through the Platform for one year after project completion, prohibiting direct solicitation or acceptance of payment from Publishers outside the Platform\n\nWhat Contently Terms of Service actually says:\n\n“Freelancer acknowledges and agrees that while it is working on any project with a Publisher via the Platform and for a period of one (1) year thereafter, the Freelancer will not (A) directly or indirectly solicit work from or otherwise provide services to such Publisher other than through the Platform without Contently's prior written approval... or (B) accept payment or compensation from the applicable Publisher for any Submissions other than through the Platform via PayPal, our payments partner.”",
      "source_type": "official",
      "source_link": "https://contently.com/terms/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Contently Terms of Service",
      "evidence_quote": "Freelancer acknowledges and agrees that while it is working on any project with a Publisher via the Platform and for a period of one (1) year thereafter, the Freelancer will not (A) directly or indirectly solicit work from or otherwise provide services to such Publisher other than through the Platform without Contently's prior written approval... or (B) accept payment or compensation from the applicable Publisher for any Submissions other than through the Platform via PayPal, our payments partner.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Contently",
      "topic": "exclusivity clauses for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "contently",
        "topic": [
          "rules.enforcement"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_clearvoice_revenue_split",
      "category": "Business",
      "title": "ClearVoice: revenue split between platform and freelancers",
      "summary": "ClearVoice withholds 25% of the Fee paid by Customer as non-refundable compensation to ClearVoice for providing the Platform, and credits the remaining 75% to Creator's account within 10 business days",
      "body": "ClearVoice withholds 25% of the Fee paid by Customer as non-refundable compensation to ClearVoice for providing the Platform, and credits the remaining 75% to Creator's account within 10 business days\n\nWhat ClearVoice Terms of Service actually says:\n\n“Company shall: (i) withhold twenty-five (25%) percent of the Fee paid by the Customer as non-refundable compensation to Company for providing the Platform; and (ii) credit the remaining seventy-five (75%) percent of the Fee to Creator's account within ten (10) business days.”",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20250116114007/https://www.clearvoice.com/terms/terms-of-service/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "ClearVoice Terms of Service",
      "evidence_quote": "Company shall: (i) withhold twenty-five (25%) percent of the Fee paid by the Customer as non-refundable compensation to Company for providing the Platform; and (ii) credit the remaining seventy-five (75%) percent of the Fee to Creator's account within ten (10) business days.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "ClearVoice",
      "topic": "revenue split between platform and freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "clearvoice",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_clearvoice_payout_methods",
      "category": "Business",
      "title": "ClearVoice: payout methods for freelancers",
      "summary": "ClearVoice pays freelancers via PayPal when their assignment is approved, with no messy invoices or waiting periods",
      "body": "ClearVoice pays freelancers via PayPal when their assignment is approved, with no messy invoices or waiting periods\n\nWhat ClearVoice Freelance Jobs Page actually says:\n\n“When you work as a freelancer with a ClearVoice client, you will get paid via PayPal when your assignment is approved. No messy invoices or waiting periods. Rest assured, you'll get paid quickly — every time.”",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20240101134627/https://www.clearvoice.com/freelance-jobs/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "ClearVoice Freelance Jobs Page",
      "evidence_quote": "When you work as a freelancer with a ClearVoice client, you will get paid via PayPal when your assignment is approved. No messy invoices or waiting periods. Rest assured, you'll get paid quickly — every time.",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "ClearVoice",
      "topic": "payout methods for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "clearvoice",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_clearvoice_identity_verification",
      "category": "Business",
      "title": "ClearVoice: identity verification requirements for accounts",
      "summary": "ClearVoice validates identity information through online calls, social media accounts, and/or third-party databases to confirm identity, account information, and financial account information",
      "body": "ClearVoice validates identity information through online calls, social media accounts, and/or third-party databases to confirm identity, account information, and financial account information\n\nWhat ClearVoice Terms of Service actually says:\n\n“Company reserves the right to validate information regarding a Portfolio User or Creator's identity at any time, including but not limited to validation through online calls, social media accounts, and/or against third party databases or other official documents to confirm the Portfolio User's or Creator's identity.”",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20250116114007/https://www.clearvoice.com/terms/terms-of-service/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "ClearVoice Terms of Service",
      "evidence_quote": "Company reserves the right to validate information regarding a Portfolio User or Creator's identity at any time, including but not limited to validation through online calls, social media accounts, and/or against third party databases or other official documents to confirm the Portfolio User's or Creator's identity.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "ClearVoice",
      "topic": "identity verification requirements for accounts",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "clearvoice",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_clearvoice_exclusivity_clauses",
      "category": "Business",
      "title": "ClearVoice: exclusivity clauses for freelancers",
      "summary": "ClearVoice prohibits freelancers from offering or soliciting work outside the Platform, with violations causing account termination",
      "body": "ClearVoice prohibits freelancers from offering or soliciting work outside the Platform, with violations causing account termination\n\nWhat ClearVoice Terms of Service actually says:\n\n“Portfolio Users and Creators shall not offer or solicit (or accept any offer or solicitation) to receive payments for work done via the Platform by any means not offered by the Platform. You agree to notify us immediately if any User proposes that you receive payments other than through the Platform.”",
      "source_type": "official",
      "source_link": "https://web.archive.org/web/20250116114007/https://www.clearvoice.com/terms/terms-of-service/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "ClearVoice Terms of Service",
      "evidence_quote": "Portfolio Users and Creators shall not offer or solicit (or accept any offer or solicitation) to receive payments for work done via the Platform by any means not offered by the Platform. You agree to notify us immediately if any User proposes that you receive payments other than through the Platform.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "ClearVoice",
      "topic": "exclusivity clauses for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "clearvoice",
        "topic": [
          "rules.enforcement"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_skyword_revenue_split",
      "category": "Business",
      "title": "Skyword: revenue split between platform and freelancers",
      "summary": "Skyword charges a 10% service fee from Assignment earnings, automatically deducted before remittance, covering access to Platform, payment processing, administration, and management services",
      "body": "Skyword charges a 10% service fee from Assignment earnings, automatically deducted before remittance, covering access to Platform, payment processing, administration, and management services\n\nWhat Skyword Contributor Agreement actually says:\n\n“Skyword shall charge and you agree to pay a service fee (the \"Fee\") equal to ten percent (10%) of the gross amounts payable to you in connection with your Assignment earnings... The Fee shall be automatically deducted from amounts payable to you prior to remittance and the Fee is non-refundable.”",
      "source_type": "official",
      "source_link": "https://www.skyword.com/contributor-agreement/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Skyword Contributor Agreement",
      "evidence_quote": "Skyword shall charge and you agree to pay a service fee (the \"Fee\") equal to ten percent (10%) of the gross amounts payable to you in connection with your Assignment earnings... The Fee shall be automatically deducted from amounts payable to you prior to remittance and the Fee is non-refundable.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Skyword",
      "topic": "revenue split between platform and freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "skyword",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_skyword_payout_schedule",
      "category": "Business",
      "title": "Skyword: payout schedule for freelancers",
      "summary": "Skyword pays on per-assignment basis: assignments approved between 1st-15th of month paid on last day of month, assignments approved between 16th-last day paid on 15th of following month; video assignments processed at 3:00 PM EST every business day",
      "body": "Skyword pays on per-assignment basis: assignments approved between 1st-15th of month paid on last day of month, assignments approved between 16th-last day paid on 15th of following month; video assignments processed at 3:00 PM EST every business day\n\nWhat Skyword FAQ actually says:\n\n“If your assignment is approved and sent to the client between the 1st and 15th of the month, you'll be paid on the last day of the month. If it's approved between the 16th and the last day of the month, you'll be paid on the 15th of the following month.”",
      "source_type": "official",
      "source_link": "https://spark.adobe.com/page/UZS2p5YRrTWYa/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Skyword FAQ",
      "evidence_quote": "If your assignment is approved and sent to the client between the 1st and 15th of the month, you'll be paid on the last day of the month. If it's approved between the 16th and the last day of the month, you'll be paid on the 15th of the following month.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Skyword",
      "topic": "payout schedule for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "skyword",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_skyword_payout_methods",
      "category": "Business",
      "title": "Skyword: payout methods for freelancers",
      "summary": "Skyword pays all contributors via PayPal without withdrawal fees",
      "body": "Skyword pays all contributors via PayPal without withdrawal fees\n\nWhat Skyword FAQ actually says:\n\n“All of our contributors are paid via PayPal without withdrawal fees.”",
      "source_type": "official",
      "source_link": "https://spark.adobe.com/page/UZS2p5YRrTWYa/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Skyword FAQ",
      "evidence_quote": "All of our contributors are paid via PayPal without withdrawal fees.",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Skyword",
      "topic": "payout methods for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "skyword",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_skyword_exclusivity_clauses",
      "category": "Business",
      "title": "Skyword: exclusivity clauses for freelancers",
      "summary": "Skyword prohibits freelancers from circumventing the Platform for two years after agreement termination, including direct negotiations with parties introduced by Skyword",
      "body": "Skyword prohibits freelancers from circumventing the Platform for two years after agreement termination, including direct negotiations with parties introduced by Skyword\n\nWhat Skyword Contributor Agreement actually says:\n\n“You agree not to circumvent, avoid, bypass, or obviate Skyword's role, directly or indirectly, to avoid using the Platform in any transactions with any parties introduced or identified by Skyword during the term of this Agreement and for a period of two (2) years following its termination.”",
      "source_type": "official",
      "source_link": "https://www.skyword.com/contributor-agreement/",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Skyword Contributor Agreement",
      "evidence_quote": "You agree not to circumvent, avoid, bypass, or obviate Skyword's role, directly or indirectly, to avoid using the Platform in any transactions with any parties introduced or identified by Skyword during the term of this Agreement and for a period of two (2) years following its termination.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Skyword",
      "topic": "exclusivity clauses for freelancers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "skyword",
        "topic": [
          "rules.enforcement"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_medium_revenue_sharing",
      "category": "Business",
      "title": "Medium: revenue split between platform and writers",
      "summary": "Medium pays writers a portion of revenues received from membership fees based on story performance and assessed quality, as determined by Medium",
      "body": "Medium pays writers a portion of revenues received from membership fees based on story performance and assessed quality, as determined by Medium\n\nWhat Medium Partner Program Terms actually says:\n\n“Based on the performance and assessed quality of a story, Medium will pay you a portion of revenues received by Medium from membership fees, as determined by Medium.”",
      "source_type": "official",
      "source_link": "https://help.medium.com/hc/en-us/articles/115011927148-Partner-Program-Terms",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Medium Partner Program Terms",
      "evidence_quote": "Based on the performance and assessed quality of a story, Medium will pay you a portion of revenues received by Medium from membership fees, as determined by Medium.",
      "volatility": "high",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Medium",
      "topic": "revenue split between platform and writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "medium",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_medium_payout_schedule",
      "category": "Business",
      "title": "Medium: payout schedule for writers",
      "summary": "Medium typically updates payout history around the 10th of each month, with payouts taking 5-7 business days to appear in bank accounts",
      "body": "Medium typically updates payout history around the 10th of each month, with payouts taking 5-7 business days to appear in bank accounts\n\nWhat Medium Partner Program Help Center actually says:\n\n“Payout history is typically updated around the 10th of each month. Payouts may take 5–7 business days to appear in your bank account.”",
      "source_type": "official",
      "source_link": "https://help.medium.com/hc/en-us/articles/360007171314-Partner-Program-earnings-dashboard",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Medium Partner Program Help Center",
      "evidence_quote": "Payout history is typically updated around the 10th of each month. Payouts may take 5–7 business days to appear in your bank account.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Medium",
      "topic": "payout schedule for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "medium",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_medium_minimum_payout",
      "category": "Business",
      "title": "Medium: minimum payout amount for writers",
      "summary": "Medium reserves the right to require revenue meet a $10 minimum payout threshold before disbursing payment",
      "body": "Medium reserves the right to require revenue meet a $10 minimum payout threshold before disbursing payment\n\nWhat Medium Partner Program Terms actually says:\n\n“Medium reserves the right to require that your revenue meet a $10 minimum payout threshold before Medium disburses payment.”",
      "source_type": "official",
      "source_link": "https://help.medium.com/hc/en-us/articles/115011927148-Partner-Program-Terms",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Medium Partner Program Terms",
      "evidence_quote": "Medium reserves the right to require that your revenue meet a $10 minimum payout threshold before Medium disburses payment.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Medium",
      "topic": "minimum payout amount for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "medium",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_medium_payout_methods",
      "category": "Business",
      "title": "Medium: payout methods for writers",
      "summary": "Medium pays writers only via bank accounts (not debit cards), requiring Stripe Standard or Stripe Express accounts",
      "body": "Medium pays writers only via bank accounts (not debit cards), requiring Stripe Standard or Stripe Express accounts\n\nWhat Medium Partner Program Help Center actually says:\n\n“Payouts can only be transferred to a bank account. Debit cards are not supported. Stripe Standard or Stripe Express accounts.”",
      "source_type": "official",
      "source_link": "https://help.medium.com/hc/en-us/articles/360003928833-Set-up-payouts-with-Stripe",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Medium Partner Program Help Center",
      "evidence_quote": "Payouts can only be transferred to a bank account. Debit cards are not supported. Stripe Standard or Stripe Express accounts.",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Medium",
      "topic": "payout methods for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "medium",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_medium_identity_verification",
      "category": "Business",
      "title": "Medium: identity verification for writers",
      "summary": "Stripe requires legal name (even with pen name), Two-Factor Authentication (2FA) with SMS or Google Authenticator app for Medium payouts",
      "body": "Stripe requires legal name (even with pen name), Two-Factor Authentication (2FA) with SMS or Google Authenticator app for Medium payouts\n\nWhat Medium Partner Program Help Center actually says:\n\n“Stripe requires your legal name, even if you use a pen name on Medium. Complete Two-Factor Authentication (2FA) setup. Stripe requires either SMS or the Google Authenticator app for 2FA.”",
      "source_type": "official",
      "source_link": "https://help.medium.com/hc/en-us/articles/360003928833-Set-up-payouts-with-Stripe",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Medium Partner Program Help Center",
      "evidence_quote": "Stripe requires your legal name, even if you use a pen name on Medium. Complete Two-Factor Authentication (2FA) setup. Stripe requires either SMS or the Google Authenticator app for 2FA.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Medium",
      "topic": "identity verification for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "medium",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_substack_revenue_split",
      "category": "Business",
      "title": "Substack: revenue split between platform and writers",
      "summary": "Substack takes 10% of revenue minus credit card fees, with writers keeping 90% of their revenue",
      "body": "Substack takes 10% of revenue minus credit card fees, with writers keeping 90% of their revenue\n\nWhat Substack About Page actually says:\n\n“Writers keep 90% of their revenue minus credit card fees.”",
      "source_type": "official",
      "source_link": "https://substack.com/about",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack About Page",
      "evidence_quote": "Writers keep 90% of their revenue minus credit card fees.",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Substack",
      "topic": "revenue split between platform and writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.fees"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_substack_payout_schedule",
      "category": "Business",
      "title": "Substack: payout schedule for writers",
      "summary": "Substack pays within 48 hours of each transaction, with first payouts for new Stripe accounts taking 7-14 days; writers can set daily or weekly payout frequencies for web subscriptions",
      "body": "Substack pays within 48 hours of each transaction, with first payouts for new Stripe accounts taking 7-14 days; writers can set daily or weekly payout frequencies for web subscriptions\n\nWhat Substack Help Center actually says:\n\n“Payments usually arrive in your bank account within 48 hours of each transaction.”",
      "source_type": "official",
      "source_link": "https://support.substack.com/hc/en-us/articles/360037833691-How-do-payouts-work-on-Substack",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack Help Center",
      "evidence_quote": "Payments usually arrive in your bank account within 48 hours of each transaction.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Substack",
      "topic": "payout schedule for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_substack_payout_methods",
      "category": "Business",
      "title": "Substack: payout methods for writers",
      "summary": "Substack pays writers via bank accounts using online banking credentials or manual routing/account numbers through Stripe",
      "body": "Substack pays writers via bank accounts using online banking credentials or manual routing/account numbers through Stripe\n\nWhat Substack Help Center actually says:\n\n“Link your bank account using your online banking credentials or manually add your routing and account number for payments (Stripe refers to these as payouts).”",
      "source_type": "official",
      "source_link": "https://support.substack.com/hc/en-us/articles/4405482746132-How-do-I-set-up-my-Stripe-account-on-Substack-to-start-receiving-payments",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack Help Center",
      "evidence_quote": "Link your bank account using your online banking credentials or manually add your routing and account number for payments (Stripe refers to these as payouts).",
      "volatility": "low",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Substack",
      "topic": "payout methods for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.payout"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_substack_identity_verification",
      "category": "Business",
      "title": "Substack: identity verification for writers",
      "summary": "Substack requires business registration information and personal details for Stripe verification; verification requirements vary by country for regulatory compliance",
      "body": "Substack requires business registration information and personal details for Stripe verification; verification requirements vary by country for regulatory compliance\n\nWhat Substack Help Center actually says:\n\n“Enter the requested information such as a registered business address and personal details. Depending on the country you reside in, Stripe will tailor the details they need to verify your identity and meet requirements from regulators.”",
      "source_type": "official",
      "source_link": "https://support.substack.com/hc/en-us/articles/4405482746132-How-do-I-set-up-my-Stripe-account-on-Substack-to-start-receiving-payments",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack Help Center",
      "evidence_quote": "Enter the requested information such as a registered business address and personal details. Depending on the country you reside in, Stripe will tailor the details they need to verify your identity and meet requirements from regulators.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Substack",
      "topic": "identity verification for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "setting_up",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "access.id"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_substack_chargeback_policy",
      "category": "Business",
      "title": "Substack: chargeback and refund policy for writers",
      "summary": "Substack issues refunds within 7 days of payment if subscription perk not claimed or publisher marks subscription as non-refundable",
      "body": "Substack issues refunds within 7 days of payment if subscription perk not claimed or publisher marks subscription as non-refundable\n\nWhat Substack Help Center actually says:\n\n“We will issue a refund if a request is submitted to Substack within 7 days of payment, unless a subscriber perk has been claimed or a publisher has marked the subscription as non-refundable.”",
      "source_type": "official",
      "source_link": "https://support.substack.com/hc/en-us/articles/8915992656660-What-is-Substack-s-refund-policy",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack Help Center",
      "evidence_quote": "We will issue a refund if a request is submitted to Substack within 7 days of payment, unless a subscriber perk has been claimed or a publisher has marked the subscription as non-refundable.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Substack",
      "topic": "chargeback and refund policy for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.tax"
        ],
        "explicitness": "any"
      }
    },
    {
      "id": "learn_r984_freelance_writing_platforms_substack_chargeback_liability",
      "category": "Business",
      "title": "Substack: chargeback liability for writers",
      "summary": "Writers are merchant of record responsible for refunds and chargebacks on Substack, with Stripe charging $15 dispute counter fee and 30% of recovered amount for Smart Disputes",
      "body": "Writers are merchant of record responsible for refunds and chargebacks on Substack, with Stripe charging $15 dispute counter fee and 30% of recovered amount for Smart Disputes\n\nWhat Substack Help Center actually says:\n\n“individual publishers are the merchant of record responsible for refunds and chargebacks.”",
      "source_type": "official",
      "source_link": "https://support.substack.com/hc/en-us/articles/21908957302292-What-happens-when-a-subscriber-disputes-a-paid-subscription-on-Substack",
      "last_verified": "2026-09-30",
      "reliability": "STRONG PRACTICE",
      "source_tier": "A",
      "source_publisher": "Substack Help Center",
      "evidence_quote": "individual publishers are the merchant of record responsible for refunds and chargebacks.",
      "volatility": "medium",
      "from_batch": "984-freelance-writing-platforms",
      "subject": "Substack",
      "topic": "chargeback liability for writers",
      "applies_to_country": "*",
      "tags": {
        "lane": "any",
        "stage": "running",
        "region": [
          "us"
        ],
        "platform": "substack",
        "topic": [
          "money.tax"
        ],
        "explicitness": "any"
      }
    }
  ]
}